It has been the subject of much discussion over the past few months – what is that fenced, sandy-white structure being built on a prime location on the Abu Dhabi Corniche?
As it turns out, it is the Nation Riviera Beach Club, which opened to the public yesterday. Run by St Regis Abu Dhabi (located across the road), it offers a private, luxurious beach and fitness experience away from the bustle of the capital’s busy waterfront.
With yearly memberships beginning from Dh17,000 for one person, Dh22,000 for a couple and Dh27,000 for a family with one child (Dh1,500 per additional child), it may cost you a pretty penny, but here are a few reasons to consider breaking the budget.
The underground tunnel
Crossing the busy Corniche road is simply not the St Regis way. Hotel residents get free entry to the club and can access it through a private underground tunnel. In a shrewd piece of marketing, guests walk through the hotel’s spa facilities and outdoor restaurant Azura on the third floor, before reaching lifts descending to the tunnel. This underground walkway is elegantly done up in white marble and has chandeliers, and ends at another set of lifts that take you up to the beach club.
Train like a Spartan
That’s the mantra of the beach club’s gym facility, which is also open to the public and boasts a range of equipment and amenities, including steam and sauna rooms. Ask for the signature Spartan Workout: sessions are Dh50 each and a package of 10 sessions costs Dh450. Gym staff can also help you plan a personally tailored diet.
The pools and beach
After signing in at the lobby, visitors will encounter a 12-by-35 metre pool (temperature-controlled, of course). There is also a Jacuzzi area and a pool bar, with staff on call to deliver your orders if you are sunbathing in any one of the pool’s 12 cabanas and loathe to move. The main drawcard, however, is the 200m stretch of private beach with dedicated sports facilities, including beach volley ball.
Beach yoga at sunrise and sunset
Yoga classes are big in the UAE, and enthusiasts can now choose to stretch their stuff at what is one of the capital’s most serene locations – on a private beach at dawn and dusk. Sessions cost Dh50 each, while a package of 10 sessions costs Dh450.
Shurouq and ghuroub
The Arabic words mean “east” and “west” and refer to the two immaculately manicured lawns flanking the club, which are ideal for product launches, photo shoots and intimate beach weddings.
The restaurants
There are plenty of tasty options available at Cabana, the club’s signature outdoor restaurant, where the tables are strategically placed for the best views over the water. Must-try dishes include fish tacos (Dh65), which come with marinated red cabbage, cucumber, avocado and coriander, and the classic fish and chips (Dh75), served with caramelised lemon and tarter sauce and a side of green salad, hand-cut fries or sweet potato fries.
The beach club will soon be home to Asia de Cuba, an Asian-Latin American culinary hot spot that will open towards the end of the year. Designed by the renowned restaurateur Jeffery Chodorow, the restaurant has branches in London and Miami.
• Day passes are available for Dh300 on weekdays and public holidays and Dh400 on weekends. Visit www.nationrivierabeachclub.com for nire details
sasaeed@thenational.ae
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Skewed figures
In the village of Mevagissey in southwest England the housing stock has doubled in the last century while the number of residents is half the historic high. The village's Neighbourhood Development Plan states that 26% of homes are holiday retreats. Prices are high, averaging around £300,000, £50,000 more than the Cornish average of £250,000. The local average wage is £15,458.
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Director: Laila Abbas
Starring: Yasmine Al Massri, Clara Khoury, Kamel El Basha, Ashraf Barhoum
Rating: 4/5
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Ferrari
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MISSION: IMPOSSIBLE – FINAL RECKONING
Director: Christopher McQuarrie
Starring: Tom Cruise, Hayley Atwell, Simon Pegg
Rating: 4/5
What are the main cyber security threats?
Cyber crime - This includes fraud, impersonation, scams and deepfake technology, tactics that are increasingly targeting infrastructure and exploiting human vulnerabilities.
Cyber terrorism - Social media platforms are used to spread radical ideologies, misinformation and disinformation, often with the aim of disrupting critical infrastructure such as power grids.
Cyber warfare - Shaped by geopolitical tension, hostile actors seek to infiltrate and compromise national infrastructure, using one country’s systems as a springboard to launch attacks on others.
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
Dust and sand storms compared
Sand storm
- Particle size: Larger, heavier sand grains
- Visibility: Often dramatic with thick "walls" of sand
- Duration: Short-lived, typically localised
- Travel distance: Limited
- Source: Open desert areas with strong winds
Dust storm
- Particle size: Much finer, lightweight particles
- Visibility: Hazy skies but less intense
- Duration: Can linger for days
- Travel distance: Long-range, up to thousands of kilometres
- Source: Can be carried from distant regions
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The five pillars of Islam