A British man was rescued after crashing his hang glider into a tree in the mountains in Ras Al Khaimah on Saturday.
David Willis, a flight simulator instructor in Dubai, was hang gliding from Jebel Jais at midday when strong winds caused him to crash land in a tree. He said he had been flying at 1,000m above sea level when he lost control of the glider upon his descent.
"I was hang gliding from Jebel Jais and when I came in to land there was a gust of wind which made me hit the top of a small tree about 5 to 6 metres high and then landed heavily on the ground into a fence," he told The National.
The 78-year-old man was spotted by Pakistani men working in the area, who called police.
An ambulance took Mr Willis to Saqr Hospital at 4.30pm where he was treated for some fractures and other minor injuries.
"I broke three ribs and got a bit of a neck injury but I'm okay and being released from the hospital," he said on Monday. He has been hang gliding for about 45 years.
"It was the first time for me in Jebel Jais, I normally go to Abu Dhabi in a place that has a man-made hill were people usually hang glide," said Mr Willis.
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When: Sunday, kick-off 7pm (UAE)
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PREMIER LEAGUE STATS
Romelu Lukaku's goalscoring statistics in the Premier League
Season/club/appearances (substitute)/goals
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2012/13 West Brom (loan): 35(15) - 17
2013/14 Chelsea: 2(2) - 0
2013/14 Everton (loan): 31(2) - 15
2014/15 Everton: 36(4) - 10
2015/16 Everton: 37(1) - 18
2016/17 Everton: 37(1) - 25
SPEC%20SHEET%3A%20NOTHING%20PHONE%20(2A)
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- Option 2: 50% across three years
- Option 3: 30% across five years
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When: The one-off Test starts on Friday, May 11
What time: Each day’s play is scheduled to start at 2pm UAE time.
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Brown rice: consume an amount that fits in the palm of your hand
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Courtesy Roma Megchiani, functional nutritionist at Dubai’s 77 Veggie Boutique
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
Terror attacks in Paris, November 13, 2015
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- At 9.25pm, three attackers opened fire on restaurants and cafes over 20 minutes, killing 39 people
- Shortly after 9.40pm, three other attackers launched a three-hour raid on the Bataclan, in which 1,500 people had gathered to watch a rock concert. In total, 90 people were killed
- Salah Abdeslam, the only survivor of the terrorists, did not directly participate in the attacks, thought to be due to a technical glitch in his suicide vest
- He fled to Belgium and was involved in attacks on Brussels in March 2016. He is serving a life sentence in France
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