Sam Instone

Questioning the subconsciously held beliefs can broaden perspective and allow more control in financial decision-making

You could be influenced by friends, family and social media to pursue societal ideals

Cultivating strong relationships with colleagues and clients can yield greater satisfaction than solely pursuing salary increases

Most people accept complex strategies that are sold to them, leaving them feeling overwhelmed and lacking understanding

Staying focused on long-term goals is key to good financial health

Finding your financial purpose can help you design a life that you would be happy to look back on

Patience, discipline, optimism and regular reflection on where you are in the process will help you to reach your money goals

Regulate expenditure, increase income and investments, reassess retirement timelines and avoid financial pitfalls

Wealth has the power to enhance most aspects of life, but not everything important comes with a price tag

Investors must ensure that their reactions to events are consistent with their long-term plans

It is important to use the power of compounding to secure your future financial well-being

Know your situation and upgrade with intention to minimise mindless spending

Lack of goals, changing identity and regret can trigger negative emotions during your sunset years

Spending money may feel uncomfortable or counterintuitive but it’s part of a healthy financial life

Past experiences of saving, borrowing, investing or giving can trigger powerful emotions