Any poor Emiratis out there?



The annual income of the poorest 41 countries (567 million people) is less than the wealth of the world's seven richest people. There are people living under the poverty line whether they are in the wealthiest or the poorest nations. Poverty is present everywhere. Over three billion people, almost half of the world's population, live on less than Dh9.2 a day. Globally, Dh4.6 per day is defined as the poverty line. According to the Dubai Economic Council, the poverty line in the United Arab Emirates is Dh80 a day.

The gross domestic product refers to the total market value of all goods and services produced in a country in a given year, equal to total consumer, investment and government spending, plus the value of exports, minus the value of imports. It is often considered an indicator of a country's standard of living. On a global scale, and according to the CIA World Factbook and the International Monetary Fund, the UAE was ranked 35th out of 190 countries in 2010.

Abu Dhabi and Dubai control 83.2 per cent of the UAE's wealth; they are the largest suppliers and producers of oil. That means the other five emirates depend on the federal Government for financial support.

Causes of poverty differ from one country to another. One of the main causes in the UAE is society's focus on image. As an example, most individuals in an Emirati family own their own cars. Mostly they buy high-end cars and don't mind applying for a loan to own it. Ministry of Social Affairs research points to "high standards" as the most common factor of the impoverished, followed by the cost of living. People wouldn't be living in poor conditions if luxurious life had not been one of their priorities. Ninety-eight per cent of families getting help from the Red Crescent have loans that leave them unable to pay for the essentials of living.

Many families know they are eligible for help from specialist foundations. The main reason they don't ask for help is shame; they think it is embarrassing. Pride and dignity stop them from asking for the aid they need.

The UAE has no official published research regarding people living below the poverty line. The only statistics available were before the economic crisis, 2008 and earlier. A well-known Emirati organisation studies the poverty in the country annually, but does not provide research results for the public. They said it is confidential.

"The ministry is working on research to come up with detailed statistics about poverty in the UAE which will be available by the end of 2011," says Abdulsamad Al Kamali, coordinator at the Social Security Administration, Ministry of Social Affairs. All studies verify that there are no individuals living under the global poverty line. Dr Faris Abdulrazak, the chief economist of the Dubai Economic Council, says: "Construction workers have the lowest salaries in the country; however they earn more than Dh5,500 a year, the global standard of poverty according to The World Bank."

Al Kamali says: "An individual whose salary is Dh1,250 or less can get help from the Government. The Ministry of Social Affairs contributes to individuals by helping them financially starting from Dh625."

Low salaries are not the only factor the ministry considers. There are different categories the Government uses to determine when to help those in need, so all residents get the food they need to survive. However, these families will still be considered poor according to Emirati standards of living.

The UAE's Federal Law No. 2 of 2001 regarding Social Security Law states that widows, orphans, special needs, elderly, divorced and some other groups can receive financial aid from the Government. There are rules that apply before helping needy families. Specialised centres look at income, properties owned, the ratio of family members to rooms, rent cost and health status.

The Dubai Economic Council has listed different standards in measuring poverty in the UAE. "The council studied the minimum acceptance within the society," says Abdulrazak. Each country has different principles of living, and this is what was considered before coming up with a poverty line for the country. The results show that out of 16.9 per cent of the poor residents, 7.2 per cent are Emiratis. People living under Dh80 a day, or Dh2,400 a month, are considered poor. This amount for a family of six - the size of the average Emirati family - is not enough to fulfil basic needs.

The federal or local Government gives support to 27.1 per cent of Emiratis. Help can be provided as part of the citizens' salaries; in addition to their basic salaries, some people receive money for house rent and school fees for their children.

"Other than my basic salary, the company I work for pays for my children's education, health insurance and part of my house rent," says Saeed Mohammed, an Emirati father of four. "With the high cost of living, it would be hard for many householders to provide their family with an average lifestyle without the help of the Government."

Apparently, if the Government stopped helping its citizens, poverty would rise by 21 per cent in Dubai and would double in Sharjah, according to the Dubai Economic Council. This means that the help Emiratis get plays a large role in reducing the cost of living.

The Beit Al Khair Society says that 17,000 Emirati families need help from the Government. The UAE has people living in poor conditions, but not below the global poverty line. There are good intentions from the Government, through either specialised foundations or ministries. At the seminar held at the Dubai Economic Council, an economist said: "The poverty phenomenon in the country isn't considered deep and does not represent massive problems."

The society has 4,868 families registered to receive help. More than 50 per cent of these families receive help because of their low incomes. The remaining financial aid is distributed among different categories.

All available official information shows that there are few poor Emiratis in the country. Different authorities state different facts; some say that loans and high standards of living are the two causes of poor financial condition. Other foundations say that most of the people who need help are low income. All foundations avoid giving or officially stating that they conduct annual research regarding this issue. All they could provide were statistics from before the economic crisis.

The question is, is it true that the UAE doesn't have updated statistics?


Fatema Al Kamali and Hamda Al Bastaki, both 21, graduated from Al Khaleej National School in 2007 and majored in applied media communications at Dubai Women's College. Al Bastaki has directed a horror film, El Laileh, which screened at international film festivals.

The%20National%20selections
%3Cp%3E%3Cspan%20style%3D%22font-size%3A%2014px%3B%22%3E6pm%3A%20Go%20Soldier%20Go%3Cbr%3E6.35pm%3A%20Man%20Of%20Promise%3Cbr%3E7.10pm%3A%20Withering%3Cbr%3E7.45pm%3A%20Mawj%3Cbr%3E8.20pm%3A%20Falling%20Shadow%3Cbr%3E8.55pm%3A%20Law%20Of%20Peace%3Cbr%3E9.30pm%3A%20Naval%20Power%3Cbr%3E10.05pm%3A%20The%20Attorney%3C%2Fspan%3E%3C%2Fp%3E%0A
Joker: Folie a Deux

Starring: Joaquin Phoenix, Lady Gaga, Brendan Gleeson

Director: Todd Phillips 

Rating: 2/5

Know your cyber adversaries

Cryptojacking: Compromises a device or network to mine cryptocurrencies without an organisation's knowledge.

Distributed denial-of-service: Floods systems, servers or networks with information, effectively blocking them.

Man-in-the-middle attack: Intercepts two-way communication to obtain information, spy on participants or alter the outcome.

Malware: Installs itself in a network when a user clicks on a compromised link or email attachment.

Phishing: Aims to secure personal information, such as passwords and credit card numbers.

Ransomware: Encrypts user data, denying access and demands a payment to decrypt it.

Spyware: Collects information without the user's knowledge, which is then passed on to bad actors.

Trojans: Create a backdoor into systems, which becomes a point of entry for an attack.

Viruses: Infect applications in a system and replicate themselves as they go, just like their biological counterparts.

Worms: Send copies of themselves to other users or contacts. They don't attack the system, but they overload it.

Zero-day exploit: Exploits a vulnerability in software before a fix is found.

What is dialysis?

Dialysis is a way of cleaning your blood when your kidneys fail and can no longer do the job.

It gets rid of your body's wastes, extra salt and water, and helps to control your blood pressure. The main cause of kidney failure is diabetes and hypertension.

There are two kinds of dialysis — haemodialysis and peritoneal.

In haemodialysis, blood is pumped out of your body to an artificial kidney machine that filter your blood and returns it to your body by tubes.

In peritoneal dialysis, the inside lining of your own belly acts as a natural filter. Wastes are taken out by means of a cleansing fluid which is washed in and out of your belly in cycles.

It isn’t an option for everyone but if eligible, can be done at home by the patient or caregiver. This, as opposed to home haemodialysis, is covered by insurance in the UAE.

The%20Witcher%20-%20season%20three
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EVarious%0D%3Cbr%3E%3Cstrong%3E%0D%3Cbr%3EStars%3A%20%3C%2Fstrong%3EHenry%20Cavill%2C%20Freya%20Allan%2C%20Anya%20Chalotra%3Cstrong%3E%0D%3Cbr%3E%0D%3Cbr%3ERating%3A%3C%2Fstrong%3E%203%2F5%3C%2Fp%3E%0A
'Morbius'

Director: Daniel Espinosa 

Stars: Jared Leto, Matt Smith, Adria Arjona

Rating: 2/5

The specs

Engine: 1.5-litre turbo

Power: 181hp

Torque: 230Nm

Transmission: 6-speed automatic

Starting price: Dh79,000

On sale: Now

The specs
Engine: Long-range single or dual motor with 200kW or 400kW battery
Power: 268bhp / 536bhp
Torque: 343Nm / 686Nm
Transmission: Single-speed automatic
Max touring range: 620km / 590km
Price: From Dh250,000 (estimated)
On sale: Later this year
The specs

Engine: 1.5-litre 4-cylinder petrol

Power: 154bhp

Torque: 250Nm

Transmission: 7-speed automatic with 8-speed sports option 

Price: From Dh79,600

On sale: Now

What is a Ponzi scheme?

A fraudulent investment operation where the scammer provides fake reports and generates returns for old investors through money paid by new investors, rather than through ligitimate business activities.

In-demand jobs and monthly salaries
  • Technology expert in robotics and automation: Dh20,000 to Dh40,000 
  • Energy engineer: Dh25,000 to Dh30,000 
  • Production engineer: Dh30,000 to Dh40,000 
  • Data-driven supply chain management professional: Dh30,000 to Dh50,000 
  • HR leader: Dh40,000 to Dh60,000 
  • Engineering leader: Dh30,000 to Dh55,000 
  • Project manager: Dh55,000 to Dh65,000 
  • Senior reservoir engineer: Dh40,000 to Dh55,000 
  • Senior drilling engineer: Dh38,000 to Dh46,000 
  • Senior process engineer: Dh28,000 to Dh38,000 
  • Senior maintenance engineer: Dh22,000 to Dh34,000 
  • Field engineer: Dh6,500 to Dh7,500
  • Field supervisor: Dh9,000 to Dh12,000
  • Field operator: Dh5,000 to Dh7,000

Voices: How A Great Singer Can Change Your Life
Nick Coleman
Jonathan Cape

Seven tips from Emirates NBD

1. Never respond to e-mails, calls or messages asking for account, card or internet banking details

2. Never store a card PIN (personal identification number) in your mobile or in your wallet

3. Ensure online shopping websites are secure and verified before providing card details

4. Change passwords periodically as a precautionary measure

5. Never share authentication data such as passwords, card PINs and OTPs  (one-time passwords) with third parties

6. Track bank notifications regarding transaction discrepancies

7. Report lost or stolen debit and credit cards immediately

UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

Company%20Profile
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EMIRATES'S%20REVISED%20A350%20DEPLOYMENT%20SCHEDULE
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Specs%3A%202024%20McLaren%20Artura%20Spider
%3Cp%3E%3Cstrong%3EEngine%3A%3C%2Fstrong%3E%203.0-litre%20twin-turbo%20V6%20and%20electric%20motor%3Cbr%3E%3Cstrong%3EMax%20power%3A%3C%2Fstrong%3E%20700hp%20at%207%2C500rpm%3Cbr%3E%3Cstrong%3EMax%20torque%3A%3C%2Fstrong%3E%20720Nm%20at%202%2C250rpm%3Cbr%3E%3Cstrong%3ETransmission%3A%3C%2Fstrong%3E%20Eight-speed%20dual-clutch%20auto%3Cbr%3E%3Cstrong%3E0-100km%2Fh%3A%3C%2Fstrong%3E%203.0sec%3Cbr%3E%3Cstrong%3ETop%20speed%3A%20%3C%2Fstrong%3E330kph%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh1.14%20million%20(%24311%2C000)%3Cbr%3E%3Cstrong%3EOn%20sale%3A%3C%2Fstrong%3E%20Now%3C%2Fp%3E%0A
THE SPECS – Honda CR-V Touring AWD

Engine: 2.4-litre 4-cylinder

Power: 184hp at 6,400rpm

Torque: 244Nm at 3,900rpm

Transmission: Continuously Variable Transmission (CVT)

0-100kmh in 9.4 seconds

Top speed: 202kmh

Fuel consumption: 6.8L/100km

Price: From Dh122,900

Tips for job-seekers
  • Do not submit your application through the Easy Apply button on LinkedIn. Employers receive between 600 and 800 replies for each job advert on the platform. If you are the right fit for a job, connect to a relevant person in the company on LinkedIn and send them a direct message.
  • Make sure you are an exact fit for the job advertised. If you are an HR manager with five years’ experience in retail and the job requires a similar candidate with five years’ experience in consumer, you should apply. But if you have no experience in HR, do not apply for the job.

David Mackenzie, founder of recruitment agency Mackenzie Jones Middle East

The Bio

Favourite place in UAE: Al Rams pearling village

What one book should everyone read: Any book written before electricity was invented. When a writer willingly worked under candlelight, you know he/she had a real passion for their craft

Your favourite type of pearl: All of them. No pearl looks the same and each carries its own unique characteristics, like humans

Best time to swim in the sea: When there is enough light to see beneath the surface

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ADCC AFC Women’s Champions League Group A fixtures

October 3: v Wuhan Jiangda Women’s FC
October 6: v Hyundai Steel Red Angels Women’s FC
October 9: v Sabah FA

SPEC%20SHEET
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ACL Elite (West) - fixtures

Monday, Sept 30

Al Sadd v Esteghlal (8pm)
Persepolis v Pakhtakor (8pm)
Al Wasl v Al Ahli (8pm)
Al Nassr v Al Rayyan (10pm)

Tuesday, Oct 1
Al Hilal v Al Shorta (10pm)
Al Gharafa v Al Ain (10pm)

COMPANY%20PROFILE
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Results:

Women:

1. Rhiannan Iffland (AUS) 322.95 points
2. Lysanne Richard (CAN) 285.75
3. Ellie Smart (USA) 277.70

Men:

1. Gary Hunt (GBR) 431.55
2. Constantin Popovici (ROU) 424.65
3. Oleksiy Prygorov (UKR) 392.30

GOODBYE%20JULIA
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The specs
Engine: 2.7-litre 4-cylinder Turbomax
Power: 310hp
Torque: 583Nm
Transmission: 8-speed automatic
Price: From Dh192,500
On sale: Now
COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4
The Details

Kabir Singh

Produced by: Cinestaan Studios, T-Series

Directed by: Sandeep Reddy Vanga

Starring: Shahid Kapoor, Kiara Advani, Suresh Oberoi, Soham Majumdar, Arjun Pahwa

Rating: 2.5/5 

UAE currency: the story behind the money in your pockets
COMPANY%20PROFILE
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Surianah's top five jazz artists

Billie Holliday: for the burn and also the way she told stories.  

Thelonius Monk: for his earnestness.

Duke Ellington: for his edge and spirituality.

Louis Armstrong: his legacy is undeniable. He is considered as one of the most revolutionary and influential musicians.

Terence Blanchard: very political - a lot of jazz musicians are making protest music right now.

PREMIER LEAGUE FIXTURES

All times UAE ( 4 GMT)

Saturday
West Ham United v Tottenham Hotspur (3.30pm)
Burnley v Huddersfield Town (7pm)
Everton v Bournemouth (7pm)
Manchester City v Crystal Palace (7pm)
Southampton v Manchester United (7pm)
Stoke City v Chelsea (7pm)
Swansea City v Watford (7pm)
Leicester City v Liverpool (8.30pm)

Sunday
Brighton and Hove Albion v Newcastle United (7pm)

Monday
Arsenal v West Bromwich Albion (11pm)

Day 5, Dubai Test: At a glance

Moment of the day Given the problems Sri Lanka have had in recent times, it was apt the winning catch was taken by Dinesh Chandimal. He is one of seven different captains Sri Lanka have had in just the past two years. He leads in understated fashion, but by example. His century in the first innings of this series set the shock win in motion.

Stat of the day This was the ninth Test Pakistan have lost in their past 11 matches, a run that started when they lost the final match of their three-Test series against West Indies in Sharjah last year. They have not drawn a match in almost two years and 19 matches, since they were held by England at the Zayed Cricket Stadium in Abu Dhabi in 2015.

The verdict Mickey Arthur basically acknowledged he had erred by basing Pakistan’s gameplan around three seam bowlers and asking for pitches with plenty of grass in Abu Dhabi and Sharjah. Why would Pakistan want to change the method that has treated them so well on these grounds in the past 10 years? It is unlikely Misbah-ul-Haq would have made the same mistake.