A comprehensive assessment of mental health care around the world highlighted the high cost and relative scarcity of practitioners in the UAE, while also noting that digital access to mental health support was among the best in surveyed countries.
According to a Mental Health Price Index compiled by German market analysts Kenkou, at an average of $163 for a one-hour therapy session, the UAE was the second most expensive behind Switzerland, where counsellors charge $206 per session on average.
Mental health provision was assessed in 50 nations around the world in compiling the index.
With 0.77 psychologists per 100,000 people, the Emirates had the fifth lowest number of experts among the 50 surveyed nations. Japan, the Czech Republic and Finland had the best physical access to mental health care, while Bangladesh, Mexico and India were least accessible.
Insurance for mental health is there, you just have to pay for it. Employers need to understand the need for this kind of health insurance cover and some don’t want to pay for it
Stephen Maclaren,
Seven Insurance Brokers
Progress with online services and new centres
The UAE scored well on providing digital access to mental health support, scoring fourth on a global list of 50 nations behind Denmark, Norway and Sweden.
Experts in the UAE said mental health care was an evolving service that had made recent progress, but more insurance cover was needed.
A new Priory Wellbeing Centre opened in Abu Dhabi in March, the company’s second facility in the UAE, offering specialist mental health support.
Consultant psychiatrist Dr Waleed Ahmed at The Priory Group UAE, said treatments were not always covered by insurers.
“I find myself often having difficult conversations with patients and families about their worries regarding certain mental health conditions and treatments not being covered by their otherwise generous health insurance packages, and having to pay themselves,” he said.
“Others are having to choose between an evidence-based psychotherapy session and a session with the doctor to discuss prescribed medications.
“This is especially true for our children’s services, where important diagnostic and therapeutic developmental assessments that also take considerable clinician time, are not routinely covered by insurance.
"Unfortunately, stigma persists in the field of mental health and there is still some way to go globally for it to be seen on an equal footing to physical health.”
Free support on offer
Free services in the UAE provided by the the National Programme for Happiness and Wellbeing include a mental health support phone line, where trained counsellors offer advice to callers.
Under the Emirates Foundation, the 800 HOPE number was established at the onset of Covid-19 to offer safe and confidential mental support to individuals affected by the pandemic, and continues to provide help.
The Kenkou analysis of mental health services in the UAE assessed data to understand costs entailed in global care.
It investigated the cost of care and medicines, the prevalence of conditions and access and quality of care.
Analysts researched fees for therapy and mental health hospital admissions, as well as the average cost for a month-long addiction treatment.
They also evaluated the price of medicines by collating data via local pharmacies in each country for the most common mental health conditions; these were depression, anxiety, bipolar disorder, schizophrenia, post-traumatic stress disorder and stress.
Varying degrees of pharmaceutical regulation were considered by checking generic and branded versions of the most typical drugs prescribed.
The national affordability of mental health care was then assessed in each country against the global average, using the combined cost of medicines and care.
Marie Byrne is a professional counsellor who runs the Wellness Clinic in Jumeirah and volunteers for the Emirates Foundation offering free mental health support.
“In terms of what help is available for mental illness, counselling is just one aspect,” she said.
“The costs per hour in the report are more reflective of the general cost of living in the UAE, and you would find a similar pattern if you compared fees of a solicitor, doctor or other professional."
The quality and availability of professionals can also affect costs, she said.
“There is not a scarcity in Dubai, but it could be an issue in other areas of the UAE.”
Mental health drive 'still developing'
The Emirates Foundation offers support in Arabic and English.
While the crisis line operates only between 8am and 8pm, it is expected to operate until midnight during Ramadan.
Ms Byrne’s rates are below the national average per session quoted in the report, and she offers free introductory sessions.
“Restoring someone’s mental health and well-being is a relatively new concept globally,” said Ms Byrne, who is from Ireland.
“It is a developing area, insurance companies and health care in general still do not see it in the same way as physical health.
“There is still some stigma and people don’t always want to claim on their insurance for mental health care.
“Insurance companies are more aligned with clinical psychologists, where medication is offered as part of the solution, rather than just routine counselling and therapy.”
Employers urged to offer assistance
According to the Kenkou index, the cost of mental health care in the UAE is 201 per cent more expensive than the global average.
It found stress as the most common mental health issue, followed by depression, anxiety, bipolar disorder and schizophrenia.
Stephen Maclaren, a health insurance specialist with Seven Insurance Brokers in Dubai, said mental health cover was becoming more common, but often resulted in higher premiums for employers.
“Insurance for mental health is there, you just have to pay for it,” he said.
“Employers need to understand the need for this kind of cover and some don’t want to pay for it.
“It can be expensive but there are ways around it, such as an employee assistance programme where employers can pay about $30 (Dh110) a year per employee.
“That entitles them to five sessions of in-person counselling per condition, and access to unlimited telephone support – it is not enough but there are ways of getting more cover.”
Game Changer
Director: Shankar
Stars: Ram Charan, Kiara Advani, Anjali, S J Suryah, Jayaram
Rating: 2/5
Profile
Company: Libra Project
Based: Masdar City, ADGM, London and Delaware
Launch year: 2017
Size: A team of 12 with six employed full-time
Sector: Renewable energy
Funding: $500,000 in Series A funding from family and friends in 2018. A Series B round looking to raise $1.5m is now live.
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Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
Keep it fun and engaging
Stuart Ritchie, director of wealth advice at AES International, says children cannot learn something overnight, so it helps to have a fun routine that keeps them engaged and interested.
“I explain to my daughter that the money I draw from an ATM or the money on my bank card doesn’t just magically appear – it’s money I have earned from my job. I show her how this works by giving her little chores around the house so she can earn pocket money,” says Mr Ritchie.
His daughter is allowed to spend half of her pocket money, while the other half goes into a bank account. When this money hits a certain milestone, Mr Ritchie rewards his daughter with a small lump sum.
He also recommends books that teach the importance of money management for children, such as The Squirrel Manifesto by Ric Edelman and Jean Edelman.
The Sand Castle
Director: Matty Brown
Stars: Nadine Labaki, Ziad Bakri, Zain Al Rafeea, Riman Al Rafeea
Rating: 2.5/5
White hydrogen: Naturally occurring hydrogen
Chromite: Hard, metallic mineral containing iron oxide and chromium oxide
Ultramafic rocks: Dark-coloured rocks rich in magnesium or iron with very low silica content
Ophiolite: A section of the earth’s crust, which is oceanic in nature that has since been uplifted and exposed on land
Olivine: A commonly occurring magnesium iron silicate mineral that derives its name for its olive-green yellow-green colour
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Fight card
1. Bantamweight: Victor Nunes (BRA) v Siyovush Gulmamadov (TJK)
2. Featherweight: Hussein Salim (IRQ) v Shakhriyor Juraev (UZB)
3. Catchweight 80kg: Rashed Dawood (UAE) v Khamza Yamadaev (RUS)
4. Lightweight: Ho Taek-oh (KOR) v Ronald Girones (CUB)
5. Lightweight: Arthur Zaynukov (RUS) v Damien Lapilus (FRA)
6. Bantamweight: Vinicius de Oliveira (BRA) v Furkatbek Yokubov (RUS)
7. Featherweight: Movlid Khaybulaev (RUS) v Zaka Fatullazade (AZE)
8. Flyweight: Shannon Ross (TUR) v Donovon Freelow (USA)
9. Lightweight: Mohammad Yahya (UAE) v Dan Collins (GBR)
10. Catchweight 73kg: Islam Mamedov (RUS) v Martun Mezhulmyan (ARM)
11. Bantamweight World title: Jaures Dea (CAM) v Xavier Alaoui (MAR)
12. Flyweight World title: Manon Fiorot (FRA) v Gabriela Campo (ARG)
COMPANY PROFILE
Name: Akeed
Based: Muscat
Launch year: 2018
Number of employees: 40
Sector: Online food delivery
Funding: Raised $3.2m since inception
Name: Colm McLoughlin
Country: Galway, Ireland
Job: Executive vice chairman and chief executive of Dubai Duty Free
Favourite golf course: Dubai Creek Golf and Yacht Club
Favourite part of Dubai: Palm Jumeirah
Living in...
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Ten tax points to be aware of in 2026
1. Domestic VAT refund amendments: request your refund within five years
If a business does not apply for the refund on time, they lose their credit.
2. E-invoicing in the UAE
Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption.
3. More tax audits
Tax authorities are increasingly using data already available across multiple filings to identify audit risks.
4. More beneficial VAT and excise tax penalty regime
Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.
5. Greater emphasis on statutory audit
There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.
6. Further transfer pricing enforcement
Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes.
7. Limited time periods for audits
Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion.
8. Pillar 2 implementation
Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.
9. Reduced compliance obligations for imported goods and services
Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations.
10. Substance and CbC reporting focus
Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity.
Contributed by Thomas Vanhee and Hend Rashwan, Aurifer
COMPANY PROFILE
Name: Lamsa
Founder: Badr Ward
Launched: 2014
Employees: 60
Based: Abu Dhabi
Sector: EdTech
Funding to date: $15 million
It Was Just an Accident
Director: Jafar Panahi
Stars: Vahid Mobasseri, Mariam Afshari, Ebrahim Azizi, Hadis Pakbaten, Majid Panahi, Mohamad Ali Elyasmehr
Rating: 4/5
Profile of Bitex UAE
Date of launch: November 2018
Founder: Monark Modi
Based: Business Bay, Dubai
Sector: Financial services
Size: Eight employees
Investors: Self-funded to date with $1m of personal savings
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700 - Dubai Hurricanes had more than 700 playing members last season between their mini and youth, men's and women's teams
Dh600,000 - Dubai Exiles' budget for pitch and court hire next season, for their rugby, netball and cricket teams
Dh1.8m - Dubai Hurricanes' overall budget for next season
Dh2.8m - Dubai Exiles’ overall budget for next season
Federer's 11 Wimbledon finals
2003 Beat Mark Philippoussis
2004 Beat Andy Roddick
2005 Beat Andy Roddick
2006 Beat Rafael Nadal
2007 Beat Rafael Nadal
2008 Lost to Rafael Nadal
2009 Beat Andy Roddick
2012 Beat Andy Murray
2014 Lost to Novak Djokovic
2015 Lost to Novak Djokovic
2017 Beat Marin Cilic
WWE TLC results
Asuka won the SmackDown Women's title in a TLC triple threat with Becky Lynch and Charlotte Flair
Dean Ambrose won the Intercontinental title against Seth Rollins
Daniel Bryan retained the WWE World Heavyweight Championship against AJ Styles
Ronda Rousey retained the Raw Women's Championship against Nia Jax
Rey Mysterio beat Randy Orton in a chairs match
Finn Balor defeated Drew McIntyre
Natalya beat Ruby Riott in a tables match
Braun Strowman beat Baron Corbin in a TLC match
Sheamus and Cesaro retained the SmackDown Tag Titles against The Usos and New Day
R-Truth and Carmella won the Mixed Match Challenge by beating Jinder Mahal and Alicia Fox
England squad
Goalkeepers: Jordan Pickford, Nick Pope, Aaron Ramsdale
Defenders: Trent Alexander-Arnold, Conor Coady, Marc Guehi, Reece James, Harry Maguire, Tyrone Mings, Luke Shaw, John Stones, Ben White
Midfielders: Jude Bellingham, Conor Gallagher, Mason Mount, Jordan Henderson, Declan Rice, James Ward-Prowse
Forwards: Tammy Abraham, Phil Foden, Jack Grealish, Harry Kane, Bukayo Saka, Emile Smith Rowe, Raheem Sterling
Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching
VEZEETA PROFILE
Date started: 2012
Founder: Amir Barsoum
Based: Dubai, UAE
Sector: HealthTech / MedTech
Size: 300 employees
Funding: $22.6 million (as of September 2018)
Investors: Technology Development Fund, Silicon Badia, Beco Capital, Vostok New Ventures, Endeavour Catalyst, Crescent Enterprises’ CE-Ventures, Saudi Technology Ventures and IFC
Gender equality in the workplace still 200 years away
It will take centuries to achieve gender parity in workplaces around the globe, according to a December report from the World Economic Forum.
The WEF study said there had been some improvements in wage equality in 2018 compared to 2017, when the global gender gap widened for the first time in a decade.
But it warned that these were offset by declining representation of women in politics, coupled with greater inequality in their access to health and education.
At current rates, the global gender gap across a range of areas will not close for another 108 years, while it is expected to take 202 years to close the workplace gap, WEF found.
The Geneva-based organisation's annual report tracked disparities between the sexes in 149 countries across four areas: education, health, economic opportunity and political empowerment.
After years of advances in education, health and political representation, women registered setbacks in all three areas this year, WEF said.
Only in the area of economic opportunity did the gender gap narrow somewhat, although there is not much to celebrate, with the global wage gap narrowing to nearly 51 per cent.
And the number of women in leadership roles has risen to 34 per cent globally, WEF said.
At the same time, the report showed there are now proportionately fewer women than men participating in the workforce, suggesting that automation is having a disproportionate impact on jobs traditionally performed by women.
And women are significantly under-represented in growing areas of employment that require science, technology, engineering and mathematics skills, WEF said.
* Agence France Presse
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The specs: 2018 Jeep Grand Cherokee Trackhawk
Price, base: Dh399,999
Engine: Supercharged 6.2-litre V8
Gearbox: Eight-speed automatic
Power: 707hp @ 6,000rpm
Torque: 875Nm @ 4,800rpm
Fuel economy, combined: 16.8L / 100km (estimate)