• 2 AROUND THE BRITISH ISLES: Criss-crossing between the west coast of England, Ireland and Wales on the new route operated by the Japanese-owned Crystal Cruises on its 550-cabin Serenity — best of the medium-sized ships — will engross anyone interested in history. It also offers the delicious prospect of being able to eat every night at the on-board Japanese restaurant run by Nobu. In Holyhead, Wales, you visit a 14th-century church, where a Welsh male choir performs for the passengers, and see the slashes in the stone where 17th-century Protestant ruler Oliver Cromwell and his troops sharpened their swords before setting off for Ireland. In Dublin, where Cromwell is still loathed, you hear about the later famine that drove many destitute Irish to emigrate to the US. In Liverpool, you see the docks from where they sailed, and follow the story of the British Empire in the brilliant dockside Museum of Liverpool. In Belfast, the sight of corrugated iron walls still separating Catholic and Protestant streets almost rivals the Titanic museum (where guides quip, “Well she was OK when she left us”). iStockphoto.com
    2 AROUND THE BRITISH ISLES: Criss-crossing between the west coast of England, Ireland and Wales on the new route operated by the Japanese-owned Crystal Cruises on its 550-cabin Serenity — best of the medium-sized ships — will engross anyone interested in history. It also offers the delicious prospect of being able to eat every night at the on-board Japanese restaurant run by Nobu. In Holyhead, Wales, you visit a 14th-century church, where a Welsh male choir performs for the passengers, and see the slashes in the stone where 17th-century Protestant ruler Oliver Cromwell and his troops sharpened their swords before setting off for Ireland. In Dublin, where Cromwell is still loathed, you hear about the later famine that drove many destitute Irish to emigrate to the US. In Liverpool, you see the docks from where they sailed, and follow the story of the British Empire in the brilliant dockside Museum of Liverpool. In Belfast, the sight of corrugated iron walls still separating Catholic and Protestant streets almost rivals the Titanic museum (where guides quip, “Well she was OK when she left us”). iStockphoto.com
  • 3 IN THE CARIBBEAN: For all their intense beauty and lushness, and the joy in listening to the music that ripples out of these lovely islands — steel drums, reggae, ska — there is a certain melancholy about the Caribbean that adds a poignant subtext to any visit. Somehow you feel it at dusk, which is often the time you’re pulling away from port and starting to think about where you’ll eat dinner and whether you’ll eat inside or out on deck, and the awareness of the me-me-me-ness of that sharpens one’s gratitude at being here, now, on holiday, and surrounded by such profound luxury. Smugness at having been so right in choosing to sail on the Sea Cloud is unavoidable, though, despite best intentions. Built for an heiress in 1931, this three-masted, 34-cabin yacht is arguably the most beautiful vessel afloat. It is ideal for a private charter, too. Courtesy Sea Cloud Cruises
    3 IN THE CARIBBEAN: For all their intense beauty and lushness, and the joy in listening to the music that ripples out of these lovely islands — steel drums, reggae, ska — there is a certain melancholy about the Caribbean that adds a poignant subtext to any visit. Somehow you feel it at dusk, which is often the time you’re pulling away from port and starting to think about where you’ll eat dinner and whether you’ll eat inside or out on deck, and the awareness of the me-me-me-ness of that sharpens one’s gratitude at being here, now, on holiday, and surrounded by such profound luxury. Smugness at having been so right in choosing to sail on the Sea Cloud is unavoidable, though, despite best intentions. Built for an heiress in 1931, this three-masted, 34-cabin yacht is arguably the most beautiful vessel afloat. It is ideal for a private charter, too. Courtesy Sea Cloud Cruises
  • 4 VENICE TO THE WESTERN MEDITERRANEAN: From 2015, grotesquely large cruise ships — those over 96,000 tonnes — will be banned from entering Venice. About time. It is dreadful to witness the furious slapping of waves against the fragile foundations of this beautiful city as they lumber past, causing aesthetic mayhem as well as physical damage. But the view of St Mark’s Square from the water remains one of the greatest sights in Europe. Witnessing it from one of Seabourn’s identical three ships, the 225-cabin, 32,000-ton Odyssey, Sojourn or Quest, gives you about as agreeable an experience as cruising can bestow. The spas on these beautifully designed crafts are outstanding, and their Seabourn Square internet-access/library/concierge/coffee bar is inspired by social hubs. The evening ashore Seabourn provides at Ephesus, Turkey, with an orchestra striking up for a private open-air concert as the sun sets on these massive Greek ruins, is unforgettable. Courtesy Seabourn
    4 VENICE TO THE WESTERN MEDITERRANEAN: From 2015, grotesquely large cruise ships — those over 96,000 tonnes — will be banned from entering Venice. About time. It is dreadful to witness the furious slapping of waves against the fragile foundations of this beautiful city as they lumber past, causing aesthetic mayhem as well as physical damage. But the view of St Mark’s Square from the water remains one of the greatest sights in Europe. Witnessing it from one of Seabourn’s identical three ships, the 225-cabin, 32,000-ton Odyssey, Sojourn or Quest, gives you about as agreeable an experience as cruising can bestow. The spas on these beautifully designed crafts are outstanding, and their Seabourn Square internet-access/library/concierge/coffee bar is inspired by social hubs. The evening ashore Seabourn provides at Ephesus, Turkey, with an orchestra striking up for a private open-air concert as the sun sets on these massive Greek ruins, is unforgettable. Courtesy Seabourn
  • 5 THROUGH THE PANAMA CANAL: Where next, once you’ve sailed in the obvious waters — the Mediterranean, east and west, and the Caribbean? South America is forever on the cusp of being the Next Big Thing in travel and it’s a region that cruise companies are exploring more as the number of people who now cruise regularly grows year on year, looking around for new waters to explore. Arguably the most interesting way to approach it is via the Panama Canal, built a century ago this year. It’s an engineering marvel, and on an itinerary that starts in Caldera in Costa Rica and calls at New Orleans and Key West before arriving in Miami, you get a good mix of lazy days at sea and busier days in port. iStockphoto.com
    5 THROUGH THE PANAMA CANAL: Where next, once you’ve sailed in the obvious waters — the Mediterranean, east and west, and the Caribbean? South America is forever on the cusp of being the Next Big Thing in travel and it’s a region that cruise companies are exploring more as the number of people who now cruise regularly grows year on year, looking around for new waters to explore. Arguably the most interesting way to approach it is via the Panama Canal, built a century ago this year. It’s an engineering marvel, and on an itinerary that starts in Caldera in Costa Rica and calls at New Orleans and Key West before arriving in Miami, you get a good mix of lazy days at sea and busier days in port. iStockphoto.com
  • 6 THROUGH THE GREEK ISLANDS: Cruise ships tend to do most of their sailing at night, so that you wake up to a fresh port each morning. Wandering out to your balcony in the early morning to see a new Greek island sparkling in front of you can make you feel quite overcome: the sunshine, the breeze, the tiers of dazzling whitewashed houses strung above the quayside, the prospect of a cappuccino and croissant on deck before you go ashore. The sophisticated 54-cabin Sea Dream mega-yacht, a kind of a boutique hotel at sea, is perfect for these waters. Not only narrow enough to transit the Corinth Canal and to nudge into little ports such as Hydra’s, it has mahogany decks dotted with hammocks where passengers can enjoy that ultimate treat of sleeping under the stars — cotton sleep-suits are provided too. Courtesy SeaDream Yacht Club
    6 THROUGH THE GREEK ISLANDS: Cruise ships tend to do most of their sailing at night, so that you wake up to a fresh port each morning. Wandering out to your balcony in the early morning to see a new Greek island sparkling in front of you can make you feel quite overcome: the sunshine, the breeze, the tiers of dazzling whitewashed houses strung above the quayside, the prospect of a cappuccino and croissant on deck before you go ashore. The sophisticated 54-cabin Sea Dream mega-yacht, a kind of a boutique hotel at sea, is perfect for these waters. Not only narrow enough to transit the Corinth Canal and to nudge into little ports such as Hydra’s, it has mahogany decks dotted with hammocks where passengers can enjoy that ultimate treat of sleeping under the stars — cotton sleep-suits are provided too. Courtesy SeaDream Yacht Club
  • 7 AROUND THE GALAPAGOS ISLANDS: On the east coast of South America, Rio de Janeiro is the must-see, but on the west coast that title is awarded to the open-air wildlife paradise formed by Ecuador’s Galapagos Islands. Rough waters can make approaching the islands on the average, wildly bobbing tourist boat fairly challenging (although nowhere as grim as the passage between the deep south of South America and the Antarctic, where Silversea and Seabourn both now send expedition vessels). On a small cruise ship, however, sailing in these waters is deliciously smooth. Silversea — which ruled the waves in small-ship luxury cruising until Seabourn came along and is battling its rivals on the small-expedition-ship front, now has a dedicated, 50-cabin vessel sailing in the area, complete with on-board wildlife experts and a library crammed with natural-history titles. Courtesy: Silversea Cruises
    7 AROUND THE GALAPAGOS ISLANDS: On the east coast of South America, Rio de Janeiro is the must-see, but on the west coast that title is awarded to the open-air wildlife paradise formed by Ecuador’s Galapagos Islands. Rough waters can make approaching the islands on the average, wildly bobbing tourist boat fairly challenging (although nowhere as grim as the passage between the deep south of South America and the Antarctic, where Silversea and Seabourn both now send expedition vessels). On a small cruise ship, however, sailing in these waters is deliciously smooth. Silversea — which ruled the waves in small-ship luxury cruising until Seabourn came along and is battling its rivals on the small-expedition-ship front, now has a dedicated, 50-cabin vessel sailing in the area, complete with on-board wildlife experts and a library crammed with natural-history titles. Courtesy: Silversea Cruises
  • 8 FROM DUBAI TO INFINITY: Or Cape Town, anyway. One great thing about cruising is that it’s just so easy. And the easiest option of all is when you’ve barely left home before you’re settling into your cabin, arranging your stuff in the ingeniously dinky bathroom that is weirdly always such an enjoyable part of a cruise and wandering up on deck to wait for that romantic hoot that signals the ship is moving and you’re off to see the world. On Oceania Cruises’ 332-cabin Nautica, there’s potentially the treat of a lifetime next autumn in a 30-day itinerary that departs from Dubai, calling at Abu Dhabi, Fujairah and Muscat two days before cruising the Arabian Sea and then calling at Mumbai, Goa, Cochin, Male, the Seychelles, Mombasa and Maputo before arriving in South Africa. Teak decks, a 2,000-book library, a cooking demonstration kitchen in the culinary centre ... you might never want to get off. That’s another thing about cruising — it is so addictive. iStockphoto.com
    8 FROM DUBAI TO INFINITY: Or Cape Town, anyway. One great thing about cruising is that it’s just so easy. And the easiest option of all is when you’ve barely left home before you’re settling into your cabin, arranging your stuff in the ingeniously dinky bathroom that is weirdly always such an enjoyable part of a cruise and wandering up on deck to wait for that romantic hoot that signals the ship is moving and you’re off to see the world. On Oceania Cruises’ 332-cabin Nautica, there’s potentially the treat of a lifetime next autumn in a 30-day itinerary that departs from Dubai, calling at Abu Dhabi, Fujairah and Muscat two days before cruising the Arabian Sea and then calling at Mumbai, Goa, Cochin, Male, the Seychelles, Mombasa and Maputo before arriving in South Africa. Teak decks, a 2,000-book library, a cooking demonstration kitchen in the culinary centre ... you might never want to get off. That’s another thing about cruising — it is so addictive. iStockphoto.com
  • 9 CUBA ON A TALL SHIP: Seemingly preserved in a time warp since Fidel Castro took over in the 1950s, Cuba is set for change once his communist regime collapses and Americans return. Architecturally glorious in its mix of crumbling Spanish colonial and modernist touches, climatically delectable (barring the occasional hurricane), fringed by some of the loveliest beaches in the Caribbean and home to the world’s most enthusiastically run restaurants — the three- or four-table affairs set up in private homes as soon as Castro relaxed laws banning private enterprise — it’s like nothing else. As is exploring the island from the Star Flyer. A four-masted tall ship with 85 cabins, this wind-driven sailing ship was built in 1991 as a replica of a 19th-century vessel. Teak deck, piano bar, fireplace in the library, daily chat with the captain: it’s an absolute dream. Courtesy Star Clippers
    9 CUBA ON A TALL SHIP: Seemingly preserved in a time warp since Fidel Castro took over in the 1950s, Cuba is set for change once his communist regime collapses and Americans return. Architecturally glorious in its mix of crumbling Spanish colonial and modernist touches, climatically delectable (barring the occasional hurricane), fringed by some of the loveliest beaches in the Caribbean and home to the world’s most enthusiastically run restaurants — the three- or four-table affairs set up in private homes as soon as Castro relaxed laws banning private enterprise — it’s like nothing else. As is exploring the island from the Star Flyer. A four-masted tall ship with 85 cabins, this wind-driven sailing ship was built in 1991 as a replica of a 19th-century vessel. Teak deck, piano bar, fireplace in the library, daily chat with the captain: it’s an absolute dream. Courtesy Star Clippers
  • 10 Around the Scottish isles: If you love the super-remote and scenically splendid and wouldn’t be averse to turning the clock back a half-century or so, you are guaranteed to love a week on the Hebridean Princess. You might even want to charter the whole thing. This is the world’s smallest luxury cruise ship, with just 30 cabins — 10 of them singles — accommodating 50 guests looked after by a crew of 40. Over 65 per cent of guests on board at any time are likely to be repeat visitors, some of whom have been sailing on the Princess since it first set sail 25 years ago. Food is robust and delicious, with particularly good traditional Scottish puds. Itineraries start in Oban and visit wild and windy islands and coastal villages, taking in castles, white-sand beaches, walks across hillsides and spectacular lochs and mountains. Most nights the ship docks in a remote bay and then the guest’s speaker or captain’s storytelling starts — wonderful. Courtesy Hebridean Island Cruises
    10 Around the Scottish isles: If you love the super-remote and scenically splendid and wouldn’t be averse to turning the clock back a half-century or so, you are guaranteed to love a week on the Hebridean Princess. You might even want to charter the whole thing. This is the world’s smallest luxury cruise ship, with just 30 cabins — 10 of them singles — accommodating 50 guests looked after by a crew of 40. Over 65 per cent of guests on board at any time are likely to be repeat visitors, some of whom have been sailing on the Princess since it first set sail 25 years ago. Food is robust and delicious, with particularly good traditional Scottish puds. Itineraries start in Oban and visit wild and windy islands and coastal villages, taking in castles, white-sand beaches, walks across hillsides and spectacular lochs and mountains. Most nights the ship docks in a remote bay and then the guest’s speaker or captain’s storytelling starts — wonderful. Courtesy Hebridean Island Cruises

In pictures: Top 10 cruises from around the world

  • English
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Watching the crew tie up at a remote quayside where your ship is the only one in port and then being able to step ashore instead of having to wait for a tender. Eating delicious, healthy and beautifully prepared meals on deck or in the kind of setting you’d find in a top city restaurant — with an ocean view. Falling asleep to the sound of the sea in a roomy cabin whose door onto a balcony you can leave open at night. Discovering the ship’s library is stocked with books and DVDs you’ve been meaning to catch up on, the spa elegant and the service immaculate. Not having too many other people around. Those are just some of the experiences that make top-notch cruises so enjoyable. They’re also the crucial reasons why you should always, always choose a smaller ship. Almost always, anyway. The smaller ships, operated by Seabourn, Silversea, Hapag Lloyd and a handful of others, are the most uniformly luxurious, have the manoeuvrability to get into smaller ports off-limits to the behemoths and ply the routes to draw you back again and again to this serene, versatile and infinitely relaxing way of simultaneously seeing the world and getting away from it all.

More information if you go

1 Crossing the Atlantic: A seven-night cruise from Hamburg or Southampton is available from May to November and costs from £4,209 (Dh25,660). Visit www.cunard.co.uk or call 0044 843 3742 224.

2 Around the British Isles: A 13-night cruise, starting and ending at London, will be available from July 28, 2015, and costs from £4,079 (Dh24,872). Visit www.crystalcruises.com or call 001888 722 0021

3 In the Caribbean: A seven-night cruise from Barbados and back via Tobago, Grenada, St Vincent and the Grenadines and St Lucia, sailing from December 14 to 21, 2015, costs from €5,155 (Dh25,115) in an outside cabin. Visit www.seacloud.com or call 0049 0040 3095 9250

4 Venice to the western Mediterranean: 21-night cruise on the Odyssey next April, from Piraeus to Venice via Kusadasi for Ephesus, costs from £6,500 (Dh39,627). Visit www.seabourn.com or call 001 866 755 5619

5 Through the Panama Canal: A 12-night cruise, available from next March, costs from £2,659 (Dh16,210). Visit www.azamaraclubcruises.com or call 001 305 341 0206

6 Through the Greek islands: A seven-night cruise, available from next summer, from Venice to Piraeus via islands such as Hydra, Mykonos and Santorini costs from £3,235 (Dh19,720). Visit www.seadream.com or call 0047 4104 0122

7 Around the Galapagos Islands: A seven-night cruise in the Galapagos, sailing from Baltra and back again with 12 ports of call in between next March, costs from £4,150 (Dh25,300). Visit www.silversea.com or call 0037 7977 02424

8 From Dubai to infinity: A 29-night cruise in a stateroom with a vernadah costs £10,469 (Dh63,823). Visit www.oceaniacruises.com

9 Cuba on a tall ship: A seven-night cruise in the best cabins, with three nights in the Cayman Islands, next February, costs £2,800 (Dh17,070). Visit www.starclippers.com or call 0037 7979 78400

10 Around the Scottish isles: A four-to nine-night cruise costs from £950 (Dh5,790). Visit www.hebridean.co.uk or call 0044 1756704700

The specs

Engine: 2-litre 4-cylinder and 3.6-litre 6-cylinder

Power: 220 and 280 horsepower

Torque: 350 and 360Nm

Transmission: eight-speed automatic

Price: from Dh136,521 VAT and Dh166,464 VAT 

On sale: now

Global state-owned investor ranking by size

1.

United States

2.

China

3.

UAE

4.

Japan

5

Norway

6.

Canada

7.

Singapore

8.

Australia

9.

Saudi Arabia

10.

South Korea
UAE currency
Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Tamkeen's offering
  • Option 1: 70% in year 1, 50% in year 2, 30% in year 3
  • Option 2: 50% across three years
  • Option 3: 30% across five years 
Our legal columnist

Name: Yousef Al Bahar

Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994

Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers

How to wear a kandura

Dos

  • Wear the right fabric for the right season and occasion 
  • Always ask for the dress code if you don’t know
  • Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work 
  • Wear 100 per cent cotton under the kandura as most fabrics are polyester

Don’ts 

  • Wear hamdania for work, always wear a ghutra and agal 
  • Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying
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Towering concerns
Other workplace saving schemes
  • The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
  • Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
  • National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
  • In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
  • Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
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