A tower on the north-west corner of the Forbidden City in Beijing, just one of the sights included in a 21-day tour of China. Nelson Ching / Bloomberg News
A tower on the north-west corner of the Forbidden City in Beijing, just one of the sights included in a 21-day tour of China. Nelson Ching / Bloomberg News

Travel Deals: Tours to take while taking your time



Nepal

The Himalayan state of Nepal is the setting for this classic "Abode of the Gods" tour from Bales Worldwide. The 12-day trip takes in Kathmandu, and the heritage sites of the old city before flying on to the mountain landscapes around Pokhara for a late afternoon boat trip on Lake Phewa, an area home to leopard, Bengal fox and barking deer, as well as more than 100 species of birds. Day seven takes in the jungles of the Royal Chitwan National Park, situated amongst the subtropical lowlands of the Terai in the southern central region, for an elephant-back safari at the eco-friendly Machan Wildlife Resort.

Covered in Sal forests and grassland, the park is home to some 50 species of mammals including tiger and rhino, and 55 different varieties of reptiles. Expect to see buffalo, sloths, leopards, marsh mugger crocodiles and some of the park's 500 species of birds, including kingfisher, peacock, Indian roller and eagles on Jeep and boat excursions. The real highlight of the holiday - weather permitting - is an hour-long flight over Mount Everest with a guaranteed window seat to ensure the best views of the mighty Himalayas.

The small-group tour costs £1,315 (Dh7,827) per person, land only, including the services of a local guide, air-conditioned transport, entrance fees and tipping, and some meals. Tours depart in October and November; to book, visit www.balesworldwide.com.

Kashmir, India

The contested Indian state of Jammu and Kashmir is the location of this eight-day Cox & Kings tour which takes in some of the state's most important sights. Starting in Pahalgam, a quiet mountain resort by the River Lidder, there is the chance to enjoy a pony ride or river walk, or simply soak up the peace and quiet and enjoy the clean mountain air. The next day, take in the Awantiswarmi ruins, a ninth-century temple dedicated to the Hindu god Vishnu at Awantipora, just outside Srinagar, where you'll check into a houseboat before visiting the temple of Shankaracharya and the famous Mughal Gardens. Here you'll also enjoy a quiet ride on one of the traditional wooden rowing boats known as shikara on Lake Dal. There are also excursions to Sonmarg and Gulmarg before departing for Katra for a day-long 14km-trek to Vaishno Devi Mandir, a shrine.

The tour costs from Dh1,985 per person based on two sharing, on a breakfast-only basis except aboard the houseboat which is inclusive of all meals. Price includes transfers and some sightseeing but does not include international flights. For further information and bookings visit www.coxandkings.ae or call 05 357 2628.

China

If time is on your side, enjoy this 21-day tour of China, taking in some of the country's most iconic sights, from the majestic splendour of Beijing to the electric atmosphere of Hong Kong with pandas, rivers and rainforests in between. The trip starts in the capital, taking three days to visit some of its greatest landmarks including Tiananmen Square, the Forbidden City and a walk along a section of the Great Wall; moving on to Xi'an, an ancient imperial capital and home of the Terracotta Warriors, with dinner in the Muslim quarter and a chance to visit the Great Mosque.

The second week takes in the home of spicy Sichuan cuisine, in the region's capital, Chengdu, where you'll visit a giant panda reserve and marvel at the world's largest carved stone Buddha at Leshan - a taster of the next leg of the tour, which takes you to Emei Shan, one of that religion's most famous sites and an area of great natural beauty thanks to its subtropical rainforest. Next, take the time to rest on a five-day cruise of the Yangzi River enjoying the dramatic scenery of the Three Gorges before getting in the saddle in Yangshuo for a bike tour of the idyllic countryside. Hong Kong is the climax of this holiday, providing a serious change of pace with its skyscrapers and bustle. Visit nearby beaches, go shopping or take a tram up Victoria Peak for views over the harbour.

The small-group tour costs from £1,740 (Dh10,357) per person, including accommodation, local transport, and most meals but not including international flights. Intrepid Travel is the tour operator, booked through www.responsibletravel.com. Book by June 30 to receive a 20 per cent discount on trips taken in July; 15 per cent off when departing in August or September; and 10 per cent off when departing from October to December.

Peru

Join writer and photographer Peter Frost on a luxury Aracari tour through Peru, taking in Lima, Cusco and Macchu Pichu, from August 15 to 22. Highlights include: lectures by Frost; a ride to the country' s most famous archaeological site on the Harry Bingham Orient-Express train before checking into the Macchu Pichu Sanctuary Lodge with privileged access to the ancient ruins in the morning and evening; demonstrations of folk culture; a tour of the ruins of Ollantaytambo; and, a picnic at the temple ruins of Sacsayhuaman. The eight-day, small-group tour costs US$5,218 (Dh19,165) per person, land only. For more information, visit www.aracari.com or call, 00 511 651 2424.

Heather, the Totality
Matthew Weiner,
Canongate 

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Opening Rugby Championship fixtures:Games can be watched on OSN Sports
Saturday: Australia v New Zealand, Sydney, 1pm (UAE)
Sunday: South Africa v Argentina, Port Elizabeth, 11pm (UAE)

ADCC AFC Women’s Champions League Group A fixtures

October 3: v Wuhan Jiangda Women’s FC
October 6: v Hyundai Steel Red Angels Women’s FC
October 9: v Sabah FA

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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%3Cp%3EDungeons%20%26amp%3B%20Dragons%20began%20as%20an%20interactive%20game%20which%20would%20be%20set%20up%20on%20a%20table%20in%201974.%20One%20player%20takes%20on%20the%20role%20of%20dungeon%20master%2C%20who%20directs%20the%20game%2C%20while%20the%20other%20players%20each%20portray%20a%20character%2C%20determining%20its%20species%2C%20occupation%20and%20moral%20and%20ethical%20outlook.%20They%20can%20choose%20the%20character%E2%80%99s%20abilities%2C%20such%20as%20strength%2C%20constitution%2C%20dexterity%2C%20intelligence%2C%20wisdom%20and%20charisma.%20In%20layman%E2%80%99s%20terms%2C%20the%20winner%20is%20the%20one%20who%20amasses%20the%20highest%20score.%3C%2Fp%3E%0A
Gully Boy

Director: Zoya Akhtar
Producer: Excel Entertainment & Tiger Baby
Cast: Ranveer Singh, Alia Bhatt, Kalki Koechlin, Siddhant Chaturvedi​​​​​​​
Rating: 4/5 stars

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Adele: The Stories Behind The Songs
Caroline Sullivan
Carlton Books

Results
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What are the GCSE grade equivalents?
 
  • Grade 9 = above an A*
  • Grade 8 = between grades A* and A
  • Grade 7 = grade A
  • Grade 6 = just above a grade B
  • Grade 5 = between grades B and C
  • Grade 4 = grade C
  • Grade 3 = between grades D and E
  • Grade 2 = between grades E and F
  • Grade 1 = between grades F and G
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Joker: Folie a Deux

Starring: Joaquin Phoenix, Lady Gaga, Brendan Gleeson

Director: Todd Phillips 

Rating: 2/5

The specs

Engine: 1.5-litre turbo

Power: 181hp

Torque: 230Nm

Transmission: 6-speed automatic

Starting price: Dh79,000

On sale: Now

Fatherland

Kele Okereke

(BMG)

Company%20Profile
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Company%20profile
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A meeting of young minds

The 3,494 entries for the 2019 Sharjah Children Biennial come from:

435 – UAE

2,000 – China

808 – United Kingdom

165 – Argentina

38 – Lebanon

16 – Saudi Arabia

16 – Bangladesh

6 – Ireland

3 – Egypt

3 – France

2 – Sudan

1 – Kuwait

1 – Australia
 

Profile

Co-founders of the company: Vilhelm Hedberg and Ravi Bhusari

Launch year: In 2016 ekar launched and signed an agreement with Etihad Airways in Abu Dhabi. In January 2017 ekar launched in Dubai in a partnership with the RTA.

Number of employees: Over 50

Financing stage: Series B currently being finalised

Investors: Series A - Audacia Capital 

Sector of operation: Transport

Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

Match info

Liverpool 3
Hoedt (10' og), Matip (21'), Salah (45 3')

Southampton 0

Abu Dhabi GP schedule

Friday: First practice - 1pm; Second practice - 5pm

Saturday: Final practice - 2pm; Qualifying - 5pm

Sunday: Etihad Airways Abu Dhabi Grand Prix (55 laps) - 5.10pm

SPEC%20SHEET%3A%20SAMSUNG%20GALAXY%20S23%20ULTRA
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Asia Cup Qualifier

Final
UAE v Hong Kong

TV:
Live on OSN Cricket HD. Coverage starts at 5.30am

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Scoreline

Real Madrid 1
Ronaldo (53')

Atletico Madrid 1
Griezmann (57')

The years Ramadan fell in May

1987

1954

1921

1888

Youth YouTuber Programme

The programme will be presented over two weeks and will cover the following topics:

- Learning, scripting, storytelling and basic shots

- Master on-camera presence and advanced script writing

- Beating the algorithm and reaching your core audience

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Sukuk explained

Sukuk are Sharia-compliant financial certificates issued by governments, corporates and other entities. While as an asset class they resemble conventional bonds, there are some significant differences. As interest is prohibited under Sharia, sukuk must contain an underlying transaction, for example a leaseback agreement, and the income that is paid to investors is generated by the underlying asset. Investors must also be prepared to share in both the profits and losses of an enterprise. Nevertheless, sukuk are similar to conventional bonds in that they provide regular payments, and are considered less risky than equities. Most investors would not buy sukuk directly due to high minimum subscriptions, but invest via funds.

SPAIN SQUAD

Goalkeepers Simon (Athletic Bilbao), De Gea (Manchester United), Sanchez (Brighton)

Defenders Gaya (Valencia), Alba (Barcelona), P Torres (Villarreal), Laporte (Manchester City), Garcia (Manchester City), D Llorente (Leeds), Azpilicueta (Chelsea)

Midfielders Busquets (Barcelona), Rodri (Manchester City), Pedri (Barcelona), Thiago (Liverpool), Koke (Atletico Madrid), Ruiz (Napoli), M Llorente (Atletico Madrid)

Forwards: Olmo (RB Leipzig), Oyarzabal (Real Sociedad), Morata (Juventus), Moreno (Villarreal), F Torres (Manchester City), Traore (Wolves), Sarabia (PSG)

COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4