Bank debit-card 'skimming' alert at ATMs in Khalidiyah


  • English
  • Arabic

ABU DHABI // Debit cards are being "skimmed" at ATMs in Khalidiyah, transmitting card details and PINs to thieves, the US Embassy has warned.

The embassy sent a precautionary email to US citizens in the capital warning of an increase in card fraud and asking them to avoid using ATMs in the area, specifically in Spinneys supermarket and at Khalidiyah Mall.

"Debit-card skimming is very uncommon in the UAE and historically has not been an issue that has impacted our community," the statement says. "The recent debit-card skimming incidents have been brought to the attention of Abu Dhabi Police."

Skimming uses a device mounted on the front of an ATM card slot that reads card numbers and PINs and transmits the information to thieves near by. Hidden cameras can also capture the data.

Although it says none of its ATMs has been affected, Citibank is issuing replacement cards.

"As part of our ongoing anti-fraud monitoring efforts, we are taking precautionary measures to replace some ATM/debit cards that we suspect may have been recently compromised at specific third-party ATM locations," a Citibank spokesman said.

A new card is issued to every client who used an ATM that has been confirmed to be hacked, even if the client's account was not affected, the bank said.

"We always advise residents to be responsible when using ATMs," said Col Dr Rashid Bursheed, head of organised crime at Abu Dhabi Police's criminal investigation department. "But we have not received any kind of notifications about problems in that area."

Col Maktoum Ali Al Sherifi, director of the capital police directorate, also said he had not recently been notified of any such problems in the area.

A customer service representative at Spinneys in Khalidiyah said it was common for its ATMs, which belong to the National Bank of Abu Dhabi (NBAD) and HSBC, to experience technical problems. However, the manager on duty said there have been no complaints and that they had not received any official notifications. An HSBC representative at its branch in the store said the same. Both ATMs were functioning regularly yesterday evening.

At Khalidiyah Mall, ATMs for Union National Bank, Dubai Islamic Bank, Hilal Bank and RAK Bank, were working normally, but one NBAD machine was encountering network problems with Etisalat.

"We have not received any complaints or complications of any sort regarding [fraud]," said Hiwot Mamo, a mall management representative. "We double-checked with our security team and surveillance team and no incident has been reported."

Noel Clay, a spokesman for the US State Department, said it was normal for the embassy to issue such alerts during the holiday season.

"This is very common and done in any country to protect US citizens during this time of year," he said. "But if the statement focuses on certain areas, it usually means there were incidents reported to the embassy."

The US Embassy could not be reached for comment.

Last month, the Central Bank unveiled a timetable to roll out EMV chip and pin, an international standard designed to prevent card fraud, over the next three years.

Instead of signing a receipt to authorise payments, customers will be asked to enter their PIN using a point-of-sale terminal or ATM. As part of the migration to chip and pin, all electronic points of sale are to switch to the system by March, with all ATMs, debit and prepaid cards to follow by the end of next year.

All credit and charge cards must be upgraded to use the new system by the end of 2014.

SPECS

Nissan 370z Nismo

Engine: 3.7-litre V6

Transmission: seven-speed automatic

Power: 363hp

Torque: 560Nm

Price: Dh184,500

Why it pays to compare

A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

Who is Tim-Berners Lee?

Sir Tim Berners-Lee was born in London in a household of mathematicians and computer scientists. Both his mother, Mary Lee, and father, Conway, were early computer scientists who worked on the Ferranti 1 - the world's first commercially-available, general purpose digital computer. Sir Tim studied Physics at the University of Oxford and held a series of roles developing code and building software before moving to Switzerland to work for Cern, the European Particle Physics laboratory. He developed the worldwide web code as a side project in 1989 as a global information-sharing system. After releasing the first web code in 1991, Cern made it open and free for all to use. Sir Tim now campaigns for initiatives to make sure the web remains open and accessible to all.

MATCH INFO

Final: England v South Africa, Saturday, 1pm

Groom and Two Brides

Director: Elie Semaan

Starring: Abdullah Boushehri, Laila Abdallah, Lulwa Almulla

Rating: 3/5