• Morocco's Abde Ezzalzouli looks downcast after France celebrate their second goal in the 2-0 World Cup semi-final win at Al Bayt Stadium in Al Khor, Qatar, on December 14, 2022. EPA
    Morocco's Abde Ezzalzouli looks downcast after France celebrate their second goal in the 2-0 World Cup semi-final win at Al Bayt Stadium in Al Khor, Qatar, on December 14, 2022. EPA
  • Morocco's Romain Saiss consoles Achraf Hakimi at the end of the match. AP
    Morocco's Romain Saiss consoles Achraf Hakimi at the end of the match. AP
  • Morocco players kneel on the pitch at the end of the match. AP
    Morocco players kneel on the pitch at the end of the match. AP
  • France's Kylian Mbappe hugs Morocco's Achraf Hakimi. AP
    France's Kylian Mbappe hugs Morocco's Achraf Hakimi. AP
  • Morocco coach Walid Regragui acknowledges the fans after the match. Reuters
    Morocco coach Walid Regragui acknowledges the fans after the match. Reuters
  • France forward Randal Kolo Muani celebrates with teammates after scoring their second goal. AFP
    France forward Randal Kolo Muani celebrates with teammates after scoring their second goal. AFP
  • France substitute Randal Kolo Muani celebrates after scoring the second goal against Morocco. Getty
    France substitute Randal Kolo Muani celebrates after scoring the second goal against Morocco. Getty
  • Randal Kolo Muani celebrates scoring. AP
    Randal Kolo Muani celebrates scoring. AP
  • Randal Kolo Muani scores the second goal for France. Getty
    Randal Kolo Muani scores the second goal for France. Getty
  • France's Theo Hernandez (R) celebrates scoring the first goal with Olivier Giroud. EPA
    France's Theo Hernandez (R) celebrates scoring the first goal with Olivier Giroud. EPA
  • Theo Hernandez scores the opening goal past Yassine Bounou of Morocco. Getty
    Theo Hernandez scores the opening goal past Yassine Bounou of Morocco. Getty
  • Theo Hernandez celebrates after scoring the first goal for France. Getty
    Theo Hernandez celebrates after scoring the first goal for France. Getty
  • Theo Hernandez celebrates after scoring. Getty
    Theo Hernandez celebrates after scoring. Getty
  • Morocco's Jawad El Yamiq goes close with an overhead kick. AFP
    Morocco's Jawad El Yamiq goes close with an overhead kick. AFP
  • Kylian Mbappe is frustrated. Getty
    Kylian Mbappe is frustrated. Getty
  • Kylian Mbappe after a missed chance. Getty
    Kylian Mbappe after a missed chance. Getty
  • Morocco's Romain Saiss is substituted by Selim Amallah during the first half. AP
    Morocco's Romain Saiss is substituted by Selim Amallah during the first half. AP
  • Kylian Mbappe is challenged by Yassine Bounou and Achraf Dari. Getty
    Kylian Mbappe is challenged by Yassine Bounou and Achraf Dari. Getty
  • France's Olivier Giroud in action. AP
    France's Olivier Giroud in action. AP
  • Aurelien Tchouameni of France reacts after a challenge with Sofyan Amrabat. Getty
    Aurelien Tchouameni of France reacts after a challenge with Sofyan Amrabat. Getty
  • Antoine Griezmann during the semi-final. Getty
    Antoine Griezmann during the semi-final. Getty
  • Ibrahima Konateof France in action against Achraf Hakimi of Morocco. EPA
    Ibrahima Konateof France in action against Achraf Hakimi of Morocco. EPA
  • France's Ousmane Dembele and Morocco's Yahia Attiyat Allah challenge for the ball. AP
    France's Ousmane Dembele and Morocco's Yahia Attiyat Allah challenge for the ball. AP

Walid Regragui now wants Morocco 'to qualify for every World Cup' after Qatar heroics


John McAuley
  • English
  • Arabic

Walid Regragui was proud despite the defeat – how could he not be?

His Morocco side were for once out for the count, the majority crumpled on the Al Bayt Stadium pitch, their World Cup final dream, the most unlikely of dreams at the onset of Qatar 2022, not to be realised.

France were the victors, the current holders holding off Morocco’s steady barrage, when they were pinned back but ultimately not pegged back.

France won through with two goals, but with 36 per cent possession; the latter-stage experts conceding to the African trailblazers, to their terrific technical play and their sheer bloody will. For Morocco, though, it wasn’t to be.

It felt just a match too much, the injuries piling up, the previous three weeks’ exertions finally taking their toll. The penalty shoot-out victory against Spain ensured a first Arab quarter-finalist on football’s grandest stage; the 1-0 triumph against Portugal granting Africa its only ever representative in the last four.

“At a World Cup this was perhaps one step too far,” Regragui admitted himself on Wednesday, the 2-0 semi-final loss still stinging. “Not in terms of quality or tactics, but physically we came up short tonight.

“We had too many players at 60 per cent or 70 per cent. With all our squad fit, we could have caused them a lot of problems.”

And that was just it. Nayef Aguerd was removed from the starting line-up minutes before kick-off because of illness; from 20 minutes in, injury deprived the team of their captain and rock Romain Saiss.

France 2 Morocco 0: Player ratings

  • FRANCE RATINGS: Hugo Lloris - 8. Saved El Yamiq’s free-kick on 44, stopped Morocco going level. Assured at corners and behind a side missing key players, yet still winning when it matters. Getty
    FRANCE RATINGS: Hugo Lloris - 8. Saved El Yamiq’s free-kick on 44, stopped Morocco going level. Assured at corners and behind a side missing key players, yet still winning when it matters. Getty
  • Theo Hernandez - 9. Put France ahead inside five minutes, waiting for a ball to drop and taking advantage of poor defending. Got into trouble in his own area after 26, winning the ball yet seeing Morocco appeals for a penalty after he followed through. Key challenges to the end. AP
    Theo Hernandez - 9. Put France ahead inside five minutes, waiting for a ball to drop and taking advantage of poor defending. Got into trouble in his own area after 26, winning the ball yet seeing Morocco appeals for a penalty after he followed through. Key challenges to the end. AP
  • Ibrahima Konate - 8. In for Obamekami, stretched to make a fine tackle on Hakimi after 41 under a period of Morocco pressure after a very entertaining first half. Blocked a Hakimi shot at the start of the second half. And again as Morocco got behind the France defence. AFP
    Ibrahima Konate - 8. In for Obamekami, stretched to make a fine tackle on Hakimi after 41 under a period of Morocco pressure after a very entertaining first half. Blocked a Hakimi shot at the start of the second half. And again as Morocco got behind the France defence. AFP
  • Raphael Varane - 8. Distraught when injured at Chelsea in October, a World Cup finalist in December. Near post run saw him shoot wide on 40. AFP
    Raphael Varane - 8. Distraught when injured at Chelsea in October, a World Cup finalist in December. Near post run saw him shoot wide on 40. AFP
  • Jules Kounde - 8. Right back - rather than preferred central role. Performed well. France had won one of six matches coming into the World Cup finals, but they have a chance to retain the title if they win Sunday’s final. Blocked a 93rd minute effort on the line. AP
    Jules Kounde - 8. Right back - rather than preferred central role. Performed well. France had won one of six matches coming into the World Cup finals, but they have a chance to retain the title if they win Sunday’s final. Blocked a 93rd minute effort on the line. AP
  • Youssouf Fofana - 8. In for Rabiot and performed well. Involved in the build up for the second in front of the 68,294 crowd. PA
    Youssouf Fofana - 8. In for Rabiot and performed well. Involved in the build up for the second in front of the 68,294 crowd. PA
  • Aurelien Tchouameni - 8. So impressive striding forward, so impressive defending too. All action and more touches than any player on the field. You can see why Real Madrid paid so much for him. AFP
    Aurelien Tchouameni - 8. So impressive striding forward, so impressive defending too. All action and more touches than any player on the field. You can see why Real Madrid paid so much for him. AFP
  • Ousmane Dembele - 8. Showed his pace in the moments when France attacked. Excellent skill before setting up the second. Getty
    Ousmane Dembele - 8. Showed his pace in the moments when France attacked. Excellent skill before setting up the second. Getty
  • Antoine Griezmann - 9. Always asked for the ball and made runs behind defenders. Wonderful movement as he looked for pockets of opportunities in the space where it can hurt. Defended well, too. Excellent. AP
    Antoine Griezmann - 9. Always asked for the ball and made runs behind defenders. Wonderful movement as he looked for pockets of opportunities in the space where it can hurt. Defended well, too. Excellent. AP
  • Kylian Mbappe - 8. Came close to making it two, then set up the second. Late nutmeg on Amrabat, one of best players in the tournament. Getty
    Kylian Mbappe - 8. Came close to making it two, then set up the second. Late nutmeg on Amrabat, one of best players in the tournament. Getty
  • Olivier Giroud - 8. Took a shot which came out and ultimately led to the first goal. Smashed the post with a shot on 16. Went off – was pushed off by a frustrated Morocco player. Getty
    Olivier Giroud - 8. Took a shot which came out and ultimately led to the first goal. Smashed the post with a shot on 16. Went off – was pushed off by a frustrated Morocco player. Getty
  • SUBS: Marcus Thuram - 7. On for Giroud after 65. Like his father, he could be winning the World Cup. EPA
    SUBS: Marcus Thuram - 7. On for Giroud after 65. Like his father, he could be winning the World Cup. EPA
  • Randal Kolo Muani - 7. On for Dembele after 78 for just a fourth cap - he played up front in the defeat to Tunisia. He had been on the pitch for seconds and tapped in France’s second to put the game beyond a fine Morocco team. AP
    Randal Kolo Muani - 7. On for Dembele after 78 for just a fourth cap - he played up front in the defeat to Tunisia. He had been on the pitch for seconds and tapped in France’s second to put the game beyond a fine Morocco team. AP
  • MOROCCO RATINGS: Yassine Bounou - 6. There was nothing he could have done for either of the goals. Took a blow from Mbappe when collecting Griezmann’s ball through and was confident with the ball at his feet. EPA
    MOROCCO RATINGS: Yassine Bounou - 6. There was nothing he could have done for either of the goals. Took a blow from Mbappe when collecting Griezmann’s ball through and was confident with the ball at his feet. EPA
  • Achraf Hakimi - 7. Was unlucky to see Hernandez score after blocking Mbappe’s shot. Provided a real threat in forward areas, coming close to keeping the ball when he turned in France’s box. Struggled defensively at times in the second period but made a great late recovery to deny Mbappe. Getty
    Achraf Hakimi - 7. Was unlucky to see Hernandez score after blocking Mbappe’s shot. Provided a real threat in forward areas, coming close to keeping the ball when he turned in France’s box. Struggled defensively at times in the second period but made a great late recovery to deny Mbappe. Getty
  • Achraf Dari - 6. After coming in as a last-minute replacement for Nayef Aguerd, he was unable to keep out Hernandez’s effort after getting back onto the goal line. Made some strong tackles on Mbappe but also dived in too quickly at times. AP
    Achraf Dari - 6. After coming in as a last-minute replacement for Nayef Aguerd, he was unable to keep out Hernandez’s effort after getting back onto the goal line. Made some strong tackles on Mbappe but also dived in too quickly at times. AP
  • Romain Saiss - 5. Tried to play through the pain barrier but simply couldn’t, as was made clear when he misjudged the bounce from a long ball forward to allow Giroud to get in behind before going off. Getty
    Romain Saiss - 5. Tried to play through the pain barrier but simply couldn’t, as was made clear when he misjudged the bounce from a long ball forward to allow Giroud to get in behind before going off. Getty
  • Jawad El Yamiq - 5. Gambled on winning the ball ahead of Griezmann and paid the price as France scored the opener, then lost possession cheaply in the build-up to the second. He also had good moments as he cleared an Mbappe shot and was unlucky not to score with an overhead kick. AP
    Jawad El Yamiq - 5. Gambled on winning the ball ahead of Griezmann and paid the price as France scored the opener, then lost possession cheaply in the build-up to the second. He also had good moments as he cleared an Mbappe shot and was unlucky not to score with an overhead kick. AP
  • Noussair Mazraoui - 6. Carelessly allowed himself to roam offside to bring a brilliant Moroccan move to a disappointing end and didn’t look completely fit, but he still defended well against Dembele. AP
    Noussair Mazraoui - 6. Carelessly allowed himself to roam offside to bring a brilliant Moroccan move to a disappointing end and didn’t look completely fit, but he still defended well against Dembele. AP
  • Hakim Ziyech - 6. Had a slow start with a wasteful shot, but his influence grew as the first half progressed, with some of his set-piece deliveries causing problems for France. Linked up beautifully with Hakimi at times and tried to make things happen until the end. AFP
    Hakim Ziyech - 6. Had a slow start with a wasteful shot, but his influence grew as the first half progressed, with some of his set-piece deliveries causing problems for France. Linked up beautifully with Hakimi at times and tried to make things happen until the end. AFP
  • Azzedine Ounahi - 8. Forced Lloris into a good save with a curling shot from range and continued to impress. His deflected shot fell to Hamdallah. Also positioned himself well to regain possession at times. AFP
    Azzedine Ounahi - 8. Forced Lloris into a good save with a curling shot from range and continued to impress. His deflected shot fell to Hamdallah. Also positioned himself well to regain possession at times. AFP
  • Sofyan Amrabat - 8. Provided an all-action performance from the first whistle to the last, while he also played some brilliant passes to spread the play for Morocco. Made an outstanding tackle on Mbappe after it looked like he’d been beaten. Getty
    Sofyan Amrabat - 8. Provided an all-action performance from the first whistle to the last, while he also played some brilliant passes to spread the play for Morocco. Made an outstanding tackle on Mbappe after it looked like he’d been beaten. Getty
  • Sofiane Boufal - 7. Was very confident on the ball under pressure, turning to get away from Tchouameni and slipping the ball through for Ziyech’s chance. Booked for a challenge on Hernandez in the opposition box. Came close to finding En Nesyri with his cross. EPA
    Sofiane Boufal - 7. Was very confident on the ball under pressure, turning to get away from Tchouameni and slipping the ball through for Ziyech’s chance. Booked for a challenge on Hernandez in the opposition box. Came close to finding En Nesyri with his cross. EPA
  • Youssef En Nesyri - 6. Had a frustrating game where chances didn’t quite fall for him despite intelligent runs and impressive pass attempts. An example came when he couldn’t quite reach Boufal’s cross. EPA
    Youssef En Nesyri - 6. Had a frustrating game where chances didn’t quite fall for him despite intelligent runs and impressive pass attempts. An example came when he couldn’t quite reach Boufal’s cross. EPA
  • SUBS: Selim Amallah (Saiss, 21’) - 7. Looked bright off the bench and had some massive nearly moments in the first half, with a searching pass coming close to reaching En Nesyri before he was inches away from reaching Ziyech’s free-kick. Did brilliantly to halt Dembele’s run forward. AP
    SUBS: Selim Amallah (Saiss, 21’) - 7. Looked bright off the bench and had some massive nearly moments in the first half, with a searching pass coming close to reaching En Nesyri before he was inches away from reaching Ziyech’s free-kick. Did brilliantly to halt Dembele’s run forward. AP
  • Yahia Attiyat Allah (Mazraoui, HT) - 6. Hit a wild shot when the ball awkwardly fell to him in the box, but he then got behind Kounde and forced Konate into an impressive intervention. Reuters
    Yahia Attiyat Allah (Mazraoui, HT) - 6. Hit a wild shot when the ball awkwardly fell to him in the box, but he then got behind Kounde and forced Konate into an impressive intervention. Reuters
  • Abderrazak Hamdallah (En Nesyri, 66’) - 5. Tried to do too much when there was an opportunity to shoot after he had done well to break into the box. His touch on Ounahi’s deflected shot was denied by Kounde. AFP
    Abderrazak Hamdallah (En Nesyri, 66’) - 5. Tried to do too much when there was an opportunity to shoot after he had done well to break into the box. His touch on Ounahi’s deflected shot was denied by Kounde. AFP
  • Zakaria Aboukhlal (Boufal, 67’) - 6. Was bright off the bench and came agonisingly close to reaching Attiyat Allah’s cross moments after coming on. Rose well to reach another cross but couldn’t get enough of a connection to turn the ball goalward. PA
    Zakaria Aboukhlal (Boufal, 67’) - 6. Was bright off the bench and came agonisingly close to reaching Attiyat Allah’s cross moments after coming on. Rose well to reach another cross but couldn’t get enough of a connection to turn the ball goalward. PA
  • Abde Ezzalzouli (Amallah, 78’) – N/A. Was unlucky that his block on Mbappe’s shot saw the ball fall to Kolo Muani. His late shot was blocked and he then made a superb run to set up the chance for Hamdallah. EPA
    Abde Ezzalzouli (Amallah, 78’) – N/A. Was unlucky that his block on Mbappe’s shot saw the ball fall to Kolo Muani. His late shot was blocked and he then made a superb run to set up the chance for Hamdallah. EPA

Noussair Mazraoui, a left back at Bayern Munich no less, was unable to come out for the second half. Even Walid Cheddira, the substitute battering ram up top whose finishing has left more than a little to be desired, was unavailable following his quick-fire yellow cards in the quarters.

At this level, perhaps more than any, the finest margins matter most.

“We knew we had achieved something great already and that everyone was proud of us,” Regragui said. “We are pleased with what we have done, but felt we could have gone even further.

“Those small details are what help real champions win and we saw that tonight. I told the players I was proud of them, his majesty [King of Morocco, Mohammed VI] is proud, the Moroccan people are proud, the whole world is proud.

“We worked hard, we were honest, and we showed the values we wanted to show.”

However, Morocco’s extraordinary endeavour is not yet done. On Saturday, they face Croatia, the 2018 runners-up with whom they kicked off their 2022 campaign with a goalless draw, in a match for third place.

Victory there would supply another significant dose of pride, however difficult it will be to rally the troops a final time. Although, that is what Morocco have done this tournament, time and time again.

Beaten only once in six games – remember, they topped their group – and only by the world champions at that, they can point to the positives, of which there are plenty, once the pain of Wednesday has passed.

“We are disappointed for the Moroccan people tonight: we wanted to keep the dream alive,” Regragui said. “We knew we had achieved something great already and that everyone was proud of us.”

Yet Regragui reminded this World Cup should be a starting point; even after the dream ending had disappeared from view.

“We wanted to rewrite the history books and you can’t do that with a miracle; it takes hard work,” he said. “We have given a good account of African football and that mattered because we represent our country and our continent.

“People respected us before and maybe they will respect us even more now. We have to do even better in the future. We went further than Brazil, Spain, Germany, all top sides, but we have to show that regularly if we want Morocco to be on the world footballing map.”

He added: "We might never be as good as Brazil, France, England, but I would like us to qualify for every World Cup. We have proven that Africans can go toe-to-toe with top teams. We need to work hard to show that it is no accident.”

Ferrari 12Cilindri specs

Engine: naturally aspirated 6.5-liter V12

Power: 819hp

Torque: 678Nm at 7,250rpm

Price: From Dh1,700,000

Available: Now

Jawan
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EAtlee%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Shah%20Rukh%20Khan%2C%20Nayanthara%2C%20Vijay%20Sethupathi%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E4%2F5%3C%2Fp%3E%0A
Ain Issa camp:
  • Established in 2016
  • Houses 13,309 people, 2,092 families, 62 per cent children
  • Of the adult population, 49 per cent men, 51 per cent women (not including foreigners annexe)
  • Most from Deir Ezzor and Raqqa
  • 950 foreigners linked to ISIS and their families
  • NGO Blumont runs camp management for the UN
  • One of the nine official (UN recognised) camps in the region
SPEC%20SHEET%3A%20APPLE%20IPHONE%2014
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%C2%A06.1%22%20Super%20Retina%20XDR%20OLED%2C%202532%20x%201170%2C%20460ppi%2C%20HDR%2C%20True%20Tone%2C%20P3%2C%201200%20nits%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%C2%A0A15%20Bionic%2C%206-core%20CPU%2C%205-core%20GPU%2C%2016-core%20Neural%20Engine%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%C2%A06GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECapacity%3A%3C%2Fstrong%3E%C2%A0128%2F256%2F512GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPlatform%3A%3C%2Fstrong%3E%C2%A0iOS%2016%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%3A%3C%2Fstrong%3E%C2%A0Dual%2012MP%20main%20(f%2F1.5)%20%2B%2012MP%20ultra-wide%20(f%2F2.4)%3B%202x%20optical%2C%205x%20digital%3B%20Photonic%20Engine%2C%20Deep%20Fusion%2C%20Smart%20HDR%204%2C%20Portrait%20Lighting%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%20video%3A%3C%2Fstrong%3E%C2%A04K%20%40%2024%2F25%2F3060fps%2C%20full-HD%20%40%2025%2F30%2F60fps%2C%20HD%20%40%2030fps%3B%20HD%20slo-mo%20%40%20120%2F240fps%3B%20night%2C%20time%20lapse%2C%20cinematic%2C%20action%20modes%3B%20Dolby%20Vision%2C%204K%20HDR%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%3A%3C%2Fstrong%3E%C2%A012MP%20TrueDepth%20(f%2F1.9)%2C%20Photonic%20Engine%2C%20Deep%20Fusion%2C%20Smart%20HDR%204%3B%20Animoji%2C%20Memoji%3B%20Portrait%20Lighting%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%20video%3A%3C%2Fstrong%3E%204K%20%40%2024%2F25%2F3060fps%2C%20full-HD%20%40%2025%2F30%2F60fps%2C%20HD%20slo-mo%20%40%20120fps%3B%20night%2C%20time%20lapse%2C%20cinematic%2C%20action%20modes%3B%20Dolby%20Vision%2C%204K%20HDR%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%C2%A03279%20mAh%2C%C2%A0up%20to%2020h%20video%2C%2016h%20streaming%20video%2C%2080h%20audio%3B%20fast%20charge%20to%2050%25%20in%2030m%3B%20MagSafe%2C%20Qi%20wireless%20charging%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%C2%A0Wi-Fi%2C%20Bluetooth%205.3%2C%20NFC%20(Apple%20Pay)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBiometrics%3A%3C%2Fstrong%3E%20Face%20ID%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%C2%A0Lightning%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECards%3A%3C%2Fstrong%3E%C2%A0Dual%20eSIM%20%2F%20eSIM%20%2B%20SIM%20(US%20models%20use%20eSIMs%20only)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%C2%A0Blue%2C%20midnight%2C%20purple%2C%20starlight%2C%20Product%20Red%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%3C%2Fstrong%3E%C2%A0iPhone%2014%2C%20USB-C-to-Lightning%20cable%2C%20one%20Apple%20sticker%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%C2%A0Dh3%2C399%20%2F%20Dh3%2C799%20%2F%20Dh4%2C649%3C%2Fp%3E%0A
SERIE A FIXTURES

Friday Sassuolo v Benevento (Kick-off 11.45pm)

Saturday Crotone v Spezia (6pm), Torino v Udinese (9pm), Lazio v Verona (11.45pm)

Sunday Cagliari v Inter Milan (3.30pm), Atalanta v Fiorentina (6pm), Napoli v Sampdoria (6pm), Bologna v Roma (6pm), Genoa v Juventus (9pm), AC Milan v Parma (11.45pm)

The Melbourne Mercer Global Pension Index

The Melbourne Mercer Global Pension Index

Mazen Abukhater, principal and actuary at global consultancy Mercer, Middle East, says the company’s Melbourne Mercer Global Pension Index - which benchmarks 34 pension schemes across the globe to assess their adequacy, sustainability and integrity - included Saudi Arabia for the first time this year to offer a glimpse into the region.

The index highlighted fundamental issues for all 34 countries, such as a rapid ageing population and a low growth / low interest environment putting pressure on expected returns. It also highlighted the increasing popularity around the world of defined contribution schemes.

“Average life expectancy has been increasing by about three years every 10 years. Someone born in 1947 is expected to live until 85 whereas someone born in 2007 is expected to live to 103,” Mr Abukhater told the Mena Pensions Conference.

“Are our systems equipped to handle these kind of life expectancies in the future? If so many people retire at 60, they are going to be in retirement for 43 years – so we need to adapt our retirement age to our changing life expectancy.”

Saudi Arabia came in the middle of Mercer’s ranking with a score of 58.9. The report said the country's index could be raised by improving the minimum level of support for the poorest aged individuals and increasing the labour force participation rate at older ages as life expectancies rise.

Mr Abukhater said the challenges of an ageing population, increased life expectancy and some individuals relying solely on their government for financial support in their retirement years will put the system under strain.

“To relieve that pressure, governments need to consider whether it is time to switch to a defined contribution scheme so that individuals can supplement their own future with the help of government support,” he said.

Why it pays to compare

A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

Tamkeen's offering
  • Option 1: 70% in year 1, 50% in year 2, 30% in year 3
  • Option 2: 50% across three years
  • Option 3: 30% across five years 
Buy farm-fresh food

The UAE is stepping up its game when it comes to platforms for local farms to show off and sell their produce.

In Dubai, visit Emirati Farmers Souq at The Pointe every Saturday from 8am to 2pm, which has produce from Al Ammar Farm, Omar Al Katri Farm, Hikarivege Vegetables, Rashed Farms and Al Khaleej Honey Trading, among others. 

In Sharjah, the Aljada residential community will launch a new outdoor farmers’ market every Friday starting this weekend. Manbat will be held from 3pm to 8pm, and will host 30 farmers, local home-grown entrepreneurs and food stalls from the teams behind Badia Farms; Emirates Hydroponics Farms; Modern Organic Farm; Revolution Real; Astraea Farms; and Al Khaleej Food. 

In Abu Dhabi, order farm produce from Food Crowd, an online grocery platform that supplies fresh and organic ingredients directly from farms such as Emirates Bio Farm, TFC, Armela Farms and mother company Al Dahra. 

The%20Afghan%20connection
%3Cp%3EThe%20influx%20of%20talented%20young%20Afghan%20players%20to%20UAE%20cricket%20could%20have%20a%20big%20impact%20on%20the%20fortunes%20of%20both%20countries.%20Here%20are%20three%20Emirates-based%20players%20to%20watch%20out%20for.%0D%3Cbr%3E%20%0D%3Cbr%3E%3Cstrong%3EHassan%20Khan%20Eisakhil%3C%2Fstrong%3E%0D%3Cbr%3EMohammed%20Nabi%20is%20still%20proving%20his%20worth%20at%20the%20top%20level%20but%20there%20is%20another%20reason%20he%20is%20raging%20against%20the%20idea%20of%20retirement.%20If%20the%20allrounder%20hangs%20on%20a%20little%20bit%20longer%2C%20he%20might%20be%20able%20to%20play%20in%20the%20same%20team%20as%20his%20son%2C%20Hassan%20Khan.%20The%20family%20live%20in%20Ajman%20and%20train%20in%20Sharjah.%0D%3Cbr%3E%20%0D%3Cbr%3E%3Cstrong%3EMasood%20Gurbaz%3C%2Fstrong%3E%0D%3Cbr%3EThe%20opening%20batter%2C%20who%20trains%20at%20Sharjah%20Cricket%20Academy%2C%20is%20another%20player%20who%20is%20a%20part%20of%20a%20famous%20family.%20His%20brother%2C%20Rahmanullah%2C%20was%20an%20IPL%20winner%20with%20Kolkata%20Knight%20Riders%2C%20and%20opens%20the%20batting%20with%20distinction%20for%20Afghanistan.%0D%3Cbr%3E%20%0D%3Cbr%3E%3Cstrong%3EOmid%20Rahman%3C%2Fstrong%3E%0D%3Cbr%3EThe%20fast%20bowler%20became%20a%20pioneer%20earlier%20this%20year%20when%20he%20became%20the%20first%20Afghan%20to%20represent%20the%20UAE.%20He%20showed%20great%20promise%20in%20doing%20so%2C%20too%2C%20playing%20a%20key%20role%20in%20the%20senior%20team%E2%80%99s%20qualification%20for%20the%20Asia%20Cup%20in%20Muscat%20recently.%0D%3Cbr%3E%3C%2Fp%3E%0A
Pathaan
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Siddharth%20Anand%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Shah%20Rukh%20Khan%2C%20Deepika%20Padukone%2C%20John%20Abraham%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%203%2F5%3C%2Fp%3E%0A
Don't get fined

The UAE FTA requires following to be kept:

  • Records of all supplies and imports of goods and services
  • All tax invoices and tax credit notes
  • Alternative documents related to receiving goods or services
  • All tax invoices and tax credit notes
  • Alternative documents issued
  • Records of goods and services that have been disposed of or used for matters not related to business
The alternatives

• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.

• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.

• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.

2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.

• PayPal is probably the best-known online goods payment method - usually used for eBay purchases -  but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.

How much do leading UAE’s UK curriculum schools charge for Year 6?
  1. Nord Anglia International School (Dubai) – Dh85,032
  2. Kings School Al Barsha (Dubai) – Dh71,905
  3. Brighton College Abu Dhabi - Dh68,560
  4. Jumeirah English Speaking School (Dubai) – Dh59,728
  5. Gems Wellington International School – Dubai Branch – Dh58,488
  6. The British School Al Khubairat (Abu Dhabi) - Dh54,170
  7. Dubai English Speaking School – Dh51,269

*Annual tuition fees covering the 2024/2025 academic year

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Updated: December 15, 2022, 2:25 PM