Ukrainians queue to board a train in Zahony, Hungary, on Saturday. Getty Images
Ukrainians queue to board a train in Zahony, Hungary, on Saturday. Getty Images
Ukrainians queue to board a train in Zahony, Hungary, on Saturday. Getty Images
Ukrainians queue to board a train in Zahony, Hungary, on Saturday. Getty Images


Ordinary people helping Ukrainians deserve applause


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  • Arabic

March 14, 2022

For the second time in less than 12 months, the world is rallying in the face of a mass exodus of people from their homeland.

About three million Ukrainians have crossed the country's western borders to seek shelter from the war. Large numbers of Afghans were uprooted last summer following the Taliban takeover of their country. Elements of how people have responded to both tragedies are very similar.

A jagged array of cardboard boxes filled with donations is stacked at reception centres or drop-off points. This is a most obvious manifestation that people care; that they are stirred to help. They go to the trouble of taking a bulky package and delivering it to the volunteers who promised to get it to the displaced. There are other signs of the visceral will to help, such as the vans crisscrossing Europe, driven by people who want to help transport arrivals from the border to new sanctuaries all around the continent.

The 18th-century thinker and politician Edmund Burke would have viewed this as the mobilisation of the "Little Platoons" – family, church and local community – that he saw as the “link points” of social capitalism. An individual so motivated can contribute money, labour or ingenuity to help those fleeing.

The public's attitude compares well to that of the officials in charge of the immigration-based response to the crisis

Yet, there is also something of a backlash about the rush to give, especially where heavy items are involved. The goods mount up in what the shipping industry calls "irregular loads". There is nothing homogenised about the piles of donations. And the costs of sorting, loading and reloading can easily exceed the underlying value.

The gift can actually cost more, even to dispose in a landfill, than any presumed value on the part of the giver. Cash to buy the components of care packages, such as shampoo, is much better spent in Moldova, which shares a border with Ukraine, than sending bottles from faraway UK.

When the Afghan crisis was at its height, one community organisation I know had to close donations. Car after car turned up with children's toys, necessities and other old and new material. There are trends that pose challenges. For example, many people give shoes for infants but relatively few give trainers for six-year-old boys. So it is messy. And for those involved, it is stressful.

The founder of a charity that closed its doors to deliveries last August related to me how tricky it had been. They had been overwhelmed by donations both in person and online. Their volunteers had to give up weekends and worked long overtime. They watched in some places as people lodged in hotels felt compelled to fight over deliveries dumped in a pile at the gate.

Miss Universe Czech Republic drops off donations for Afghan refugees in Los Angeles.
Miss Universe Czech Republic drops off donations for Afghan refugees in Los Angeles.

Still, however stressful the chaos was, it is nothing compared to the uncertainty and distress being felt by the Afghans and now the Ukrainians. No one can tell them how long their ordeal will take and what will happen to ensure a normal life afterwards. And that is the crux of the issue. People who give are engaged and caring. The nature of the donations can be influenced by giving the right messages, but there must be no suggestion that it is unwanted.

The public's attitude certainly compares well to that of the officials in charge of the immigration-based response to the crisis.

The UK, for instance, has insisted that those leaving Ukraine get visas before trying to get into the country. While Poland, Ukraine's neighbour, has accepted 1.5 million refugees, the UK figures still languish in the low thousands.

The London-based Institute for Government, a prestigious monitor of bureaucracy, has said that the response of the UK Home Office to the Ukraine crisis "lacks empathy and imagination". By rigidly insisting on its procedures, it failing to match the public mood. It has prioritised "control" over compassion.

The UK Home Office in London. EPA
The UK Home Office in London. EPA

The policy came about as the UK sought to provide specific channels to route the Ukraine exodus. On one level the officials calculated that giving the tens of thousands of people already in the UK the right to bring over family members would pull in substantial numbers. A second method allows UK citizens to sponsor the arrival of a person fleeing Ukraine, something that it said was uncapped.

However, it was ignoring one of the most important aspects of the crisis – that people were already fleeing at the fastest rate seen this century in Europe. And, therefore, setting up new rules was always going to be a barrier, not an enabler.

The European approach has been vastly different. It did not go as far as seven years before, when it recognised huge numbers coming from the Syrian and Iraqi battlefields as refugees. The bloc, instead, granted a three-year temporary protection for all Ukrainians. This enshrines the same entitlement of non-refoulement – or freedom from deportation – as international conventions grant to those with refugee status.

For now, the bedrock belief that the Ukrainians will go home as soon as they realise they won’t face irreparable harm is a source of hope to sustain those who have fled the war. In time, we will know if their status needs to harden to that of “refugees” if and when Russia consolidates its grip on their home.

The most important thing is that they can get out, and that as many people as possible help them during their ordeal.

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UAE currency: the story behind the money in your pockets
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Transmission: Constant Variable (CVT)

Power: 141bhp 

Torque: 250Nm 

Price: Dh64,500

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The specs: Volvo XC40

Price: base / as tested: Dh185,000

Engine: 2.0-litre, turbocharged in-line four-cylinder

Gearbox: Eight-speed automatic

Power: 250hp @ 5,500rpm

Torque: 350Nm @ 1,500rpm

Fuel economy, combined: 10.4L / 100km

Multitasking pays off for money goals

Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.

That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.

"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.

Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."

People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.

"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."

FIXTURES

Monday, January 28
Iran v Japan, Hazza bin Zayed Stadium (6pm)

Tuesday, January 29
UAEv Qatar, Mohamed Bin Zayed Stadium (6pm)

Friday, February 1
Final, Zayed Sports City Stadium (6pm)

In numbers: China in Dubai

The number of Chinese people living in Dubai: An estimated 200,000

Number of Chinese people in International City: Almost 50,000

Daily visitors to Dragon Mart in 2018/19: 120,000

Daily visitors to Dragon Mart in 2010: 20,000

Percentage increase in visitors in eight years: 500 per cent

Try out the test yourself

Q1 Suppose you had $100 in a savings account and the interest rate was 2 per cent per year. After five years, how much do you think you would have in the account if you left the money to grow?
a) More than $102
b) Exactly $102
c) Less than $102
d) Do not know
e) Refuse to answer

Q2 Imagine that the interest rate on your savings account was 1 per cent per year and inflation was 2 per cent per year. After one year, how much would you be able to buy with the money in this account?
a) More than today
b) Exactly the same as today
c) Less than today
d) Do not know
e) Refuse to answer

Q4 Do you think that the following statement is true or false? “Buying a single company stock usually provides a safer return than a stock mutual fund.”
a) True
b) False
d) Do not know
e) Refuse to answer

The “Big Three” financial literacy questions were created by Professors Annamaria Lusardi of the George Washington School of Business and Olivia Mitchell, of the Wharton School of the University of Pennsylvania. 

Answers: Q1 More than $102 (compound interest). Q2 Less than today (inflation). Q3 False (diversification).

Who has lived at The Bishops Avenue?
  • George Sainsbury of the supermarket dynasty, sugar magnate William Park Lyle and actress Dame Gracie Fields were residents in the 1930s when the street was only known as ‘Millionaires’ Row’.
  • Then came the international super rich, including the last king of Greece, Constantine II, the Sultan of Brunei and Indian steel magnate Lakshmi Mittal who was at one point ranked the third richest person in the world.
  • Turkish tycoon Halis Torprak sold his mansion for £50m in 2008 after spending just two days there. The House of Saud sold 10 properties on the road in 2013 for almost £80m.
  • Other residents have included Iraqi businessman Nemir Kirdar, singer Ariana Grande, holiday camp impresario Sir Billy Butlin, businessman Asil Nadir, Paul McCartney’s former wife Heather Mills. 
Hunting park to luxury living
  • Land was originally the Bishop of London's hunting park, hence the name
  • The road was laid out in the mid 19th Century, meandering through woodland and farmland
  • Its earliest houses at the turn of the 20th Century were substantial detached properties with extensive grounds

 

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Updated: March 14, 2022, 4:00 AM