Abu Dhabi's Al Samha housing project for Emiratis. Courtesy: Ministry of Presidential Affairs
Abu Dhabi's Al Samha housing project for Emiratis. Courtesy: Ministry of Presidential Affairs
Abu Dhabi's Al Samha housing project for Emiratis. Courtesy: Ministry of Presidential Affairs
Abu Dhabi's Al Samha housing project for Emiratis. Courtesy: Ministry of Presidential Affairs

Abu Dhabi distributes Dh7.2bn in housing loans to Emiratis for National Day


  • English
  • Arabic

Sheikh Mohamed bin Zayed ordered billions of dirhams in housing packages to be distributed among more than 6,100 Emiratis in Abu Dhabi on Saturday.

The Crown Prince of Abu Dhabi and Deputy Supreme Commander of the UAE Armed Forces, called for housing loans, homes and land — at a total value of Dh7.2bn — to be granted to citizens, under the directives of President Sheikh Khalifa.

Sheikh Mohamed also waived loan repayments totalling Dh340 million for 381 retired Emiratis and the families of deceased mortgagors.

The announcement was made to coincide with 49th National Day celebrations. It was the third package of housing benefits issued this year, which total Dh15.5bn.

The breakdown includes 3,099 plots of land, valued at Dh2.17bn; 2,000 housing loans, valued at Dh3.45bn; and 601 houses, valued at Dh1.2bn. The package was distributed among Emiratis in Abu Dhabi, Al Ain and Al Dhafra.

This year, approvals were issued for more than 5,000 housing loans as part of government aims to "maintain social stability and ensure decent living standards for citizens".

On Saturday, Dr Mugheer Al Khaili, chairman of the Department of Community Development Abu Dhabi, praised the move, saying it would help Emirati families enjoy a higher quality of life.

"The third housing benefits package demonstrates the ... leadership's keenness to provide all means of support ... for citizens. The package for this year is an extension of all the efforts to ensure a decent life for them and their families," he said.

Jaber Al Suwaidi, chairman of Abu Dhabi Housing Authority, echoed those sentiments and said the exemption of loan payments and distribution of homes and land showed "commitment to providing good quality housing".

Mr Al Suwaidi, who is also director-general of the Crown Prince Court of Abu Dhabi, said the decision would "build a strong and connected community that enhances the development and progress of the country."

The UAE Government allocates land, free accommodation or a loan to eligible Emiratis who apply though the Housing Allocation Committee.

Sheikh Zayed Housing Programme, established in 1999, provides low-income Emiratis with interest-free loans that are repayable over a 25-year period. Priority is given to widows, senior Emiratis and people with disabilities.

The scheme was introduced to ensure all Emiratis have access to safe and affordable housing and basic services.

The UAE capital aims to double the number of housing loans issued to Emiratis as part of Abu Dhabi Government Accelerator Programme, Ghadan 21.

Emiratis who have worked for at least 15 years and lived in the UAE for a decade or longer can apply for loans ranging from Dh500,000 to Dh2.25m from the government to buy a home or plot of land on which to build a house.

This loan is repaid over the remainder of their lives but can sometimes be waived by order of Sheikh Mohamed. Typically, these directives exempt retired or low-income Emiratis.

The loans are distributed by Sheikh Zayed Housing Programme but Emiratis can alternatively apply for a pre-built home with Abu Dhabi Housing Authority.

Abu Dhabi's Al Samha housing project for Emiratis:

  • Around 250 villas have been built in Al Samha City, a housing programme for Emiratis in Abu Dhabi. Courtesy: Ministry of Presidential Affairs
    Around 250 villas have been built in Al Samha City, a housing programme for Emiratis in Abu Dhabi. Courtesy: Ministry of Presidential Affairs
  • Sheikh Hazza bin Zayed, Vice Chairman of Abu Dhabi Executive Council, tours Al Samha City with Sheikh Khalid bin Mohamed, Deputy National Security Adviser, member of the Abu Dhabi Executive Council and chairman of Abu Dhabi Executive Office. Courtesy: Ministry of Presidential Affairs
    Sheikh Hazza bin Zayed, Vice Chairman of Abu Dhabi Executive Council, tours Al Samha City with Sheikh Khalid bin Mohamed, Deputy National Security Adviser, member of the Abu Dhabi Executive Council and chairman of Abu Dhabi Executive Office. Courtesy: Ministry of Presidential Affairs
  • A children's play area at Al Samha City in Abu Dhabi. Courtesy: Ministry of Presidential Affairs
    A children's play area at Al Samha City in Abu Dhabi. Courtesy: Ministry of Presidential Affairs
  • One of the 250 villas for Emiratis in Al Samha City. Courtesy: Ministry of Presidential Affairs
    One of the 250 villas for Emiratis in Al Samha City. Courtesy: Ministry of Presidential Affairs
  • Sheikh Khalid bin Mohamed, Deputy National Security Adviser, member of the Abu Dhabi Executive Council and Chairman of Abu Dhabi Executive Office, tours Al Samha City on Wednesday. Seen with Dr Mugheer Al Khaili, Chairman of the Department of Community Development and Abu Dhabi Executive Council Member. Courtesy: Ministry of Presidential Affairs
    Sheikh Khalid bin Mohamed, Deputy National Security Adviser, member of the Abu Dhabi Executive Council and Chairman of Abu Dhabi Executive Office, tours Al Samha City on Wednesday. Seen with Dr Mugheer Al Khaili, Chairman of the Department of Community Development and Abu Dhabi Executive Council Member. Courtesy: Ministry of Presidential Affairs
  • Sheikh Hazza bin Zayed, Vice Chairman of the Abu Dhabi Executive Council, is briefed about Al Samha City. Courtesy: Ministry of Presidential Affairs
    Sheikh Hazza bin Zayed, Vice Chairman of the Abu Dhabi Executive Council, is briefed about Al Samha City. Courtesy: Ministry of Presidential Affairs
  • Sheikh Hazza bin Zayed, Vice Chairman of the Abu Dhabi Executive Council, tours Al Samha City with Dr Mugheer Al Khaili, Chairman of the Department of Community Development and Abu Dhabi Executive Council Member, and Sheikh Khalid bin Mohamed, Deputy National Security Adviser, member of the Abu Dhabi Executive Council and Chairman of Abu Dhabi Executive Office. Courtesy: Ministry of Presidential Affairs
    Sheikh Hazza bin Zayed, Vice Chairman of the Abu Dhabi Executive Council, tours Al Samha City with Dr Mugheer Al Khaili, Chairman of the Department of Community Development and Abu Dhabi Executive Council Member, and Sheikh Khalid bin Mohamed, Deputy National Security Adviser, member of the Abu Dhabi Executive Council and Chairman of Abu Dhabi Executive Office. Courtesy: Ministry of Presidential Affairs
  • Sheikh Khalid bin Mohamed, Deputy National Security Adviser, member of the Abu Dhabi Executive Council and Chairman of Abu Dhabi Executive Office, tours Al Samha City. Courtesy: Ministry of Presidential Affairs
    Sheikh Khalid bin Mohamed, Deputy National Security Adviser, member of the Abu Dhabi Executive Council and Chairman of Abu Dhabi Executive Office, tours Al Samha City. Courtesy: Ministry of Presidential Affairs
  • An aerial view of Al Samha City, an Emirati housing project in Abu Dhabi. Courtesy: Ministry of Presidential Affairs
    An aerial view of Al Samha City, an Emirati housing project in Abu Dhabi. Courtesy: Ministry of Presidential Affairs
  • Al Samha City cost Dh674 million to build and was inaugurated on Wednesday. Courtesy: Ministry of Presidential Affairs
    Al Samha City cost Dh674 million to build and was inaugurated on Wednesday. Courtesy: Ministry of Presidential Affairs
Which honey takes your fancy?

Al Ghaf Honey

The Al Ghaf tree is a local desert tree which bears the harsh summers with drought and high temperatures. From the rich flowers, bees that pollinate this tree can produce delicious red colour honey in June and July each year

Sidr Honey

The Sidr tree is an evergreen tree with long and strong forked branches. The blossom from this tree is called Yabyab, which provides rich food for bees to produce honey in October and November. This honey is the most expensive, but tastiest

Samar Honey

The Samar tree trunk, leaves and blossom contains Barm which is the secret of healing. You can enjoy the best types of honey from this tree every year in May and June. It is an historical witness to the life of the Emirati nation which represents the harsh desert and mountain environments

Fast%20X
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Louis%20Leterrier%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Vin%20Diesel%2C%20Michelle%20Rodriguez%2C%20Jason%20Statham%2C%20Tyrese%20Gibson%2C%20Ludacris%2C%20Jason%20Momoa%2C%20John%20Cena%2C%20Jordana%20Brewster%2C%20Nathalie%20Emmanuel%2C%20Sung%20Kang%2C%20Brie%20Larson%2C%20Helen%20Mirren%20and%20Charlize%20Theron%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%203%2F5%3C%2Fp%3E%0A
Our legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

Know your Camel lingo

The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home

Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless

Asayel camels - sleek, short-haired hound-like racers

Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s

Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival

Day 2, Dubai Test: At a glance

Moment of the day Pakistan’s effort in the field had hints of shambles about it. The wheels were officially off when Wahab Riaz lost his run up and aborted the delivery four times in a row. He re-measured his run, jogged in for two practice goes. Then, when he was finally ready to go, he bailed out again. It was a total cringefest.

Stat of the day – 139.5 Yasir Shah has bowled 139.5 overs in three innings so far in this Test series. Judged by his returns, the workload has not withered him. He has 14 wickets so far, and became history’s first spinner to take five-wickets in an innings in five consecutive Tests. Not bad for someone whose fitness was in question before the series.

The verdict Stranger things have happened, but it is going to take something extraordinary for Pakistan to keep their undefeated record in Test series in the UAE in tact from this position. At least Shan Masood and Sami Aslam have made a positive start to the salvage effort.

Tips to stay safe during hot weather
  • Stay hydrated: Drink plenty of fluids, especially water. Avoid alcohol and caffeine, which can increase dehydration.
  • Seek cool environments: Use air conditioning, fans, or visit community spaces with climate control.
  • Limit outdoor activities: Avoid strenuous activity during peak heat. If outside, seek shade and wear a wide-brimmed hat.
  • Dress appropriately: Wear lightweight, loose and light-coloured clothing to facilitate heat loss.
  • Check on vulnerable people: Regularly check in on elderly neighbours, young children and those with health conditions.
  • Home adaptations: Use blinds or curtains to block sunlight, avoid using ovens or stoves, and ventilate living spaces during cooler hours.
  • Recognise heat illness: Learn the signs of heat exhaustion and heat stroke (dizziness, confusion, rapid pulse, nausea), and seek medical attention if symptoms occur.
Long read

Mageed Yahia, director of WFP in UAE: Coronavirus knows no borders, and neither should the response

How the UAE gratuity payment is calculated now

Employees leaving an organisation are entitled to an end-of-service gratuity after completing at least one year of service.

The tenure is calculated on the number of days worked and does not include lengthy leave periods, such as a sabbatical. If you have worked for a company between one and five years, you are paid 21 days of pay based on your final basic salary. After five years, however, you are entitled to 30 days of pay. The total lump sum you receive is based on the duration of your employment.

1. For those who have worked between one and five years, on a basic salary of Dh10,000 (calculation based on 30 days):

a. Dh10,000 ÷ 30 = Dh333.33. Your daily wage is Dh333.33

b. Dh333.33 x 21 = Dh7,000. So 21 days salary equates to Dh7,000 in gratuity entitlement for each year of service. Multiply this figure for every year of service up to five years.

2. For those who have worked more than five years

c. 333.33 x 30 = Dh10,000. So 30 days’ salary is Dh10,000 in gratuity entitlement for each year of service.

Note: The maximum figure cannot exceed two years total salary figure.

Company%20profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Ogram%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2017%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Karim%20Kouatly%20and%20Shafiq%20Khartabil%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%2C%20UAE%3Cbr%3E%3Cstrong%3EIndustry%3A%3C%2Fstrong%3E%20On-demand%20staffing%3Cbr%3E%3Cstrong%3ENumber%20of%20employees%3A%3C%2Fstrong%3E%2050%3Cbr%3E%3Cstrong%3EFunding%3A%20%3C%2Fstrong%3EMore%20than%20%244%20million%3Cbr%3E%3Cstrong%3EFunding%20round%3A%3C%2Fstrong%3E%20Series%20A%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EGlobal%20Ventures%2C%20Aditum%20and%20Oraseya%20Capital%3Cbr%3E%3C%2Fp%3E%0A
if you go

The flights
Emirates flies to Delhi with fares starting from around Dh760 return, while Etihad fares cost about Dh783 return. From Delhi, there are connecting flights to Lucknow. 
Where to stay
It is advisable to stay in Lucknow and make a day trip to Kannauj. A stay at the Lebua Lucknow hotel, a traditional Lucknowi mansion, is recommended. Prices start from Dh300 per night (excluding taxes). 

Results

5pm Maiden (PA) Dh80,000 1,400m

Winner No Riesgo Al Maury, Szczepan Mazur (jockey), Ibrahim Al Hadhrami (trainer)

5.30pm Handicap (PA) Dh80,000 1,600m

Winner Marwa W’Rsan, Sam Hitchcott, Jaci Wickham.

6pm Handicap (PA) Dh80,000 1,600m

Winner Dahess D’Arabie, Al Moatasem Al Balushi, Helal Al Alawi.

6.30pm Handicap (PA) Dh80,000 2,200m

Winner Safin Al Reef, Connor Beasley, Abdallah Al Hammadi.

7pm Wathba Stallions Cup Handicap (PA) Dh70,000 2,200m

Winner Thulbaseera Al Jasra, Shakir Al Balushi, Ibrahim Al Hadhrami.

7.30pm Maiden (TB) Dh 80,000 2,200m

Winner Autumn Pride, Szczepan Mazur, Helal Al Alawi.

In numbers: China in Dubai

The number of Chinese people living in Dubai: An estimated 200,000

Number of Chinese people in International City: Almost 50,000

Daily visitors to Dragon Mart in 2018/19: 120,000

Daily visitors to Dragon Mart in 2010: 20,000

Percentage increase in visitors in eight years: 500 per cent

COMPANY PROFILE

Name: Rain Management

Year started: 2017

Based: Bahrain

Employees: 100-120

Amount raised: $2.5m from BitMex Ventures and Blockwater. Another $6m raised from MEVP, Coinbase, Vision Ventures, CMT, Jimco and DIFC Fintech Fund

Where can I submit a sample?

Volunteers can now submit DNA samples at a number of centres across Abu Dhabi. The programme is open to all ages.

Collection centres in Abu Dhabi include:

  • Abu Dhabi National Exhibition Centre (ADNEC)
  • Biogenix Labs in Masdar City
  • Al Towayya in Al Ain
  • NMC Royal Hospital in Khalifa City
  • Bareen International Hospital
  • NMC Specialty Hospital, Al Ain
  • NMC Royal Medical Centre - Abu Dhabi
  • NMC Royal Women’s Hospital.
RESULTS

5pm: Watha Stallions Cup Handicap (PA) Dh 70,000 (Dirt) 2,000m

Winner: Dalil De Carrere, Bernardo Pinheiro (jockey), Mohamed Daggash (trainer)

5.30pm: Maiden (TB) Dh 70,000 (D) 2,000m

Winner: Miracle Maker, Xavier Ziani, Salem bin Ghadayer

6pm: Maiden (PA) Dh 70,000 (D) 1,600m

Winner: Pharitz Al Denari, Bernardo Pinheiro, Mahmood Hussain

6.30pm: Maiden (PA) Dh 70,000 (D) 1,600m

Winner: Oss, Jesus Rosales, Abdallah Al Hammadi

7pm: Handicap (PA) Dh 70,000 (D) 1,400m

Winner: ES Nahawand, Fernando Jara, Mohamed Daggash

7.30pm: Maiden (PA) Dh 70,000 (D) 1,000m

Winner: AF Almajhaz, Abdul Aziz Al Balushi, Khalifa Al Neyadi

8pm: Maiden (PA) Dh 70,000 (D) 1,000m

Winner: AF Lewaa, Bernardo Pinheiro, Qaiss Aboud.

Sreesanth's India bowling career

Tests 27, Wickets 87, Average 37.59, Best 5-40

ODIs 53, Wickets 75, Average 33.44, Best 6-55

T20Is 10, Wickets 7, Average 41.14, Best 2-12

Our legal advisor

Ahmad El Sayed is Senior Associate at Charles Russell Speechlys, a law firm headquartered in London with offices in the UK, Europe, the Middle East and Hong Kong.

Experience: Commercial litigator who has assisted clients with overseas judgments before UAE courts. His specialties are cases related to banking, real estate, shareholder disputes, company liquidations and criminal matters as well as employment related litigation. 

Education: Sagesse University, Beirut, Lebanon, in 2005.

How to wear a kandura

Dos

  • Wear the right fabric for the right season and occasion 
  • Always ask for the dress code if you don’t know
  • Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work 
  • Wear 100 per cent cotton under the kandura as most fabrics are polyester

Don’ts 

  • Wear hamdania for work, always wear a ghutra and agal 
  • Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying
Skoda Superb Specs

Engine: 2-litre TSI petrol

Power: 190hp

Torque: 320Nm

Price: From Dh147,000

Available: Now

Jetour T1 specs

Engine: 2-litre turbocharged

Power: 254hp

Torque: 390Nm

Price: From Dh126,000

Available: Now

Starring: Jamie Foxx, Angela Bassett, Tina Fey

Directed by: Pete Doctor

Rating: 4 stars