Steve Stricker could seem like one of those novelty holiday records that get released every summer in that he has been in the top 10 for ages and nobody really knows why.
Tiger Woods has fallen away, as have other big names such as Ernie Els, and any number of Europeans have come and gone, but the 44-year-old American has remained in one of the top-ranking places while keeping some way below the radar.
Consistency is something every Sunday hacker strives for, never mind a professional. Consistency is the reason why the amiable Stricker has stayed in the top 10 for almost two years now without hitting any headlines, or too many bad shots. And that's the point.
Stricker has gone about his business with the minimum of fuss. A British golf writer once observed: "All that guy ever does is hit fairways and make pars." For a professional golfer, that's not too bad.
Stricker won The Memorial Tournament at Muirfield Village in Ohio last week and that officially made him the fourth best player in the world. It was only his 10th PGA Tour title, however, his steady manner of play earned him huge praise from the week's host, Jack Nicklaus, and what more praise do you need?
Stricker is now the top-ranked American in the world and yet he could walk off the driving range at most tournaments and few people would know who he was.
That is the way he likes it, yet if he wins the US Open this month, he might earn more recognition. It is not right that only Nicklaus says nice things about him.
Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching
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The years Ramadan fell in May
Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
Have you been targeted?
Tuan Phan of SimplyFI.org lists five signs you have been mis-sold to:
1. Your pension fund has been placed inside an offshore insurance wrapper with a hefty upfront commission.
2. The money has been transferred into a structured note. These products have high upfront, recurring commission and should never be in a pension account.
3. You have also been sold investment funds with an upfront initial charge of around 5 per cent. ETFs, for example, have no upfront charges.
4. The adviser charges a 1 per cent charge for managing your assets. They are being paid for doing nothing. They have already claimed massive amounts in hidden upfront commission.
5. Total annual management cost for your pension account is 2 per cent or more, including platform, underlying fund and advice charges.
