Delfina Guiwan’s heart was pounding as she snuck back to her village, now abandoned and eerily quiet, in the fertile foothills of the gently erupting Mayon volcano in the north- eastern Philippines.
When patrolling police spotted her, they warned that the village is off-limits because of the danger of a violent eruption at any time.
Ms Guiwan, 47, said she knew the risks but begged to stay a few minutes more to get her daughter’s school uniform from their shack and feed her pigs.
“I'm scared. We saw lava flowing down one night and a boulder rolled down, sounding like thunder,” Ms Guiwan said.
“I’m praying this eruption won’t get worse because our livelihood is here and it’s difficult to stay in the evacuation camp with few toilets for so many, and the heat. Children are getting sick there.”
Her village, Calbayog, lies in Mayon’s north-eastern foothills and is well within the 6km radius from the volcano’s crater that officials have designated a permanent danger zone, demarcated by concrete warning signs.
Entry is prohibited, but thousands of poor villagers have flouted the restrictions and made it their home for generations. Lucrative businesses such as sand and gravel quarrying and sightseeing tours have also thrived openly despite the ban and the mountain's frequent eruptions – now 53 times on record since 1616.
The 2,462-metre volcano is one of the Philippines' top tourism draws because of its near-perfect cone shape.
But it is also the most active of the country's 24 volcanoes and could erupt violently at any time.
That includes pyroclastic flows, which are superheated gas and volcanic debris that suddenly race down slopes at great speed and incinerate everything in their path. Another threat is lahar, a muddy stream of water, volcanic ash and rocks that can move as fast as cars and engulf areas up to several kilometres away.
A terrifying symbol of Mayon’s deadly fury is the belfry of a 16th-century Franciscan stone church which protrudes from the ground. It’s all that's left of a baroque church that was buried by lahar along with the town of Cagsawa in an 1814 eruption that killed about 1,200 people. Many had sought refuge in the church, about 13km from the volcano.
The thousands of villagers who live within Mayon's danger zone reflect the plight of many impoverished Filipinos who are forced to live in treacherous places across the archipelago – near active volcanoes like Mayon, on landslide-prone mountainsides, along vulnerable coastlines, on top of earthquake fault lines and in low-lying villages often engulfed by flash floods, said Richard Gordon, chairman of the Philippine Red Cross and a former senator.
Each year, about 20 typhoons and storms lash the Philippines, which also lies along the Pacific “Ring of Fire”, an arc of fault lines along the Pacific Ocean basin often hit by volcanic eruptions and earthquakes.
“It’s really a problem of poverty,” Mr Gordon said. The government should prepare a comprehensive plan to provide poor villagers with safe housing and sustainable livelihoods that would finally allow them to abandon high-risk settlements, he added.
“They go there because they have no choice,” Mr Gordon said.
Most residents were evacuated from Ms Guiwan's village, Calbayog, last week when Mayon started to gently expel lava after days of unrest. Only the chirps of birds and crickets, the crowing of roosters and rustling of coconut trees in the breeze could be heard in the village, about 4km to 5km from the volcano.
Journalists were allowed by police to briefly join a patrol of a Calbayog neighbourhood and saw a few defiant residents still in their houses.
One villager insisted that he had to remain because the 40 roosters he had bred for cockfights might be stolen if he left. Dance music or radio news broadcasts could be heard at two houses, and at least three others had laundry hanging on clotheslines in the sun.
At Mi-isi, another village well inside the permanent danger zone in Mayon's south-eastern foothills, resident Miniong Asilo, 54, a father of nine, laughed off warnings from authorities and volcano scientists.
“I'm not scared, but outsiders will probably have a heart attack if they live here,” he said. He has lost count of the times he has witnessed Mayon's fury, he added.
Mr Asilo and his family have survived for decades off the proceeds from his vegetable farm, piggery, coconut grove and on-and-off work as caretaker of a nearby gravel and sand quarry.
“I was born here. I have not seen the fire and lava reach this village,” Mr Asilo said.
As he spoke, Mayon rumbled faintly and lava flowed from its swollen crater a kilometre down a gully near the village, in what scientists have described as a “very gentle” eruption so far.
But the government is not taking any chances.
Since the volcano began expelling lava a week ago, soldiers, police and local officials have moved more than 20,000 villagers from the danger zone in forced evacuations to 28 temporary shelters, mostly schools, according to the government’s disaster-response agency.
With most classrooms now crammed with impoverished evacuees and their belongings, teachers have been forced to hold classes in school corridors, in chapels and under trees, Albay provincial education official Alvin Cruz said.
The crisis is an additional challenge for President Ferdinand Marcos Jr, who took office in June last year and inherited an economy battered by the coronavirus pandemic, which deepened poverty, unemployment, hunger and the country’s debt. He flew to Albay on Wednesday to hand out food packs and reassure the evacuees of government help, but warned that Mayon’s gentle eruption may drag on for months, keeping them away from their homes.
The number of displaced villagers could more than double if Mayon’s eruption turns violent and life-threatening, which government volcanologists say is still possible within days or weeks. That could prompt an expansion of the danger zone and the forced evacuation of many more residents.
Thousands of villagers have been given homes away from Mayon in the past, but many returned to its fertile slopes because of inadequate livelihood options in government-established relocation sites, said Eddie Nunez, 59, a resident of Bonga village, about 8km from Mayon’s crater.
Mr Nunez lost an uncle and cousin when they were hit by volcanic ash, steam and boulders in a sudden 1993 explosion while farming on Mayon’s lower slopes. Dozens of other farmers were also killed, he said.
The lack of jobs and opportunities elsewhere forces people to continue risking their lives farming vegetables and scrounging for other sources of income at the foot of the volcano, Mr Nunez said, comparing the choice to Russian roulette.
“You either get lucky or you get hit,” he said.
More on Quran memorisation:
RedCrow Intelligence Company Profile
Started: 2016
Founders: Hussein Nasser Eddin, Laila Akel, Tayeb Akel
Based: Ramallah, Palestine
Sector: Technology, Security
# of staff: 13
Investment: $745,000
Investors: Palestine’s Ibtikar Fund, Abu Dhabi’s Gothams and angel investors
How Beautiful this world is!
Fight card
Preliminaries:
Nouredine Samir (UAE) v Sheroz Kholmirzav (UZB); Lucas Porst (SWE) v Ellis Barboza (GBR); Mouhmad Amine Alharar (MAR) v Mohammed Mardi (UAE); Ibrahim Bilal (UAE) v Spyro Besiri (GRE); Aslamjan Ortikov (UZB) v Joshua Ridgwell (GBR)
Main card:
Carlos Prates (BRA) v Dmitry Valent (BLR); Bobirjon Tagiev (UZB) v Valentin Thibaut (FRA); Arthur Meyer (FRA) v Hicham Moujtahid (BEL); Ines Es Salehy (BEL) v Myriame Djedidi (FRA); Craig Coakley (IRE) v Deniz Demirkapu (TUR); Artem Avanesov (ARM) v Badreddine Attif (MAR); Abdulvosid Buranov (RUS) v Akram Hamidi (FRA)
Title card:
Intercontinental Lightweight: Ilyass Habibali (UAE) v Angel Marquez (ESP)
Intercontinental Middleweight: Amine El Moatassime (UAE) v Francesco Iadanza (ITA)
Asian Featherweight: Zakaria El Jamari (UAE) v Phillip Delarmino (PHI)
What vitamins do we know are beneficial for living in the UAE
Vitamin D: Highly relevant in the UAE due to limited sun exposure; supports bone health, immunity and mood.
Vitamin B12: Important for nerve health and energy production, especially for vegetarians, vegans and individuals with absorption issues.
Iron: Useful only when deficiency or anaemia is confirmed; helps reduce fatigue and support immunity.
Omega-3 (EPA/DHA): Supports heart health and reduces inflammation, especially for those who consume little fish.
What is Folia?
Prince Khaled bin Alwaleed bin Talal's new plant-based menu will launch at Four Seasons hotels in Dubai this November. A desire to cater to people looking for clean, healthy meals beyond green salad is what inspired Prince Khaled and American celebrity chef Matthew Kenney to create Folia. The word means "from the leaves" in Latin, and the exclusive menu offers fine plant-based cuisine across Four Seasons properties in Los Angeles, Bahrain and, soon, Dubai.
Kenney specialises in vegan cuisine and is the founder of Plant Food Wine and 20 other restaurants worldwide. "I’ve always appreciated Matthew’s work," says the Saudi royal. "He has a singular culinary talent and his approach to plant-based dining is prescient and unrivalled. I was a fan of his long before we established our professional relationship."
Folia first launched at The Four Seasons Hotel Los Angeles at Beverly Hills in July 2018. It is available at the poolside Cabana Restaurant and for in-room dining across the property, as well as in its private event space. The food is vibrant and colourful, full of fresh dishes such as the hearts of palm ceviche with California fruit, vegetables and edible flowers; green hearb tacos filled with roasted squash and king oyster barbacoa; and a savoury coconut cream pie with macadamia crust.
In March 2019, the Folia menu reached Gulf shores, as it was introduced at the Four Seasons Hotel Bahrain Bay, where it is served at the Bay View Lounge. Next, on Tuesday, November 1 – also known as World Vegan Day – it will come to the UAE, to the Four Seasons Resort Dubai at Jumeirah Beach and the Four Seasons DIFC, both properties Prince Khaled has spent "considerable time at and love".
There are also plans to take Folia to several more locations throughout the Middle East and Europe.
While health-conscious diners will be attracted to the concept, Prince Khaled is careful to stress Folia is "not meant for a specific subset of customers. It is meant for everyone who wants a culinary experience without the negative impact that eating out so often comes with."
Ten tax points to be aware of in 2026
1. Domestic VAT refund amendments: request your refund within five years
If a business does not apply for the refund on time, they lose their credit.
2. E-invoicing in the UAE
Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption.
3. More tax audits
Tax authorities are increasingly using data already available across multiple filings to identify audit risks.
4. More beneficial VAT and excise tax penalty regime
Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.
5. Greater emphasis on statutory audit
There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.
6. Further transfer pricing enforcement
Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes.
7. Limited time periods for audits
Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion.
8. Pillar 2 implementation
Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.
9. Reduced compliance obligations for imported goods and services
Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations.
10. Substance and CbC reporting focus
Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity.
Contributed by Thomas Vanhee and Hend Rashwan, Aurifer
Benefits of first-time home buyers' scheme
- Priority access to new homes from participating developers
- Discounts on sales price of off-plan units
- Flexible payment plans from developers
- Mortgages with better interest rates, faster approval times and reduced fees
- DLD registration fee can be paid through banks or credit cards at zero interest rates
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%3Cp%3EYe%20%E2%80%94%20the%20rapper%20formerly%20known%20as%20Kanye%20West%20%E2%80%94%20has%20seen%20his%20net%20worth%20fall%20to%20%24400%20million%20in%20recent%20weeks.%20That%E2%80%99s%20a%20precipitous%20drop%20from%20Bloomberg%E2%80%99s%20estimates%20of%20%246.8%20billion%20at%20the%20end%20of%202021.%3Cbr%3EYe%E2%80%99s%20wealth%20plunged%20after%20business%20partners%2C%20including%20Adidas%2C%20severed%20ties%20with%20him%20on%20the%20back%20of%20anti-Semitic%20remarks%20earlier%20this%20year.%3Cbr%3EWest%E2%80%99s%20present%20net%20worth%20derives%20from%20cash%2C%20his%20music%2C%20real%20estate%20and%20a%20stake%20in%20former%20wife%20Kim%20Kardashian%E2%80%99s%20shapewear%20firm%2C%20Skims.%3C%2Fp%3E%0A
EMERGENCY PHONE NUMBERS
Estijaba – 8001717 – number to call to request coronavirus testing
Ministry of Health and Prevention – 80011111
Dubai Health Authority – 800342 – The number to book a free video or voice consultation with a doctor or connect to a local health centre
Emirates airline – 600555555
Etihad Airways – 600555666
Ambulance – 998
Knowledge and Human Development Authority – 8005432 ext. 4 for Covid-19 queries
Warlight,
Michael Ondaatje, Knopf
Is it worth it? We put cheesecake frap to the test.
The verdict from the nutritionists is damning. But does a cheesecake frappuccino taste good enough to merit the indulgence?
My advice is to only go there if you have unusually sweet tooth. I like my puddings, but this was a bit much even for me. The first hit is a winner, but it's downhill, slowly, from there. Each sip is a little less satisfying than the last, and maybe it was just all that sugar, but it isn't long before the rush is replaced by a creeping remorse. And half of the thing is still left.
The caramel version is far superior to the blueberry, too. If someone put a full caramel cheesecake through a liquidiser and scooped out the contents, it would probably taste something like this. Blueberry, on the other hand, has more of an artificial taste. It's like someone has tried to invent this drink in a lab, and while early results were promising, they're still in the testing phase. It isn't terrible, but something isn't quite right either.
So if you want an experience, go for a small, and opt for the caramel. But if you want a cheesecake, it's probably more satisfying, and not quite as unhealthy, to just order the real thing.
Company%20profile
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%3Cp%3E%3Cstrong%3EMain%20display%3A%3C%2Fstrong%3E%207.6%22%20QXGA%2B%20Dynamic%20Amoled%202X%2C%20Infinity%20Flex%2C%202176%20x%201812%2C%2021.6%3A18%2C%20374ppi%2C%20HDR10%2B%2C%20up%20to%20120Hz%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECover%20display%3A%3C%2Fstrong%3E%206.2%22%20HD%2B%20Dynamic%20Amoled%202X%2C%202316%20x%20904%2C%2023.1%3A9%2C%20402ppi%2C%20up%20to%20120Hz%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%20Qualcomm%20Snapdragon%208%20Gen%202%2C%204nm%2C%20octa-core%3B%20Adreno%20740%20GPU%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%2012GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECapacity%3A%3C%2Fstrong%3E%20256%2F512GB%20%2F%201TB%20(online%20exclusive)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPlatform%3A%3C%2Fstrong%3E%20Android%2013%2C%20One%20UI%205.1.1%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%3A%3C%2Fstrong%3E%20Triple%2012MP%20ultra-wide%20(f%2F2.2)%20%2B%2050MP%20wide%20(f%2F1.8)%20%2B%2010MP%20telephoto%20(f%2F2.4)%2C%20dual%20OIS%2C%203x%20optical%20zoom%2C%2030x%20Space%20Zoom%2C%20portrait%2C%20super%20slo-mo%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EVideo%3A%3C%2Fstrong%3E%208K%4024fps%2C%204K%4060fps%2C%20full-HD%4060%2F240fps%2C%20HD%40960fps%3B%20slo-mo%4060%2F240%2F960fps%3B%20HDR10%2B%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECover%20camera%3A%3C%2Fstrong%3E%2010MP%20(f%2F2.2)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EInner%20front%20camera%3A%3C%2Fstrong%3E%20Under-display%204MP%20(f%2F1.8)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%204400mAh%2C%2025W%20fast%20charging%2C%2015W%20wireless%2C%204.5W%20reverse%20wireless%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%205G%3B%20Wi-Fi%2C%20Bluetooth%205.3%2C%20NFC%20(Samsung%20Pay)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20USB-C%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECards%3A%3C%2Fstrong%3E%20Nano-SIM%20%2B%20eSIM%3B%20dual%20nano-SIMs%20%2B%20eSIM%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20Cream%2C%20icy%20blue%2C%20phantom%20black%3B%20online%20exclusives%20%E2%80%93%20blue%2C%20grey%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%3C%2Fstrong%3E%20Fold5%2C%20USB-C-to-USB-C%20cable%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20Dh6%2C799%20%2F%20Dh7%2C249%20%2F%20Dh8%2C149%3C%2Fp%3E%0A
The specs
Engine: 2.0-litre 4-cylturbo
Transmission: seven-speed DSG automatic
Power: 242bhp
Torque: 370Nm
Price: Dh136,814
The specs
Engine: 2.0-litre four-cylinder turbo
Power: 178hp at 5,500rpm
Torque: 280Nm at 1,350-4,200rpm
Transmission: seven-speed dual-clutch auto
Price: from Dh209,000
On sale: now
UAE currency: the story behind the money in your pockets
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