The Pfizer vaccine has been approved for use in the UK. AP
The Pfizer vaccine has been approved for use in the UK. AP
The Pfizer vaccine has been approved for use in the UK. AP
The Pfizer vaccine has been approved for use in the UK. AP

The ultimate guide to Pfizer’s Covid-19 vaccine


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The UK has approved Pfizer and German partner BioNTech’s vaccine for use and the shot will be available from next week.

Here’s a look at the key questions concerning the rollout:

How does the vaccine work?

Pfizer's 95 per cent effective shot is an mRNA vaccine. Traditional vaccines inject people with a dead or weakened part of a virus so the body produces antibodies to fight it, as it would in a natural infection. But mRNA vaccines differ in that they encourage the body to become its own miniature vaccine factory.

The vaccine, an abbreviation of messenger RNA, delivers genetic instructions that prompt the body to produce virus proteins – without exposing the body to any threat.

Once this happens, the immune system begins to build up protective antibodies to guard against infection.

When will it be available?

The first 800,000 doses will be available in the UK from next week, Health Secretary Matt Hancock said.

The doses will then be rolled out as quickly as they can be made by Pfizer’s factory in Belgium, he said, with “several million” being made available in December and the bulk of the rollout taking place next year.

The UK ordered 40 million doses of the Pfizer vaccine – enough for 20 million people to be vaccinated as it is a two-dose regimen.

Mr Hancock predicted the UK would begin to return to normality in the first half of 2021. "From the spring onwards, things will start to get better," he told BBC Radio 4's Today programme.

Who will receive the vaccine?

Care home residents and staff are officially first in line to receive the shot. However, it may not be possible to deliver the initial batch to care homes given the need to store the vaccine at ultra-cold temperatures.

Therefore, health workers are likely to be among the first to be inoculated because storage of the vials is easiest in hospitals.

When more doses are delivered, the first phase of the rollout will begin.

As part of this phase, the order of groups to be given the vaccine has been announced by the Joint Committee on Vaccination and Immunisation (JCVI):

1. residents in a care home for older adults and their carers

2. everyone aged 80 and over, and frontline health and social care workers

3. everyone aged 75 and over

4. everyone aged 70 and over, and those who are extremely vulnerable clinically

5. everyone aged 65 and over

6. people aged 16 to 64 with underlying health conditions which put them at higher risk of serious disease and death from Covid-19

7. everyone aged 60 and over

8. everyone aged 55 and over

9. everyone aged 50 and over

People in those groups will be called up on a random basis, with contact made by letter. These groups cover 90 to 99 per cent of those at risk of dying from Covid-19, according to the JCVI.

People will be given two doses 21 days apart, with immunity achieved seven days after the second dose.

Who will administer the vaccine in the UK?

The vaccine will first be administered by hospitals, at vaccination centres being set up across the country and at GPs and pharmacists.

The health service is also recruiting up to 300,000 volunteers to help with distribution at the height of the rollout. Firefighters and the Army are also may be called upon to deliver the shots.

How will it be stored? 

The Pfizer vaccine needs to be stored at minus 70°C, which presents logistical problems for health officials.

However, under Pfizer’s plan, the doses are stored in special, dry ice packs while they are transported to the UK via plane or lorry.

Once at the vaccination centre, the vials can be kept in a refrigerator at between 2°C and 8°C for up to five days. If taken out of the fridge, the diluted vials have to be used within six hours.

Is the vaccine safe?

The boss of Britain’s health regulator said “no corners have been cut” as she reassured the public the vaccine was safe.

Dr June Raine, head of the Medicines and Healthcare products Regulatory Agency (MHRA), said the vaccine had met all the tests for safety, effectiveness and quality.

She said: “This vaccine has only been approved because those strict tests have been done and complied with.

“Everyone can be assured that no corners have been cut.”

Pfizer reported that a small number of participants in its trials received side effects including fatigue, headaches and muscle pain.

Participants in the trial will continue to be monitored over the coming years, it said.

Peter Openshaw, professor of experimental medicine at Imperial College London, added: “There is absolutely no doubt at all that any risk of receiving the vaccine is far outweighed by the risk of getting Covid.”

Moreover, BioNTech was confident the vaccine could protect against mutations of the virus for at least a year.

How many doses can be rolled out?

Pfizer said it would distribute “as many doses as quickly as we can” and estimated 50 million could be distributed this month.

However, not all the doses are headed for the UK. The US, which has ordered up to 600 million shots in total, could approve the vaccine as early as December 10.

The EU is also expected to make a decision in late December. Pfizer estimates it can produce 1.3 billion doses next year.

How does the Pfizer shot compare with other vaccines?

The Pfizer vaccine needs to be kept at minus 70°C while in storage, which may present headaches for health officials who have to source ultra-cold freezers.

The Moderna vaccine, however, can be stored for up to six months at minus 20°C.

While the AstraZeneca/Oxford vaccine has lower efficacy than the Pfizer and Moderna shots, it is cheaper, easier to store and therefore more practical to distribute to the world than the two rivals.

The AstraZeneca dose has an average 70 per cent effectiveness rate.

The trials showed a regimen of two full doses one month apart was 62 per cent effective, but a half dose followed by another full shot showed 90 per cent.

Why it pays to compare

A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

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Fixtures

Tuesday - 5.15pm: Team Lebanon v Alger Corsaires; 8.30pm: Abu Dhabi Storms v Pharaohs

Wednesday - 5.15pm: Pharaohs v Carthage Eagles; 8.30pm: Alger Corsaires v Abu Dhabi Storms

Thursday - 4.30pm: Team Lebanon v Pharaohs; 7.30pm: Abu Dhabi Storms v Carthage Eagles

Friday - 4.30pm: Pharaohs v Alger Corsaires; 7.30pm: Carthage Eagles v Team Lebanon

Saturday - 4.30pm: Carthage Eagles v Alger Corsaires; 7.30pm: Abu Dhabi Storms v Team Lebanon

MATCH INFO

Euro 2020 qualifier

Fixture: Liechtenstein v Italy, Tuesday, 10.45pm (UAE)

TV: Match is shown on BeIN Sports

Company%20Profile
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Mental%20health%20support%20in%20the%20UAE
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Innotech Profile

Date started: 2013

Founder/CEO: Othman Al Mandhari

Based: Muscat, Oman

Sector: Additive manufacturing, 3D printing technologies

Size: 15 full-time employees

Stage: Seed stage and seeking Series A round of financing 

Investors: Oman Technology Fund from 2017 to 2019, exited through an agreement with a new investor to secure new funding that it under negotiation right now. 

EPL's youngest
  • Ethan Nwaneri (Arsenal)
    15 years, 181 days old
  • Max Dowman (Arsenal)
    15 years, 235 days old
  • Jeremy Monga (Leicester)
    15 years, 271 days old
  • Harvey Elliott (Fulham)
    16 years, 30 days old
  • Matthew Briggs (Fulham)
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Last-16 Europa League fixtures

Wednesday (Kick-offs UAE)

FC Copenhagen (0) v Istanbul Basaksehir (1) 8.55pm

Shakhtar Donetsk (2) v Wolfsburg (1) 8.55pm

Inter Milan v Getafe (one leg only) 11pm

Manchester United (5) v LASK (0) 11pm 

Thursday

Bayer Leverkusen (3) v Rangers (1) 8.55pm

Sevilla v Roma  (one leg only)  8.55pm

FC Basel (3) v Eintracht Frankfurt (0) 11pm 

Wolves (1) Olympiakos (1) 11pm 

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The specs: 2018 BMW X2 and X3

Price, as tested: Dh255,150 (X2); Dh383,250 (X3)

Engine: 2.0-litre turbocharged inline four-cylinder (X2); 3.0-litre twin-turbo inline six-cylinder (X3)

Power 192hp @ 5,000rpm (X2); 355hp @ 5,500rpm (X3)

Torque: 280Nm @ 1,350rpm (X2); 500Nm @ 1,520rpm (X3)

Transmission: Seven-speed automatic (X2); Eight-speed automatic (X3)

Fuel consumption, combined: 5.7L / 100km (X2); 8.3L / 100km (X3)

SPEC%20SHEET%3A%20APPLE%20IPHONE%2015%20PRO%20MAX
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How much do leading UAE’s UK curriculum schools charge for Year 6?
  1. Nord Anglia International School (Dubai) – Dh85,032
  2. Kings School Al Barsha (Dubai) – Dh71,905
  3. Brighton College Abu Dhabi - Dh68,560
  4. Jumeirah English Speaking School (Dubai) – Dh59,728
  5. Gems Wellington International School – Dubai Branch – Dh58,488
  6. The British School Al Khubairat (Abu Dhabi) - Dh54,170
  7. Dubai English Speaking School – Dh51,269

*Annual tuition fees covering the 2024/2025 academic year

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ARABIAN GULF LEAGUE FIXTURES

Thursday, September 21
Al Dahfra v Sharjah (kick-off 5.35pm)
Al Wasl v Emirates (8.30pm)

Friday, September 22
Dibba v Al Jazira (5.25pm)
Al Nasr v Al Wahda (8.30pm)

Saturday, September 23
Hatta v Al Ain (5.25pm)
Ajman v Shabab Al Ahli (8.30pm)

How to wear a kandura

Dos

  • Wear the right fabric for the right season and occasion 
  • Always ask for the dress code if you don’t know
  • Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work 
  • Wear 100 per cent cotton under the kandura as most fabrics are polyester

Don’ts 

  • Wear hamdania for work, always wear a ghutra and agal 
  • Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying
Cultural fiesta

What: The Al Burda Festival
When: November 14 (from 10am)
Where: Warehouse421,  Abu Dhabi
The Al Burda Festival is a celebration of Islamic art and culture, featuring talks, performances and exhibitions. Organised by the Ministry of Culture and Knowledge Development, this one-day event opens with a session on the future of Islamic art. With this in mind, it is followed by a number of workshops and “masterclass” sessions in everything from calligraphy and typography to geometry and the origins of Islamic design. There will also be discussions on subjects including ‘Who is the Audience for Islamic Art?’ and ‘New Markets for Islamic Design.’ A live performance from Kuwaiti guitarist Yousif Yaseen should be one of the highlights of the day. 

LIKELY TEAMS

South Africa
Faf du Plessis (captain), Dean Elgar, Aiden Markram, Hashim Amla, AB de Villiers, Quinton de Kock (wkt), Vernon Philander, Keshav Maharaj, Kagiso Rabada, Morne Morkel, Lungi Ngidi.

India (from)
Virat Kohli (captain), Murali Vijay, Lokesh Rahul, Cheteshwar Pujara, Rohit Sharma, Ajinkya Rahane, Hardik Pandya, Dinesh Karthik (wkt), Ravichandran Ashwin, Bhuvneshwar Kumar, Ishant Sharma, Mohammad Shami, Jasprit Bumrah.

UAE currency: the story behind the money in your pockets
The%20specs
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