I'm writing this from a riad in Rabat - the capital of Morocco.
No, it's not a luxury stay - more of a backpacker hits middle age type thing, where you're living a tad rough and ready. This place lacks what many of us consider basic comforts.
But it's quiet. And that's a blessing.
A few twists and turns away on foot is the souq - which heaves with the sheer mass of bodies passing through. There are people everywhere: sellers calling out, buyers jostling, motorbikes pushing through along the narrow cobbled path. But here, behind the high walls, we're safe from all that. Peace and solitude reign supreme.
How great it is to get away from the throbbing, noisy masses. But how alone too.
I'm enjoying this seclusion. But that's because life for me is busy - a mix of work and wonderful people.
But for many, this is not the case, and I can see how - even with being surrounded by millions of others - we can slip into becoming isolated and invisible.
I especially get this feeling from the owner of where I'm staying.
She seems to have passed the tipping point of seeking "control" over life and making one that works for her - to where she is now: "empty" and seeking the right mix of people and her own space.
Now that she has no dependents living with her, her solution is to sell up and sail the seas earning a living from cooking on boats - something she did in the past.
But not all of us have such flexible, or in-demand universal skills. So what do we do - having realised that we do want human company after all (pets can sustain you only so long) - while maintaining our independence.
The owner of the riad has inadvertently hit the nail on the head. What we need is people who we can relate to - in her case people who live on boats and explore the world - along with a delicate balance between social and private. Communal and independent. Companionship and commitment.
It's a tough one. But it's an issue we must look at and deliberately decide how we want to live.
This is why the way we live doesn't work: a few days ago someone I know of was found dead by his wife - he'd passed away two days earlier. The wife had been away on a trip. Had she not been in his life, he would probably still be lying there, undiscovered. He was in his 50s.
A friend has a baby. She is a single mother. She does not want to leave her child with home help or in a nursery. She is an only child and has no family. She has no one to turn to.
In fact, single working parents are a superb sample group for what I'm going to share with you - what I believe is a fantastic way of living: together but apart.
It's based on interaction, and it's called co-housing. It's been around since the 1960s at least and has spread across many countries. This is what a New York Times journalist said about the concept: "[it] speaks to people who want to own an apartment, but not feel shut off by it, lost in an impersonal city".
We live in an age of independence and electronic engagement. But we are social creatures. We need human interaction for our well-being.
And I can't say it enough: co-housing is a lifestyle that works - provided you choose the right one for you. If you can't find one, create it. These are places created and run by their residents. Households are self-contained, personal and private. But people come together to share activities, manage the community and even eat or do the laundry together. We're not talking hippy communes. We're talking about meeting our needs. It's about being socially rich and interconnected. The idea either scares you and sends you reaching to lock your front door, or floods your veins with warmth at the idea of sharing, caring, chatting and engaging.
This is not at all like the communities we occupy in the UAE.
Co-housing is about like-minded people coming together to build a way of life that is thought through on every level: how to get the best out of the sun, out of natural surroundings, what you want your home to overlook, how pathways are designed to make sure people interact; see and speak to each other. These are places where you share facilities, know one another, care about how you and your neighbours live. It's what's missing in our big self-centred world.
This is the kind of place I will seek when I leave the UAE. A place where I will feel safe in the knowledge that there are people I like and respect, who I can trust, and who will extend a big group hug to me and my family. Who I know I can reach out to if I am not well, or if I need to travel for work and have someone look after my child.
This is about sustainability - for me, my family and my surrounding. It's about being safe, belonging and thriving.
Nima Abu Wardeh is the founder of the personal finance website cashy.me. You can reach her at nima@cashy.me
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New Zealand 57-0 South Africa
Tries: Rieko Ioane, Nehe Milner-Skudder (2), Scott Barrett, Brodie Retallick, Ofa Tu'ungfasi, Lima Sopoaga, Codie Taylor. Conversions: Beauden Barrett (7). Penalty: Beauden Barrett
The specs: 2018 Renault Koleos
Price, base: From Dh77,900
Engine: 2.5L, in-line four-cylinder
Transmission: Continuously variable transmission
Power: 170hp @ 6,000rpm
Torque: 233Nm @ 4,000rpm
Fuel economy, combined: 8.3L / 100km
Origin
Dan Brown
Doubleday
The Written World: How Literature Shaped History
Martin Puchner
Granta
Other acts on the Jazz Garden bill
Sharrie Williams
The American singer is hugely respected in blues circles due to her passionate vocals and songwriting. Born and raised in Michigan, Williams began recording and touring as a teenage gospel singer. Her career took off with the blues band The Wiseguys. Such was the acclaim of their live shows that they toured throughout Europe and in Africa. As a solo artist, Williams has also collaborated with the likes of the late Dizzy Gillespie, Van Morrison and Mavis Staples.
Lin Rountree
An accomplished smooth jazz artist who blends his chilled approach with R‘n’B. Trained at the Duke Ellington School of the Arts in Washington, DC, Rountree formed his own band in 2004. He has also recorded with the likes of Kem, Dwele and Conya Doss. He comes to Dubai on the back of his new single Pass The Groove, from his forthcoming 2018 album Stronger Still, which may follow his five previous solo albums in cracking the top 10 of the US jazz charts.
Anita Williams
Dubai-based singer Anita Williams will open the night with a set of covers and swing, jazz and blues standards that made her an in-demand singer across the emirate. The Irish singer has been performing in Dubai since 2008 at venues such as MusicHall and Voda Bar. Her Jazz Garden appearance is career highlight as she will use the event to perform the original song Big Blue Eyes, the single from her debut solo album, due for release soon.
Timeline
2012-2015
The company offers payments/bribes to win key contracts in the Middle East
May 2017
The UK SFO officially opens investigation into Petrofac’s use of agents, corruption, and potential bribery to secure contracts
September 2021
Petrofac pleads guilty to seven counts of failing to prevent bribery under the UK Bribery Act
October 2021
Court fines Petrofac £77 million for bribery. Former executive receives a two-year suspended sentence
December 2024
Petrofac enters into comprehensive restructuring to strengthen the financial position of the group
May 2025
The High Court of England and Wales approves the company’s restructuring plan
July 2025
The Court of Appeal issues a judgment challenging parts of the restructuring plan
August 2025
Petrofac issues a business update to execute the restructuring and confirms it will appeal the Court of Appeal decision
October 2025
Petrofac loses a major TenneT offshore wind contract worth €13 billion. Holding company files for administration in the UK. Petrofac delisted from the London Stock Exchange
November 2025
180 Petrofac employees laid off in the UAE
Tax authority targets shisha levy evasion
The Federal Tax Authority will track shisha imports with electronic markers to protect customers and ensure levies have been paid.
Khalid Ali Al Bustani, director of the tax authority, on Sunday said the move is to "prevent tax evasion and support the authority’s tax collection efforts".
The scheme’s first phase, which came into effect on 1st January, 2019, covers all types of imported and domestically produced and distributed cigarettes. As of May 1, importing any type of cigarettes without the digital marks will be prohibited.
He said the latest phase will see imported and locally produced shisha tobacco tracked by the final quarter of this year.
"The FTA also maintains ongoing communication with concerned companies, to help them adapt their systems to meet our requirements and coordinate between all parties involved," he said.
As with cigarettes, shisha was hit with a 100 per cent tax in October 2017, though manufacturers and cafes absorbed some of the costs to prevent prices doubling.
The years Ramadan fell in May
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Manchester City 3 (Jesus 22', 50', Sterling 69')
Everton 1 (Calvert-Lewin 65')
Mohammed bin Zayed Majlis
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Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
Start-up hopes to end Japan's love affair with cash
Across most of Asia, people pay for taxi rides, restaurant meals and merchandise with smartphone-readable barcodes — except in Japan, where cash still rules. Now, as the country’s biggest web companies race to dominate the payments market, one Tokyo-based startup says it has a fighting chance to win with its QR app.
Origami had a head start when it introduced a QR-code payment service in late 2015 and has since signed up fast-food chain KFC, Tokyo’s largest cab company Nihon Kotsu and convenience store operator Lawson. The company raised $66 million in September to expand nationwide and plans to more than double its staff of about 100 employees, says founder Yoshiki Yasui.
Origami is betting that stores, which until now relied on direct mail and email newsletters, will pay for the ability to reach customers on their smartphones. For example, a hair salon using Origami’s payment app would be able to send a message to past customers with a coupon for their next haircut.
Quick Response codes, the dotted squares that can be read by smartphone cameras, were invented in the 1990s by a unit of Toyota Motor to track automotive parts. But when the Japanese pioneered digital payments almost two decades ago with contactless cards for train fares, they chose the so-called near-field communications technology. The high cost of rolling out NFC payments, convenient ATMs and a culture where lost wallets are often returned have all been cited as reasons why cash remains king in the archipelago. In China, however, QR codes dominate.
Cashless payments, which includes credit cards, accounted for just 20 per cent of total consumer spending in Japan during 2016, compared with 60 per cent in China and 89 per cent in South Korea, according to a report by the Bank of Japan.
Specs
Price, base: Dhs850,000
Engine: 3.9-litre twin-turbo V8
Transmission: Seven-speed automatic
Power: 591bhp @ 7,500rpm
Torque: 760Nm @ 3,000rpm
Fuel economy, combined: 11.3L / 100km
Zayed Sustainability Prize