Illustration by Mathew Kurian
Illustration by Mathew Kurian
Illustration by Mathew Kurian
Illustration by Mathew Kurian

Ramadan 2020: car deals you can access remotely in coronavirus times


Nada El Sawy
  • English
  • Arabic

With coronavirus lockdown and precautionary measures in place across the globe and the world economy in recession, buying a new car is probably not top of the priority list for most people.
However, car dealerships in the UAE are adapting to the physical distancing environment by rolling out virtual showrooms, home delivery test drives and pickup maintenance services. Now, with the start of Ramadan – a time when dealerships offer perks such as price reductions, zero financing and free maintenance – it could be an opportunity to encourage buyers to take advantage of current deals and spur the car market amid challenging times.

“This period of time will actually help consumers make a better decision. The market as well will throw out better offers … so it’s a great opportunity for the consumer to get a better deal,” says Jorge Bialade, the general manager of YallaMotor, a subsidiary of the Middle East jobs site Bayt.com.

A recent report from the car classifieds site found that Covid-19 has had several effects on GCC car buyers' purchasing decisions. Sixty per cent of 1,200 respondents said they would now consider buying a car online rather than visiting a showroom. More than 80 per cent said they would test drive a car at home, as long as the vehicle has been sanitised. Car buyers are also taking more time to make a purchase; 39 per cent said they would now take up to three months to decide, while 65 per cent last year said they only needed a month.

The good news for sellers is that reduced prices is the main factor influencing the decision to buy a car for 74 per cent of those polled. Attractive loan options are important for 11 per cent and complimentary services such as free insurance or a service contract for 10 per cent, the report found. 
Although consumers may be hesitant to make big purchasing decisions in this time of uncertainty, Mr Bialade says people should look towards the future. 
"The lockdown is not something that's going to last forever," he says. "We will eventually be going to the office, getting groceries, meeting our friends and so on and so forth."
Here is our round-up of the Ramadan car deals on offer:

Customers in Saudi Arabia and soon the UAE will be able to fully purchase their Audi online. Courtesy Audi
Customers in Saudi Arabia and soon the UAE will be able to fully purchase their Audi online. Courtesy Audi

Audi

The deal: For the first time, customers in certain regions in the Middle East have the option to fully purchase their Audi online. That includes Saudi Arabia and soon the UAE.
On select models, Audi Al Nabooda Automobiles in Dubai, Sharjah and Fujairah is offering: a 0 per cent finance rate for five years; a five-year or 105,000-kilometre service and maintenance package; five years of roadside assistance and three years' warranty and free registration. Note that the Audi A3 service and maintenance packages are valid for four years or 75,000km – whichever comes first. 
Ali & Sons Audi in Abu Dhabi and Al Ain is offering five years' unlimited mileage warranty, a free service plan for five years or 75,000 kilometres, one year free registration and 0 per cent finance for up to five years, available on A4, A6 and A8 models only. On select models, customers can pay 10 per cent less upfront. Some models also include two years of smart repair insurance.
Valid until: end of Ramadan

Customers can buy the BMW X7 with either a Premium Class Package, Business Class Package or First Class Package during Ramadan. Courtesy AGMC
Customers can buy the BMW X7 with either a Premium Class Package, Business Class Package or First Class Package during Ramadan. Courtesy AGMC

BMW

The deal: AGMC, the official importer of BMW Group brands for Dubai, Sharjah and the Northern Emirates, rolled out special Ramadan packages from April 15. Its Premium Class Package includes a year of complimentary insurance and registration on BMW's range of 2020 models, such as the 220i Coupe, 530i Sedan and all variants of the 7 Series, X4, X6 and M8.
The Business Class Package adds on a 0 per cent finance rate for three years. The First Class Package tops up with a down payment contribution of up to 20 per cent and a service package upgrade for up to six years or 120,000km on BMW 520i, BMW 8 Series Gran Coupe, X5 and X7.
For the first time, for this year's Ramadan offer, AGMC has introduced protection against involuntary loss of employment for two years when financing cars with BMW Albatha Finance. If the customer becomes unemployed within the period of cover, either three months of instalments or up to Dh30,000 will be waived (whichever amount is lower). 
AGMC's BMW digital showroom is available at: www.findyourbmw.ae
Valid until: end of Eid celebrations

Ford and Lincoln

The deal: Al Tayer Motors and Premier Motors have over 300 pre-owned Ford and Lincoln models starting from Dh18,375 to choose from. All Dubai sales showrooms and service centres are closed with the exceptions of Sheikh Zayed Road and Al Barsha, while other emirates' centres are open as usual. Customers can also test drive from their doorstep. 
The Ramadan offers include complimentary VAT, no down payment, and extendable service and warranty for up to seven years or 200,000km. 
Valid until: end of Ramadan

Infiniti Ramadan offers include the waiver of down payments along with free insurance, registration, service and warranty for a certain period. Photo courtesy Infiniti
Infiniti Ramadan offers include the waiver of down payments along with free insurance, registration, service and warranty for a certain period. Photo courtesy Infiniti

Infiniti

The deal: Arabian Automobiles, the exclusive dealer for Infiniti, Nissan and Renault, in Dubai, Sharjah and the Northern Emirates is offering free pickup and drop-off, servicing and ozone treatment for cars to ensure "peace of mind". Customers can also schedule video chats with sales representatives to have their questions answered. 
For Infiniti cars, customers will have their down payment waived, free insurance and registration for one year, a three-year or 60,000km free service, and five years of unlimited mileage warranty. 
Valid until: end of Ramadan

Lotus

The deal: Adamas Motors, which has a Lotus showroom in Dubai and opened its second in Abu Dhabi a year ago, has rolled out its Ramadan 2020 Countdown Promotion. The luxury car starts at Dh359,000. The offer includes: a five-year warranty, a four-year service plan, two years of free registration and one year of free insurance. Financing starts from Dh3,373 a month based on a 50 per cent deposit with a five-year payment plan and 2.59 per cent finance rate. 
Valid until: end of Ramadan

Mini

The deal: AGMC has introduced four packages with names of popular Ramadan sweets across the Mini range. The Umm Ali package includes one year of free registration and insurance, as well as four years of 0 per cent finance, on 2020 models. 
The Kunafa package does not include insurance, but has the added benefits of a service package for either four years or 80,000km and a repair package for four years or 200,000km. 
The Baklava package includes a 0 per cent finance rate for five years and one year of free registration.
Finally, the Luqaimat package includes one year of free insurance and registration, a free service package for either five years or 100,000km, and a free repair package for either five years or 200,000km. 
Leasing packages with monthly instalments of Dh1,495 include protection against involuntary loss of employment. 
AGMC's Mini digital showroom is available at: www.findyourmini.ae
Valid until: end of Eid celebrations

Nissan's Ramadan offers are valid on all 2020 models, including the new Patrol. Photo courtesy Nissan
Nissan's Ramadan offers are valid on all 2020 models, including the new Patrol. Photo courtesy Nissan

Nissan

The deal: Valid on all 2020 models, including the new Patrol, the Ramadan offer includes one year of free insurance and registration and three years of maintenance, cashback and down payment support. 
Valid until: end of Ramadan

Peugeot rolled out its valet service programme on April 12 for customers in Dubai and the Northern Emirates. Its Ramadan offers are valid until June 7. Photo courtesy Peugeot
Peugeot rolled out its valet service programme on April 12 for customers in Dubai and the Northern Emirates. Its Ramadan offers are valid until June 7. Photo courtesy Peugeot

Peugeot

The deal: Peugeot rolled out its valet service programme on April 12 for customers in Dubai and the Northern Emirates. Rakesh Nair, managing director at French car manufacturer Groupe PSA in the GCC, said Peugeot is focused on "helping customers navigate this different time". 
The Ramadan offers include: free servicing for five years or 200,000km; a warranty for five years or 200,000km; free registration; five years of roadside assistance and a Ramadan gift. The offers apply to select models, such as the 308 hatchback, the 3008 and 5008 SUV range, and the 508 fastback sedan. 
Valid until: June 7

Renault's Ramadan promotions include a choice of either deferred payments, free insurance and servicing, or 0 per cent interest for four years. Photo courtesy Renault
Renault's Ramadan promotions include a choice of either deferred payments, free insurance and servicing, or 0 per cent interest for four years. Photo courtesy Renault

Renault

The deal: Arabian Automobiles customers in Dubai, Sharjah and the Northern Emirates have a choice of three offers. They can either pick deferred payments until 2021; one year of free insurance and servicing and a five-year extended warranty or 0 per cent interest for four years. 
Al Masaood customers in Abu Dhabi can take advantage of the "5 Decades, 5 Reasons to Buy a Renault" Ramadan promotion. The five reasons are: savings of up to Dh50,000; a 50,000km free service package; a five-year or unlimited-mileage warranty; free insurance and free VAT. Other current offers include four months of deferred payments and five years of roadside assistance.
Valid until: end of Ramadan

Toyota

The deal: Al Futtaim, the exclusive distributor of Toyota cars in the UAE, is offering a four-year service contract and free registration for one year. It is also covering the costs of fuel for a full year with Cafu's home-fuelling service. An added bonus is an online Ramadan shopping card worth Dh1,500. In another sign of the times, its three-year insurance policy includes involuntary job loss protection. In the case of job loss, six months of instalments to a maximum of Dh20,000 will be covered. 
Valid until: end of May

Volvo

The deal: Trading Enterprises, which sells Volvo cars, as well as Chrysler, Dodge, Ram and Jeep, has a range of offers on its website. Perks include three months of deferred payments, a three-year or unlimited-kilometre warranty, three years of free servicing, free insurance for the first year and a trade-in bonus. 
Valid until: June 30

Volkswagen

The deal: Volkswagen has special Ramadan prices and offers available on its e-showrooms in Abu Dhabi and Dubai. For example, the Passat starts from Dh1,450 per month with one year of free insurance and registration, five years of free roadside assistance and warranty, and free servicing for seven years or 105,000 kilometres – whichever comes first. 
Valid until: while stocks last

The specs

Engine: 6.2-litre V8

Transmission: ten-speed

Power: 420bhp

Torque: 624Nm

Price: Dh325,125

On sale: Now

The National Archives, Abu Dhabi

Founded over 50 years ago, the National Archives collects valuable historical material relating to the UAE, and is the oldest and richest archive relating to the Arabian Gulf.

Much of the material can be viewed on line at the Arabian Gulf Digital Archive - https://www.agda.ae/en

The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE. 

Read part four: an affection for classic cars lives on

Read part three: the age of the electric vehicle begins

Read part one: how cars came to the UAE

 

The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE.

Read part three: the age of the electric vehicle begins

Read part two: how climate change drove the race for an alternative 

Read part one: how cars came to the UAE

WHAT%20START-UPS%20IS%20VISA%20SEEKING%3F
%3Cp%3E%3Cstrong%3EEnablers%20of%20digital%20services%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Blockchain%20and%20cryptocurrency%3Cbr%3E%E2%80%A2%20Crowdfunding%3Cbr%3E%E2%80%A2%20Banking-as-a-service%3Cbr%3E%E2%80%A2%20Banking%20identification%20number%20sponsors%3Cbr%3E%E2%80%A2%20Issuers%2Fprocessors%3Cbr%3E%E2%80%A2%20Programme%20managers%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDigital%20issuance%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Blockchain%20and%20cryptocurrency%3Cbr%3E%E2%80%A2%20Alternative%20lending%3Cbr%3E%E2%80%A2%20Personal%20financial%20management%3Cbr%3E%E2%80%A2%20Money%20transfer%20and%20remittance%3Cbr%3E%E2%80%A2%20Digital%20banking%20(neo%20banks)%3Cbr%3E%E2%80%A2%20Digital%20wallets%2C%20peer-to-peer%20and%20transfers%3Cbr%3E%E2%80%A2%20Employee%20benefits%3Cbr%3E%E2%80%A2%20Payables%3Cbr%3E%E2%80%A2%20Corporate%20cards%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EValue-add%20for%20merchants%2Fconsumers%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Data%20and%20analytics%3Cbr%3E%E2%80%A2%20ID%2C%20authentication%20and%20security%3Cbr%3E%E2%80%A2%20Insurance%20technology%3Cbr%3E%E2%80%A2%20Loyalty%3Cbr%3E%E2%80%A2%20Merchant%20services%20and%20tools%3Cbr%3E%E2%80%A2%20Process%20and%20payment%20infrastructure%3Cbr%3E%E2%80%A2%20Retail%20technology%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ESME%20recovery%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Money%20movement%3Cbr%3E%E2%80%A2%20Acceptance%3Cbr%3E%E2%80%A2%20Risk%20management%3Cbr%3E%E2%80%A2%20Brand%20management%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ENew%20categories%20for%202023%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Sustainable%20FinTechs%3Cbr%3E%E2%80%A2%20Risk%3Cbr%3E%E2%80%A2%20Urban%20mobility%3C%2Fp%3E%0A
The Bio

Favourite place in UAE: Al Rams pearling village

What one book should everyone read: Any book written before electricity was invented. When a writer willingly worked under candlelight, you know he/she had a real passion for their craft

Your favourite type of pearl: All of them. No pearl looks the same and each carries its own unique characteristics, like humans

Best time to swim in the sea: When there is enough light to see beneath the surface

Kandahar%20
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Ric%20Roman%20Waugh%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%C2%A0%3C%2Fstrong%3EGerard%20Butler%2C%20Navid%20Negahban%2C%20Ali%20Fazal%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%202.5%2F5%3C%2Fp%3E%0A
The past winners

2009 - Sebastian Vettel (Red Bull)

2010 - Sebastian Vettel (Red Bull)

2011 - Lewis Hamilton (McLaren)

2012 - Kimi Raikkonen (Lotus)

2013 - Sebastian Vettel (Red Bull)

2014 - Lewis Hamilton (Mercedes)

2015 - Nico Rosberg (Mercedes)

2016 - Lewis Hamilton (Mercedes)

2017 - Valtteri Bottas (Mercedes)

Match info

Liverpool 3
Hoedt (10' og), Matip (21'), Salah (45 3')

Southampton 0

Dust and sand storms compared

Sand storm

  • Particle size: Larger, heavier sand grains
  • Visibility: Often dramatic with thick "walls" of sand
  • Duration: Short-lived, typically localised
  • Travel distance: Limited 
  • Source: Open desert areas with strong winds

Dust storm

  • Particle size: Much finer, lightweight particles
  • Visibility: Hazy skies but less intense
  • Duration: Can linger for days
  • Travel distance: Long-range, up to thousands of kilometres
  • Source: Can be carried from distant regions

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Company profile

Name: Thndr

Started: October 2020

Founders: Ahmad Hammouda and Seif Amr

Based: Cairo, Egypt

Sector: FinTech

Initial investment: pre-seed of $800,000

Funding stage: series A; $20 million

Investors: Tiger Global, Beco Capital, Prosus Ventures, Y Combinator, Global Ventures, Abdul Latif Jameel, Endure Capital, 4DX Ventures, Plus VC,  Rabacap and MSA Capital

First Person
Richard Flanagan
Chatto & Windus 

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills
Tips to stay safe during hot weather
  • Stay hydrated: Drink plenty of fluids, especially water. Avoid alcohol and caffeine, which can increase dehydration.
  • Seek cool environments: Use air conditioning, fans, or visit community spaces with climate control.
  • Limit outdoor activities: Avoid strenuous activity during peak heat. If outside, seek shade and wear a wide-brimmed hat.
  • Dress appropriately: Wear lightweight, loose and light-coloured clothing to facilitate heat loss.
  • Check on vulnerable people: Regularly check in on elderly neighbours, young children and those with health conditions.
  • Home adaptations: Use blinds or curtains to block sunlight, avoid using ovens or stoves, and ventilate living spaces during cooler hours.
  • Recognise heat illness: Learn the signs of heat exhaustion and heat stroke (dizziness, confusion, rapid pulse, nausea), and seek medical attention if symptoms occur.
SPEC%20SHEET%3A%20APPLE%20M3%20MACBOOK%20AIR%20(13%22)
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T10 Cricket League
Sharjah Cricket Stadium
December 14- 17
6pm, Opening ceremony, followed by:
Bengal Tigers v Kerala Kings 
Maratha Arabians v Pakhtoons
Tickets available online at q-tickets.com/t10

The specs: 2019 Haval H6

Price, base: Dh69,900

Engine: 2.0-litre turbocharged four-cylinder

Transmission: Seven-speed automatic

Power: 197hp @ 5,500rpm

Torque: 315Nm @ 2,000rpm

Fuel economy, combined: 7.0L / 100km

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home. 

THE%20SPECS
%3Cp%3EEngine%3A%204.4-litre%20twin-turbo%20V8%20hybrid%0D%3Cbr%3EPower%3A%20653hp%20at%205%2C400rpm%0D%3Cbr%3ETorque%3A%20800Nm%20at%201%2C600-5%2C000rpm%0D%3Cbr%3ETransmission%3A%208-speed%20auto%0D%3Cbr%3E0-100kph%20in%204.3sec%0D%3Cbr%3ETop%20speed%20250kph%0D%3Cbr%3EFuel%20consumption%3A%20NA%0D%3Cbr%3EOn%20sale%3A%20Q2%202023%0D%3Cbr%3EPrice%3A%20From%20Dh750%2C000%0D%3Cbr%3E%3C%2Fp%3E%0A
The years Ramadan fell in May

1987

1954

1921

1888

The specs
Engine: 77.4kW all-wheel-drive dual motor
Power: 320bhp
Torque: 605Nm
Transmission: Single-speed automatic
Price: From Dh219,000
On sale: Now
UAE currency: the story behind the money in your pockets
FIXTURES

Thursday
Dibba v Al Dhafra, Fujairah Stadium (5pm)
Al Wahda v Hatta, Al Nahyan Stadium (8pm)

Friday
Al Nasr v Ajman, Zabeel Stadium (5pm)
Al Jazria v Al Wasl, Mohammed Bin Zayed Stadium (8pm)

Saturday
Emirates v Al Ain, Emirates Club Stadium (5pm)
Sharjah v Shabab Al Ahli Dubai, Sharjah Stadium (8pm)

3%20Body%20Problem
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The Rub of Time: Bellow, Nabokov, Hitchens, Travolta, Trump and Other Pieces 1986-2016
Martin Amis,
Jonathan Cape

Story of 2017-18 so far and schedule to come

Roll of Honour

Who has won what so far in the West Asia rugby season?

 

Western Clubs Champions League

Winners: Abu Dhabi Harlequins

Runners up: Bahrain

 

Dubai Rugby Sevens

Winners: Dubai Exiles

Runners up: Jebel Ali Dragons

 

West Asia Premiership

Winners: Jebel Ali Dragons

Runners up: Abu Dhabi Harlequins

 

UAE Premiership Cup

Winners: Abu Dhabi Harlequins

Runners up: Dubai Exiles

 

Fixtures

Friday

West Asia Cup final

5pm, Bahrain (6pm UAE time), Bahrain v Dubai Exiles

 

West Asia Trophy final

3pm, The Sevens, Dubai Hurricanes v Dubai Sports City Eagles

 

Friday, April 13

UAE Premiership final

5pm, Al Ain, Dubai Exiles v Abu Dhabi Harlequins