• Australian artist Jennifer Stelco, her husband and their three children live in a four-bedroom villa in Dubai's The Sustainable City, which the family bought for Dh3.6 million ($980,000) two years ago. All photos: Pawan Singh / The National
    Australian artist Jennifer Stelco, her husband and their three children live in a four-bedroom villa in Dubai's The Sustainable City, which the family bought for Dh3.6 million ($980,000) two years ago. All photos: Pawan Singh / The National
  • Jennifer Stelco bought 4-bedroom villa for 3.6 million AED at the Sustainable City in Dubai. Pawan Singh / The National
    Jennifer Stelco bought 4-bedroom villa for 3.6 million AED at the Sustainable City in Dubai. Pawan Singh / The National
  • The artist has decked her house with second-hand and custom-made pieces, mostly from Dubizzle and Facebook Marketplace
    The artist has decked her house with second-hand and custom-made pieces, mostly from Dubizzle and Facebook Marketplace
  • The family added a patterned backsplash and painted cupboard units to create more colour in the kitchen
    The family added a patterned backsplash and painted cupboard units to create more colour in the kitchen
  • Artworks, including some by Stelco, hang all over the house
    Artworks, including some by Stelco, hang all over the house
  • Paintings on display in the main living space
    Paintings on display in the main living space
  • Stelco with daughter Dorrit, 8, in the main living area
    Stelco with daughter Dorrit, 8, in the main living area
  • Sons Vinnie,6, and Douglas, 5 have their own rooms, each with a loft bed
    Sons Vinnie,6, and Douglas, 5 have their own rooms, each with a loft bed
  • Dorrit's bedroom features fun elements and a loft bed
    Dorrit's bedroom features fun elements and a loft bed
  • Stelco converted the villa's balcony into an office space
    Stelco converted the villa's balcony into an office space
  • The family spent about Dh150,000 to get the villa and garden the way they wanted
    The family spent about Dh150,000 to get the villa and garden the way they wanted
  • Among the greenery of The Sustainable City is the neighbourhood lake
    Among the greenery of The Sustainable City is the neighbourhood lake

My Own Home: Family put down roots in Dh3.6 million Sustainable City villa


  • English
  • Arabic

My Own Home takes you inside a reader-owned property to ask how much they paid, why they decided to buy and what they have done with it since moving in

Australian artist Jennifer Stelco has found a deep connection with Dubai's Sustainable City, with plans to live in one of the city's greenest communities for another three decades.

It's where her three children – Dorrit, 8, Vinnie, 6, and Douglas, 5 – were born.

After renting in the area for a few years, she and her English husband, Joe Cooper, who works in HR, decided to take the plunge and buy a four-bedroom villa worth about Dh3.6 million ($980,000) two years ago.

Since then, they’ve made the house their own, filling it with second-hand and custom-made furniture, and turning it into a cosy base they call home.

Their children's school is just a five-minute walk away, they can ride bikes everywhere and, as a further bonus for little ones, the neighbourhood has its own petting zoo.

The National takes a look around.

Please tell us about your home

We had been renting here for five years before we decided to buy our own. All of the villas have the same layout, so while we were renting, I was constantly saying, ‘If I owned one, I would do this, I would do that’.

We don't have a big garden. It's not a huge house, but I think that the layout is really smart. And when you live in The Sustainable City, the whole community is your garden.

Why did you decide to buy?

The community management had this brilliant initiative for residents to buy their own villas a couple of years ago. We jumped at it. If you'd been renting through Diamond Developers [the property developers behind The Sustainable City], they offered a percentage of your rent that you paid so far back towards a deposit on your own house.

A lot of people who lived here were renting and decided to buy. It's been nice watching the community transform, with everybody doing up their houses a little bit. There's a lot more character.

What renovations have you done?

We just did some aesthetic stuff, like add a backsplash, paint the kitchen cupboards and extend it all the way to the ceiling.

We got a huge cabinet made. I love it so much – it was a big game-changer for us. It's got a built-in fridge, power points, loads of storage and drawers and cupboards everywhere.

We got one wall knocked out and added a full-size window, to let in more light. And we converted the balcony into an office.

Now it's just perfect.

We had a big, long list of things that, in an ideal world, we would do, but then we had to budget. I think we spent about Dh150,000, including the garden.

Why did you choose The Sustainable City?

When we first moved here, it was brand-new and empty. It didn't have a school, it had a Zoom and Spill the Bean, and that was it.

But we came for a look around and thought it was magical. I really like the no-traffic policy. At the time, our daughter Dorrit was a little baby and the idea of not having cars around just felt safe.

The Sustainable City is a very safe, family-friendly neighbourhood. Pawan Singh / The National
The Sustainable City is a very safe, family-friendly neighbourhood. Pawan Singh / The National

Now my littlest kid is 5, and they have so much freedom. They can run to their friends’ houses, they can walk themselves to and from Fairgreen International School in five minutes. We mostly ride bikes and we also use go-karts.

One of the things that got me was that there are horses. There's a stable and a bridal path, and I like the idea of horses being around. I also love the little zoo, with donkeys, goats and chickens.

In Dubai, you don't get a lot of greenery or nature, especially in new, developed places, but here it feels almost like an overgrown path.

What facilities do you have access to?

We've got two nice swimming pools. We've got a gym. The plaza is nice and has a few restaurants. There are a lot of after-school sports clubs here as well – there’s a football and swimming academy, plus a triathlon club.

I've been in this close-knit ladies’ Sustainable City book club for about six years, and they've all become my best friends.

There's a field with a tennis court and a football pitch. In January every year, they host a big horse show, which is fun. And a lot of flea markets.

There's also a really good yoga studio called Crimson Chambers.

What is your interior style like?

Pretty much everything in my house is second-hand or custom-made, mostly from Dubizzle and Facebook Marketplace. I love a bargain, and I'm big on sustainability as well. I can't stand buying something new and having all of this packaging and just knowing that I've added to the mess.

There are artworks and colourful furniture all over the house. Pawan Singh / The National
There are artworks and colourful furniture all over the house. Pawan Singh / The National

I love my dining room table. It's nothing special, but it's an eight-seater wooden dining table that we bought on Dubizzle 12 years ago for Dh200. I always thought I'll get a good one, one day, but it has become my favourite thing. It has cup marks and scratches all over it, but we've had all of our family dinners here, and the kids are always doing crafts and homework and stuff around it.

The house is also very art heavy, because I’m an artist, but I’ve got some really nice pieces that I didn’t make that I’ve collected over time.

When you do up your own house, you do it for yourself. I don't like the idea of keeping it bland, so that I can sell it one day. There is evidence of my family everywhere.

How long do you plan to stay in this house?

The bedrooms aren't huge and when the kids are a bit older and they want their own space. They're just going to have to suck it up, because we're not moving.

Just recently a couple of villa owners got approval to build on the roof, so there's always the potential to put another level on the top if we need to spread ourselves out a little bit more.

We've been in Dubai for 14 years. All our kids were born here. This is very much home, this is where our roots are, this is where we want to settle for quite a long time.

We see ourselves here for the next 10 to 20, or even 30, years.

SHAITTAN
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Who is Tim-Berners Lee?

Sir Tim Berners-Lee was born in London in a household of mathematicians and computer scientists. Both his mother, Mary Lee, and father, Conway, were early computer scientists who worked on the Ferranti 1 - the world's first commercially-available, general purpose digital computer. Sir Tim studied Physics at the University of Oxford and held a series of roles developing code and building software before moving to Switzerland to work for Cern, the European Particle Physics laboratory. He developed the worldwide web code as a side project in 1989 as a global information-sharing system. After releasing the first web code in 1991, Cern made it open and free for all to use. Sir Tim now campaigns for initiatives to make sure the web remains open and accessible to all.

While you're here
Key products and UAE prices

iPhone XS
With a 5.8-inch screen, it will be an advance version of the iPhone X. It will be dual sim and comes with better battery life, a faster processor and better camera. A new gold colour will be available.
Price: Dh4,229

iPhone XS Max
It is expected to be a grander version of the iPhone X with a 6.5-inch screen; an inch bigger than the screen of the iPhone 8 Plus.
Price: Dh4,649

iPhone XR
A low-cost version of the iPhone X with a 6.1-inch screen, it is expected to attract mass attention. According to industry experts, it is likely to have aluminium edges instead of stainless steel.
Price: Dh3,179

Apple Watch Series 4
More comprehensive health device with edge-to-edge displays that are more than 30 per cent bigger than displays on current models.

Pakistanis%20at%20the%20ILT20%20
%3Cp%3EThe%20new%20UAE%20league%20has%20been%20boosted%20this%20season%20by%20the%20arrival%20of%20five%20Pakistanis%2C%20who%20were%20not%20released%20to%20play%20last%20year.%20%0D%3Cbr%3E%0D%0D%0D%3Cbr%3E%3Cstrong%3EShaheen%20Afridi%20(Desert%20Vipers)%20%3C%2Fstrong%3E%0D%3Cbr%3ESet%20for%20at%20least%20four%20matches%2C%20having%20arrived%20from%20New%20Zealand%20where%20he%20captained%20Pakistan%20in%20a%20series%20loss.%20%0D%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EShadab%20Khan%20(Desert%20Vipers)%20%3C%2Fstrong%3E%0D%3Cbr%3E%0DThe%20leg-spin%20bowling%20allrounder%20missed%20the%20tour%20of%20New%20Zealand%20after%20injuring%20an%20ankle%20when%20stepping%20on%20a%20ball.%20%0D%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EAzam%20Khan%20(Desert%20Vipers)%20%3C%2Fstrong%3E%0D%3Cbr%3EPowerhouse%20wicketkeeper%20played%20three%20games%20for%20Pakistan%20on%20tour%20in%20New%20Zealand.%20He%20was%20the%20first%20Pakistani%20recruited%20to%20the%20ILT20.%20%0D%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMohammed%20Amir%20(Desert%20Vipers)%20%3C%2Fstrong%3E%0D%3Cbr%3EHas%20made%20himself%20unavailable%20for%20national%20duty%2C%20meaning%20he%20will%20be%20available%20for%20the%20entire%20ILT20%20campaign.%20%0D%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EImad%20Wasim%20(Abu%20Dhabi%20Knight%20Riders)%20%3C%2Fstrong%3E%0D%3Cbr%3EThe%20left-handed%20allrounder%2C%2035%2C%20retired%20from%20international%20cricket%20in%20November%20and%20was%20subsequently%20recruited%20by%20the%20Knight%20Riders.%26nbsp%3B%3C%2Fp%3E%0A
Moon Music

Artist: Coldplay

Label: Parlophone/Atlantic

Number of tracks: 10

Rating: 3/5

The specs: 2017 Dodge Viper SRT

Price, base / as tested Dh460,000

Engine 8.4L V10

Transmission Six-speed manual

Power 645hp @ 6,200rpm

Torque 813Nm @ 5,000rpm

Fuel economy, combined 16.8L / 100km

Results

5pm: Maiden (PA) Dh80,000 (Turf) 1,200m, Winner: ES Rubban, Antonio Fresu (jockey), Ibrahim Aseel (trainer)

5.30pm: Handicap (PA) Dh85,000 (T) 1,200m, Winner: Al Mobher, Sczcepan Mazur, Ibrahim Al Hadhrami

6pm: Handicap (PA) Dh80,000 (T) 2,200m, Winner: Jabalini, Tadhg O’Shea, Ibrahim Al Hadhrami

6.30pm: Wathba Stallions Cup (PA) Dh70,000 (T) 2,200m, Winner: AF Abahe, Tadgh O’Shea, Ernst Oertel

7pm: Handicap (PA) Dh85,000 (T) 1,600m, Winner: AF Makerah, Tadhg O’Shea, Ernst Oertel

7.30pm: Maiden (TB) Dh80,000 (T) 1,600m, Winner: Law Of Peace, Tadhg O’Shea, Satish Seemar

What is a robo-adviser?

Robo-advisers use an online sign-up process to gauge an investor’s risk tolerance by feeding information such as their age, income, saving goals and investment history into an algorithm, which then assigns them an investment portfolio, ranging from more conservative to higher risk ones.

These portfolios are made up of exchange traded funds (ETFs) with exposure to indices such as US and global equities, fixed-income products like bonds, though exposure to real estate, commodity ETFs or gold is also possible.

Investing in ETFs allows robo-advisers to offer fees far lower than traditional investments, such as actively managed mutual funds bought through a bank or broker. Investors can buy ETFs directly via a brokerage, but with robo-advisers they benefit from investment portfolios matched to their risk tolerance as well as being user friendly.

Many robo-advisers charge what are called wrap fees, meaning there are no additional fees such as subscription or withdrawal fees, success fees or fees for rebalancing.

Electoral College Victory

Trump has so far secured 295 Electoral College votes, according to the Associated Press, exceeding the 270 needed to win. Only Nevada and Arizona remain to be called, and both swing states are leaning Republican. Trump swept all five remaining swing states, North Carolina, Georgia, Pennsylvania, Michigan and Wisconsin, sealing his path to victory and giving him a strong mandate. 

 

Popular Vote Tally

The count is ongoing, but Trump currently leads with nearly 51 per cent of the popular vote to Harris’s 47.6 per cent. Trump has over 72.2 million votes, while Harris trails with approximately 67.4 million.

Emergency

Director: Kangana Ranaut

Stars: Kangana Ranaut, Anupam Kher, Shreyas Talpade, Milind Soman, Mahima Chaudhry 

Rating: 2/5

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3EName%3A%20%3C%2Fstrong%3ESmartCrowd%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2018%0D%3Cbr%3E%3Cstrong%3EFounder%3A%20%3C%2Fstrong%3ESiddiq%20Farid%20and%20Musfique%20Ahmed%0D%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EFinTech%20%2F%20PropTech%0D%3Cbr%3E%3Cstrong%3EInitial%20investment%3A%20%3C%2Fstrong%3E%24650%2C000%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%3C%2Fstrong%3E%2035%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%20%3C%2Fstrong%3ESeries%20A%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EVarious%20institutional%20investors%20and%20notable%20angel%20investors%20(500%20MENA%2C%20Shurooq%2C%20Mada%2C%20Seedstar%2C%20Tricap)%3C%2Fp%3E%0A
It Was Just an Accident

Director: Jafar Panahi

Stars: Vahid Mobasseri, Mariam Afshari, Ebrahim Azizi, Hadis Pakbaten, Majid Panahi, Mohamad Ali Elyasmehr

Rating: 4/5

From Zero

Artist: Linkin Park

Label: Warner Records

Number of tracks: 11

Rating: 4/5

Packages which the US Secret Service said contained possible explosive devices were sent to:

  • Former first lady Hillary Clinton
  • Former US president Barack Obama
  • Philanthropist and businessman George Soros
  • Former CIA director John Brennan at CNN's New York bureau
  • Former Attorney General Eric Holder (delivered to former DNC chair Debbie Wasserman Schultz)
  • California Congresswoman Maxine Waters (two devices)
Sole survivors
  • Cecelia Crocker was on board Northwest Airlines Flight 255 in 1987 when it crashed in Detroit, killing 154 people, including her parents and brother. The plane had hit a light pole on take off
  • George Lamson Jr, from Minnesota, was on a Galaxy Airlines flight that crashed in Reno in 1985, killing 68 people. His entire seat was launched out of the plane
  • Bahia Bakari, then 12, survived when a Yemenia Airways flight crashed near the Comoros in 2009, killing 152. She was found clinging to wreckage after floating in the ocean for 13 hours.
  • Jim Polehinke was the co-pilot and sole survivor of a 2006 Comair flight that crashed in Lexington, Kentucky, killing 49.
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%3Cp%3EThe%20BaaS%20value%20chain%20consists%20of%20four%20key%20players%3A%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConsumers%3A%3C%2Fstrong%3E%20End-users%20of%20the%20financial%20product%20delivered%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDistributors%3A%3C%2Fstrong%3E%20Also%20known%20as%20embedders%2C%20these%20are%20the%20firms%20that%20embed%20baking%20services%20directly%20into%20their%20existing%20customer%20journeys%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EEnablers%3A%3C%2Fstrong%3E%20Usually%20Big%20Tech%20or%20FinTech%20companies%20that%20help%20embed%20financial%20services%20into%20third-party%20platforms%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProviders%3A%3C%2Fstrong%3E%20Financial%20institutions%20holding%20a%20banking%20licence%20and%20offering%20regulated%20products%3C%2Fp%3E%0A
Updated: August 28, 2024, 3:31 AM