• Caroline Rowe and her cat in the garden of her townhouse in The Springs, Dubai. Caroline rents the two bedroom property for Dh84,000 per year, lower than the average for the area. All photos by Antonie Robertson / The National
    Caroline Rowe and her cat in the garden of her townhouse in The Springs, Dubai. Caroline rents the two bedroom property for Dh84,000 per year, lower than the average for the area. All photos by Antonie Robertson / The National
  • Like many people who work primarily from home, she sought a larger home with a garden
    Like many people who work primarily from home, she sought a larger home with a garden
  • Caroline’s smartly decorated living room
    Caroline’s smartly decorated living room
  • The study and library
    The study and library
  • Caroline previously rented a one-bed apartment in the busy Jumeirah Lakes Towers area
    Caroline previously rented a one-bed apartment in the busy Jumeirah Lakes Towers area
  • The house has a sizeable garden and a high wall for privacy
    The house has a sizeable garden and a high wall for privacy
  • Having moved in in December, Caroline has already made her house a home with decorations and personal touches
    Having moved in in December, Caroline has already made her house a home with decorations and personal touches
  • Her office and work space in front of the garden window
    Her office and work space in front of the garden window
  • Caroline’s home is decorated with souvenirs from foreign travel
    Caroline’s home is decorated with souvenirs from foreign travel
  • Caroline's home is decorated with souvenirs from foreign travel
    Caroline's home is decorated with souvenirs from foreign travel
  • Villas in the Springs were built nearly 20 years ago, and many owners have refurbished the original fittings. The kitchen in her house has been updated
    Villas in the Springs were built nearly 20 years ago, and many owners have refurbished the original fittings. The kitchen in her house has been updated
  • Having two floors and about 1,700 sq ft of space is a big improvement on a one-bedroom flat
    Having two floors and about 1,700 sq ft of space is a big improvement on a one-bedroom flat
  • Homes in the Springs are typically terraced townhouses with rows of gardens at the rear, or larger semi-detached villas, which are more expensive
    Homes in the Springs are typically terraced townhouses with rows of gardens at the rear, or larger semi-detached villas, which are more expensive
  • The main bedroom offers plenty of space
    The main bedroom offers plenty of space

My Dubai Rent: Home worker finds villa townhouse a bargain for Dh84,000 a year


Patrick Ryan
  • English
  • Arabic

My Dubai Rent takes you inside a reader’s home to have a look at what they pay each month, see who they live with and find out what they do and don’t like

Eighteen months into the pandemic, Caroline Rowe had had enough of working on the sofa with her laptop.

She decided she needed somewhere larger than the one-bedroom apartment she rented in Jumeirah Lakes Towers, Dubai, for Dh40,000 ($10,891) a year.

A two-bedroom townhouse in The Springs, a few kilometres to the south, caught her eye. After striking a good deal, she moved in to her new home in December 2021.

Her villa is ideal for her large collection of souvenirs and artefacts, compiled over years of foreign travel, and her two Persian cats, and has a sizeable outside space for the keen gardener.

Rising demand for villas with gardens, competition from newly arrived residents and rising sale prices mean the Dh84,000 per year Caroline pays is good value.

The Springs, built in 2002-2004 to the south of Dubai Marina, comprises about 4,800 semi-detached villas and terraced townhouses in 14 sub-districts.

So far, I have been growing papaya, mulberry, sweet potatoes, desert grapes and watermelons in the garden. I have been able to do all this in three months
Caroline Rowe

As of March 2022, prices for two-bedroom townhouses started at Dh90,000 for homes that have not been upgraded by the owners, rising to about Dh125,000 for those with the latest mod cons. Larger semi-detached homes and those with lake views can go for much more.

Caroline, a communications consultant, was only too happy to invite The National into her new home and explain why it is so important to her.

How much do you pay in rent?

I pay Dh14,000 every two months. It works out at Dh84,000 a year, depending on how you want to look at it.

I don’t think it’s that expensive, especially considering I was paying Dh125,000 for a one-bedroom apartment when I first moved to Dubai about eight years ago.

Why did you choose to live here?

There were quite a few reasons. I needed the extra room to work from, for a start, but I also wanted somewhere with a big garden.

My two cats, Shehedha and Filfil, also needed more room – even though they don’t go too far, they still need that bit of extra space to roam about in.

Now they love to just sit at the back door and just look out at the garden. I have had them since they were kittens eight years ago. They are like children to me.

I love the community here as well. There are loads of people my own age, a lot of families and professionals who are more settled.

I also live close as well to friends who, like me, are single women.

It’s great to be so close to them and it feels like we have our own little network of friends right across the road from one another.

The Springs is pretty central, as well, so I don’t have to travel too far if I need to go anywhere.

What have you done to make the house your own?

Caroline's smartly furnished office and library. Antonie Robertson / The National
Caroline's smartly furnished office and library. Antonie Robertson / The National

One of the first things I did was hire a landscaper to help shape the garden the way I wanted it.

I also love entertaining, so I wanted to make an outside space where I could host visitors, around a firepit.

Having that space is important because I love gardening, especially planting and growing.

So far, I have been growing papaya, mulberry, sweet potatoes, desert grapes and watermelons in the garden. I have been able to do all this in three months.

Inside the house, I’ve built a Lego room which also doubles up as a library.

I try to keep the Lego displays different and make them seasonal. Right now it has a Chinese theme.

The house also has a museum-type theme that I worked with an interior decorator to come up with.

Over the years, I have travelled a lot and lived in places like India and China, so I have picked up an awful lot of items in that time.

Before the pandemic, I would make sure I travelled to different countries almost every year.

Every single item that is on display in the house has a very personal and special meaning to me.

It is not like I just went down to a store and bought them.

I keep them in display cabinets and there is a lot of gold and bronze right through the house.

Are there any downsides to living here?

There is not really much to complain about, if I am honest.

If there was one thing, though, it would be the fact the houses here are quite old by Dubai standards.

It’s a good idea to keep the contact for the handyman close.

The problems are never anything major, but you have to accept the house might need a little maintenance, given its age.

Five areas that offer villas with gardens for under Dh100,000: in pictures

  • With newer communities on the rise and a drop in rents, more people are opting for spacious homes that have extra amenities. 'The National' looks at five residential districts in Dubai that offer homes with landscaped private gardens for under Dh100,000. Courtesy: Lights4fun
    With newer communities on the rise and a drop in rents, more people are opting for spacious homes that have extra amenities. 'The National' looks at five residential districts in Dubai that offer homes with landscaped private gardens for under Dh100,000. Courtesy: Lights4fun
  • Town Square, a project by Nshama, offers townhouses with up to four bedrooms and private gardens. A three-bedroom, plus a maid’s room, with a spacious private garden ican be rented for Dh85,000 to Dh90,000. The National
    Town Square, a project by Nshama, offers townhouses with up to four bedrooms and private gardens. A three-bedroom, plus a maid’s room, with a spacious private garden ican be rented for Dh85,000 to Dh90,000. The National
  • This is the private garden of a four-bedroom townhouse in Town Square's Hayat sub community. Similar three-bedroom townhouses with landscaped gardens in the community are available for rent. Courtesy: LuxuryProperty
    This is the private garden of a four-bedroom townhouse in Town Square's Hayat sub community. Similar three-bedroom townhouses with landscaped gardens in the community are available for rent. Courtesy: LuxuryProperty
  • Town Square is one of the most in-demand residential districts. It offers a wide range of townhouses and apartments that offer value for money and have modern designs. However, not all private gardens are landscaped. Courtesy: Nshama
    Town Square is one of the most in-demand residential districts. It offers a wide range of townhouses and apartments that offer value for money and have modern designs. However, not all private gardens are landscaped. Courtesy: Nshama
  • The Springs is a residential district with 15 sub communities. Most villas come with private gardens that are ideal for couples or families. There are two-bedroom villas with landscaped backyards that are renting between Dh85,000 to Dh90,000. Jeff Topping / The National
    The Springs is a residential district with 15 sub communities. Most villas come with private gardens that are ideal for couples or families. There are two-bedroom villas with landscaped backyards that are renting between Dh85,000 to Dh90,000. Jeff Topping / The National
  • This is a house in Springs that has a landscaped private garden and is renting for Dh90,000 per year. Courtesy: Allsopp and Allsopp
    This is a house in Springs that has a landscaped private garden and is renting for Dh90,000 per year. Courtesy: Allsopp and Allsopp
  • Homes with well-landscaped gardens in The Springs can be rented for Dh100,000. Pictured is a two-bedroom villa in Springs 14. Courtesy: Allsopp and Allsopp
    Homes with well-landscaped gardens in The Springs can be rented for Dh100,000. Pictured is a two-bedroom villa in Springs 14. Courtesy: Allsopp and Allsopp
  • Mira Oasis has three bedroom, plus a maids or a fourth bedroom, townhouses that have private gardens. Landscaped ones range from Dh90,000 to Dh100,000, but ones without landscaping are renting at Dh85,000. Courtesy: Allsopp and Allsopp
    Mira Oasis has three bedroom, plus a maids or a fourth bedroom, townhouses that have private gardens. Landscaped ones range from Dh90,000 to Dh100,000, but ones without landscaping are renting at Dh85,000. Courtesy: Allsopp and Allsopp
  • Mira Oasis is a gated residential community and also has townhouses of up to four bedrooms with larger private gardens. Courtesy: Allsopp and Allsopp
    Mira Oasis is a gated residential community and also has townhouses of up to four bedrooms with larger private gardens. Courtesy: Allsopp and Allsopp
  • Mudon has spacious three-bedroom townhouses, with rents ranging from Dh80,000 to Dh100,000. Some properties come with landscaped private gardens and are going for Dh100,000. Those that need work are renting for Dh 80,000 to Dh90,000. Satish Kumar / The National
    Mudon has spacious three-bedroom townhouses, with rents ranging from Dh80,000 to Dh100,000. Some properties come with landscaped private gardens and are going for Dh100,000. Those that need work are renting for Dh 80,000 to Dh90,000. Satish Kumar / The National
  • Located 22 minutes away from Mall of the Emirates, Jumeirah Village Triangle offers townhouses with private gardens, with rents ranging from Dh80,000 to Dh100,000. Chris Whiteoak / The National
    Located 22 minutes away from Mall of the Emirates, Jumeirah Village Triangle offers townhouses with private gardens, with rents ranging from Dh80,000 to Dh100,000. Chris Whiteoak / The National
  • There are one-bedroom and two-bathroom ones that are priced as low as Dh80,000 and are ideal for couples or small families. Area sizes are between 1,640 sqft to 1,950 sqft. Majority of them have landscaped gardens, while others require more work. Chris Whiteoak / The National
    There are one-bedroom and two-bathroom ones that are priced as low as Dh80,000 and are ideal for couples or small families. Area sizes are between 1,640 sqft to 1,950 sqft. Majority of them have landscaped gardens, while others require more work. Chris Whiteoak / The National

The Lost Letters of William Woolf
Helen Cullen, Graydon House 

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Our legal consultant

Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants

Our legal advisor

Ahmad El Sayed is Senior Associate at Charles Russell Speechlys, a law firm headquartered in London with offices in the UK, Europe, the Middle East and Hong Kong.

Experience: Commercial litigator who has assisted clients with overseas judgments before UAE courts. His specialties are cases related to banking, real estate, shareholder disputes, company liquidations and criminal matters as well as employment related litigation. 

Education: Sagesse University, Beirut, Lebanon, in 2005.

Biog:

Age: 34

Favourite superhero: Batman

Favourite sport: anything extreme

Favourite person: Muhammad Ali 

Guardians%20of%20the%20Galaxy%20Vol%203
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EJames%20Gunn%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Chris%20Pratt%2C%20Zoe%20Saldana%2C%20Dave%20Bautista%2C%20Vin%20Diesel%2C%20Bradley%20Cooper%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
FINAL LEADERBOARD

1. Jordan Spieth (USA) 65 69 65 69 - 12-under-par
2. Matt Kuchar (USA) 65 71 66 69 - 9-under
3. Li Haotong (CHN) 69 73 69 63 - 6-under
T4. Rory McIlroy (NIR) 71 68 69 67 - 5-under
T4. Rafael Cabrera-Bello (ESP) 67 73 67 68 - 5-under
T6. Marc Leishman (AUS) 69 76 66 65 - 4-under
T6. Matthew Southgate (ENG) 72 72 67 65 - 4-under
T6. Brooks Koepka (USA) 65 72 68 71 - 4-under
T6. Branden Grace (RSA) 70 74 62 70 - 4-under
T6. Alexander Noren (SWE)  68 72 69 67 - 4-under

THE SPECS

2020 Toyota Corolla Hybrid LE

Engine: 1.8 litre combined with 16-volt electric motors

Transmission: Automatic with manual shifting mode

Power: 121hp

Torque: 142Nm

Price: Dh95,900

Florence and the Machine – High as Hope
Three stars

Company profile

Name: Steppi

Founders: Joe Franklin and Milos Savic

Launched: February 2020

Size: 10,000 users by the end of July and a goal of 200,000 users by the end of the year

Employees: Five

Based: Jumeirah Lakes Towers, Dubai

Financing stage: Two seed rounds – the first sourced from angel investors and the founders' personal savings

Second round raised Dh720,000 from silent investors in June this year

Volvo ES90 Specs

Engine: Electric single motor (96kW), twin motor (106kW) and twin motor performance (106kW)

Power: 333hp, 449hp, 680hp

Torque: 480Nm, 670Nm, 870Nm

On sale: Later in 2025 or early 2026, depending on region

Price: Exact regional pricing TBA

COMPANY PROFILE

Name: Lamsa

Founder: Badr Ward

Launched: 2014

Employees: 60

Based: Abu Dhabi

Sector: EdTech

Funding to date: $15 million

Know before you go
  • Jebel Akhdar is a two-hour drive from Muscat airport or a six-hour drive from Dubai. It’s impossible to visit by car unless you have a 4x4. Phone ahead to the hotel to arrange a transfer.
  • If you’re driving, make sure your insurance covers Oman.
  • By air: Budget airlines Air Arabia, Flydubai and SalamAir offer direct routes to Muscat from the UAE.
  • Tourists from the Emirates (UAE nationals not included) must apply for an Omani visa online before arrival at evisa.rop.gov.om. The process typically takes several days.
  • Flash floods are probable due to the terrain and a lack of drainage. Always check the weather before venturing into any canyons or other remote areas and identify a plan of escape that includes high ground, shelter and parking where your car won’t be overtaken by sudden downpours.

 

Anxiety and work stress major factors

Anxiety, work stress and social isolation are all factors in the recogised rise in mental health problems.

A study UAE Ministry of Health researchers published in the summer also cited struggles with weight and illnesses as major contributors.

Its authors analysed a dozen separate UAE studies between 2007 and 2017. Prevalence was often higher in university students, women and in people on low incomes.

One showed 28 per cent of female students at a Dubai university reported symptoms linked to depression. Another in Al Ain found 22.2 per cent of students had depressive symptoms - five times the global average.

It said the country has made strides to address mental health problems but said: “Our review highlights the overall prevalence of depressive symptoms and depression, which may long have been overlooked."

Prof Samir Al Adawi, of the department of behavioural medicine at Sultan Qaboos University in Oman, who was not involved in the study but is a recognised expert in the Gulf, said how mental health is discussed varies significantly between cultures and nationalities.

“The problem we have in the Gulf is the cross-cultural differences and how people articulate emotional distress," said Prof Al Adawi. 

“Someone will say that I have physical complaints rather than emotional complaints. This is the major problem with any discussion around depression."

Daniel Bardsley

Scores in brief:

Boost Defenders 205-5 in 20 overs
(Colin Ingram 84 not out, Cameron Delport 36, William Somerville 2-28)
bt Auckland Aces 170 for 5 in 20 overs
(Rob O’Donnell 67 not out, Kyle Abbott 3-21).

Chelsea 2 Burnley 3
Chelsea
 Morata (69'), Luiz (88')
Burnley Vokes (24', 43'), Ward (39')
Red cards Cahill, Fabregas (Chelsea)

Profile Idealz

Company: Idealz

Founded: January 2018

Based: Dubai

Sector: E-commerce

Size: (employees): 22

Investors: Co-founders and Venture Partners (9 per cent)

The specs
  • Engine: 3.9-litre twin-turbo V8
  • Power: 640hp
  • Torque: 760nm
  • On sale: 2026
  • Price: Not announced yet
RIVER%20SPIRIT
%3Cp%3E%3Cstrong%3EAuthor%3A%20%3C%2Fstrong%3ELeila%20Aboulela%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPublisher%3A%3C%2Fstrong%3E%20Saqi%20Books%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPages%3A%3C%2Fstrong%3E%20320%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EAvailable%3A%3C%2Fstrong%3E%20Now%3C%2Fp%3E%0A
'Gold'

Director:Anthony Hayes

Stars:Zaf Efron, Anthony Hayes

Rating:3/5

Updated: April 05, 2022, 11:16 AM