Bank of Japan's governor Haruhiko Kuroda speaks during a press conference about the monetary policy, at the bank's Tokyo headquarters. Mr Kuroda defended a decision to continue the country's ultra-loose monetary policy on June 15, even as the US Federal Reserve and European Central Bank tighten their policies. / AFP / Martin BUREAU
Bank of Japan's governor Haruhiko Kuroda speaks during a press conference about the monetary policy, at the bank's Tokyo headquarters. Mr Kuroda defended a decision to continue the country's ultra-looShow more

Bank of Japan sees no let-up of "deflationary mindset"



The gap between the Bank of Japan and its global peers widened on Friday.

The BOJ maintained its aggressive asset-purchase and yield-curve targets less than 24 hours after the European Central Bank mapped out an exit from its crisis-era policies, and just days after the US Federal Reserve again raised interest rates.

Underscoring the divide, the BOJ downgraded its assessment of inflation while Governor Haruhiko Kuroda repeated his pledge to continue with stimulus until Japan reaches its 2 per cent inflation target.

"It’s appropriate for Japan to continue current powerful monetary easing persistently," Mr Kuroda told reporters. He cited an entrenched "deflationary mindset" that’s beset Japan for decades but "doesn’t exist in the US or Europe."

Economists, who were unanimous in forecasts for policy to remain unchanged, said there is little chance that the BOJ will consider an exit strategy in the near term. While Kuroda insisted that the longer-term price trend is positive, the BOJ said inflation is currently sitting in a range of 0.5 per cent to 1 per cent, weaker than around 1 percent earlier this year.

Kyohei Morita, chief Japan economist at Credit Agricole, said it’s "crystal clear" that the BOJ is headed in a different direction than its peers.

"What’s interesting is that there is not much call for the BOJ to add more stimulus," Mr Morita said. "The BOJ has done so much and it’s increasingly the view that the problem with Japan isn’t monetary policy but more economic structure and growth strategy." He added that with Kuroda now into his sixth year of aggressive stimulus, the limits of monetary policy are on show.

Mr Kuroda said Friday that a stronger yen and cheaper accommodation prices had weighed on inflation. Yet he said momentum is intact and that the BOJ’s current policy is sustainable.

JPMorgan and Bank of America Merrill Lynch are among those who in recent weeks have pushed back their expected timing of the BOJ’s first move toward policy normalisation. In a Bloomberg survey, 88per centt of analysts said it wouldn’t start until 2019 or later.

“Inflation has certainly been lower than would’ve been expected,” Federal Reserve Bank of St Louis President James Bullard said in Tokyo last month. “It’s been frustrating in Japan, but it’s also been instructive for the rest of the world to understand what kinds of things can happen if inflation expectations get rooted at a low level.”

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The biog

Born November 11, 1948
Education: BA, English Language and Literature, Cairo University
Family: Four brothers, seven sisters, two daughters, 42 and 39, two sons, 43 and 35, and 15 grandchildren
Hobbies: Reading and traveling

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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