“I get exhausted just watching him,” says Michael Koncz, Manny Pacquiao’s long-term adviser, as he gets a ringside seat to one of the world’s greatest boxers attempting to balance dual pursuits in pugilism and politics. “I honestly don’t know how he does it. I don’t think anybody else could do what he’s doing at this level in boxing.”
Koncz is probably right. Pacquiao returns to the ring next week to fight WBO world welterweight champion Jessie Vargas in Las Vegas, a bout that comes seven months after his last, when he defeated Timothy Bradley and then promptly announced his retirement.
Pacquiao hung up the gloves to concentrate on a new role in the Philippines Senate, and since the two-term congressman was elected as senator in May, he has tackled several issues affecting his homeland, including advocating the restoration of the death penalty.
Yet the final bell had not tolled on his boxing career. In August, Pacquiao announced that he was to again step inside the ring, to add another layer to the lore built upon his reputation as an eight-division champion. He may have another calling now, but the Filipino is also a prizefighter with 58 wins and 38 knockouts from 66 professional bouts. Four-month “retirement” concluded, one of the most successful and enthralling boxers of his generation is back.
See more on Manny Pacquiao:
• Exclusive: Bob Arum reflects on Pacquiao: 'My job was to present Manny as he really is, people just fell in love with him'
• Jon Turner: Manny Pacquiao was a showman, a true prizefighter and a legitimate boxing legend
• Steve Luckings: The 'unsavoury smell' that lingers over Manny Pacquiao's accomplishments
• John McAuley: Manny Pacquiao, the pocket dynamite who became a bona-fide heavyweight of the ring
“It was an easy decision, a quick decision, because I still feel boxing is in my heart,” Pacquiao told The National by telephone last week, moments after completing another day in the Senate, as he makes the transition from his legislative work to his training base at the Elorde Gym in Pasay City, Manila. “So that’s why I chose to return.”
He concedes it has been an unusual comeback. The interview has been rescheduled three times on the Wednesday before Pacquiao departed for the US to begin the final preparations for Vargas, but it is not through any reticence on his part.
Always generous with his time, that has become a precious commodity these past few months, when careers in politics and professional boxing have run parallel. Boxer by morning and night, and a senator in between, it has been a significant detachment from his normal pre-fight regimen, something that makes his joust with the dangerous American, in Pacquiao’s words, “one of the most important I have had”.
The day represents a typical programme for the diminutive southpaw with the extraordinary talent: wake before 6am, jog for several miles, attend numerous committee meetings from 9am – Pacquiao is a member of more than 20, and chairman for those dedicated to sport and public works – sit in sessions in the Senate from 3pm, then leave for training at around 6.30pm.
At Elorde Gym, he trains, works the bag and spars, usually until 9pm. Then he heads home to his family, where he has dinner and may even squeeze in a game of chess. Then sleep, wake, repeat.
Little wonder Freddie Roach, his Hall of Fame trainer, describes his star pupil’s schedule as “killer”, while veteran promoter Bob Arum conceded it has been “hardly ideal”. Pacquiao, though, just ploughs on. He rejects concerns that, at 37, he is spreading himself a little thin, that his work in the Senate has prevented him from committing fully to what will constitute a considerable test of his mettle against Vargas this weekend.
“For me, it’s not a distraction,” Pacquiao said. “I can still focus and manage. It’s time management; you can concentrate on both. When it comes to training, you focus on training, and when you go to the office, you do your job, you do your work. That’s what I’ve done.
“This is one of the very important fights in my career, because this is my first fight since I became a senator. But I didn’t change my training, although it’s more difficult for me because I have work while I’m training. It’s OK, though. I manage my time; I discipline myself. It’s difficult if you don’t have discipline, but if you have that you can still manage it.”
Forget “Pac-Man’, maybe “Superman” is more apt. Criticised in the past for being an absentee congressman, Pacquiao attended every session in the Senate before it closed for recess last week. He has written or co-written and filed 17 Senate bills, chief among those the establishment of a boxing committee to govern the sport in the Philippines. He has campaigned for the death penalty, in part to rid his homeland of international drugs smugglers, while he regularly handles questions about Rodrigo Duterte, the country’s controversial president.
Clearly, Pacquiao has thrown himself into politics just as he has boxing, through the nearly 70 fights that stretch across 21 years in the pro business. He insists all that time spent in the Senate, attending to matters he hopes will genuinely affect Filipino lives for the better, has not changed his approach to boxing, has not made him view the sweet science in an altogether different light.
“No, it’s the same,” he said. “When I’m talking about boxing, or thinking about boxing, it’s the same: the same thinking, the same approach, the same way I train, the same way I prepare for the fight.
“Working in the senate office doesn’t help you when you’re boxing. It’s a different way. If you don’t rest and take time sometimes you’re exhausted. Yes, there is more pressure, it is more difficult for me. It’s hard; it’s not easy. But I thank God for the strength and condition, the good health, that he’s given me. I’ve fulfilled my duty as a senator and also I’m still training in boxing. I manage both.”
The senatorial duties have not dulled his desire for belts and bounty, either. Watch Pacquiao prepare for Vargas, be it at the Elorde Gym or Roach’s Wild Card Boxing Club in Los Angeles this past week, and flashes of the old pace and power are evident.
It could be old rope from Roach, too, but the American says his hands ache from Pacquiao blasting the mitts, that this is the best he has seen him in training for some time, that his protégé retains the force in his fists to knock Vargas out. It would be a first KO in almost seven years.
However, Vargas is a threat. At 27, he is 10 years Pacquiao’s junior, a two-division champion supposedly in his prime, while those who question how he has landed a fight against one of the true greats have only fuelled his fire for an upset. Vargas patently has a point to prove and, unsurprisingly, has hyped up the clash at the Thomas and Mack Center, Las Vegas. Predictably, his opponent prefers to let his fists speak for him.
“I will do my best,” Pacquiao said. “I will not predict the fight, but I’ll do my best to make the Filipino people and the fans happy, and to win the fight. Of course, I don’t want to underestimate him. I respect him because he’s a champion. I have to make sure that I’m 100 per cent conditioned, that that’s still there and that I’m 100 per cent ready for the fight.”
Dominate Vargas as he did Bradley, and the next chapter in Pacquiao’s career promises much, despite him turning 38 in December. Keith Thurman, Danny Garcia, the unbeaten Terence Crawford or even the explosive Gennady Golovkin have been mentioned as possible future opponents. Pacquiao, though, is thinking one test at a time.
“I cannot say that right now, because my focus is on the upcoming fight with Vargas on November 5,” he said. “Sure, it is exciting. I’m excited to show that even as a senator I can still excel in boxing, that I can still maintain my name at the top.”
Yet with the determination comes the danger. Boxing’s darker side has come to light most recently, with then-incumbent heavyweight champion Tyson Fury admitting to struggling with mental health problems, while there existed genuine fears that American Adrien Broner would take his own life. Most tragically, Mike Towell, the Scottish welterweight, died last month from injuries sustained in the ring. Pacquiao is well aware of the perils.
“I know that. I’ve seen that happen to some boxers,” he said. “That’s part of our career, that’s part of boxing. But I believe that God always protects me, always guides me and also strengthens me. My wife is very supportive, my family too. They agree that I can still fight.”
Still fight, add still to an incredible tale that took root as a street vendor in General Santos and then attached a genuine superstar bent. Admittedly, Vargas and whatever comes thereafter marks the latter stages in Pacquiao’s celebrated story, but he prefers that his work outside the ring be what ultimately defines him. “I want to serve honestly,” he said. “Serve the people and do my work to my best and to defend the Filipino people.”
His time in boxing has impacted lives, too, something he can appreciate with the passing of time, as Pacquiao moves into the twilight of his career.
“I want people to remember me as being an inspiration to them,” he said. “I want them to be inspired by my life, my accomplishments, the way I treat people, the way to look after one another. I want to be an inspiration to everybody.
“There’s a pressure for me, but I don’t want to think about that, I don’t want to get distracted by that. For me, the pressure encourages me, is a motivation to focus hard, focus on training, work hard.”
As the build-up to his bout with Vargas attests, that applies just as much to each of his twin careers. As Pacquiao makes his way from the Senate to training after another taxing day that will soon blur into another taxing night, as he juggles politics and pugilism, as he seeks to prove he still has what it takes to shine not only in life away from the ring but in it as well, the hunger remains.
He is intent on proving that in Las Vegas next weekend.
“I’m still enjoying training, still enjoying boxing,” Pacquiao said. “That’s why I continued my career even though I’m a senator, because I’m enjoying it, I’m happy doing that. Boxing is my passion. I grew up in boxing. As I said, I love it. That’s why I’m still here.”
jmcauley@thenational.ae
Follow us on Twitter @NatSportUAE
Like us on Facebook at facebook.com/TheNationalSport
Trump v Khan
2016: Feud begins after Khan criticised Trump’s proposed Muslim travel ban to US
2017: Trump criticises Khan’s ‘no reason to be alarmed’ response to London Bridge terror attacks
2019: Trump calls Khan a “stone cold loser” before first state visit
2019: Trump tweets about “Khan’s Londonistan”, calling him “a national disgrace”
2022: Khan’s office attributes rise in Islamophobic abuse against the major to hostility stoked during Trump’s presidency
July 2025 During a golfing trip to Scotland, Trump calls Khan “a nasty person”
Sept 2025 Trump blames Khan for London’s “stabbings and the dirt and the filth”.
Dec 2025 Trump suggests migrants got Khan elected, calls him a “horrible, vicious, disgusting mayor”
MORE ON INTERNATIONAL JUSTICE
UAE and Russia in numbers
UAE-Russia ties stretch back 48 years
Trade between the UAE and Russia reached Dh12.5 bn in 2018
More than 3,000 Russian companies are registered in the UAE
Around 40,000 Russians live in the UAE
The number of Russian tourists travelling to the UAE will increase to 12 percent to reach 1.6 million in 2023
The National Archives, Abu Dhabi
Founded over 50 years ago, the National Archives collects valuable historical material relating to the UAE, and is the oldest and richest archive relating to the Arabian Gulf.
Much of the material can be viewed on line at the Arabian Gulf Digital Archive - https://www.agda.ae/en
SPEC SHEET
Display: 6.8" edge quad-HD dynamic Amoled 2X, Infinity-O, 3088 x 1440, 500ppi, HDR10 , 120Hz
Processor: 4nm Snapdragon 8 Gen 1/Exynos 2200, 8-core
Memory: 8/12GB RAM
Storage: 128/256/512GB/1TB
Platform: Android 12
Main camera: quad 12MP ultra-wide f/2.2, 108MP wide f/1.8, 10MP telephoto f/4.9, 10MP telephoto 2.4; Space Zoom up to 100x, auto HDR, expert RAW
Video: 8K@24fps, 4K@60fps, full-HD@60fps, HD@30fps, super slo-mo@960fps
Front camera: 40MP f/2.2
Battery: 5000mAh, fast wireless charging 2.0 Wireless PowerShare
Connectivity: 5G, Wi-Fi, Bluetooth 5.2, NFC
I/O: USB-C
SIM: single nano, or nano and SIM, nano and nano, eSIM/nano and nano
Colours: burgundy, green, phantom black, phantom white, graphite, sky blue, red
Price: Dh4,699 for 128GB, Dh5,099 for 256GB, Dh5,499 for 512GB; 1TB unavailable in the UAE
SPEC%20SHEET%3A%20SAMSUNG%20GALAXY%20S23%20ULTRA
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%206.8%22%20edge%20quad-HD%2B%20dynamic%20Amoled%202X%2C%20Infinity-O%2C%203088%20x%201440%2C%20500ppi%2C%20HDR10%2B%2C%20120Hz%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%204nm%20Qualcomm%20Snapdragon%208%20Gen%202%2C%2064-bit%20octa-core%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%208%2F12GB%20RAM%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStorage%3A%3C%2Fstrong%3E%20128%2F256%2F512GB%2F1TB%20(only%20128GB%20has%20an%208GB%20RAM%20option)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPlatform%3A%3C%2Fstrong%3E%20Android%2013%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%3A%3C%2Fstrong%3E%20quad%2012MP%20ultra-wide%20f%2F2.2%20%2B%20200MP%20wide%20f%2F1.7%20%2B%2010MP%20telephoto%20f%2F4.9%20%2B%2010MP%20telephoto%202.4%3B%203x%2F10x%20optical%20zoom%2C%20Space%20Zoom%20up%20to%20100x%3B%20auto%20HDR%2C%20expert%20RAW%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EVideo%3A%3C%2Fstrong%3E%208K%4024%2F30fps%2C%204K%4060fps%2C%20full-HD%4060fps%2C%20HD%4030fps%2C%20full-HD%20super%20slo-mo%40960fps%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%3A%3C%2Fstrong%3E%2012MP%20f%2F2.2%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%205000mAh%2C%20fast%20wireless%20charging%202.0%2C%20Wireless%20PowerShare%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%205G%2C%20Wi-Fi%2C%20Bluetooth%205.2%2C%20NFC%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20USB-C%3B%20built-in%20Galaxy%20S%20Pen%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ESIM%3A%3C%2Fstrong%3E%20single%20nano%20%2F%20nano%20%2B%20eSIM%20%2F%20nano%20%2B%20nano%20%2B%20eSIM%20%2F%20nano%20%2B%20nano%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20cream%2C%20green%2C%20lavender%2C%20phantom%20black%3B%20online%20exclusives%3A%20graphite%2C%20lime%2C%20red%2C%20sky%20blue%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20Dh4%2C949%20for%20256GB%2C%20Dh5%2C449%20for%20512GB%2C%20Dh6%2C449%20for%201TB%3B%20128GB%20unavailable%20in%20the%20UAE%3C%2Fp%3E%0A
Match info
UAE v Bolivia, Friday, 6.25pm, Maktoum bin Rashid Stadium, Dubai
Review: Tomb Raider
Dir: Roar Uthaug
Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins
two stars
Recent winners
2002 Giselle Khoury (Colombia)
2004 Nathalie Nasralla (France)
2005 Catherine Abboud (Oceania)
2007 Grace Bijjani (Mexico)
2008 Carina El-Keddissi (Brazil)
2009 Sara Mansour (Brazil)
2010 Daniella Rahme (Australia)
2011 Maria Farah (Canada)
2012 Cynthia Moukarzel (Kuwait)
2013 Layla Yarak (Australia)
2014 Lia Saad (UAE)
2015 Cynthia Farah (Australia)
2016 Yosmely Massaad (Venezuela)
2017 Dima Safi (Ivory Coast)
2018 Rachel Younan (Australia)
HIJRA
Starring: Lamar Faden, Khairiah Nathmy, Nawaf Al-Dhufairy
Director: Shahad Ameen
Rating: 3/5
EVIL%20DEAD%20RISE
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3ELee%20Cronin%3Cbr%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3EAlyssa%20Sutherland%2C%20Morgan%20Davies%2C%20Lily%20Sullivan%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%205%2F5%3C%2Fp%3E%0A
MATCH INFO
Red Star Belgrade v Tottenham Hotspur, midnight (Thursday), UAE
2021 World Triathlon Championship Series
May 15: Yokohama, Japan
June 5: Leeds, UK
June 24: Montreal, Canada
July 10: Hamburg, Germany
Aug 17-22: Edmonton, Canada (World Triathlon Championship Final)
Nov 5-6 : Abu Dhabi, UAE
Date TBC: Chengdu, China
What can victims do?
Always use only regulated platforms
Stop all transactions and communication on suspicion
Save all evidence (screenshots, chat logs, transaction IDs)
Report to local authorities
Warn others to prevent further harm
Courtesy: Crystal Intelligence
Learn more about Qasr Al Hosn
In 2013, The National's History Project went beyond the walls to see what life was like living in Abu Dhabi's fabled fort:
Racecard
6pm: Mina Hamriya – Handicap (TB) $75,000 (Dirt) 1,400m
6.35pm: Al Wasl Stakes – Conditions (TB) $60,000 (Turf) 1,200m
7.10pm: UAE Oaks – Group 3 (TB) $150,000 (D) 1,900m
7.45pm: Blue Point Sprint – Group 2 (TB) $180,000 (T) 1,000m
8.20pm: Nad Al Sheba Trophy – Group 3 (TB) $200,000 (T) 2,810m
8.55pm: Mina Rashid – Handicap (TB) $80,000 (T) 1,600m
2024%20Dubai%20Marathon%20Results
%3Cp%3E%3Cstrong%3EWomen%E2%80%99s%20race%3A%3C%2Fstrong%3E%0D%3Cbr%3E1.%20Tigist%20Ketema%20(ETH)%202hrs%2016min%207sec%0D%3Cbr%3E2.%20Ruti%20Aga%20(ETH)%202%3A18%3A09%0D%3Cbr%3E3.%20Dera%20Dida%20(ETH)%202%3A19%3A29%0D%3Cbr%3EMen's%20race%3A%0D%3Cbr%3E1.%20Addisu%20Gobena%20(ETH)%202%3A05%3A01%0D%3Cbr%3E2.%20Lemi%20Dumicha%20(ETH)%202%3A05%3A20%0D%3Cbr%3E3.%20DejeneMegersa%20(ETH)%202%3A05%3A42%3C%2Fp%3E%0A
THE BIO
Born: Mukalla, Yemen, 1979
Education: UAE University, Al Ain
Family: Married with two daughters: Asayel, 7, and Sara, 6
Favourite piece of music: Horse Dance by Naseer Shamma
Favourite book: Science and geology
Favourite place to travel to: Washington DC
Best advice you’ve ever been given: If you have a dream, you have to believe it, then you will see it.
Match info
Manchester City 3 (Jesus 22', 50', Sterling 69')
Everton 1 (Calvert-Lewin 65')
Killing of Qassem Suleimani
The five pillars of Islam
More coverage from the Future Forum
Silent Hill f
Publisher: Konami
Platforms: PlayStation 5, Xbox Series X/S, PC
Rating: 4.5/5
The specs: 2019 Haval H6
Price, base: Dh69,900
Engine: 2.0-litre turbocharged four-cylinder
Transmission: Seven-speed automatic
Power: 197hp @ 5,500rpm
Torque: 315Nm @ 2,000rpm
Fuel economy, combined: 7.0L / 100km
The specs
Engine: 3.0-litre six-cylinder turbo
Power: 398hp from 5,250rpm
Torque: 580Nm at 1,900-4,800rpm
Transmission: Eight-speed auto
Fuel economy, combined: 6.5L/100km
On sale: December
Price: From Dh330,000 (estimate)
The specs
Engine: 3.5-litre V6
Power: 272hp at 6,400rpm
Torque: 331Nm from 5,000rpm
Transmission: 8-speed auto
Fuel consumption: 9.7L/100km
On sale: now
Price: Dh149,000
What is hepatitis?
Hepatitis is an inflammation of the liver, which can lead to fibrosis (scarring), cirrhosis or liver cancer.
There are 5 main hepatitis viruses, referred to as types A, B, C, D and E.
Hepatitis C is mostly transmitted through exposure to infective blood. This can occur through blood transfusions, contaminated injections during medical procedures, and through injecting drugs. Sexual transmission is also possible, but is much less common.
People infected with hepatitis C experience few or no symptoms, meaning they can live with the virus for years without being diagnosed. This delay in treatment can increase the risk of significant liver damage.
There are an estimated 170 million carriers of Hepatitis C around the world.
The virus causes approximately 399,000 fatalities each year worldwide, according to WHO.
Key facilities
- Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
- Premier League-standard football pitch
- 400m Olympic running track
- NBA-spec basketball court with auditorium
- 600-seat auditorium
- Spaces for historical and cultural exploration
- An elevated football field that doubles as a helipad
- Specialist robotics and science laboratories
- AR and VR-enabled learning centres
- Disruption Lab and Research Centre for developing entrepreneurial skills
Dubai Bling season three
Cast: Loujain Adada, Zeina Khoury, Farhana Bodi, Ebraheem Al Samadi, Mona Kattan, and couples Safa & Fahad Siddiqui and DJ Bliss & Danya Mohammed
Rating: 1/5
AL%20BOOM
%3Cp%20style%3D%22text-align%3Ajustify%3B%22%3E%26nbsp%3B%26nbsp%3B%26nbsp%3BDirector%3AAssad%20Al%20Waslati%26nbsp%3B%3C%2Fp%3E%0A%3Cp%20style%3D%22text-align%3Ajustify%3B%22%3E%0DStarring%3A%20Omar%20Al%20Mulla%2C%20Badr%20Hakami%20and%20Rehab%20Al%20Attar%0D%3Cbr%3E%0D%3Cbr%3EStreaming%20on%3A%20ADtv%0D%3Cbr%3E%0D%3Cbr%3ERating%3A%203.5%2F5%0D%3Cbr%3E%0D%3Cbr%3E%3C%2Fp%3E%0A
LOVE%20AGAIN
%3Cp%3EDirector%3A%20Jim%20Strouse%3C%2Fp%3E%0A%3Cp%3EStars%3A%20Priyanka%20Chopra%20Jonas%2C%20Sam%20Heughan%2C%20Celine%20Dion%3C%2Fp%3E%0A%3Cp%3ERating%3A%202%2F5%3C%2Fp%3E%0A
Springtime in a Broken Mirror,
Mario Benedetti, Penguin Modern Classics
Four-day collections of TOH
Day Indian Rs (Dh)
Thursday 500.75 million (25.23m)
Friday 280.25m (14.12m)
Saturday 220.75m (11.21m)
Sunday 170.25m (8.58m)
Total 1.19bn (59.15m)
(Figures in millions, approximate)
School counsellors on mental well-being
Schools counsellors in Abu Dhabi have put a number of provisions in place to help support pupils returning to the classroom next week.
Many children will resume in-person lessons for the first time in 10 months and parents previously raised concerns about the long-term effects of distance learning.
Schools leaders and counsellors said extra support will be offered to anyone that needs it. Additionally, heads of years will be on hand to offer advice or coping mechanisms to ease any concerns.
“Anxiety this time round has really spiralled, more so than from the first lockdown at the beginning of the pandemic,” said Priya Mitchell, counsellor at The British School Al Khubairat in Abu Dhabi.
“Some have got used to being at home don’t want to go back, while others are desperate to get back.
“We have seen an increase in depressive symptoms, especially with older pupils, and self-harm is starting younger.
“It is worrying and has taught us how important it is that we prioritise mental well-being.”
Ms Mitchell said she was liaising more with heads of year so they can support and offer advice to pupils if the demand is there.
The school will also carry out mental well-being checks so they can pick up on any behavioural patterns and put interventions in place to help pupils.
At Raha International School, the well-being team has provided parents with assessment surveys to see how they can support students at home to transition back to school.
“They have created a Well-being Resource Bank that parents have access to on information on various domains of mental health for students and families,” a team member said.
“Our pastoral team have been working with students to help ease the transition and reduce anxiety that [pupils] may experience after some have been nearly a year off campus.
"Special secondary tutorial classes have also focused on preparing students for their return; going over new guidelines, expectations and daily schedules.”
MATCH INFO
Europa League final
Who: Marseille v Atletico Madrid
Where: Parc OL, Lyon, France
When: Wednesday, 10.45pm kick off (UAE)
TV: BeIN Sports
Sholto Byrnes on Myanmar politics
Dengue%20fever%20symptoms
%3Cp%3EHigh%20fever%20(40%C2%B0C%2F104%C2%B0F)%3Cbr%3ESevere%20headache%3Cbr%3EPain%20behind%20the%20eyes%3Cbr%3EMuscle%20and%20joint%20pains%3Cbr%3ENausea%3Cbr%3EVomiting%3Cbr%3ESwollen%20glands%3Cbr%3ERash%26nbsp%3B%3C%2Fp%3E%0A
Find the right policy for you
Don’t wait until the week you fly to sign up for insurance – get it when you book your trip. Insurance covers you for cancellation and anything else that can go wrong before you leave.
Some insurers, such as World Nomads, allow you to book once you are travelling – but, as Mr Mohammed found out, pre-existing medical conditions are not covered.
Check your credit card before booking insurance to see if you have any travel insurance as a benefit – most UAE banks, such as Emirates NBD, First Abu Dhabi Bank and Abu Dhabi Islamic Bank, have cards that throw in insurance as part of their package. But read the fine print – they may only cover emergencies while you’re travelling, not cancellation before a trip.
Pre-existing medical conditions such as a heart condition, diabetes, epilepsy and even asthma may not be included as standard. Again, check the terms, exclusions and limitations of any insurance carefully.
If you want trip cancellation or curtailment, baggage loss or delay covered, you may need a higher-grade plan, says Ambareen Musa of Souqalmal.com. Decide how much coverage you need for emergency medical expenses or personal liability. Premium insurance packages give up to $1 million (Dh3.7m) in each category, Ms Musa adds.
Don’t wait for days to call your insurer if you need to make a claim. You may be required to notify them within 72 hours. Gather together all receipts, emails and reports to prove that you paid for something, that you didn’t use it and that you did not get reimbursed.
Finally, consider optional extras you may need, says Sarah Pickford of Travel Counsellors, such as a winter sports holiday. Also ensure all individuals can travel independently on that cover, she adds. And remember: “Cheap isn’t necessarily best.”