Faldo has best team possible


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LOUISVILLE // The American captain Paul Azinger has sung the praises of the side who will try to keep hold of the Ryder Cup later this week. "You brought a great team over here again," Azinger told the Europe captain Nick Faldo soon after the team touched down. "I've been kind of marvelling at how well all of you guys have been playing."

Later, Azinger returned to the theme by calling Faldo's men "an incredible team" and when asked to comment on the decision to leave out Darren Clarke he paid another compliment. "I'm not going to try to justify why Nick didn't pick Darren Clarke. He just brought over 12 pretty darned good players and he had a couple more that he could have chosen. "If it was 14 players, I'm sure I know who the other two would be, but it's only 12." Clarke and Colin Montgomerie were the two obvious omissions.

Knowing how well Europe have done as underdogs in recent years Azinger almost seems to be grabbing the chance to adopt the same position. Asked which side go into the match with most pressure he replied: "There's always pressure at the Ryder Cup and anybody who says there's not is either out of touch or has never been here. "We have a great opportunity to change it. We have, I think, everything to gain in this situation - not a lot of people expect us to pull this off minus Tiger Woods. Everybody feels pressure, but hopefully they will be free-wheeling out there. That's my hope."

Faldo had seven of his team on the flight - Sergio Garcia, Ian Poulter, Justin Rose, Paul Casey and Henrik Stenson were already in the States - and he described them as raring to go. * PA Sport

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Label: Parlophone/Atlantic

Number of tracks: 10

Rating: 3/5

India squads

Test squad against Afghanistan: Rahane (c), Dhawan, Vijay, Rahul, Pujara, Karun, Saha, Ashwin, Jadeja, Kuldeep, Umesh, Shami, Pandya, Ishant, Thakur.

T20 squad against Ireland and England: Kohli (c), Dhawan, Rohit, Rahul, Raina, Pandey, Dhoni, Karthik, Chahal, Kuldeep, Sundar, Bhuvneshwar, Bumrah, Pandya, Kaul, Umesh.

ODI squad against England: Kohli (c), Dhawan, Rohit, Rahul, Shreyas, Rayudu, Dhoni, Karthik, Chahal, Kuldeep, Sundar, Bhuvneshwar, Bumrah, Pandya, Kaul, Umesh

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US households add $601bn of debt in 2019

American households borrowed another $601 billion (Dh2.2bn) in 2019, the largest yearly gain since 2007, just before the global financial crisis, according to February data from the New York Federal Reserve Bank.

Fuelled by rising mortgage debt as homebuyers continued to take advantage of low interest rates, the increase last year brought total household debt to a record high, surpassing the previous peak reached in 2008 just before the market crash, according to the report.

Following the 22nd straight quarter of growth, American household debt swelled to $14.15 trillion by the end of 2019, the New York Fed said in its quarterly report.

In the final three months of the year, new home loans jumped to their highest volume since the fourth quarter of 2005, while credit cards and auto loans also added to the increase.

The bad debt load is taking its toll on some households, and the New York Fed warned that more and more credit card borrowers — particularly young people — were falling behind on their payments.

"Younger borrowers, who are disproportionately likely to have credit cards and student loans as their primary form of debt, struggle more than others with on-time repayment," New York Fed researchers said.

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