Dr Abdulla Ustadi, an HIV consultant, says UNAids needs to raise awareness about the disease.
Dr Abdulla Ustadi, an HIV consultant, says UNAids needs to raise awareness about the disease.

Dubai to welcome Aids experts



DUBAI// Aids experts will gather today for a two-day meeting to discuss the "epidemic" of the disease in the Middle East and North Africa. Hosted by UNAids, the Joint United Nations Programme on HIV/Aids, delegates including government officials, doctors and UN staff will launch a report detailing how to tackle the "steadily growing" problem.

According to recent figures, there are around 630 UAE nationals living with HIV/Aids, and the number is rising. Expatriates who test positive are deported. The UNAids regional director, Hind Khatib, said it was essential that every country, rich and poor, understood the importance of investing in preventive measures to reduce rising rates of transmission. The number of people living with HIV increased by 110,000 to 310,000 in the Mena region between 2001 and 2008. In 2008 there were 35,000 new cases in the region.

"The prevalence is low in some of the countries but we need targeted prevention," Ms Khatib said. "Focus on sex workers and intravenous drug users for example. When we're in Dubai we hope to bring these topics to the attention of the policymakers. "It is important to act. We don't want to hear 'It's not our problem' or 'We don't have these problems, they are illegal'. We need action." It is almost 25 years since HIV was discovered, she added, and governments with low prevalence rates had a tendency to "relax" in the early days, storing up potential problems for the future.

Most of the GCC has low rates of HIV/Aids, but some countries have been praised for being more pro-active in prevention and treatment. In March, the UAE's National Aids Programme and the Ministry of Health released the 2010 UN Progress Report, containing comprehensive figures and acknowledged some of the key risk factors, such as prostitution and extramarital sex. It was the first time the country had made these figures public.

Dr Abdulla Ustadi, one of the most prominent HIV consultants in the country, said the UNAids meeting needed, more than anything, to raise awareness about the disease. "It is all about the awareness," he said. "People often dismiss this but it is at the heart of everything. There are many people here who are really not aware of the details of HIV/Aids." Last week the Council of Ministers approved a law that would make it illegal for employers to discriminate on the basis of an applicant's HIV/Aids status. Expatriates and UAE nationals must still be tested before starting a new job.

"This is a huge step and has come at the right time," said Dr Ustadi. "Things are changing. By seeing what other countries have done, we can learn." According to a report from the regional office of the World Health Organisation, treatment coverage in is "only five per cent of estimated need". The report, which tracked trends of communicable diseases between 1978 and 2008 in the Eastern Mediterranean region, said there was an urgent need for more countries to focus on prevention and care needs of those most at risk of HIV/Aids.

According to the official list of delegates provided by Dubai Police, which is organising the UAE's participation, a limited number of health officials are expected to attend. Of the 32 UAE participants, two are from the Ministry of Health and the Dubai Health Authority. Other participating agencies include Dubai Civil Defence, the Ministry of Labour and Ministry of Social Affairs. Despite repeated approaches, no one from the Ministry of Health was available to comment on the meeting.

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Number of tracks: 10

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Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Moral education needed in a 'rapidly changing world'

Moral education lessons for young people is needed in a rapidly changing world, the head of the programme said.

Alanood Al Kaabi, head of programmes at the Education Affairs Office of the Crown Price Court - Abu Dhabi, said: "The Crown Price Court is fully behind this initiative and have already seen the curriculum succeed in empowering young people and providing them with the necessary tools to succeed in building the future of the nation at all levels.

"Moral education touches on every aspect and subject that children engage in.

"It is not just limited to science or maths but it is involved in all subjects and it is helping children to adapt to integral moral practises.

"The moral education programme has been designed to develop children holistically in a world being rapidly transformed by technology and globalisation."

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yallacompare profile

Date of launch: 2014

Founder: Jon Richards, founder and chief executive; Samer Chebab, co-founder and chief operating officer, and Jonathan Rawlings, co-founder and chief financial officer

Based: Media City, Dubai 

Sector: Financial services

Size: 120 employees

Investors: 2014: $500,000 in a seed round led by Mulverhill Associates; 2015: $3m in Series A funding led by STC Ventures (managed by Iris Capital), Wamda and Dubai Silicon Oasis Authority; 2019: $8m in Series B funding with the same investors as Series A along with Precinct Partners, Saned and Argo Ventures (the VC arm of multinational insurer Argo Group)

Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier. 

The biog:

Languages: Arabic, Farsi, Hindi, basic Russian 

Favourite food: Pizza 

Best food on the road: rice

Favourite colour: silver 

Favourite bike: Gold Wing, Honda

Favourite biking destination: Canada 

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Keep it fun and engaging

Stuart Ritchie, director of wealth advice at AES International, says children cannot learn something overnight, so it helps to have a fun routine that keeps them engaged and interested.

“I explain to my daughter that the money I draw from an ATM or the money on my bank card doesn’t just magically appear – it’s money I have earned from my job. I show her how this works by giving her little chores around the house so she can earn pocket money,” says Mr Ritchie.

His daughter is allowed to spend half of her pocket money, while the other half goes into a bank account. When this money hits a certain milestone, Mr Ritchie rewards his daughter with a small lump sum.

He also recommends books that teach the importance of money management for children, such as The Squirrel Manifesto by Ric Edelman and Jean Edelman.