UAE consumer Q&A: What happens if I bounce a cheque?

'Once a customer’s cheque has bounced, banks may open a criminal complaint for cheque dishonour.'

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What happens if I bounce a cheque when paying for something?

It is usual for banks or financial institutions to take a security, or guarantee, cheque from customers before processing a loan or a credit card. As per Article 401 of the criminal penal code, a bounced cheque could result in a monetary fine or a jail sentence. Once a customer’s cheque has bounced, banks may open a criminal complaint for cheque dishonour. It is always recommended to honour all payment obligations via cheque to avoid a criminal complaint or case.

My company has not paid me properly for some time, is it worth hiring a lawyer to fight the case, or what other action can I take?

You have a right to file a complaint at the Ministry of Labour against your employer to claim outstanding salaries. As per UAE Labour Law No 8 of 1980, employers are obligated to pay salaries to employees in accordance with their labour contract. Lawyers may charge a fee based on their effort, chances of success and any other factor that may be relevant in this matter.

I went to see a film in an Abu Dhabi cinema and it was cut so badly by the local censors that the film was barely understandable. Can I get my money back?

The censorship board of the UAE rates the film in accordance with the standards set by them. Law No 15 of 1980, which regulates the media and censorship board, sets up the guidelines to rate the film. As long as the audience is watching the film approved by the censor board there is no breach of law. You are not entitled to a refund because you have already watched the film.

If you have a question for our lawyer, please email it to newsdesk@thenational.ae with the subject line ‘Consumer Q&A’.