A side of teenagers that some adults don't see


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Funnily enough, mum and dad never seem thrilled when faced with the prospect of me hosting a sleepover. Having to play the taxi driver all weekend long, ferrying me to a million activities, they reason, is a headache enough without a gaggle of noisy teenagers descending upon the house and wrecking it. Of course we can tend to be a little more selfish and raucous than an older generation would like - that's what the word teenager means - but I know quite a few people my age who are much more caring than some would imagine.

Perhaps the parents have a reason to think us all bad - although they exaggerate it to unacceptable levels. Last time a friend arrived for a sleepover, clutching a massive Juicy Couture bag, Mum made the mistake of telling her to "give me a shout if you need anything". This was presuming that, given the size of her bag, the friend was equipped with everything she needed for a good night's stay, and would only be seen fleetingly and not heard, allowing mum to sleep away the evening.

Poor Mum's words were taken a bit too literally. The friend emptied her bag to reveal numerous lotions, skin creams, make-up, empty nail polish bottles, hair serum, a straightener and a tracksuit - everything but normal night-things. After sending Dad to the supermarket for a toothbrush, she turned round eyes on Mum and asked if she could help her with her hair (I had flatly refused to sort out her tangles for her). She turned the music up a little too loud and proceeded to bounce up and down and sing along (I use the term "sing" loosely) while Mum struggled to keep level with her head.

In the middle of the night, my friend realised that her tracksuit was too itchy and woke everyone up to obtain a slightly more comfy - and much less expensive - set of clothes. She rounded it all off by setting off an eyeshadow explosion in the bathroom in the morning. I've noticed Mum doesn't tell people to "come again" any more, like she did when I was younger. Maybe it's no wonder that, based on a couple of unlucky specimens I usually choose as friends, the world has an increasingly warped view of us. Hey, not only is shopping actually extremely important, but there are those of us who do their bit for the world and never sleep without having done their good deed of the day. (Which would be me, Mum wishes.)

My friend Matt has signed up for a Best Buddies programme, in which teenagers are paired up with a young person with special needs, and try to make their lives as normal as possible. This involves giving up your free time to play football with them or taking them to see a movie just as you would any other friend. Teenagers do all this without getting back anything but an intensely rewarding experience.

I was extremely disbelieving when Matt announced that this was voluntary. He is usually competitive and spends most of his time playing squash and basketball or skiing, so I was surprised to hear that he had made time for community service. His goal in life is to make lots of money when he grows up (yes, I hear you thinking: "Kids today"). However, this made it all the more startling. People often don't realise that, although we teenagers may seem self-centred and greedy, there's some good in us after all.

Watching a Best Buddies footie session was heartwarming; the "buddies" on the pitch as well as the children's families on the sidelines hollered a regular stream of encouragement as the young people passed the ball along. Only someone who was watching very carefully could tell that some of the players' foot-eye coordination was not perfect, but the general spirit on the field was one of happiness and camaraderie. What struck me most was that none of the buddies was in the least condescending.

They played a fair game, and all because of people my age who were not simply interested in deciding which party they should attend on Friday night, but also keen to help others. Sometimes I think I'm not doing enough, especially if we are to fight the stereotype of teenagers as a boisterous, frivolous lot. But then I sneak a peek at myself in the mirror, and am forced to admit that there are more significant things to think about in life, like pursuading my folks to cough up enough money for a nose job in a few years' time.

Lavanya Malhotra is a 14-year-old student in Dubai.

UAE currency: the story behind the money in your pockets
Company profile

Company name: Nestrom

Started: 2017

Co-founders: Yousef Wadi, Kanaan Manasrah and Shadi Shalabi

Based: Jordan

Sector: Technology

Initial investment: Close to $100,000

Investors: Propeller, 500 Startups, Wamda Capital, Agrimatico, Techstars and some angel investors

How Apple's credit card works

The Apple Card looks different from a traditional credit card — there's no number on the front and the users' name is etched in metal. The card expands the company's digital Apple Pay services, marrying the physical card to a virtual one and integrating both with the iPhone. Its attributes include quick sign-up, elimination of most fees, strong security protections and cash back.

What does it cost?

Apple says there are no fees associated with the card. That means no late fee, no annual fee, no international fee and no over-the-limit fees. It also said it aims to have among the lowest interest rates in the industry. Users must have an iPhone to use the card, which comes at a cost. But they will earn cash back on their purchases — 3 per cent on Apple purchases, 2 per cent on those with the virtual card and 1 per cent with the physical card. Apple says it is the only card to provide those rewards in real time, so that cash earned can be used immediately.

What will the interest rate be?

The card doesn't come out until summer but Apple has said that as of March, the variable annual percentage rate on the card could be anywhere from 13.24 per cent to 24.24 per cent based on creditworthiness. That's in line with the rest of the market, according to analysts

What about security? 

The physical card has no numbers so purchases are made with the embedded chip and the digital version lives in your Apple Wallet on your phone, where it's protected by fingerprints or facial recognition. That means that even if someone steals your phone, they won't be able to use the card to buy things.

Is it easy to use?

Apple says users will be able to sign up for the card in the Wallet app on their iPhone and begin using it almost immediately. It also tracks spending on the phone in a more user-friendly format, eliminating some of the gibberish that fills a traditional credit card statement. Plus it includes some budgeting tools, such as tracking spending and providing estimates of how much interest could be charged on a purchase to help people make an informed decision. 

* Associated Press 

How to increase your savings
  • Have a plan for your savings.
  • Decide on your emergency fund target and once that's achieved, assign your savings to another financial goal such as saving for a house or investing for retirement.
  • Decide on a financial goal that is important to you and put your savings to work for you.
  • It's important to have a purpose for your savings as it helps to keep you motivated to continue while also reducing the temptation to spend your savings. 

- Carol Glynn, founder of Conscious Finance Coaching

 

 

A Dog's Journey 

Directed by: Gail Mancuso

Starring: Dennis Quaid, Josh Gad, Marg Helgenberger, Betty Gilpin, Kathryn Prescott

3 out of 5 stars

The team

Photographer: Mateusz Stefanowski at Art Factory 
Videographer: Jear Valasquez 
Fashion director: Sarah Maisey
Make-up: Gulum Erzincan at Art Factory 
Model: Randa at Art Factory Videographer’s assistant: Zanong Magat 
Photographer’s assistant: Sophia Shlykova 
With thanks to Jubail Mangrove Park, Jubail Island, Abu Dhabi 

 
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Another way to earn air miles

In addition to the Emirates and Etihad programmes, there is the Air Miles Middle East card, which offers members the ability to choose any airline, has no black-out dates and no restrictions on seat availability. Air Miles is linked up to HSBC credit cards and can also be earned through retail partners such as Spinneys, Sharaf DG and The Toy Store.

An Emirates Dubai-London round-trip ticket costs 180,000 miles on the Air Miles website. But customers earn these ‘miles’ at a much faster rate than airline miles. Adidas offers two air miles per Dh1 spent. Air Miles has partnerships with websites as well, so booking.com and agoda.com offer three miles per Dh1 spent.

“If you use your HSBC credit card when shopping at our partners, you are able to earn Air Miles twice which will mean you can get that flight reward faster and for less spend,” says Paul Lacey, the managing director for Europe, Middle East and India for Aimia, which owns and operates Air Miles Middle East.

The specs

Engine: four-litre V6 and 3.5-litre V6 twin-turbo

Transmission: six-speed and 10-speed

Power: 271 and 409 horsepower

Torque: 385 and 650Nm

Price: from Dh229,900 to Dh355,000

Breast cancer in men: the facts

1) Breast cancer is men is rare but can develop rapidly. It usually occurs in those over the ages of 60, but can occasionally affect younger men.

2) Symptoms can include a lump, discharge, swollen glands or a rash. 

3) People with a history of cancer in the family can be more susceptible. 

4) Treatments include surgery and chemotherapy but early diagnosis is the key. 

5) Anyone concerned is urged to contact their doctor