Literature in the leaves


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While New York's social scene migrates to the Hamptons for the summer, writers from all over the world head for Vermont to hibernate, recharge their batteries and soak in inspiration from one of America's most unsullied, majestic and green states. There, the blissfully reclusive figures take temporary residence in streamlined country homes, hermitic cabins and the rare organic cafes offering Wi-Fi. In August, an elite subset coalesce for the legendary Bread Loaf Writers' Conference to workshop, network and contribute to the oldest and one of the most revered writers' gatherings in America.

Founded in 1926 by Vermont's prestigious Middlebury College at a time when "creative writing" was not yet included in serious academic curriculums at American universities, the conference is held at the Bread Loaf Inn, near Vermont's Bread Loaf Mountain. The Victorian-style Inn and the land where the conference is held were willed to Middlebury College as the site for a graduate school in English and American literature by their 19th century owner, Joseph Battell, who bred Vermont's beloved Morgan horses and acted as proprietor of the local newspaper.

During its early days, the conference was most imbued with the ethos and spirit of its founder, the great poet and nature-lover Robert Frost, who presided over 29 sessions. Inspired by Bread Loaf's natural splendour, Frost gathered many of Middlebury's esteemed professors, including Willa Cather, Katherine Lee Bates and Louise Untermeyer, to convene in the inspiring setting when the campus was vacated for the late summer.

Following in Frost's footsteps, the Vermont-born editor, publisher and write John Chipman Farrar attracted a wider range of authors to the site during its fledging years. Gradually, Bread Loaf grew in size and, more significantly, in stature. But it still remains highly selective and intimate. In most years, only 230 writers are invited to attend. Past years have hosted such literary luminaries as Ann Sexton, Toni Morrison, Eudora Welty, May Sarton and John Gardner. During the 10-day sessions, participants attend 10-person workshops and conduct public readings in small groupings which are held at 9.00am, 4.00pm and then at 8.00pm. This year, massive flooding throughout Vermont has caused serious road damage to the routes leading to Bread Loaf, but the conference was still bountiful, with top fiction writers reading from their most recent or upcoming work.

The roster of writers who emerged from the conference's cluster of white-painted cottages to read to an audience of magazine editors, publishers, grant specialists and voraciously literate locals have included poets, novelists and an expanding list of non-fiction writers. Broad topics open to the public include a talk titled A Traitor in the House: Autobiography and Fiction, organised by the South African novelist Lynn Freed, who has published in magazines ranging from The New Yorker, Harper's and the Atlantic Monthly to Vogue, Elle and House & Garden. As one former Middlebury student living in a nearby town proclaimed, "Vermont can seem very still and chilled-out, but people take life of the mind very seriously here. It is always great when the writers come riding into town."

Among the most high-profile participants this year is the renowned journalist, memoirist and author, Susan Orlean. As a regular writer for The New Yorker, Orlean has written about politics, fashion and her dog for the iconic publication's urbane and intellectual readership. But she is best known as the inspiration for Adaptation, Spike Jonze and Charlie Kaufman's 2002 surreal romp through the clichés of Hollywood and literary theory, in which her character was played by Meryl Streep.

At Bread Loaf, Orlean was very much herself while serving as a faculty adviser during the conference's workshop sessions. On her blog, she enthused, "The conference is pretty wonderful - first of all, it's in a gorgeous spot in Vermont; secondly, there are lots of interesting people, and every day there are readings and book signings and what-have-you; thirdly, lots of agents and editors come through there to meet with writers, which makes it a valuable experience all around."

And once it is over, with polished prose and recharged batteries, the summer scholars can go back to their city schedules until they return next year for another retreat in Vermont's intellectual hideaway.

UAE currency: the story behind the money in your pockets
Other key dates
  • Finals draw: December 2
  • Finals (including semi-finals and third-placed game): June 5–9, 2019
  • Euro 2020 play-off draw: November 22, 2019
  • Euro 2020 play-offs: March 26–31, 2020
Normcore explained

Something of a fashion anomaly, normcore is essentially a celebration of the unremarkable. The term was first popularised by an article in New York magazine in 2014 and has been dubbed “ugly”, “bland’ and "anti-style" by fashion writers. It’s hallmarks are comfort, a lack of pretentiousness and neutrality – it is a trend for those who would rather not stand out from the crowd. For the most part, the style is unisex, favouring loose silhouettes, thrift-shop threads, baseball caps and boyish trainers. It is important to note that normcore is not synonymous with cheapness or low quality; there are high-fashion brands, including Parisian label Vetements, that specialise in this style. Embraced by fashion-forward street-style stars around the globe, it’s uptake in the UAE has been relatively slow.

The Details

Article 15
Produced by: Carnival Cinemas, Zee Studios
Directed by: Anubhav Sinha
Starring: Ayushmann Khurrana, Kumud Mishra, Manoj Pahwa, Sayani Gupta, Zeeshan Ayyub
Our rating: 4/5 

Ferrari 12Cilindri specs

Engine: naturally aspirated 6.5-liter V12

Power: 819hp

Torque: 678Nm at 7,250rpm

Price: From Dh1,700,000

Available: Now

Multitasking pays off for money goals

Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.

That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.

"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.

Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."

People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.

"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."

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Fund-raising tips for start-ups

Develop an innovative business concept

Have the ability to differentiate yourself from competitors

Put in place a business continuity plan after Covid-19

Prepare for the worst-case scenario (further lockdowns, long wait for a vaccine, etc.) 

Have enough cash to stay afloat for the next 12 to 18 months

Be creative and innovative to reduce expenses

Be prepared to use Covid-19 as an opportunity for your business

* Tips from Jassim Al Marzooqi and Walid Hanna

MATCH INFO

Uefa Champions League, last 16, first leg

Tottenham Hotspur v Borussia Dortmund, midnight (Thursday), BeIN Sports

Specs

Engine: Dual-motor all-wheel-drive electric

Range: Up to 610km

Power: 905hp

Torque: 985Nm

Price: From Dh439,000

Available: Now

In numbers: PKK’s money network in Europe

Germany: PKK collectors typically bring in $18 million in cash a year – amount has trebled since 2010

Revolutionary tax: Investigators say about $2 million a year raised from ‘tax collection’ around Marseille

Extortion: Gunman convicted in 2023 of demanding $10,000 from Kurdish businessman in Stockholm

Drug trade: PKK income claimed by Turkish anti-drugs force in 2024 to be as high as $500 million a year

Denmark: PKK one of two terrorist groups along with Iranian separatists ASMLA to raise “two-digit million amounts”

Contributions: Hundreds of euros expected from typical Kurdish families and thousands from business owners

TV channel: Kurdish Roj TV accounts frozen and went bankrupt after Denmark fined it more than $1 million over PKK links in 2013 

The specs
Engine: 2.0-litre turbo 4-cyl

Transmission: eight-speed auto

Power: 190bhp

Torque: 300Nm

Price: Dh169,900

On sale: now 

Specs

Engine: 51.5kW electric motor

Range: 400km

Power: 134bhp

Torque: 175Nm

Price: From Dh98,800

Available: Now

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The biog

Simon Nadim has completed 7,000 dives. 

The hardest dive in the UAE is the German U-boat 110m down off the Fujairah coast. 

As a child, he loved the documentaries of Jacques Cousteau

He also led a team that discovered the long-lost portion of the Ines oil tanker. 

If you are interested in diving, he runs the XR Hub Dive Centre in Fujairah

 

The Uefa Awards winners

Uefa Men's Player of the Year: Virgil van Dijk (Liverpool)

Uefa Women's Player of the Year: Lucy Bronze (Lyon)

Best players of the 2018/19 Uefa Champions League

Goalkeeper: Alisson (Liverpool)

Defender: Virgil van Dijk (Liverpool)

Midfielder: Frenkie de Jong (Ajax)

Forward: Lionel Messi (Barcelona)

Uefa President's Award: Eric Cantona

Family reunited

Nazanin Zaghari-Ratcliffe was born and raised in Tehran and studied English literature before working as a translator in the relief effort for the Japanese International Co-operation Agency in 2003.

She moved to the International Federation of Red Cross and Red Crescent Societies before moving to the World Health Organisation as a communications officer.

She came to the UK in 2007 after securing a scholarship at London Metropolitan University to study a master's in communication management and met her future husband through mutual friends a month later.

The couple were married in August 2009 in Winchester and their daughter was born in June 2014.

She was held in her native country a year later.

The bio

Favourite vegetable: Broccoli

Favourite food: Seafood

Favourite thing to cook: Duck l'orange

Favourite book: Give and Take by Adam Grant, one of his professors at University of Pennsylvania

Favourite place to travel: Home in Kuwait.

Favourite place in the UAE: Al Qudra lakes

How will Gen Alpha invest?

Mark Chahwan, co-founder and chief executive of robo-advisory firm Sarwa, forecasts that Generation Alpha (born between 2010 and 2024) will start investing in their teenage years and therefore benefit from compound interest.

“Technology and education should be the main drivers to make this happen, whether it’s investing in a few clicks or their schools/parents stepping up their personal finance education skills,” he adds.

Mr Chahwan says younger generations have a higher capacity to take on risk, but for some their appetite can be more cautious because they are investing for the first time. “Schools still do not teach personal finance and stock market investing, so a lot of the learning journey can feel daunting and intimidating,” he says.

He advises millennials to not always start with an aggressive portfolio even if they can afford to take risks. “We always advise to work your way up to your risk capacity, that way you experience volatility and get used to it. Given the higher risk capacity for the younger generations, stocks are a favourite,” says Mr Chahwan.

Highlighting the role technology has played in encouraging millennials and Gen Z to invest, he says: “They were often excluded, but with lower account minimums ... a customer with $1,000 [Dh3,672] in their account has their money working for them just as hard as the portfolio of a high get-worth individual.”

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'The Lost Daughter'

Director: Maggie Gyllenhaal

Starring: Olivia Colman, Jessie Buckley, Dakota Johnson

Rating: 4/5

MATCH INFO

What: 2006 World Cup quarter-final
When: July 1
Where: Gelsenkirchen Stadium, Gelsenkirchen, Germany

Result:
England 0 Portugal 0
(Portugal win 3-1 on penalties)