UAE personal loan offers with added benefits

Three of the best offers on personal loans in the UAE.

Mona Al Marzooqi / The National
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Win up to Dh250,000 with a Mashreq loan

Benefits: Sign up for a personal loan or top-up for a minimum of Dh50,000 and you may win the Mashreq Personal Loan Plus draw. While one winner will receive the loan amount back (up to Dh250,000), another 15 will receive one month's salary back – up to a maximum of Dh25,000. Loans up to Dh1 million are available. Beware of: Applicants must have a minimum monthly salary of Dh5,000. The offer is valid until May 15.

Get Dh1,000 cash back with ADIB

Benefits: Apply for an ADIB Al Khair Liabilties Settlment and receive Dh1,000 cashback. It offers loans of up to Dh1m over a maximum tenure of four years at profit rates starting from 5.49 per cent. Applicants must have a minimum salary of Dh5,000, havwe been working for six months and must transfer salary to the bank. Beware of: The offer ends on March 31, and there is an early settlement fee of 1 per cent on the outstanding balance.

Refer a friend to Emirates NBD

Benefits: Refer your friends for a personal loan at Emirates NBD and earn up to Dh4,000 in gift vouchers for your efforts per month. The minimum loan amount a referral can apply for is Dh50,000 over a two-year period and applicants must earn a minimum of Dh5,000 per month.

Beware of: The referrals must apply for the loan using the same mobile number provided by the person who made the referral.

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