NEW YORK // The Serbian Novak Djokovic heads into the US Open with the confidence of having won a grand slam and an Olympic medal.
The third seed, 21, who won his first grand slam title at the Australian Open in January and claimed the bronze medal at the Beijing Games, will have taken on the Frenchman Arnaud Clement in the first round early this morning, weather permitting.
A runner-up to Roger Federer in last year's edition, Djokovic is chasing Rafael Nadal and the Swiss at the top of the rankings and believes his victory in Australia has improved his chances of winning in New York.
"It gives you relief and confidence," Djokovic said.
"It gives you a belief that when you find yourself in those certain important moments when you just need to come up with something good and something special and just try to be calm and hold your nerves.
"That's what happens when you have experience with winning grand slams. That's why Roger and Rafa are so dominant and they look so good when they have important moments."
The former champion Andy Roddick should have opened his quest for a second title against the Frenchman Fabrice Santoro, while the fifth seed Nikolay Davydenko of Russia was also expected to be in first-round action this morning.
* Reuters
Miss Granny
Director: Joyce Bernal
Starring: Sarah Geronimo, James Reid, Xian Lim, Nova Villa
3/5
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Wallabies
Updated team: 15-Israel Folau, 14-Dane Haylett-Petty, 13-Reece Hodge, 12-Matt Toomua, 11-Marika Koroibete, 10-Kurtley Beale, 9-Will Genia, 8-Pete Samu, 7-Michael Hooper (captain), 6-Lukhan Tui, 5-Adam Coleman, 4-Rory Arnold, 3-Allan Alaalatoa, 2-Tatafu Polota-Nau, 1-Scott Sio.
Replacements: 16-Folau Faingaa, 17-Tom Robertson, 18-Taniela Tupou, 19-Izack Rodda, 20-Ned Hanigan, 21-Joe Powell, 22-Bernard Foley, 23-Jack Maddocks.
COMPANY PROFILE
Name: SmartCrowd
Started: 2018
Founder: Siddiq Farid and Musfique Ahmed
Based: Dubai
Sector: FinTech / PropTech
Initial investment: $650,000
Current number of staff: 35
Investment stage: Series A
Investors: Various institutional investors and notable angel investors (500 MENA, Shurooq, Mada, Seedstar, Tricap)
Scores in brief:
Day 1
New Zealand (1st innings) 153 all out (66.3 overs) - Williamson 63, Nicholls 28, Yasir 3-54, Haris 2-11, Abbas 2-13, Hasan 2-38
Pakistan (1st innings) 59-2 (23 overs)
Financial considerations before buying a property
Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.
“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says.
Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.
Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier.
The specs
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Torque: 390Nm at 3,000rpm
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