Nowhere safe from toddlers


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Our safe havens have vanished. After 18 months of gradual encroachment, Astrid can reach previously inaccessible zones around the house. The window ledges, which stand at least one metre from the ground, no longer provide refuge for our possessions. The work surfaces in the kitchen have come within her range. Sanctuaries for our stuff are running out.

I discovered Astrid's extended grasp the day after we came back from holiday. Suddenly she appeared holding my glasses. She was smiling. It was the kind of smile that suggested she knew she shouldn't be doing something, but did it anyway. I was surprised, because I usually put my glasses on the window ledge. Astrid broke my last pair by accident, so I try to put them down beyond her reach. At first I thought I must have left them lying around, so I put them on and forgot about it.

Later she emerged clutching our passports. She likes pointing to the photographs at the back of each passport and doling them out to the correct person - Mummy, Daddy, Astrid. This time I was certain I had left the passports on the window ledge, so I decided to see how she had managed to obtain them.

It was strange: she didn't seem to have grown very much while we were on holiday. Of course, being away from our usual environs, we lacked the yardsticks by which we estimate her incredible and relentless blooming. Nevertheless she could, I imagine, only have grown a few millimetres or a centimetre at most. After all, we were away for less than two weeks.

The key to this new ability, as with many advancements throughout human history, turned out to be physical development allied with the use of tools. Astrid has a small wooden chair, which she pushes into position and steps on. From this vantage point, she can get to most of the window ledge. Important pieces of paper, pens, glasses, watches, phones: all these objects needed a new and safer place to rest.

Astrid uses the same technique in the kitchen, where it brings all manner of dangerous items within her grip. In fact, it has forced us to initiate a new bout of childproofing. The microwave must be turned off at the plug because she can press the buttons. The fridge door must be locked. Sharp knives and scissors must be secreted at the back of a cupboard. Dirty cups and glasses must be pushed to the back of the work surfaces, snug against the wall. Even with these precautions, Astrid has already managed to commandeer a knife and a box of sewing needles.

It's not just that she can reach things, it's that she wants to pick things up. She loves to collect things and move them from one place to another. She has become like a magpie.

This developmental phase, known as "the very annoying phase", turns the world into a fluid and ever-shifting place. Nothing is where you left it. I arrived at work yesterday without my wallet, which I later found behind a chair. Did it fall down there or was it pushed? It is like living with a friendly pickpocket, someone mischievous and energetic, but lacking in purpose or malice.

"The art of losing isn't hard to master," wrote Elizabeth Bishop in a poem called One Art. Until we build a set of shelves well beyond Astrid's reach, just below the ceiling, perhaps, we will have to get accustomed to never expecting to find something where we left it.

Director: Laxman Utekar

Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna

Rating: 1/5

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How much sugar is in chocolate Easter eggs?
  • The 169g Crunchie egg has 15.9g of sugar per 25g serving, working out at around 107g of sugar per egg
  • The 190g Maltesers Teasers egg contains 58g of sugar per 100g for the egg and 19.6g of sugar in each of the two Teasers bars that come with it
  • The 188g Smarties egg has 113g of sugar per egg and 22.8g in the tube of Smarties it contains
  • The Milky Bar white chocolate Egg Hunt Pack contains eight eggs at 7.7g of sugar per egg
  • The Cadbury Creme Egg contains 26g of sugar per 40g egg
Dhadak

Director: Shashank Khaitan

Starring: Janhvi Kapoor, Ishaan Khattar, Ashutosh Rana

Stars: 3

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.