She moved out of bustling Dubai in January for a quieter life in Ras Al Khaimah and a better value villa.
Now human resources consultant Thanj Kugananthan and her husband, who is self-employed in the corporate finance advisory sector, rent a house within The Cove Rotana Resort.
They both work from home.
Born in Britain, Ms Kugananthan, 41, is the founder of boutique HR consultancy Visible HR.
The couple offset their Dh105,000 lease in RAK with rental proceeds from an upgraded apartment she owns in Motor City, which is being rented for Dh78,000.
Ms Kugananthan opened her door to The National...
Tell us about your home
Many people know The Cove Rotana as a staycation destination, but you can actually live here as a resident in one of their privately owned villas.
Our 2,894-square-foot villa has two bedrooms, two ensuite bathrooms, a private plunge pool and garden area.
It is huge, especially for Dubai standards, so even though it’s only two bedrooms, it is almost double the size of the previous place we lived in Dubai which, technically, had four bedrooms.
Bills are pretty much on par or slightly higher than we paid in Dubai, but that may be because the villa is significantly bigger.
Why did you choose RAK?
Since my husband and I are self-employed, we do not need to be in an office or think about nearby schools.
The Cove Rotana wasn't on the radar initially, but my husband and I were very clear we wanted out of the 'boxy suburbs'.
My husband also made it clear that he wanted to live somewhere with a nearby beach – he had previously lived on the Palm.
I had friends who moved to RAK during Covid, and they were living the dream with their new outdoorsy lifestyle.
How did you find this villa?
I saw on Property Finder that The Cove Rotana had private villas for rent and thought this would be perfect for us.
It was significantly cheaper than equivalent property in Dubai, and it had all the amenities and requirements we wanted, such as a pool, beach, restaurant, space and privacy.
I have been to Cove before, but my husband hadn't. So we went there for a staycation in mid-November 2022 and he was sold.
We started looking for places, viewed somewhere and put in an offer in December. We moved in January.
What are the advantages of living here?
We live in the resort and it has three swimming pools and a private beach, all of which we have access to.
We also get discounts at several restaurants as residents. This, combined with the fact that we don't like travelling far means we seldom leave the resort.
Driving isn't allowed in the resort, so we get around in electric buggies or tuk-tuks. There is a car park right before the main hotel entrance, which is about an eight minute walk.
Is it a sociable neighbourhood?
It’s like being on holiday every day - a paradise.
The rent is probably slightly more than other places in RAK but for us it’s worth the premium because we take advantage of all the amenities and facilities.
I believe most people who have invested in the private villas do not actually live here full-time. However, everyone we have met - staff and guests - are very friendly.
Have you personalised your home?
The villa was furnished, but we bought several large furniture items - cabinets, cupboards - that we feel make it our own as they are rather ornate and beautiful.
We have lots of photos and pictures around and I also enjoy cooking, trying new things in the kitchen, so the house typically smells of home-cooked food or candles, which probably adds to the ‘homeliness’.
Any downsides?
Now that it's getting hotter, it's slightly inconvenient not having our car parked outside of our villa.
But the inconvenience is small compared to the huge advantages. We cook more at home since all deliveries have to be collected from the lobby, which can be straining.
Security rules here take some adjusting to. If you want maintenance done, it can take hours before suppliers are allowed through the front gate, compared to Dubai were things happen more efficiently.
There are also a lot more mosquitos, but that just requires preparation; repellent is key.
Does your home offer value for money?
Yes, the same place in Dubai would be at least double the rent.
The view from our windows often feel like we're in the Mediterranean and the beach view is interrupted. There really is no place like it in the UAE. It's so peaceful.
Where did you live previously?
We were in Dubai for over 10 years. I bought a place in Motor City where I lived for three years. I also rented in Mira briefly, a three-bedroom villa after getting married and prior to moving to The Cove.
Do you plan to stay in the property?
We have absolutely fallen in love with RAK and Cove Rotana, so much so that we don't want to leave either and would potentially look to buy in this resort for the right place and the right price.
We are not going anywhere.
COMPANY PROFILE
Name: Xpanceo
Started: 2018
Founders: Roman Axelrod, Valentyn Volkov
Based: Dubai, UAE
Industry: Smart contact lenses, augmented/virtual reality
Funding: $40 million
Investor: Opportunity Venture (Asia)
Benefits of first-time home buyers' scheme
- Priority access to new homes from participating developers
- Discounts on sales price of off-plan units
- Flexible payment plans from developers
- Mortgages with better interest rates, faster approval times and reduced fees
- DLD registration fee can be paid through banks or credit cards at zero interest rates
RESULTS
1.45pm: Handicap (TB) Dh80,000 (Dirt) 1,400m
Winners: Hyde Park, Royston Ffrench (jockey), Salem bin Ghadayer (trainer)
2.15pm: Conditions (TB) Dh100,000 (D) 1,400m
Winner: Shamikh, Ryan Curatolo, Nicholas Bachalard
2.45pm: Conditions (TB) Dh100,000 (D) 1,200m
Winner: Hurry Up, Royston Ffrench, Salem bin Ghadayer.
3.15pm: Shadwell Jebel Ali Mile Group 3 (TB) Dh575,000 (D) 1,600m
Winner: Blown by Wind, Xavier Ziani, Salem bin Ghadayer
3.45pm: Handicap (TB) Dh72,000 (D) 1,600m
Winner: Mazagran, Tadhg O’Shea, Satish Seemar.
4.15pm: Handicap (TB) Dh64,000 (D) 1,950m
Winner: Obeyaan, Adrie de Vries, Mujeeb Rehman
4.45pm: Handicap (TB) Dh84,000 (D) 1,000m
Winner: Shanaghai City, Fabrice Veron, Rashed Bouresly.
What the law says
Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.
“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.
“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”
If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.
The five pillars of Islam
Best Academy: Ajax and Benfica
Best Agent: Jorge Mendes
Best Club : Liverpool
Best Coach: Jurgen Klopp (Liverpool)
Best Goalkeeper: Alisson Becker
Best Men’s Player: Cristiano Ronaldo
Best Partnership of the Year Award by SportBusiness: Manchester City and SAP
Best Referee: Stephanie Frappart
Best Revelation Player: Joao Felix (Atletico Madrid and Portugal)
Best Sporting Director: Andrea Berta (Atletico Madrid)
Best Women's Player: Lucy Bronze
Best Young Arab Player: Achraf Hakimi
Kooora – Best Arab Club: Al Hilal (Saudi Arabia)
Kooora – Best Arab Player: Abderrazak Hamdallah (Al-Nassr FC, Saudi Arabia)
Player Career Award: Miralem Pjanic and Ryan Giggs
Company%20Profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%20%3C%2Fstrong%3ENamara%0D%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3EJune%202022%0D%3Cbr%3E%3Cstrong%3EFounder%3A%20%3C%2Fstrong%3EMohammed%20Alnamara%0D%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%20%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EMicrofinance%0D%3Cbr%3E%3Cstrong%3ECurrent%20number%20of%20staff%3A%20%3C%2Fstrong%3E16%0D%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%20%3C%2Fstrong%3ESeries%20A%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EFamily%20offices%0D%3Cbr%3E%3C%2Fp%3E%0A
BUNDESLIGA FIXTURES
Friday Hertha Berlin v Union Berlin (11.30pm)
Saturday Freiburg v Borussia Monchengladbach, Eintracht Frankfurt v Borussia Dortmund, Cologne v Wolfsburg, Arminia Bielefeld v Mainz (6.30pm) Bayern Munich v RB Leipzig (9.30pm)
Sunday Werder Bremen v Stuttgart (6.30pm), Schalke v Bayer Leverkusen (9pm)
Monday Hoffenheim v Augsburg (11.30pm)
Killing of Qassem Suleimani
What can victims do?
Always use only regulated platforms
Stop all transactions and communication on suspicion
Save all evidence (screenshots, chat logs, transaction IDs)
Report to local authorities
Warn others to prevent further harm
Courtesy: Crystal Intelligence
WWE Super ShowDown results
Seth Rollins beat Baron Corbin to retain his WWE Universal title
Finn Balor defeated Andrade to stay WWE Intercontinental Championship
Shane McMahon defeated Roman Reigns
Lars Sullivan won by disqualification against Lucha House Party
Randy Orton beats Triple H
Braun Strowman beats Bobby Lashley
Kofi Kingston wins against Dolph Zigggler to retain the WWE World Heavyweight Championship
Mansoor Al Shehail won the 50-man Battle Royal
The Undertaker beat Goldberg
Where to apply
Applicants should send their completed applications - CV, covering letter, sample(s) of your work, letter of recommendation - to Nick March, Assistant Editor in Chief at The National and UAE programme administrator for the Rosalynn Carter Fellowships for Mental Health Journalism, by 5pm on April 30, 2020.
Please send applications to nmarch@thenational.ae and please mark the subject line as “Rosalynn Carter Fellowship for Mental Health Journalism (UAE programme application)”.
The local advisory board will consider all applications and will interview a short list of candidates in Abu Dhabi in June 2020. Successful candidates will be informed before July 30, 2020.
More from Aya Iskandarani