The magnetic power of beautiful coastlines, spectacularly varied landscape and architecture, rich history and acclaimed cuisine gives France its status as the world's most popular destination for tourists.
Most visitors - and last year there were about 76 million of them - count on bright blue skies, especially if they have planned summer holidays there.
But next year, the French tourism industry expects a significant contribution from a less obvious source: a silver lining concealed within the heavy clouds of war.
France now has 236 sites recalling the glory and courage, suffering and sacrifice of two world wars and two momentous commemorations take place in 2014.
July 28 will mark the 100th anniversary of the start of the First World War, the conflict that grimly failed to live up to its billing as the war to end all wars.
Almost two months before that is the 70th anniversary of D-Day, the landings in northern France's Normandy region on June 6, 1944 that signalled the beginning of the end of Nazi occupation of France in the Second World War and Hitler's eventual downfall.
Kader Arif, the minister for ex-combatants, and Sylvia Pinel, minister of craft, trade and tourism, are well aware of the economic benefits to the country these anniversaries will have, and of the need to ensure remembrance is the central issue.
"The state carries grand ambitions of facilitating, with appropriate dignity, visits to places of commemoration with the objective of promoting, in France and abroad, a form of tourism with meaning that is attracting more and more adherents,"they said in a foreword to a study by the French tourism and defence ministries for the national tourism agency, Atout France.
Donna Morris, an American living in Paris who runs a personalised service for compatriots and other English-speaking visitors, is one of those expecting to be kept busy next year.
Although more accustomed to helping her clients get around the capital, Ms Morris offers a range of options for people interested in war-related excursions.
Last week, she took a group of Americans by train to Pointe du Hoc, a clifftop location between the two beaches from which US army rangers attacked a stronghold of the Nazis' Atlantic Wall coastal fortifications. Two days of fighting left 135 of the original landing force of 225 rangers dead or wounded.
"We can visit the US cemetery and one of the beaches and be back in Paris by 8pm," she says.
The 70th anniversary of D-Day will draw surviving ex-combatants, families and a fascinated public, plus an impressive crop of VIPs, to an area including the five beaches codenamed Utah, Omaha, Gold, Juno and Sword where, on a June Tuesday in 1944, 160,000 allied soldiers landed to begin the decisive phase of the liberation of France.
Operation Overlord, which began with the invasion and lasted for two months, cost the lives of more than 225,000 British and American servicemen and their allies. Thousands of French civilians also died in the campaign to free Normandy from German control.
The last surviving combat veteran from the First World War of 1914-18 died two years ago, at the age of 110. The ranks of servicemen who fought in the Second World War and are still alive become thinner each year. But the conflicts in which they risked their lives, while so many more perished, continue to be commemorated in the battlefields and mass cemeteries and at memorials and museums.
War remembrance accounts for a solid chunk of the tourism industry that is essential to the French economy, attracting six million visitors - 45 per cent of them from abroad - in an ordinary year without special anniversaries. Six per cent of national income is generated by the sector as a whole.
The Normandy département of Calvados, where the beaches are located and whose main city of Caen is home to a renowned Second World War memorial and museum, earned €124 million (Dh590m) between June and September 2011 and €202m for the year as a whole. The significance to the broader local economy can be seen from the low proportion - just 6 per cent - coming from direct expenditure at sites.
The striking symbolism of next year's events will inevitably bring people in much greater numbers. Tourism officials are already talking of a €50m boost to the economies of northern and western France in particular.
Visitors' motives range from simple curiosity, historical interest or respect, to a desire to retrace the steps, sometimes the last steps, of loved ones, or even to search for the mementoes of fighting that the battlefields continue to yield. Only those now in their 80s or older can have played an active part as military personnel in the 1939 to 1945 war.
The solemnity of the occasions to be marked next year rises above the business interests of hotels, travel companies, shops, restaurants and other enterprises that stand to benefit from the influx of visitors.
But in a country experiencing severe symptoms of recession, even the traditional strength of tourism is under assault.
A recent study indicated only 48 per cent of the French themselves plan to take full holidays in the peak season of this month and next.
The French travel consultancy Protourisme says the fall from 53 per cent last year reflects a slump in spending power and anxiety about the future. Of the 30.5 million who said they would take July or August holidays, 5.3 million envisaged breaks of less than four nights away from home - a period once considered unthinkable in a country where workers routinely took off an entire peak-season month. The average stay is now expected to be 11.5 days, with six in 10 having shorter holidays than last summer and those categorised as middle class faring worst in the crisis, having 7 per cent less to spend.
Accordingly, the tourism industry knows it must take full advantage of huge worldwide interest in the commemorations. In the case of the First World War, the July 28 starting date will be followed by stream of centenaries of major battles and developments up to the 100th anniversary of the armistice on November 11, 2018.
In Picardy, the northern French setting of the bloody Battle of the Somme in 1916, the normal annual visitor levels of 150,000-200,000 are expected to double next year.
Officials at Somme Tourism say the economic benefits, worth €23m in an average year, should top €30m annually during the period of commemoration between next year and 2018. If Normandy and the Somme are the French regions most commonly associated in public consciousness with the big events of the two wars, other parts of France - from Champagne and Nord-Pas-de-Calais south to the Var - are also actively preparing for greater interest from tourists.
In the words of Mr Arif and Ms Pinel writing in the Atout France study, the battles of yesteryear have given France a "heritage of a density and diversity unparalleled in the world".
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Premier League
Manchester United 2 (Martial 30', Lingard 69')
Arsenal 2 (Mustafi 26', Rojo 68' OG)
MATCH INFO
Uefa Champions League quarter-final (first-leg score):
Juventus (1) v Ajax (1), Tuesday, 11pm UAE
Match will be shown on BeIN Sports
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Uefa Champions League Group F
Manchester City v Hoffenheim, midnight (Wednesday, UAE)
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Champions League quarter-final, first leg
Manchester United v Barcelona, Wednesday, 11pm (UAE)
Match on BeIN Sports
UAE gold medallists:
Omar Al Suweidi (46kg), Khaled Al Shehhi (50kg), Khalifa Humaid Al Kaabi (60kg), Omar Al Fadhli (62kg), Mohammed Ali Al Suweidi (66kg), Omar Ahmed Al Hosani (73), all in the U18’s, and Khalid Eskandar Al Blooshi (56kg) in the U21s.
Defending champions
World Series: South Africa
Women’s World Series: Australia
Gulf Men’s League: Dubai Exiles
Gulf Men’s Social: Mediclinic Barrelhouse Warriors
Gulf Vets: Jebel Ali Dragons Veterans
Gulf Women: Dubai Sports City Eagles
Gulf Under 19: British School Al Khubairat
Gulf Under 19 Girls: Dubai Exiles
UAE National Schools: Al Safa School
International Invitational: Speranza 22
International Vets: Joining Jack
UAE squad
Humaira Tasneem (c), Chamani Senevirathne (vc), Subha Srinivasan, NIsha Ali, Udeni Kuruppuarachchi, Chaya Mughal, Roopa Nagraj, Esha Oza, Ishani Senevirathne, Heena Hotchandani, Keveesha Kumari, Judith Cleetus, Chavi Bhatt, Namita D’Souza.
Have you been targeted?
Tuan Phan of SimplyFI.org lists five signs you have been mis-sold to:
1. Your pension fund has been placed inside an offshore insurance wrapper with a hefty upfront commission.
2. The money has been transferred into a structured note. These products have high upfront, recurring commission and should never be in a pension account.
3. You have also been sold investment funds with an upfront initial charge of around 5 per cent. ETFs, for example, have no upfront charges.
4. The adviser charges a 1 per cent charge for managing your assets. They are being paid for doing nothing. They have already claimed massive amounts in hidden upfront commission.
5. Total annual management cost for your pension account is 2 per cent or more, including platform, underlying fund and advice charges.
How to apply for a drone permit
- Individuals must register on UAE Drone app or website using their UAE Pass
- Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
- Upload the training certificate from a centre accredited by the GCAA
- Submit their request
What are the regulations?
- Fly it within visual line of sight
- Never over populated areas
- Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
- Users must avoid flying over restricted areas listed on the UAE Drone app
- Only fly the drone during the day, and never at night
- Should have a live feed of the drone flight
- Drones must weigh 5 kg or less
The specs: 2017 Dodge Ram 1500 Laramie Longhorn
Price, base / as tested: Dhxxx
Engine: 5.7L V8
Transmission: Eight-speed automatic
Power: 395hp @ 5,600rpm
Torque: 556Nm @ 3,950rpm
Fuel economy, combined: 12.7L / 100km
Copa del Rey
Barcelona v Real Madrid
Semi-final, first leg
Wednesday (midnight UAE)
Wicked: For Good
Director: Jon M Chu
Starring: Ariana Grande, Cynthia Erivo, Jonathan Bailey, Jeff Goldblum, Michelle Yeoh, Ethan Slater
Rating: 4/5
Jetour T1 specs
Engine: 2-litre turbocharged
Power: 254hp
Torque: 390Nm
Price: From Dh126,000
Available: Now
Read more from Aya Iskandarani
If you go
Flight connections to Ulaanbaatar are available through a variety of hubs, including Seoul and Beijing, with airlines including Mongolian Airlines and Korean Air. While some nationalities, such as Americans, don’t need a tourist visa for Mongolia, others, including UAE citizens, can obtain a visa on arrival, while others including UK citizens, need to obtain a visa in advance. Contact the Mongolian Embassy in the UAE for more information.
Nomadic Road offers expedition-style trips to Mongolia in January and August, and other destinations during most other months. Its nine-day August 2020 Mongolia trip will cost from $5,250 per person based on two sharing, including airport transfers, two nights’ hotel accommodation in Ulaanbaatar, vehicle rental, fuel, third party vehicle liability insurance, the services of a guide and support team, accommodation, food and entrance fees; nomadicroad.com
A fully guided three-day, two-night itinerary at Three Camel Lodge costs from $2,420 per person based on two sharing, including airport transfers, accommodation, meals and excursions including the Yol Valley and Flaming Cliffs. A return internal flight from Ulaanbaatar to Dalanzadgad costs $300 per person and the flight takes 90 minutes each way; threecamellodge.com
THE TWIN BIO
Their favourite city: Dubai
Their favourite food: Khaleeji
Their favourite past-time : walking on the beach
Their favorite quote: ‘we rise by lifting others’ by Robert Ingersoll
Our legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants
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The Africa Institute 101
Housed on the same site as the original Africa Hall, which first hosted an Arab-African Symposium in 1976, the newly renovated building will be home to a think tank and postgraduate studies hub (it will offer master’s and PhD programmes). The centre will focus on both the historical and contemporary links between Africa and the Gulf, and will serve as a meeting place for conferences, symposia, lectures, film screenings, plays, musical performances and more. In fact, today it is hosting a symposium – 5-plus-1: Rethinking Abstraction that will look at the six decades of Frank Bowling’s career, as well as those of his contemporaries that invested social, cultural and personal meaning into abstraction.
COMPANY%20PROFILE
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Lexus LX700h specs
Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor
Power: 464hp at 5,200rpm
Torque: 790Nm from 2,000-3,600rpm
Transmission: 10-speed auto
Fuel consumption: 11.7L/100km
On sale: Now
Price: From Dh590,000
UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
GAC GS8 Specs
Engine: 2.0-litre 4cyl turbo
Power: 248hp at 5,200rpm
Torque: 400Nm at 1,750-4,000rpm
Transmission: 8-speed auto
Fuel consumption: 9.1L/100km
On sale: Now
Price: From Dh149,900
UAE currency: the story behind the money in your pockets
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
How to wear a kandura
Dos
- Wear the right fabric for the right season and occasion
- Always ask for the dress code if you don’t know
- Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work
- Wear 100 per cent cotton under the kandura as most fabrics are polyester
Don’ts
- Wear hamdania for work, always wear a ghutra and agal
- Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying
Our legal columnist
Name: Yousef Al Bahar
Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994
Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers
Who's who in Yemen conflict
Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government
Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council
Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south
Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
The specs: 2018 Mercedes-Benz S 450
Price, base / as tested Dh525,000 / Dh559,000
Engine: 3.0L V6 biturbo
Transmission: Nine-speed automatic
Power: 369hp at 5,500rpm
Torque: 500Nm at 1,800rpm
Fuel economy, combined: 8.0L / 100km
More from Rashmee Roshan Lall
What vitamins do we know are beneficial for living in the UAE
Vitamin D: Highly relevant in the UAE due to limited sun exposure; supports bone health, immunity and mood.
Vitamin B12: Important for nerve health and energy production, especially for vegetarians, vegans and individuals with absorption issues.
Iron: Useful only when deficiency or anaemia is confirmed; helps reduce fatigue and support immunity.
Omega-3 (EPA/DHA): Supports heart health and reduces inflammation, especially for those who consume little fish.
Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching