Govera can be used to pay utilities bills and Salik tolls, and to buy vouchers


FinTech firms PayTabs and MBME join forces to launch bill payment app


Alkesh Sharma
  • English
  • Arabic

Saudi Arabia’s PayTabs and UAE-based MBME Pay have teamed up to launch a new app, Govera, to make bill payments in the Emirates easier.

The all-in-one payment application allows users to pay everything from utility and telecoms bills to Salik tolls and even buy iTunes vouchers.

“We believe in making people’s lives easier and providing them with all the convenient ways possible for that … especially during the difficult time we are all going through,” said Abdelhadi Mohamed, chief executive of MBME Pay, which was founded in 2007.

Govera is compatible with both iOS and Android operating systems. It is currently available only in English, but an Arabic version will be released soon and expanded across the Gulf.

“It is the latest, fastest and easiest payment platform in the region, just one tap away,” Mr Mohamed said. The app is free to download and can be connected to a debit or credit card for payments.

FinTech companies, which focus on lowering transfer fees and reducing transfer times, are increasingly competing with conventional banks as they disrupt money transfer and currency exchange operations.

More than 92 per cent of people in the UAE use smartphones, presenting a substantial opportunity for FinTech companies to thrive. This is particularly notable in the mobile payments sector, which is set to grow in the UAE at a rate of 30 per cent, year on year, McKinsey forecast.

“They say in business, timing is everything,” Abdulaziz Al Jouf, chief executive and founder of PayTabs, said.

“The new app will ensure safety of transactions and create convenience for millions of subscribers ... we welcome you to add your school, restaurant or business to the app,” he said.

Globally, more people are embracing contactless transactions as their preferred form of payment.

The contactless payment market size worldwide is expected to grow to $18 billion (Dh66.1bn) by 2025 from $10.3bn this year, surging at a compound annual growth rate of 11.7 per cent, research aggregator MarketsandMarkets reported.

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How to watch Ireland v Pakistan in UAE

When: The one-off Test starts on Friday, May 11
What time: Each day’s play is scheduled to start at 2pm UAE time.
TV: The match will be broadcast on OSN Sports Cricket HD. Subscribers to the channel can also stream the action live on OSN Play.

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Corporate Leadership: Carl Bistany (Lebanon)

Cultural Excellence: Hoor Al Qasimi (UAE)

Environmental Development and Sustainability: Bkerzay (Lebanon)

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British aristocrat Lord Carnarvon, who funded the expedition to find the Tutankhamun tomb, died in a Cairo hotel four months after the crypt was opened.
He had been in poor health for many years after a car crash, and a mosquito bite made worse by a shaving cut led to blood poisoning and pneumonia.
Reports at the time said Lord Carnarvon suffered from “pain as the inflammation affected the nasal passages and eyes”.
Decades later, scientists contended he had died of aspergillosis after inhaling spores of the fungus aspergillus in the tomb, which can lie dormant for months. The fact several others who entered were also found dead withiin a short time led to the myth of the curse.

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1970

October 26: Bahrain withdraws from a proposal to create a federation of nine with the seven Trucial States and Qatar. 

December: Ahmed Al Suwaidi visits New York to discuss potential UN membership.

1971

March 1:  Alex Douglas Hume, Conservative foreign secretary confirms that Britain will leave the Gulf and “strongly supports” the creation of a Union of Arab Emirates.

July 12: Historic meeting at which Sheikh Zayed and Sheikh Rashid make a binding agreement to create what will become the UAE.

July 18: It is announced that the UAE will be formed from six emirates, with a proposed constitution signed. RAK is not yet part of the agreement.

August 6:  The fifth anniversary of Sheikh Zayed becoming Ruler of Abu Dhabi, with official celebrations deferred until later in the year.

August 15: Bahrain becomes independent.

September 3: Qatar becomes independent.

November 23-25: Meeting with Sheikh Zayed and Sheikh Rashid and senior British officials to fix December 2 as date of creation of the UAE.

November 29:  At 5.30pm Iranian forces seize the Greater and Lesser Tunbs by force.

November 30: Despite  a power sharing agreement, Tehran takes full control of Abu Musa. 

November 31: UK officials visit all six participating Emirates to formally end the Trucial States treaties

December 2: 11am, Dubai. New Supreme Council formally elects Sheikh Zayed as President. Treaty of Friendship signed with the UK. 11.30am. Flag raising ceremony at Union House and Al Manhal Palace in Abu Dhabi witnessed by Sheikh Khalifa, then Crown Prince of Abu Dhabi.

December 6: Arab League formally admits the UAE. The first British Ambassador presents his credentials to Sheikh Zayed.

December 9: UAE joins the United Nations.

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How to apply for a drone permit
  • Individuals must register on UAE Drone app or website using their UAE Pass
  • Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
  • Upload the training certificate from a centre accredited by the GCAA
  • Submit their request
What are the regulations?
  • Fly it within visual line of sight
  • Never over populated areas
  • Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
  • Users must avoid flying over restricted areas listed on the UAE Drone app
  • Only fly the drone during the day, and never at night
  • Should have a live feed of the drone flight
  • Drones must weigh 5 kg or less