Abu Dhabi, United Arab Emirates, January 28, 2013:    Chief Sustainability Officer of Emirates Foundation Khuloud Al Nuwais speaks during the Emirati Youth Forum at the Rocco Forte Hotel in Abu Dhabi on January 28, 2013. Christopher Pike / The National
Khuloud Al Nuwais, the chief sustainability officer of the Emirates Foundation, overcame several hurdles to carve a career. Christopher Pike / The National

Emirates Foundation executive blazes a trail all of her own

It would be churlish to argue that Khuloud Al Nuwais, the chief sustainability officer of the Emirates Foundation, has had anything but an illustrious career. Or rather, an illustrious career so far. She is still a youthful thirtysomething.

But she would be the first to admit there have been obstacles along the way.

"My career path has thrown up many challenges," she told young students at the Emirati Youth Forum on Monday. "But I believe if you want something hard enough, you will get it."

The students were making their first foray into the job market. The forum offered an opportunity to explore the pros and cons of public versus private sector employment. Ms Al Nuwais is well placed to speak about both.

Her first challenges when starting out as a 17-year-old were family-related. She had to convince her parents to let her study abroad and then, on her return, to let her learn how to drive. Even these small personal advances have given her confidence that the Emirati professional environment can change and is changing.

"We have a strong [new] generation," she reflects. "I don't think that it is as difficult with the new generation as it was with my generation. If I could do it, then I think they can. I was able to convince my family. I stood by what I wanted."

Ms Al Nuwais's first job was at Abu Dhabi National Oil Company (Adnoc).

"Analysis of the oil market is a very dry subject job for a young female," she said. "But I took it on."

She quickly became an expert analyst of the crude oil market, attending international conferences including Opec meetings. She often stood out as a 22 and then 23-year-old among senior oil executives sometimes four decades her senior.

"Working culture is so important," she said. "We come from a conservative culture but we are evolving very fast. I remember 10 years ago we [women] didn't drive, go to malls, go out to dine. We are privileged to be in an evolving country and have support from our leadership to see women participate across the board."

At the age of 24, Ms Al Nuwais represented Adnoc at a conference in Thailand. The feedback that she got from the other delegates - that it was great to see the UAE had such talent - was heartening. So she thought about her next move and was advised to consider the gas industry. After six or seven years at Adnoc, she moved to Dolphin Energy.

At the interview for the job, the four most senior people at Dolphin knew who she was and had printouts of her Thailand presentation. She got the job, in strategic development, which provided her with a first taste of the private sector.

She refused to coast along on her reputation.

"I feel that wherever you are, you have to work very hard and prove yourself," she said. "Then other opportunities will come your way."

Which, in time, they did. Although perhaps not in the way she expected. She got a phone call offering her a job to help set up the Emirates Foundation, an organisation that helps young people achieve their potential. Only there was no actual job title. And the benefits package was vague to non-existent. And she was given 48 hours to decide whether to accept.

"I was told, 'We want you to start work on developing the foundation and when the structure is formed there will be an opportunity for you'," she recalled: "I thought, 'Well, it's a new industry I know nothing about. I will be doing something rewarding … community work." So she went for it.

Ms Al Nuwais and a couple of colleagues set up the Emirates Foundation from scratch. As of last year, she became the chief sustainability officer covering research and marketing, communications and monitoring and evaluation of projects.

She told her young audience that working in the private sector may offer many more opportunities to grow and develop skills. After gaining those, returning to government work is an option.

"Young people abroad, they don't think of the Government in the way we do," she said. "They think of working for big corporations like BP and Morgan Stanley because that is where they think they can gain the experience to allow them to grow and open doors for them."

The National Archives, Abu Dhabi

Founded over 50 years ago, the National Archives collects valuable historical material relating to the UAE, and is the oldest and richest archive relating to the Arabian Gulf.

Much of the material can be viewed on line at the Arabian Gulf Digital Archive - https://www.agda.ae/en

Tips to keep your car cool
  • Place a sun reflector in your windshield when not driving
  • Park in shaded or covered areas
  • Add tint to windows
  • Wrap your car to change the exterior colour
  • Pick light interiors - choose colours such as beige and cream for seats and dashboard furniture
  • Avoid leather interiors as these absorb more heat
The Roundup : No Way Out

Director: Lee Sang-yong
Stars: Don Lee, Lee Jun-hyuk, Munetaka Aoki
Rating: 3/5

How much of your income do you need to save?

The more you save, the sooner you can retire. Tuan Phan, a board member of SimplyFI.com, says if you save just 5 per cent of your salary, you can expect to work for another 66 years before you are able to retire without too large a drop in income.

In other words, you will not save enough to retire comfortably. If you save 15 per cent, you can forward to another 43 working years. Up that to 40 per cent of your income, and your remaining working life drops to just 22 years. (see table)

Obviously, this is only a rough guide. How much you save will depend on variables, not least your salary and how much you already have in your pension pot. But it shows what you need to do to achieve financial independence.



Company name: OneOrder
Started: March 2022
Founders: Tamer Amer and Karim Maurice
Based: Cairo
Number of staff: 82
Investment stage: Series A

Company profile

Company name: amana
Started: 2010
Founders: Karim Farra and Ziad Aboujeb
Based: UAE
Regulator: DFSA
Sector: Financial services
Current number of staff: 85
Investment stage: Self-funded

Director: Nag Ashwin

Starring: Prabhas, Saswata Chatterjee, Deepika Padukone, Amitabh Bachchan, Shobhana

Rating: ★★★★

Monster Hunter: World


PlayStation 4, Xbox One


Uefa Champions League semi-final, first leg
Bayern Munich v Real Madrid

When: April 25, 10.45pm kick-off (UAE)
Where: Allianz Arena, Munich
Live: BeIN Sports HD
Second leg: May 1, Santiago Bernabeu, Madrid

Types of policy

Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.

Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.

Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.

Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.

About Seez

Company name/date started: Seez, set up in September 2015 and the app was released in August 2017  

Founder/CEO name(s): Tarek Kabrit, co-founder and chief executive, and Andrew Kabrit, co-founder and chief operating officer

Based in: Dubai, with operations also in Kuwait, Saudi Arabia and Lebanon 

Sector:  Search engine for car buying, selling and leasing

Size: (employees/revenue): 11; undisclosed

Stage of funding: $1.8 million in seed funding; followed by another $1.5m bridge round - in the process of closing Series A 

Investors: Wamda Capital, B&Y and Phoenician Funds 


Company: Eco Way
Started: December 2023
Founder: Ivan Kroshnyi
Based: Dubai, UAE
Industry: Electric vehicles
Investors: Bootstrapped with undisclosed funding. Looking to raise funds from outside

UAE currency: the story behind the money in your pockets
Things Heard & Seen

Directed by: Shari Springer Berman, Robert Pulcini

Starring: Amanda Seyfried, James Norton



Company name: Sav
Started: 2021
Founder: Purvi Munot
Based: Dubai
Industry: FinTech
Funding: $750,000 as of March 2023
Investors: Angel investors

SPECS: Polestar 3

Engine: Long-range dual motor with 400V battery
Power: 360kW / 483bhp
Torque: 840Nm
Transmission: Single-speed automatic
Max touring range: 628km
0-100km/h: 4.7sec
Top speed: 210kph
Price: From Dh360,000
On sale: September


Company name: Almouneer
Started: 2017
Founders: Dr Noha Khater and Rania Kadry
Based: Egypt
Number of staff: 120
Investment: Bootstrapped, with support from Insead and Egyptian government, seed round of
$3.6 million led by Global Ventures

Who is Ramon Tribulietx?

Born in Spain, Tribulietx took sole charge of Auckland in 2010 and has gone on to lead the club to 14 trophies, including seven successive Oceania Champions League crowns. Has been tipped for the vacant New Zealand national team job following Anthony Hudson's resignation last month. Had previously been considered for the role. 

The specs: 2018 Maserati Levante S

Price, base / as tested: Dh409,000 / Dh467,000

Engine: 3.0-litre V6

Transmission: Eight-speed automatic

Power: 430hp @ 5,750rpm

Torque: 580Nm @ 4,500rpm

Fuel economy, combined: 10.9L / 100km

T20 World Cup Qualifier fixtures

Tuesday, October 29

Qualifier one, 2.10pm – Netherlands v UAE

Qualifier two, 7.30pm – Namibia v Oman

Wednesday, October 30

Qualifier three, 2.10pm – Scotland v loser of qualifier one

Qualifier four, 7.30pm – Hong Kong v loser of qualifier two

Thursday, October 31

Fifth-place playoff, 2.10pm – winner of qualifier three v winner of qualifier four

Friday, November 1

Semi-final one, 2.10pm – Ireland v winner of qualifier one

Semi-final two, 7.30pm – PNG v winner of qualifier two

Saturday, November 2

Third-place playoff, 2.10pm

Final, 7.30pm


Name: Haltia.ai
Started: 2023
Co-founders: Arto Bendiken and Talal Thabet
Based: Dubai, UAE
Industry: AI
Number of employees: 41
Funding: About $1.7 million
Investors: Self, family and friends

In-demand jobs and monthly salaries
  • Technology expert in robotics and automation: Dh20,000 to Dh40,000 
  • Energy engineer: Dh25,000 to Dh30,000 
  • Production engineer: Dh30,000 to Dh40,000 
  • Data-driven supply chain management professional: Dh30,000 to Dh50,000 
  • HR leader: Dh40,000 to Dh60,000 
  • Engineering leader: Dh30,000 to Dh55,000 
  • Project manager: Dh55,000 to Dh65,000 
  • Senior reservoir engineer: Dh40,000 to Dh55,000 
  • Senior drilling engineer: Dh38,000 to Dh46,000 
  • Senior process engineer: Dh28,000 to Dh38,000 
  • Senior maintenance engineer: Dh22,000 to Dh34,000 
  • Field engineer: Dh6,500 to Dh7,500
  • Field supervisor: Dh9,000 to Dh12,000
  • Field operator: Dh5,000 to Dh7,000