The Mayon volcano spews ash and lava in Albay province, Philippines, on June 18. EPA
The Mayon volcano spews ash and lava in Albay province, Philippines, on June 18. EPA
The Mayon volcano spews ash and lava in Albay province, Philippines, on June 18. EPA
The Mayon volcano spews ash and lava in Albay province, Philippines, on June 18. EPA

Villagers risk death in danger zone of Mayon volcano in the Philippines


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Delfina Guiwan’s heart was pounding as she snuck back to her village, now abandoned and eerily quiet, in the fertile foothills of the gently erupting Mayon volcano in the north- eastern Philippines.

When patrolling police spotted her, they warned that the village is off-limits because of the danger of a violent eruption at any time.

Ms Guiwan, 47, said she knew the risks but begged to stay a few minutes more to get her daughter’s school uniform from their shack and feed her pigs.

“I'm scared. We saw lava flowing down one night and a boulder rolled down, sounding like thunder,” Ms Guiwan said.

“I’m praying this eruption won’t get worse because our livelihood is here and it’s difficult to stay in the evacuation camp with few toilets for so many, and the heat. Children are getting sick there.”

Her village, Calbayog, lies in Mayon’s north-eastern foothills and is well within the 6km radius from the volcano’s crater that officials have designated a permanent danger zone, demarcated by concrete warning signs.

Entry is prohibited, but thousands of poor villagers have flouted the restrictions and made it their home for generations. Lucrative businesses such as sand and gravel quarrying and sightseeing tours have also thrived openly despite the ban and the mountain's frequent eruptions – now 53 times on record since 1616.

The 2,462-metre volcano is one of the Philippines' top tourism draws because of its near-perfect cone shape.

But it is also the most active of the country's 24 volcanoes and could erupt violently at any time.

Police check on abandoned homes inside the government declared permanent danger zone surrounding Mayon volcano at Calbayog village on June 15. AP
Police check on abandoned homes inside the government declared permanent danger zone surrounding Mayon volcano at Calbayog village on June 15. AP

That includes pyroclastic flows, which are superheated gas and volcanic debris that suddenly race down slopes at great speed and incinerate everything in their path. Another threat is lahar, a muddy stream of water, volcanic ash and rocks that can move as fast as cars and engulf areas up to several kilometres away.

A terrifying symbol of Mayon’s deadly fury is the belfry of a 16th-century Franciscan stone church which protrudes from the ground. It’s all that's left of a baroque church that was buried by lahar along with the town of Cagsawa in an 1814 eruption that killed about 1,200 people. Many had sought refuge in the church, about 13km from the volcano.

The thousands of villagers who live within Mayon's danger zone reflect the plight of many impoverished Filipinos who are forced to live in treacherous places across the archipelago – near active volcanoes like Mayon, on landslide-prone mountainsides, along vulnerable coastlines, on top of earthquake fault lines and in low-lying villages often engulfed by flash floods, said Richard Gordon, chairman of the Philippine Red Cross and a former senator.

Each year, about 20 typhoons and storms lash the Philippines, which also lies along the Pacific “Ring of Fire”, an arc of fault lines along the Pacific Ocean basin often hit by volcanic eruptions and earthquakes.

The Mayon volcano spews ash and lava in the Philippines' Legazpi City on June 18. EPA
The Mayon volcano spews ash and lava in the Philippines' Legazpi City on June 18. EPA

“It’s really a problem of poverty,” Mr Gordon said. The government should prepare a comprehensive plan to provide poor villagers with safe housing and sustainable livelihoods that would finally allow them to abandon high-risk settlements, he added.

“They go there because they have no choice,” Mr Gordon said.

Most residents were evacuated from Ms Guiwan's village, Calbayog, last week when Mayon started to gently expel lava after days of unrest. Only the chirps of birds and crickets, the crowing of roosters and rustling of coconut trees in the breeze could be heard in the village, about 4km to 5km from the volcano.

Journalists were allowed by police to briefly join a patrol of a Calbayog neighbourhood and saw a few defiant residents still in their houses.

One villager insisted that he had to remain because the 40 roosters he had bred for cockfights might be stolen if he left. Dance music or radio news broadcasts could be heard at two houses, and at least three others had laundry hanging on clotheslines in the sun.

At Mi-isi, another village well inside the permanent danger zone in Mayon's south-eastern foothills, resident Miniong Asilo, 54, a father of nine, laughed off warnings from authorities and volcano scientists.

“I'm not scared, but outsiders will probably have a heart attack if they live here,” he said. He has lost count of the times he has witnessed Mayon's fury, he added.

Mr Asilo and his family have survived for decades off the proceeds from his vegetable farm, piggery, coconut grove and on-and-off work as caretaker of a nearby gravel and sand quarry.

“I was born here. I have not seen the fire and lava reach this village,” Mr Asilo said.

Children play in the danger zone as Mayon volcano spews ashes and lava in the town of Daraga. EPA
Children play in the danger zone as Mayon volcano spews ashes and lava in the town of Daraga. EPA

As he spoke, Mayon rumbled faintly and lava flowed from its swollen crater a kilometre down a gully near the village, in what scientists have described as a “very gentle” eruption so far.

But the government is not taking any chances.

Since the volcano began expelling lava a week ago, soldiers, police and local officials have moved more than 20,000 villagers from the danger zone in forced evacuations to 28 temporary shelters, mostly schools, according to the government’s disaster-response agency.

With most classrooms now crammed with impoverished evacuees and their belongings, teachers have been forced to hold classes in school corridors, in chapels and under trees, Albay provincial education official Alvin Cruz said.

The crisis is an additional challenge for President Ferdinand Marcos Jr, who took office in June last year and inherited an economy battered by the coronavirus pandemic, which deepened poverty, unemployment, hunger and the country’s debt. He flew to Albay on Wednesday to hand out food packs and reassure the evacuees of government help, but warned that Mayon’s gentle eruption may drag on for months, keeping them away from their homes.

The number of displaced villagers could more than double if Mayon’s eruption turns violent and life-threatening, which government volcanologists say is still possible within days or weeks. That could prompt an expansion of the danger zone and the forced evacuation of many more residents.

Farmers on motorcycles in the danger zone as Mayon volcano spews ashes and lava in Daraga. EPA
Farmers on motorcycles in the danger zone as Mayon volcano spews ashes and lava in Daraga. EPA

Thousands of villagers have been given homes away from Mayon in the past, but many returned to its fertile slopes because of inadequate livelihood options in government-established relocation sites, said Eddie Nunez, 59, a resident of Bonga village, about 8km from Mayon’s crater.

Mr Nunez lost an uncle and cousin when they were hit by volcanic ash, steam and boulders in a sudden 1993 explosion while farming on Mayon’s lower slopes. Dozens of other farmers were also killed, he said.

The lack of jobs and opportunities elsewhere forces people to continue risking their lives farming vegetables and scrounging for other sources of income at the foot of the volcano, Mr Nunez said, comparing the choice to Russian roulette.

“You either get lucky or you get hit,” he said.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Should late investors consider cryptocurrencies?

Wealth managers recommend late investors to have a balanced portfolio that typically includes traditional assets such as cash, government and corporate bonds, equities, commodities and commercial property.

They do not usually recommend investing in Bitcoin or other cryptocurrencies due to the risk and volatility associated with them.

“It has produced eye-watering returns for some, whereas others have lost substantially as this has all depended purely on timing and when the buy-in was. If someone still has about 20 to 25 years until retirement, there isn’t any need to take such risks,” Rupert Connor of Abacus Financial Consultant says.

He adds that if a person is interested in owning a business or growing a property portfolio to increase their retirement income, this can be encouraged provided they keep in mind the overall risk profile of these assets.

Dirham Stretcher tips for having a baby in the UAE

Selma Abdelhamid, the group's moderator, offers her guide to guide the cost of having a young family:

• Buy second hand stuff

 They grow so fast. Don't get a second hand car seat though, unless you 100 per cent know it's not expired and hasn't been in an accident.

• Get a health card and vaccinate your child for free at government health centres

 Ms Ma says she discovered this after spending thousands on vaccinations at private clinics.

• Join mum and baby coffee mornings provided by clinics, babysitting companies or nurseries.

Before joining baby classes ask for a free trial session. This way you will know if it's for you or not. You'll be surprised how great some classes are and how bad others are.

• Once baby is ready for solids, cook at home

Take the food with you in reusable pouches or jars. You'll save a fortune and you'll know exactly what you're feeding your child.

START-UPS%20IN%20BATCH%204%20OF%20SANABIL%20500'S%20ACCELERATOR%20PROGRAMME
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Forced%20Deportations
%3Cp%3EWhile%20the%20Lebanese%20government%20has%20deported%20a%20number%20of%20refugees%20back%20to%20Syria%20since%202011%2C%20the%20latest%20round%20is%20the%20first%20en-mass%20campaign%20of%20its%20kind%2C%20say%20the%20Access%20Center%20for%20Human%20Rights%2C%20a%20non-governmental%20organization%20which%20monitors%20the%20conditions%20of%20Syrian%20refugees%20in%20Lebanon.%3C%2Fp%3E%0A%3Cp%3E%E2%80%9CIn%20the%20past%2C%20the%20Lebanese%20General%20Security%20was%20responsible%20for%20the%20forced%20deportation%20operations%20of%20refugees%2C%20after%20forcing%20them%20to%20sign%20papers%20stating%20that%20they%20wished%20to%20return%20to%20Syria%20of%20their%20own%20free%20will.%20Now%2C%20the%20Lebanese%20army%2C%20specifically%20military%20intelligence%2C%20is%20responsible%20for%20the%20security%20operation%2C%E2%80%9D%20said%20Mohammad%20Hasan%2C%20head%20of%20ACHR.%3Cbr%3EIn%20just%20the%20first%20four%20months%20of%202023%20the%20number%20of%20forced%20deportations%20is%20nearly%20double%20that%20of%20the%20entirety%20of%202022.%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3ESince%20the%20beginning%20of%202023%2C%20ACHR%20has%20reported%20407%20forced%20deportations%20%E2%80%93%20200%20of%20which%20occurred%20in%20April%20alone.%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3EIn%20comparison%2C%20just%20154%20people%20were%20forcfully%20deported%20in%202022.%3C%2Fp%3E%0A
Violence%20
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Our legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Company profile

Date started: 2015

Founder: John Tsioris and Ioanna Angelidaki

Based: Dubai

Sector: Online grocery delivery

Staff: 200

Funding: Undisclosed, but investors include the Jabbar Internet Group and Venture Friends

Revival
Eminem
Interscope

Key findings of Jenkins report
  • Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
  • Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
  • Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
  • Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."
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JOKE'S%20ON%20YOU
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UAE currency: the story behind the money in your pockets
What can victims do?

Always use only regulated platforms

Stop all transactions and communication on suspicion

Save all evidence (screenshots, chat logs, transaction IDs)

Report to local authorities

Warn others to prevent further harm

Courtesy: Crystal Intelligence

Dubai Bling season three

Cast: Loujain Adada, Zeina Khoury, Farhana Bodi, Ebraheem Al Samadi, Mona Kattan, and couples Safa & Fahad Siddiqui and DJ Bliss & Danya Mohammed 

Rating: 1/5

COMPANY PROFILE
Name: Mamo 

 Year it started: 2019 Founders: Imad Gharazeddine, Asim Janjua

 Based: Dubai, UAE

 Number of employees: 28

 Sector: Financial services

 Investment: $9.5m

 Funding stage: Pre-Series A Investors: Global Ventures, GFC, 4DX Ventures, AlRajhi Partners, Olive Tree Capital, and prominent Silicon Valley investors. 

 
Updated: June 20, 2023, 7:45 AM