Tracy Kemp of Vintage Playing Cards. Photo: Vintage Playing Cards
Tracy Kemp of Vintage Playing Cards. Photo: Vintage Playing Cards
Tracy Kemp of Vintage Playing Cards. Photo: Vintage Playing Cards
Tracy Kemp of Vintage Playing Cards. Photo: Vintage Playing Cards

Female-founded British businesses taking on the Gulf


Gillian Duncan
  • English
  • Arabic

Tracy Kemp has visited the UAE twice to expand sales of her vintage playing card upcycling business overseas, part of a growing band of female entrepreneurs hoping to capitalise on opportunities in the region.

And what is more, all the buyers she dealt with there were also women.

She is one of a number of female businesswomen in the UK who hope to expand their sales to the Middle East, buoyed by ongoing trade talks with the Gulf Cooperation Council.

Cambridge Satchel Company, Creative Nature Superfoods and Ms Kemp's Vintage Playing Cards are among the women-driven companies already exporting their products to the UAE and beyond.

They are among a growing number of British companies not just run, but founded, by women.

Last year, there were 145,200 new female-founded businesses, up 37 per cent from 56,200 in 2018, according to data from the Rose Review Progress Report 2022 on female entrepreneurship.

Many of these businesses are based in the UK, exporting their products abroad to destinations like the Gulf region with the help of the British government.

A second round of trade talks between the UK and Gulf Co-operation Council nations took place recently.

A UK-GCC trade deal is expected to add at least £1.6 billion ($1.94 billion) a year to the UK economy and contribute £600 million or more to UK workers’ annual wages.

Westminster says a deal will bring “substantial economic opportunity” for the UK and mark “a significant moment” in the country’s relationship with the GCC.

The UK’s trading relationship with the six GCC nations is currently worth about £45bn a year. The region is the largest trading partner for the UK after the US, EU and China.

Trade focuses heavily on fossil fuels and weapons.

But there are other sectors also hoping to make the most of any new deal.

Vintage Playing Cards. Photo: Vintage Playing Cards
Vintage Playing Cards. Photo: Vintage Playing Cards

From kitchen businesses to international exporters

Founded in 2008 in Cambridge by Julie Deane and her mother Freda Thomas, Cambridge Satchel Company has been exporting its British-made leather satchels, bags and accessories to Saudi Arabia, Kuwait, Qatar and the UAE for more than a decade.

The Department for International Trade said it worked with the company to help it attend the 2022 annual Retail Summit, “a global event for executives across retail to come together and make new connections, and has also supported the company with increasing brand awareness and building their wholesale opportunities in markets in the UAE.”

Creative Nature Superfoods is another British female-owned business receiving support to expand its sales to the GCC. Owner and chief executive Julianne Ponan took over Creative Nature in 2012 at the age of 22, and led the company from heavy losses to profits in just three years, winning a wide range of awards along the way.

It already exports to Oman, the UAE, Saudi Arabia and Qatar and has a contract with the largest supermarket chain in the Middle East — Carrefour — as well as its products featured in Grandiose, Lulus, Spinneys and Waitrose shops in the region, too. It will exhibit at Gulfood 2023 in Dubai, the largest annual food and beverage trade show in the world, in a bid to attract more customers in the region.

Creative Nature Superfoods has received varied support from the Department for International Trade, including match-funding grants — which help businesses mitigate risks when entering new overseas markets.

Vintage Playing Cards, which upcycles retro playing cards to make frames, greeting cards and gifts, is already selling its products in the UAE and is in talks with other companies there through its links with the Department for International Trade.

The department also issued it with a match-funded grant from the Internationalisation Fund — which aims to help small and medium-sized enterprises (SMEs) in the UK to grow in new international markets.

“We first started across Europe and I started talking to Virgin Megastore in the UAE,” founder Tracy Kemp said.

“I went to the retail summit with the Department of Trade earlier this year and I met quite a few people there. I am in talks with quite a few people about getting vintage playing cards out in the UAE.

“We are in talks with Liwa Trading, which has a variety of shops across the UAE. I have been talking to Spinneys as well. But this is very early stages.

“It’s only the UAE so far and I think the people I am speaking to have retail outlets across the whole of the area.”

Total UK-GCC trade was worth £44.1 billion in the year to March. The bloc’s demand for international products and services is expected to grow rapidly to £800bn per year by 2035, a 35 per cent increase, representing important new opportunities for UK businesses.

Vintage Playing Cards: the UK upcycling company taking on the Gulf

Ms Kemp had no intention of starting a business when she found a pack of vintage playing cards at a car boot sale that sparked the idea for her enterprise.

They were unusual and beautiful, with a deco design on the back.

But one of the cards was missing, rendering the pack seemingly useless.

“I was thinking about what you could do with these beautiful designs, because it seemed such a waste to throw them away,” said Ms Kemp, who was working in marketing at the time.

“I ended up making some greeting cards with them and started selling them. I went round to a few local shops and they seemed to like them.”

It turned out to be the start of her company Vintage Playing Cards, which upcycles retro playing cards to make frames, greeting cards and gifts.

In addition to a strong UK customer base, the company now also exports its products abroad, including to the UAE, thanks to support from the Department for International Trade’s Internationalisation Fund.

“I got a few orders in and I bit the bullet and did a trade fair. That was amazing. We got orders in from Selfridges, from Liberty, Fortnum & Mason,” said Ms Kemp, who lives in Walthamstow in north-east London.

She soon realised she could buy playing cards in volume, which opened up other product options.

“That’s when it really took off. You need to sell quite a lot of greeting cards [to make money] but if you’re doing home-wear products it makes everything a lot more viable.

“We do a lot of personalised phrases for people, which is actually really nice.

All products are original, handmade and use genuine vintage playing cards. Photo: Vintage Playing Cards
All products are original, handmade and use genuine vintage playing cards. Photo: Vintage Playing Cards

“Recently someone’s nan had passed away and she had a certain phrase. They had done a big frame for the family. So you have a lot of nice stories like that. But also we have our stock items we sell across the world. Things like 'supercalifragilisticexpialidocious', which is probably our bestseller.”

The business, which she founded in Suffolk in 2010, became such a success, and she left her full-time position to concentrate on the company full time.

All of the products the company makes are original, handmade and use genuine vintage playing cards.

Sourcing them takes time. She started out buying them on sites such as eBay. But people who do house clearances now come directly to her.

“Because basically if a card is missing no one else is going to buy it,” she said.

Step by step

2070km to run

38 days

273,600 calories consumed

28kg of fruit

40kg of vegetables

45 pairs of running shoes

1 yoga matt

1 oxygen chamber

Key findings of Jenkins report
  • Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
  • Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
  • Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
  • Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

The specs
  • Engine: 3.9-litre twin-turbo V8
  • Power: 640hp
  • Torque: 760nm
  • On sale: 2026
  • Price: Not announced yet
UAE currency: the story behind the money in your pockets
PRIMERA LIGA FIXTURES

All times UAE ( 4 GMT)

Saturday
Atletico Madrid v Sevilla (3pm) 
Alaves v Real Madrid (6.15pm) 
Malaga v Athletic Bilbao (8.30pm) 
Girona v Barcelona (10.45pm)

Sunday
Espanyol v Deportivo la Coruna (2pm) 
Getafe v Villarreal (6.15pm) 
Eibar v Celta Vigo (8.30pm)
Las Palmas v Leganes (8.30pm)
Real Sociedad v Valencia (10.45pm)

Monday
Real Betis v Levante (11.pm)

Tips%20for%20holiday%20homeowners
%3Cp%3EThere%20are%20several%20factors%20for%20landlords%20to%20consider%20when%20preparing%20to%20establish%20a%20holiday%20home%3A%3C%2Fp%3E%0A%3Cul%3E%0A%3Cli%3E%3Cstrong%3ERevenue%20potential%20of%20the%20unit%3A%3C%2Fstrong%3E%20location%2C%20view%20and%20size%3C%2Fli%3E%0A%3Cli%3E%3Cstrong%3EDesign%3A%20furnished%20or%20unfurnished.%3C%2Fstrong%3E%20Is%20the%20design%20up%20to%20standard%2C%20while%20being%20catchy%20at%20the%20same%20time%3F%3C%2Fli%3E%0A%3Cli%3E%3Cstrong%3EBusiness%20model%3A%3C%2Fstrong%3E%20will%20it%20be%20managed%20by%20a%20professional%20operator%20or%20directly%20by%20the%20owner%2C%20how%20often%20does%20the%20owner%20wants%20to%20use%20it%20for%20personal%20reasons%3F%3C%2Fli%3E%0A%3Cli%3E%3Cstrong%3EQuality%20of%20the%20operator%3A%3C%2Fstrong%3E%20guest%20reviews%2C%20customer%20experience%20management%2C%20application%20of%20technology%2C%20average%20utilisation%2C%20scope%20of%20services%20rendered%3C%2Fli%3E%0A%3C%2Ful%3E%0A%3Cp%3E%3Cem%3ESource%3A%20Adam%20Nowak%2C%20managing%20director%20of%20Ultimate%20Stay%20Vacation%20Homes%20Rental%3C%2Fem%3E%3C%2Fp%3E%0A
Bharatanatyam

A ancient classical dance from the southern Indian state of Tamil Nadu. Intricate footwork and expressions are used to denote spiritual stories and ideas.

Why it pays to compare

A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

UAE rugby in numbers

5 - Year sponsorship deal between Hesco and Jebel Ali Dragons

700 - Dubai Hurricanes had more than 700 playing members last season between their mini and youth, men's and women's teams

Dh600,000 - Dubai Exiles' budget for pitch and court hire next season, for their rugby, netball and cricket teams

Dh1.8m - Dubai Hurricanes' overall budget for next season

Dh2.8m - Dubai Exiles’ overall budget for next season

Results:

Women:

1. Rhiannan Iffland (AUS) 322.95 points
2. Lysanne Richard (CAN) 285.75
3. Ellie Smart (USA) 277.70

Men:

1. Gary Hunt (GBR) 431.55
2. Constantin Popovici (ROU) 424.65
3. Oleksiy Prygorov (UKR) 392.30

Fighting with My Family

Director: Stephen Merchant 

Stars: Dwayne Johnson, Nick Frost, Lena Headey, Florence Pugh, Thomas Whilley, Tori Ellen Ross, Jack Lowden, Olivia Bernstone, Elroy Powell        

Four stars

'Falling%20for%20Christmas'
%3Cp%3EDirector%3A%20Janeen%20Damian%3Cbr%3E%3Cbr%3EStars%3A%20Lindsay%20Lohan%2C%20Chord%20Overstreet%2C%20Jack%20Wagner%2C%20Aliana%20Lohan%3Cbr%3E%3Cbr%3ERating%3A%201%2F5%3C%2Fp%3E%0A
The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE.

Part three: an affection for classic cars lives on

Read part two: how climate change drove the race for an alternative 

Read part one: how cars came to the UAE

BRAZIL SQUAD

Alisson (Liverpool), Daniel Fuzato (Roma), Ederson (Man City); Alex Sandro (Juventus), Danilo (Juventus), Eder Militao (Real Madrid), Emerson (Real Betis), Felipe (Atletico Madrid), Marquinhos (PSG), Renan Lodi (Atletico Madrid), Thiago Silva (PSG); Arthur (Barcelona), Casemiro (Real Madrid), Douglas Luiz (Aston Villa), Fabinho (Liverpool), Lucas Paqueta (AC Milan), Philippe Coutinho (Bayern Munich); David Neres (Ajax), Gabriel Jesus (Man City), Richarlison (Everton), Roberto Firmino (Liverpool), Rodrygo (Real Madrid), Willian (Chelsea).

Pad Man

Dir: R Balki

Starring: Akshay Kumar, Sonam Kapoor, Radhika Apte

Three-and-a-half stars

Sly%20Cooper%20and%20the%20Thievius%20Raccoonus
%3Cp%3E%3Cstrong%3EDeveloper%3A%3C%2Fstrong%3E%20Sucker%20Punch%20Productions%3Cbr%3E%3Cstrong%3EPublisher%3A%3C%2Fstrong%3E%20Sony%20Computer%20Entertainment%3Cbr%3E%3Cstrong%3EConsole%3A%3C%2Fstrong%3E%20PlayStation%202%20to%205%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%205%2F5%3C%2Fp%3E%0A
UAE currency: the story behind the money in your pockets
The National Archives, Abu Dhabi

Founded over 50 years ago, the National Archives collects valuable historical material relating to the UAE, and is the oldest and richest archive relating to the Arabian Gulf.

Much of the material can be viewed on line at the Arabian Gulf Digital Archive - https://www.agda.ae/en

In-demand jobs and monthly salaries
  • Technology expert in robotics and automation: Dh20,000 to Dh40,000 
  • Energy engineer: Dh25,000 to Dh30,000 
  • Production engineer: Dh30,000 to Dh40,000 
  • Data-driven supply chain management professional: Dh30,000 to Dh50,000 
  • HR leader: Dh40,000 to Dh60,000 
  • Engineering leader: Dh30,000 to Dh55,000 
  • Project manager: Dh55,000 to Dh65,000 
  • Senior reservoir engineer: Dh40,000 to Dh55,000 
  • Senior drilling engineer: Dh38,000 to Dh46,000 
  • Senior process engineer: Dh28,000 to Dh38,000 
  • Senior maintenance engineer: Dh22,000 to Dh34,000 
  • Field engineer: Dh6,500 to Dh7,500
  • Field supervisor: Dh9,000 to Dh12,000
  • Field operator: Dh5,000 to Dh7,000
Indoor cricket in a nutshell

Indoor Cricket World Cup - Sep 16-20, Insportz, Dubai

16 Indoor cricket matches are 16 overs per side

8 There are eight players per team

There have been nine Indoor Cricket World Cups for men. Australia have won every one.

5 Five runs are deducted from the score when a wickets falls

Batsmen bat in pairs, facing four overs per partnership

Scoring In indoor cricket, runs are scored by way of both physical and bonus runs. Physical runs are scored by both batsmen completing a run from one crease to the other. Bonus runs are scored when the ball hits a net in different zones, but only when at least one physical run is score.

Zones

A Front net, behind the striker and wicketkeeper: 0 runs

B Side nets, between the striker and halfway down the pitch: 1 run

Side nets between halfway and the bowlers end: 2 runs

Back net: 4 runs on the bounce, 6 runs on the full

All%20The%20Light%20We%20Cannot%20See%20
%3Cp%3E%3Cstrong%3ECreator%3A%20%3C%2Fstrong%3ESteven%20Knight%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%C2%A0%3C%2Fstrong%3EMark%20Ruffalo%2C%20Hugh%20Laurie%2C%20Aria%20Mia%20Loberti%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E1%2F5%C2%A0%3C%2Fp%3E%0A
Indoor Cricket World Cup

Venue Insportz, Dubai, September 16-23

UAE squad Saqib Nazir (captain), Aaqib Malik, Fahad Al Hashmi, Isuru Umesh, Nadir Hussain, Sachin Talwar, Nashwan Nasir, Prashath Kumara, Ramveer Rai, Sameer Nayyak, Umar Shah, Vikrant Shetty

Updated: December 21, 2022, 3:01 PM