NORTH CACHAR HILLS, INDIA // After hours of being out of mobile phone range, the bell finally rang.
"Commander Daniel here," said a scratchy voice on the other end, probably somewhere in the remote jungles of Assam's North Cachar Hills. "What do you want?"
The signal was weak. His coarse voice was breaking. It sounded as though Commander Daniel was on the move. He declined a face-to-face interview - "Too risky, we are being hounded" - but he had a terse message for the Indian government.
"Tell them," he said, "if they think they can crush us just because they've got our chairman, they are wrong. Our movement will not stop."
One of the most wanted fugitives in the region, Commander Daniel - Daniel Dimasa - escaped with two other rebels in a jailbreak in December after eight months behind bars. He is one of the top commanders of the Dima Halam Daogah (Jewel), also called Black Widow, the most lethal insurgent group in the region, active since 2003. It is fighting for a separate state within India for the Dimasas, the largest tribal group in this hill district.
The army is doggedly hunting them, buoyed by recent successes, such as the capture from a Bangalore guesthouse last week of the Black Widow's elusive chairman, Jewel Garlosa, a notorious rebel long on the run.
It recently shot the group's foreign secretary, Frankey Dimasa, in Guwahati, Assam's capital. And in a bid to nip sources of funding to the group, this month the government arrested Mohit Hojai, the chief executive of the North Cachar Hills autonomous council - or the local government - after it was revealed he was helping siphon government funds to the group.
The Indian government's aggressive stance is symptomatic of a seismic shift in the country's policy of tackling insurgency. India is the world's most attacked nation after war-torn Iraq, according to the Worldwide Incidents Tracking System. But beyond Islamic militants from neighbouring Pakistan, it faces a key security risk from the myriad insurgencies within its own borders.
After a new government was recently sworn in New Delhi, India's home minister, P Chidambaram, in his "100-day agenda", outlined that he would make fighting Naxalities (Maoist rebels active across 13 of India's 28 states) and insurgent groups in the north-east, his chief priority.
And while the government will not disclose its strategy, the troops surge in the North Cachar hills - a sparsely populated 5,000 sq km tribal hilly region - is indicative of its new no-tolerance approach towards insurgents.
"The general perception in the government is that if Sri Lanka, a tiny island, can eradicate the [separatist Tamil Tigers], why can't we?" said Umeshwar Singh, an officer from the Intelligence Bureau, currently posted in Haflong, the district headquarters.
North Cachar Hills is home to 18 tribal communities including the dominant Dimasas, Zeme Nagas, Hmars, Kukis and the Karbis. And there are scores of insurgent groups all said to be representing the rights of ethnic tribes.
Clashes have escalated over the past three months between the Dhimasas and Zeme Nagas. No one knows who is behind them, but officials believe the region's armed groups are trying to inflame ethnic communal passions.
Among the insurgent groups, the Black Widow is said to be the most recalcitrant. It routinely orchestrates brutal killings, the kidnapping of tea-garden owners and extortions from local businessmen and government contractors. In recent months, they have killed security personnel and shot at freight trains supplying essential commodities to neighbouring states.
But the casus belli, the government says, is the Black Widow's disruption of two ambitious capital-intensive infrastructure projects: the national East-West Corridor road project, a motorway that will connect Assam in India's north-east with Gujarat state on the western fringes of India's border with Pakistan, and the railway's broad-gauge conversion project.
In a joint statement, the contractors of the East-West Corridor - which includes the companies Gammon India and Continental Engineering Corporation - warned they were mulling over "absolute withdrawal" from the project, as there was no respite for their workers from the relentless cycle of kidnappings and killings. Many contractors have already fled.
To flush out the insurgents in this region of just 200,000 people, the Indian government is in the process of escalating its troop level - from 60 companies of the Indian army to 75, according to Mr Singh. With an influx of 8,000 to 10,000 security personnel, the soldier-to-population ratio could spiral to 1:20, one of the high est in the world.
But it will not be easy tackling them. As you move towards the rural interior, the forest becomes denser, the population conspicuously sparse and concrete roads morph into rutted mountain tracks. Rebels hiding in these forests are led by four formidable commanders, backed by nearly 300 sure-footed fighters adept at guerrilla warfare, armed with a sophisticated inventory of Chinese-made AK47s, M16s, and rocket launchers, and who know the jungle terrain like the back of their hands.
This is known to be a wealthy insurgent group, with monetary collections believed to be far greater than that of the United Liberation Front of Asom, the state's biggest insurgent outfit.
Despite that, Mr Singh is confident they will be reined in. About 10,000 soldiers versus 300 insurgents (he believes they are fewer now because of rising desertions) is an unlikely match. If more troops are needed, more will be called in, he said. "The government is hell-bent on finishing them."
But even if the army succeeds, however formidable the challenge, will this mark the end of insurgent activity? Sipping lalcha - or black tea - at a local cafe, a Haflong-based social worker laughs at the prospect of North Cachar Hills bereft of insurgents. "This one goes and another one will sprout up like mushrooms."
He says he has lost count of the number of groups, small and large, whom he has to pay an unofficial tax to every month.
"How many militants can the army kill?" he said. "Seventy per cent, 80 per cent? And then what? Only a handful is enough to spawn a new insurgent group."
The painful history of this breathtaking region confirms the view.
The Black Widow, or DHD(J), is a breakaway faction of the larger Dimasa outfit, DHD, led by Dileep Nunisa, which entered into a ceasefire agreement with the central government in early 2003.
Opposed to the truce, Jewel Garlosa, then a senior commander, reneged allegiances with DHD to single-handedly float his own group, DHD(J).
Sequestered into four different camps, nearly 800 DHD rebels claim they have renounced violence under the ceasefire agreement, but have not put down their arms. Local tribals still routinely accuse them of killings and extortions.
Scores of interviews with tribals and DHD commanders confirm that the government is unofficially using the DHD as a proxy to attack the Black Widows, even though they are bound by a ceasefire and not supposed to engage in armed warfare.
In order to neutralise them, the government is also backing a splinter group, locally called the "James group", led by a rebel named James Dhimasa, who recently broke away from Jewel Garlosa with 60 armed cadres.
The James group has not entered any ceasefire agreement and so can openly move about the region with arms. Both groups are accused of brutal killings, extortions and gunrunning.
Yathong Dimasa, the tall and stocky 34-year-old additional commander-in-chief of DHD, confirmed that his cadres, armed with M16 and AK47s (heavy weapons they are not allowed to carry under the ceasefire agreement), routinely accompany the army, and sometimes on their own, to hunt Black Widow rebels.
The James group did the same, he said. James Dimasa declined to be interviewed.
Mr Singh, when asked about the role played by other rebel groups, acknowledged the army sought their assistance to penetrate into the difficult terrain and converse with locals in the tribal language.
He confirmed that the James group had not entered into any ceasefire agreement, and they would "not be apprehended for now".
achopra@thenational.ae
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
The specs
Engine: 2.0-litre 4cyl turbo
Power: 261hp at 5,500rpm
Torque: 405Nm at 1,750-3,500rpm
Transmission: 9-speed auto
Fuel consumption: 6.9L/100km
On sale: Now
Price: From Dh117,059
The specs
Price: From Dh180,000 (estimate)
Engine: 2.0-litre turbocharged and supercharged in-line four-cylinder
Transmission: Eight-speed automatic
Power: 320hp @ 5,700rpm
Torque: 400Nm @ 2,200rpm
Fuel economy, combined: 9.7L / 100km
The%20specs
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BUNDESLIGA FIXTURES
Friday (UAE kick-off times)
Borussia Dortmund v Paderborn (11.30pm)
Saturday
Bayer Leverkusen v SC Freiburg (6.30pm)
Werder Bremen v Schalke (6.30pm)
Union Berlin v Borussia Monchengladbach (6.30pm)
Eintracht Frankfurt v Wolfsburg (6.30pm)
Fortuna Dusseldof v Bayern Munich (6.30pm)
RB Leipzig v Cologne (9.30pm)
Sunday
Augsburg v Hertha Berlin (6.30pm)
Hoffenheim v Mainz (9pm)
Visa changes give families fresh hope
Foreign workers can sponsor family members based solely on their income
Male residents employed in the UAE can sponsor immediate family members, such as wife and children, subject to conditions that include a minimum salary of Dh 4,000 or Dh 3,000 plus accommodation.
Attested original marriage certificate, birth certificate of the child, ejari or rental contract, labour contract, salary certificate must be submitted to the government authorised typing centre to complete the sponsorship process
In Abu Dhabi, a woman can sponsor her husband and children if she holds a residence permit stating she is an engineer, teacher, doctor, nurse or any profession related to the medical sector and her monthly salary is at least Dh 10,000 or Dh 8,000 plus accommodation.
In Dubai, if a woman is not employed in the above categories she can get approval to sponsor her family if her monthly salary is more than Dh 10,000 and with a special permission from the Department of Naturalization and Residency Dubai.
To sponsor parents, a worker should earn Dh20,000 or Dh19,000 a month, plus a two-bedroom accommodation
COMPANY%20PROFILE
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UFC%20in%20Abu%20Dhabi
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Other workplace saving schemes
- The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
- Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
- National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
- In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
- Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
How to help
Donate towards food and a flight by transferring money to this registered charity's account.
Account name: Dar Al Ber Society
Account Number: 11 530 734
IBAN: AE 9805 000 000 000 11 530 734
Bank Name: Abu Dhabi Islamic Bank
To ensure that your contribution reaches these people, please send the copy of deposit/transfer receipt to: juhi.khan@daralber.ae
SPEC%20SHEET%3A%20APPLE%20M3%20MACBOOK%20AIR%20(13%22)
%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%20Apple%20M3%2C%208-core%20CPU%2C%20up%20to%2010-core%20CPU%2C%2016-core%20Neural%20Engine%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%2013.6-inch%20Liquid%20Retina%2C%202560%20x%201664%2C%20224ppi%2C%20500%20nits%2C%20True%20Tone%2C%20wide%20colour%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%208%2F16%2F24GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStorage%3A%3C%2Fstrong%3E%20256%2F512GB%20%2F%201%2F2TB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20Thunderbolt%203%2FUSB-4%20(2)%2C%203.5mm%20audio%2C%20Touch%20ID%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%20Wi-Fi%206E%2C%20Bluetooth%205.3%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%2052.6Wh%20lithium-polymer%2C%20up%20to%2018%20hours%2C%20MagSafe%20charging%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECamera%3A%3C%2Fstrong%3E%201080p%20FaceTime%20HD%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EVideo%3A%3C%2Fstrong%3E%20Support%20for%20Apple%20ProRes%2C%20HDR%20with%20Dolby%20Vision%2C%20HDR10%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EAudio%3A%3C%2Fstrong%3E%204-speaker%20system%2C%20wide%20stereo%2C%20support%20for%20Dolby%20Atmos%2C%20Spatial%20Audio%20and%20dynamic%20head%20tracking%20(with%20AirPods)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20Midnight%2C%20silver%2C%20space%20grey%2C%20starlight%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%3C%2Fstrong%3E%20MacBook%20Air%2C%2030W%2F35W%20dual-port%2F70w%20power%20adapter%2C%20USB-C-to-MagSafe%20cable%2C%202%20Apple%20stickers%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh4%2C599%3C%2Fp%3E%0A
MOUNTAINHEAD REVIEW
Starring: Ramy Youssef, Steve Carell, Jason Schwartzman
Director: Jesse Armstrong
Rating: 3.5/5
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TV: World Cup Qualifier 2018 matches will be aired on on OSN Sports HD Cricket channel
Company%20Profile
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ALRAWABI%20SCHOOL%20FOR%20GIRLS
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Planes grounded by coronavirus
British Airways: Cancels all direct flights to and from mainland China
Hong Kong-based Cathay Pacific: Cutting capacity to/from mainland China by 50 per cent from Jan. 30
Chicago-based United Airlines: Reducing flights to Beijing, Shanghai, and Hong Kong
Ai Seoul: Suspended all flights to China
Finnair: Suspending flights to Nanjing and Beijing Daxing until the end of March
Indonesia's Lion Air: Suspending all flights to China from February
South Korea's Asiana Airlines, Jeju Air and Jin Air: Suspend all flights
Company profile
Name: Dukkantek
Started: January 2021
Founders: Sanad Yaghi, Ali Al Sayegh and Shadi Joulani
Based: UAE
Number of employees: 140
Sector: B2B Vertical SaaS(software as a service)
Investment: $5.2 million
Funding stage: Seed round
Investors: Global Founders Capital, Colle Capital Partners, Wamda Capital, Plug and Play, Comma Capital, Nowais Capital, Annex Investments and AMK Investment Office
Result
2.15pm: Maiden Dh75,000 1,950m; Winner: Majestic Thunder, Tadhg O’Shea (jockey), Satish Seemar (trainer).
2.45pm: Handicap Dh80,000 1,800m; Winner: Tailor’s Row, Royston Ffrench, Salem bin Ghadayer.
3.15pm: Handicap Dh85,000 1,600m; Winner: Native Appeal, Adam McLean, Doug Watson.
3.45pm: Handicap Dh115,000 1,950m; Winner: Conclusion, Antonio Fresu, Musabah Al Muhairi.
4.15pm: Handicap Dh100,000 1,400m; Winner: Pilgrim’s Treasure, Tadhg O’Shea, Satish Seemar.
4.45pm: Maiden Dh75,000 1,400m; Winner: Sanad Libya, Richard Mullen, Satish Seemar.
5.15pm: Handicap Dh90,000 1,000m; Winner: Midlander, Richard Mullen, Satish Seemar
More on Quran memorisation:
UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
The biog
Name: Dr Lalia Al Helaly
Education: PhD in Sociology from Cairo
Favourite authors: Elif Shafaq and Nizar Qabbani.
Favourite music: classical Arabic music such as Um Khalthoum and Abdul Wahab,
She loves the beach and advises her clients to go for meditation.
GAC GS8 Specs
Engine: 2.0-litre 4cyl turbo
Power: 248hp at 5,200rpm
Torque: 400Nm at 1,750-4,000rpm
Transmission: 8-speed auto
Fuel consumption: 9.1L/100km
On sale: Now
Price: From Dh149,900
Off-roading in the UAE: How to checklist
Director: Paul Weitz
Stars: Kevin Hart
3/5 stars
Cases of coronavirus in the GCC as of March 15
Saudi Arabia – 103 infected, 0 dead, 1 recovered
UAE – 86 infected, 0 dead, 23 recovered
Bahrain – 210 infected, 0 dead, 44 recovered
Kuwait – 104 infected, 0 dead, 5 recovered
Qatar – 337 infected, 0 dead, 4 recovered
Oman – 19 infected, 0 dead, 9 recovered