Even if your look is faultless, try not to blot your copybook by overindulging on your phone and on social media. Timur Emek / Getty Images
Even if your look is faultless, try not to blot your copybook by overindulging on your phone and on social media. Timur Emek / Getty Images
Even if your look is faultless, try not to blot your copybook by overindulging on your phone and on social media. Timur Emek / Getty Images
Even if your look is faultless, try not to blot your copybook by overindulging on your phone and on social media. Timur Emek / Getty Images

Fashion notes: Don’t turn into a social-media monster


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I was recently on holiday in Bali with my husband, where I couldn’t help notice something that really irked me – an unfortunate technology takeover that I had been accustomed to experiencing while at home, but was dismayed to see while on holiday, where I was hoping for a digital detox.

We began our holiday at a beautiful jungle retreat in Ubud, complete with morning yoga sessions and locally farmed pomegranate salads. An infinity pool overlooking endless greenery and a heavenly spa completed the serene setting. The second half of our Bali trip was spent at Nusa Dua. The upbeat, family-minded beach resort was a nice change from the soothing calm of the jungle, except for one very annoying thing – the endless number of smartphones.

It started with the selfies. While lounging by the pool, if I glanced up for a moment, I was sure to spot at least one monstrous selfie stick jutting into the air, as a throng of eager holidaymakers all crammed their faces into the picture. Then I realised I was one of few hotel guests with a book in hand at the beach. Others brought their tablets and phones along with them, constantly scrolling, tapping or typing on them. Some, I noticed, were even browsing online shopping sites, rather than strolling through ­traditional markets around Bali. What a shame.

It isn't just a holiday phenomenon. Attend just about any fashion party or new product launch in the UAE, and you will find a gaggle of girls lining up for photo ops – of themselves. Often, it’s all in good fun – a night out with the girls calls for a selfie or two. But it’s easy to get sucked in. Before posting an image, some women take time to tag each brand featured in their outfit, along with a host of hashtags so that their posts will become more popular and will ­potentially get posted by one of the countless street-style accounts.

While Instagram began as a simple photo sharing app, ­today, our feeds are cluttered with sponsored advertisements, with photos ranked according to popularity predictions, giving way to the creation of the “Instablogger”. Then there’s Snapchat. What began as a somewhat harmless app to share sly photographs has now evolved into something else entirely. It’s now almost normal for a person to be talking to themselves – well, their phones – in public, as they share things with their followers.

Fashion is a mode of self-­expression. It’s about buying clothes that you like and want to wear. You seek out garments that will flatter your body type, and look for prints and colours that complement your personality. What’s unfortunate about the advent of the social media celebrity in fashion is that you’re encouraged, almost pressured, to incorporate somebody else’s fashion preferences into your own wardrobe.

Social media draws you in slowly and deceptively, until you risk becoming a mindless drone, giving undeserved attention to strangers and self-made social-media celebrities who simply have a knack for pairing together pieces of clothing with a stylish flair, which isn’t all that rare. Fashion should be fun and personal – we shouldn’t strive to be constantly glued to our phones while dressed exactly like the latest street-style post on social media. So think twice before you take out your phone to work your angles, pout your lips or look up other people. And don’t think that, as a mere observer, you’re any less guilty of the addiction. A few years ago, stalking to such extents would have been considered downright creepy – just because you’re doing it digitally, doesn’t make it any less so.

hlodi@thenational.ae

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Starring: Anthony Mackie, Aiysha Hart, Ben Kingsley

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Rating: 3/5

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How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

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Directed by: Fede Alvarez

Starring: Pedro Pascal, Karen Gillian, Aaron Taylor-Johnson

4/5

A cryptocurrency primer for beginners

Cryptocurrency Investing  for Dummies – by Kiana Danial 

There are several primers for investing in cryptocurrencies available online, including e-books written by people whose credentials fall apart on the second page of your preferred search engine. 

Ms Danial is a finance coach and former currency analyst who writes for Nasdaq. Her broad-strokes primer (2019) breaks down investing in cryptocurrency into baby steps, while explaining the terms and technologies involved.

Although cryptocurrencies are a fast evolving world, this  book offers a good insight into the game as well as providing some basic tips, strategies and warning signs.

Begin your cryptocurrency journey here. 

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Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Financial considerations before buying a property

Buyers should try to pay as much in cash as possible for a property, limiting the mortgage value to as little as they can afford. This means they not only pay less in interest but their monthly costs are also reduced. Ideally, the monthly mortgage payment should not exceed 20 per cent of the purchaser’s total household income, says Carol Glynn, founder of Conscious Finance Coaching.

“If it’s a rental property, plan for the property to have periods when it does not have a tenant. Ensure you have enough cash set aside to pay the mortgage and other costs during these periods, ideally at least six months,” she says. 

Also, shop around for the best mortgage interest rate. Understand the terms and conditions, especially what happens after any introductory periods, Ms Glynn adds.

Using a good mortgage broker is worth the investment to obtain the best rate available for a buyer’s needs and circumstances. A good mortgage broker will help the buyer understand the terms and conditions of the mortgage and make the purchasing process efficient and easier. 

EMERGENCY PHONE NUMBERS

Estijaba – 8001717 –  number to call to request coronavirus testing

Ministry of Health and Prevention – 80011111

Dubai Health Authority – 800342 – The number to book a free video or voice consultation with a doctor or connect to a local health centre

Emirates airline – 600555555

Etihad Airways – 600555666

Ambulance – 998

Knowledge and Human Development Authority – 8005432 ext. 4 for Covid-19 queries

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