We played 'Fifa 21' early to see how it compares to 'Fifa 20'. Verdict? It's really 'Fifa 20.5'


Ian Oxborrow
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It’s been a stop-start year for football around the world due to the pandemic, but fans were still able to get their daily dose during the stoppages thanks to EA Sports’ hugely popular Fifa video game franchise.

There are probably many gamers out there who have played Fifa 20 so much that they know every song lyric on the lengthy soundtrack, every sweet spot to shoot from on the pitch and have performed every skill-move available.

The end of the long wait for the next iteration – Fifa 21 – is now drawing close. So close, in fact, that The National was given an early version of the PlayStation 4 title to put the gameplay to the test.

Here’s how the new game is shaping up:

Is 'Fifa 21' a giant leap forward for the franchise?

One of the main criticisms aimed at Fifa is the lack of change on the pitch from one year to the next.

Now, I won't keep you hanging on whether Fifa 21 is lining up to be a fundamentally new game – it isn't. Not on the pitch, anyway.

I was given the beta version to play as much as I wished across two days. This was following a solid nine months of playing Fifa 20, and it's worth noting I'm a reasonable, mid-table kind of player in what is a very competitive area of gaming, so I should be able to feel the changes to the game, however nuanced or subtle they may be.

And, after hours of play, I concluded that Fifa 21 in its current state is more like Fifa 20.5.

But that doesn't necessarily mean it's shaping up badly – some of the frustrations of Fifa 20 have been eradicated and, for the casual player at least, this should be a tidy game of football by the time it launches.

So, what’s good about the new version?

Well, the beta version of Fifa 21 is definitely better than its predecessor. It simply doesn't make that huge stride that many players want it to take.

At first glance it looks the same. OK, so the graphics are slightly sharper, but there’s only so much more EA can wring out of the PS4 with the PS5 just around the corner.

The most noticeable progression is the way the players move off the ball and run into space, making passing play more rewarding. The weight of pass was also better – one of the most irritating aspects on the Fifa 20 pitch was how a pass just wouldn't carry the weight you wanted.

EA have called the new feature Positioning Personality, where forwards make more intelligent runs, playmakers try to find space and defenders block passing lanes. All in all, I found myself happily passing sideways and backwards, knowing that an attack could be patiently built, rather than trying to charge forward on the counter attack on Fifa 20. It actually felt more like a Fifa game from years gone by in that respect, and more like real football.

There’s also a new ability where you can pass into a player’s feet and then control the run of the player who made the initial pass, which should help find different ways to cut apart a defence. Now, either that wasn’t working in the beta version, or I just could find no way to get that to work, but it sounds like a good idea.

What about the new dribbling system?

EA have called this the new Agile Dribbling system, which the developers say has improved responsiveness and control and helps you “explode past defenders”.

I'm not a fan of endlessly dancing around the edge of the opponent's penalty area while performing all manner of skill moves and strafe dribbles (as many players do), but I gave it a go and found no massive difference between the dribbling on offer here and in Fifa 20.

In terms of dribbling unopposed up the pitch, it felt slightly slower. While the faster players, such as Marcus Rashford and Mohamed Salah, were able to stay clear of their chasing defender while running with the ball, they weren’t exactly streaking away.

This leads me to individuality – had I not known the players in the teams I was using due to their appearance, it would have been hard to differentiate who each one was based on the way they played.

Can you still bang goals in at the near post?

Is there anything worse in a football game than there being an exact place on the pitch where you can score from every time? Anyone who played the 1995 release of Manchester United Championship Soccer on the SNES will know what I mean.

In Fifa 20, positioning your shooting player in line with the nearest post – and shooting towards that post – gave a high chance of a goal. This time around, EA's developers say the positioning of the goalkeepers has been "retuned".

Was there a difference in the beta version? A few shots still went in at the near post, but you’d expect that. Finishing one-on-one was straightforward and finesse shots flew into the top corner from the edge of the penalty area, so it was business as usual there.

Another bugbear from Fifa 20 was the impotence of crossing. You could storm down the wing and put in 20 crosses in a match, and not a single one would meet the head of your onrushing striker. It didn't work for David Moyes at Manchester United, and it doesn't work in Fifa 20.

Crosses in Fifa 21 went into more threatening areas, but were again largely nullified by the keeper and centre backs, as they were for corners, which hadn't changed. Hopefully this will be tweaked for those who like to get the ball wide and then get it in the box.

I’d just like to see more scruffy goals, be it after some six-yard box mayhem or a few low bobblers which sneak into the bottom corner. Not every goal in real life is a netbuster.

Anything else of note?

Yes, there’s a Competitor Mode when playing against the computer AI. This replicates the style the serious Fifa players use, such as skill moves, tricks and flicks. It only works on Legendary and Ultimate difficulty and I found it a fairly stiff test in the beta version.

A couple of other nice touches I found included the goalkeeper booting the ball back into the net, or the crowd, after conceding a goal, and players lying down on the floor as if crestfallen after letting in a late winner. It all adds to the atmosphere. Also, the “shh” celebration has been removed to reduce the level of toxicity when playing online.

When is 'Fifa 21' launching?

Fifa 21 will launch worldwide on Friday, October 9, 2020 for PlayStation 4, Xbox One and PC. If you pre-order the Fifa 21 Ultimate Edition or Champions Edition, you'll be able to play from Tuesday, October 6. The EA Access (PS4, Xbox One) and Origin Access (PC) Play First Trials will start on Thursday, October 1.

TOURNAMENT INFO

Women’s World Twenty20 Qualifier

Jul 3- 14, in the Netherlands
The top two teams will qualify to play at the World T20 in the West Indies in November

UAE squad
Humaira Tasneem (captain), Chamani Seneviratne, Subha Srinivasan, Neha Sharma, Kavisha Kumari, Judit Cleetus, Chaya Mughal, Roopa Nagraj, Heena Hotchandani, Namita D’Souza, Ishani Senevirathne, Esha Oza, Nisha Ali, Udeni Kuruppuarachchi

Key figures in the life of the fort

Sheikh Dhiyab bin Isa (ruled 1761-1793) Built Qasr Al Hosn as a watchtower to guard over the only freshwater well on Abu Dhabi island.

Sheikh Shakhbut bin Dhiyab (ruled 1793-1816) Expanded the tower into a small fort and transferred his ruling place of residence from Liwa Oasis to the fort on the island.

Sheikh Tahnoon bin Shakhbut (ruled 1818-1833) Expanded Qasr Al Hosn further as Abu Dhabi grew from a small village of palm huts to a town of more than 5,000 inhabitants.

Sheikh Khalifa bin Shakhbut (ruled 1833-1845) Repaired and fortified the fort.

Sheikh Saeed bin Tahnoon (ruled 1845-1855) Turned Qasr Al Hosn into a strong two-storied structure.

Sheikh Zayed bin Khalifa (ruled 1855-1909) Expanded Qasr Al Hosn further to reflect the emirate's increasing prominence.

Sheikh Shakhbut bin Sultan (ruled 1928-1966) Renovated and enlarged Qasr Al Hosn, adding a decorative arch and two new villas.

Sheikh Zayed bin Sultan (ruled 1966-2004) Moved the royal residence to Al Manhal palace and kept his diwan at Qasr Al Hosn.

Sources: Jayanti Maitra, www.adach.ae

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Starring: Jamie Foxx, Angela Bassett, Tina Fey

Directed by: Pete Doctor

Rating: 4 stars

What is blockchain?

Blockchain is a form of distributed ledger technology, a digital system in which data is recorded across multiple places at the same time. Unlike traditional databases, DLTs have no central administrator or centralised data storage. They are transparent because the data is visible and, because they are automatically replicated and impossible to be tampered with, they are secure.

The main difference between blockchain and other forms of DLT is the way data is stored as ‘blocks’ – new transactions are added to the existing ‘chain’ of past transactions, hence the name ‘blockchain’. It is impossible to delete or modify information on the chain due to the replication of blocks across various locations.

Blockchain is mostly associated with cryptocurrency Bitcoin. Due to the inability to tamper with transactions, advocates say this makes the currency more secure and safer than traditional systems. It is maintained by a network of people referred to as ‘miners’, who receive rewards for solving complex mathematical equations that enable transactions to go through.

However, one of the major problems that has come to light has been the presence of illicit material buried in the Bitcoin blockchain, linking it to the dark web.

Other blockchain platforms can offer things like smart contracts, which are automatically implemented when specific conditions from all interested parties are reached, cutting the time involved and the risk of mistakes. Another use could be storing medical records, as patients can be confident their information cannot be changed. The technology can also be used in supply chains, voting and has the potential to used for storing property records.

The biog

Age: 35

Inspiration: Wife and kids 

Favourite book: Changes all the time but my new favourite is Thinking, Fast and Slow  by Daniel Kahneman

Best Travel Destination: Bora Bora , French Polynesia 

Favourite run: Jabel Hafeet, I also enjoy running the 30km loop in Al Wathba cycling track

Tributes from the UAE's personal finance community

• Sebastien Aguilar, who heads SimplyFI.org, a non-profit community where people learn to invest Bogleheads’ style

“It is thanks to Jack Bogle’s work that this community exists and thanks to his work that many investors now get the full benefits of long term, buy and hold stock market investing.

Compared to the industry, investing using the common sense approach of a Boglehead saves a lot in costs and guarantees higher returns than the average actively managed fund over the long term. 

From a personal perspective, learning how to invest using Bogle’s approach was a turning point in my life. I quickly realised there was no point chasing returns and paying expensive advisers or platforms. Once money is taken care off, you can work on what truly matters, such as family, relationships or other projects. I owe Jack Bogle for that.”

• Sam Instone, director of financial advisory firm AES International

"Thought to have saved investors over a trillion dollars, Jack Bogle’s ideas truly changed the way the world invests. Shaped by his own personal experiences, his philosophy and basic rules for investors challenged the status quo of a self-interested global industry and eventually prevailed.  Loathed by many big companies and commission-driven salespeople, he has transformed the way well-informed investors and professional advisers make decisions."

• Demos Kyprianou, a board member of SimplyFI.org

"Jack Bogle for me was a rebel, a revolutionary who changed the industry and gave the little guy like me, a chance. He was also a mentor who inspired me to take the leap and take control of my own finances."

• Steve Cronin, founder of DeadSimpleSaving.com

"Obsessed with reducing fees, Jack Bogle structured Vanguard to be owned by its clients – that way the priority would be fee minimisation for clients rather than profit maximisation for the company.

His real gift to us has been the ability to invest in the stock market (buy and hold for the long term) rather than be forced to speculate (try to make profits in the shorter term) or even worse have others speculate on our behalf.

Bogle has given countless investors the ability to get on with their life while growing their wealth in the background as fast as possible. The Financial Independence movement would barely exist without this."

• Zach Holz, who blogs about financial independence at The Happiest Teacher

"Jack Bogle was one of the greatest forces for wealth democratisation the world has ever seen.  He allowed people a way to be free from the parasitical "financial advisers" whose only real concern are the fat fees they get from selling you over-complicated "products" that have caused millions of people all around the world real harm.”

• Tuan Phan, a board member of SimplyFI.org

"In an industry that’s synonymous with greed, Jack Bogle was a lone wolf, swimming against the tide. When others were incentivised to enrich themselves, he stood by the ‘fiduciary’ standard – something that is badly needed in the financial industry of the UAE."

North Pole stats

Distance covered: 160km

Temperature: -40°C

Weight of equipment: 45kg

Altitude (metres above sea level): 0

Terrain: Ice rock

South Pole stats

Distance covered: 130km

Temperature: -50°C

Weight of equipment: 50kg

Altitude (metres above sea level): 3,300

Terrain: Flat ice
 

Timeline

2012-2015

The company offers payments/bribes to win key contracts in the Middle East

May 2017

The UK SFO officially opens investigation into Petrofac’s use of agents, corruption, and potential bribery to secure contracts

September 2021

Petrofac pleads guilty to seven counts of failing to prevent bribery under the UK Bribery Act

October 2021

Court fines Petrofac £77 million for bribery. Former executive receives a two-year suspended sentence 

December 2024

Petrofac enters into comprehensive restructuring to strengthen the financial position of the group

May 2025

The High Court of England and Wales approves the company’s restructuring plan

July 2025

The Court of Appeal issues a judgment challenging parts of the restructuring plan

August 2025

Petrofac issues a business update to execute the restructuring and confirms it will appeal the Court of Appeal decision

October 2025

Petrofac loses a major TenneT offshore wind contract worth €13 billion. Holding company files for administration in the UK. Petrofac delisted from the London Stock Exchange

November 2025

180 Petrofac employees laid off in the UAE