Jeans are a hard one to get right, mostly because of the sheer choice on offer: skinny, low-rise, medium wash, straight leg, wide leg, distressed - the list is endless. That is not to say we don't give them all a whirl. In fact, the average woman is said to own seven pairs of jeans - only actually wearing three of them on rotation. So why are we buying the wrong ones?
You see, denim is a sneaky old one; the correct shape and styles can serve us well by hiding a multitude of perceived flaws yet, often, because of not knowing what to buy to suit our shape, we end up being pushed by the trends rather than what actually works for us. It's a process that takes effort, diligence, and good old fashion endurance. With jeans, always remember the less gimmicky, the better. It's most important to find a pair that fits, so make your choices modern and subtle rather than what you think is in fashion.
A pear-shaped body type tends to carry weight in the lower half - the hips, rear and legs - so a mid-rise will elongate the legs. Be sure to stay away from high-waisted jeans as it only accentuates roundness. Anyone with an apple-shape will need their denim to provide a little more "give", especially around the waistline, so choose a brand with a slight stretch. A straight leg will help to balance things out, but stay clear of anything with a skinny fit.
If you want to minimise your middle, go for mid-waisted jean. While it sounds counter-intuitive, mid-waisted jeans will draw the eye to the waist rather than the hips. Avoid any decoration or embellishment around the pockets as they will draw the eye outwards.
For a curvy body and a small waist, the high-waisted trouser can be a great option, although be sure to go for a darker wash of denim to create a slimming effect. Remember that anything with a bleached or faded wash at the thighs will make them appear larger. If you want to create curves (lucky you) look for denim with zippers or other details at the hips and upper thighs, again to trick the eye outwards. Ladies with hips tend to have larger limbs, so a straight-leg jean will help give the leg a more uniform shape. A petite shape should look for a cut that lengthens the legs. A long, skinny cut with a high waist will both flatter and create the illusion of length. Some brands come with shorter inseams, but you shouldn't be afraid to hem a longer pair that fits better. They can be shortened and re-hemmed with the same gold stitching by any good tailor without destroying the overall shape.
When it comes to taking care of jeans, the best way to wash them is by turning them inside out in cold water and rinsing them first - mainly to lessen the amount of transferable indigo dye and remove the majority of starch.
With dark jeans, most of the colour goes in the dryer, so set them on a low, short wash cycle and dry them flat to keep the colour from dripping, as the dye can "marble" when it's wet and uneven. Try to wait as long as you can for the first wash as this is when most of the colour is lost. A good rule of thumb is once the back of the knees loses a little colour it is the right time for the first wash.
In short, it is well worth investing in denim - both in time and cost. A good pair of jeans, if cared for well, should last years and, considering most of us wear denim more than anything else, it's worth doing the homework, both in taste and authority.
ktrotter@thenational.ae
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
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Gulf Under 19s final
Dubai College A 50-12 Dubai College B
Directed by: Craig Gillespie
Starring: Emma Stone, Emma Thompson, Joel Fry
4/5
How to improve Arabic reading in early years
One 45-minute class per week in Standard Arabic is not sufficient
The goal should be for grade 1 and 2 students to become fluent readers
Subjects like technology, social studies, science can be taught in later grades
Grade 1 curricula should include oral instruction in Standard Arabic
First graders must regularly practice individual letters and combinations
Time should be slotted in class to read longer passages in early grades
Improve the appearance of textbooks
Revision of curriculum should be undertaken as per research findings
Conjugations of most common verb forms should be taught
Systematic learning of Standard Arabic grammar
Our legal consultant
Name: Dr Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
Pharaoh's curse
British aristocrat Lord Carnarvon, who funded the expedition to find the Tutankhamun tomb, died in a Cairo hotel four months after the crypt was opened.
He had been in poor health for many years after a car crash, and a mosquito bite made worse by a shaving cut led to blood poisoning and pneumonia.
Reports at the time said Lord Carnarvon suffered from “pain as the inflammation affected the nasal passages and eyes”.
Decades later, scientists contended he had died of aspergillosis after inhaling spores of the fungus aspergillus in the tomb, which can lie dormant for months. The fact several others who entered were also found dead withiin a short time led to the myth of the curse.
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