• In this file photo taken on May 20, 2001 Liverpool's French coach Gerard Houllier, second right, defender Sami Hyypia, left, striker Robbie Fowler and Steven Gerrard, second right, show off their three trophies from an open top bus during a parade through the city of Liverpool. AFP
    In this file photo taken on May 20, 2001 Liverpool's French coach Gerard Houllier, second right, defender Sami Hyypia, left, striker Robbie Fowler and Steven Gerrard, second right, show off their three trophies from an open top bus during a parade through the city of Liverpool. AFP
  • Liverpool's manager Gerard Houllier gives instructions to his players during a training session in Vigo on November 23, 1998 in preparation for their Uefa Cup match against Celta Vigo. EPA
    Liverpool's manager Gerard Houllier gives instructions to his players during a training session in Vigo on November 23, 1998 in preparation for their Uefa Cup match against Celta Vigo. EPA
  • Signing the 35-year-old Gary McAllister, left, particular dividends in their 2001 Uefa Cup triumph, clinched 5-4 against Alaves in the final. EPA
    Signing the 35-year-old Gary McAllister, left, particular dividends in their 2001 Uefa Cup triumph, clinched 5-4 against Alaves in the final. EPA
  • Liverpool manager Gerard Houllier and players celebrate after winning the Uefa Cup final against Deportivo Alaves at the Westfalen Stadium in Dortmund on Wednesday, 16 May 2001. EPA
    Liverpool manager Gerard Houllier and players celebrate after winning the Uefa Cup final against Deportivo Alaves at the Westfalen Stadium in Dortmund on Wednesday, 16 May 2001. EPA
  • Liverpool manager Gerard Houllier holds aloft the Charity Shield at The Millenium Stadium in Cardiff, 12 August 2001. EPA
    Liverpool manager Gerard Houllier holds aloft the Charity Shield at The Millenium Stadium in Cardiff, 12 August 2001. EPA
  • Michael Owen and Liverpool manager Gerard Houllier, at the 10 year anniversary of the contract between Carlsberg and Liverpool F.C. Action Images
    Michael Owen and Liverpool manager Gerard Houllier, at the 10 year anniversary of the contract between Carlsberg and Liverpool F.C. Action Images
  • In this file photo taken on March 2, 2003 Liverpool's French manager Gerard Houllier holds the cup aloft celebrating victory over Manchester United in the Worthington cup final at the Millenium stadium in Cardiff. Ex-Liverpool manager Gerard Houllier has died at the age of 73, it was announced on December 14, 2020. AFP
    In this file photo taken on March 2, 2003 Liverpool's French manager Gerard Houllier holds the cup aloft celebrating victory over Manchester United in the Worthington cup final at the Millenium stadium in Cardiff. Ex-Liverpool manager Gerard Houllier has died at the age of 73, it was announced on December 14, 2020. AFP
  • Liverpool coach Gerard Houllier addresses a press conference in Liverpool on December 11, 2002. EPA
    Liverpool coach Gerard Houllier addresses a press conference in Liverpool on December 11, 2002. EPA
  • Liverpool manager Gerard Houllier celebrates victory in the 2001 FA Cup final over Arsenal played at the Millennium Stadium, in Cardiff, Wales. Liverpool won the match 2-1. Allsport
    Liverpool manager Gerard Houllier celebrates victory in the 2001 FA Cup final over Arsenal played at the Millennium Stadium, in Cardiff, Wales. Liverpool won the match 2-1. Allsport
  • In this file photo taken on August 19, 1993 France's national football team players pose for the official family photo in Clairefontaine (Top from left) Alain Roche, Jean-Luc Dogon, David Ginola, coach Philippe Bergeroo, Franck Sauzee, Laurent Blanc, Eric Cantona and Emmanuel Petit; (second row from left) head coach Aime Jacquet, Bruno Martini, Basile Boli, Paul Le Guen, Marcel Desailly, Jean Michel Ferri, Pascal Vahirua, Bernard Lama, Henri Emile; (bottom from left) Franck Sylvestre, Reynald Pedros, Jean-Pierre Papin, coach Gerard Houllier, Corentin Martins, Bixente Lizarazu and Didier Deschamps. AFP
    In this file photo taken on August 19, 1993 France's national football team players pose for the official family photo in Clairefontaine (Top from left) Alain Roche, Jean-Luc Dogon, David Ginola, coach Philippe Bergeroo, Franck Sauzee, Laurent Blanc, Eric Cantona and Emmanuel Petit; (second row from left) head coach Aime Jacquet, Bruno Martini, Basile Boli, Paul Le Guen, Marcel Desailly, Jean Michel Ferri, Pascal Vahirua, Bernard Lama, Henri Emile; (bottom from left) Franck Sylvestre, Reynald Pedros, Jean-Pierre Papin, coach Gerard Houllier, Corentin Martins, Bixente Lizarazu and Didier Deschamps. AFP
  • Gerard Houllier during his nine-month spell as manager of Aston Villa on January 8, 2011. Getty Images
    Gerard Houllier during his nine-month spell as manager of Aston Villa on January 8, 2011. Getty Images
  • Gerard Houllier after winning the Ligue 1 title with Lyon in April 2007. Reuters
    Gerard Houllier after winning the Ligue 1 title with Lyon in April 2007. Reuters
  • Gerard Houllier won the FA Cup, two League Cups, and the 2001 Uefa Cup as Liverpool manager. Empics
    Gerard Houllier won the FA Cup, two League Cups, and the 2001 Uefa Cup as Liverpool manager. Empics
  • Gerard Houllier alongside then Arsenal manager Arsene Wenger. Reuters
    Gerard Houllier alongside then Arsenal manager Arsene Wenger. Reuters
  • Gerard Houllier's last managerial position was with Aston Villa in 2010/11. AFP
    Gerard Houllier's last managerial position was with Aston Villa in 2010/11. AFP
  • Liverpool manager Gerard Houllier poses with the trophy after the Worthington Cup Final victory over Manchester United on March 2, 2003 at the Millennium Stadium, Cardiff. Getty Images
    Liverpool manager Gerard Houllier poses with the trophy after the Worthington Cup Final victory over Manchester United on March 2, 2003 at the Millennium Stadium, Cardiff. Getty Images
  • Gerard Houllier spent a short spell as France national team manager in 1992/93 Getty Images
    Gerard Houllier spent a short spell as France national team manager in 1992/93 Getty Images
  • Gerard Houllier on his appointment as Aston Villa manager on September 10, 2010. Getty Images
    Gerard Houllier on his appointment as Aston Villa manager on September 10, 2010. Getty Images
  • Gerard Houllier of Aston Villa looks on during the Barclays Premier League match between Birmingham City and Aston Villa at St Andrews on January 16, 2011 in Birmingham, England. Getty Images
    Gerard Houllier of Aston Villa looks on during the Barclays Premier League match between Birmingham City and Aston Villa at St Andrews on January 16, 2011 in Birmingham, England. Getty Images
  • Gerard Houllier holds the Uefa Cup after Liverpool's 5-4 victory over Alaves in the 2011 final in Dortmund, Germany. Getty Images
    Gerard Houllier holds the Uefa Cup after Liverpool's 5-4 victory over Alaves in the 2011 final in Dortmund, Germany. Getty Images
  • Gerard Houllier, Red Bull Head of Global Football arrives for day 2 of the Soccerex Global Convention 2016 at Manchester Central Convention Complex in Manchester, England. Getty Images
    Gerard Houllier, Red Bull Head of Global Football arrives for day 2 of the Soccerex Global Convention 2016 at Manchester Central Convention Complex in Manchester, England. Getty Images
  • Gerard Houllier during his time as Aston Villa boss. Getty Images
    Gerard Houllier during his time as Aston Villa boss. Getty Images
  • Aston Cilla manager Gerard Houllier, left, alongside new signing Darren Bent on January 18, 2011. Getty Images
    Aston Cilla manager Gerard Houllier, left, alongside new signing Darren Bent on January 18, 2011. Getty Images
  • Gerard Houllier speaks during an interview at the SPORTEL Monaco 2017 at the Grimaldi Forum on October 23, 2017 in Monaco. Getty Images
    Gerard Houllier speaks during an interview at the SPORTEL Monaco 2017 at the Grimaldi Forum on October 23, 2017 in Monaco. Getty Images
  • In this file photo taken on May 27, 2007 Lyon's coach Gerard Houllier holds the Ligue 1 title. AFP
    In this file photo taken on May 27, 2007 Lyon's coach Gerard Houllier holds the Ligue 1 title. AFP
  • In this file photo taken on October 16, 2005 Lyon's Brazilian midfielder Pernambucano Juninho celebrates with his coach French Gerard Houllier after he scoring during the French Ligue 1 match against Ajaccio at Gerland Stadium in Lyon. AFP
    In this file photo taken on October 16, 2005 Lyon's Brazilian midfielder Pernambucano Juninho celebrates with his coach French Gerard Houllier after he scoring during the French Ligue 1 match against Ajaccio at Gerland Stadium in Lyon. AFP
  • In this file photo taken on May 27, 2007 Lyon 's outgoing coach Gerard Houllier flanked by forward Karim Benzema after securing a sixth successive Ligue 1 title. AFP
    In this file photo taken on May 27, 2007 Lyon 's outgoing coach Gerard Houllier flanked by forward Karim Benzema after securing a sixth successive Ligue 1 title. AFP

Football

Gerard Houllier, Anfield's favourite Frenchman whose legacy at Liverpool is measured in more than just medals

Houllier, who died on Monday age 73, launched the careers of a host of young Liverpool players such as Steven Gerrard and Michael Owen

Richard Jolly
Richard Jolly
Greater Manchester, England

December 14, 2020

  • English
  • Arabic

Gerard Houllier, who died at the age of 73, was Liverpool’s French revolutionary. He won Ligue Un with two clubs two decades apart and did a treble during his time at Anfield but his legacy extended beyond his medal collection, impressive as it was.

Rafa Benitez’s Champions League triumph in 2005 came courtesy of plenty of players Houllier had either bought, in cases such as Sami Hyypia, Didi Hamann, Jerzy Dudek and Vladimir Smicer, or promoted and nurtured, like Jamie Carragher and Steven Gerrard, who he made Liverpool captain at 23.

France’s 1998 World Cup win featured players first capped by Houllier, in Marcel Desailly, Bixente Lizarazu and Youri Djorkaeff. While he had resigned as manager after failing to qualify for the 1994 World Cup, he was one of the architects of subsequent success as the French federation’s technical director.

At Anfield, he is remembered for an extraordinary season, but also for the sense of what might have been. Arsene Wenger, Jose Mourinho and Pep Guardiola are the only foreign managers to have won more major trophies with English clubs, just as only Guardiola, Alex Ferguson and Joe Fagan have won three in a season, but Houllier’s health may have denied him still more glory.

“2001 should never be forgotten,” said Phil Thompson, his assistant manager. Liverpool’s seminal season 20 years ago, a 63-game epic culminating in League Cup, FA Cup and Uefa Cup wins, plus Champions League qualification, was Houllier’s masterpiece. An Anglophile and a Liverpool fan who had studied on Merseyside before becoming an English teacher, his name was to reverberate around Anfield. While he brought the great European nights back to Anfield, especially the 2001 semi-final win over Barcelona, he was also the great moderniser, the man who dragged Liverpool forward.

Liverpool manager Gerard Houllier and Steven Gerrard with the Uefa Cup in 2001. Houllier would make Gerrard Liverpool captain at age 23. Reuters
Liverpool manager Gerard Houllier and Steven Gerrard with the Uefa Cup in 2001. Houllier would make Gerrard Liverpool captain at age 23. Reuters

He was a disciplinarian who ended the drinking culture, an uncompromisingly tough character who dispensed with the captain Paul Ince, but also a great champion of youth. His proteges remained grateful. “Loved that man to bits,” Carragher said on Monday. “He changed me as a person.”

Michael Owen, who became European Footballer of the Year under Houllier’s management, said that he was “absolutely heartbroken. A great manager and a genuinely caring man.”

Thompson added: “One of the greatest moments of my life was when we came together in 1998. Just to be in his company was an absolute treat. So loyal, so passionate and extremely fierce.”

Signing the 35-year-old Gary McAllister, left, particular dividends in their 2001 Uefa Cup triumph, clinched 5-4 against Alaves in the final. EPA
Signing the 35-year-old Gary McAllister, left, particular dividends in their 2001 Uefa Cup triumph, clinched 5-4 against Alaves in the final. EPA

Houllier reinvented Liverpool as a counter-attacking, defensively resolute, mentally strong team with a habit of winning at Old Trafford. After only two trophies in a decade, they got three in 2001, with Owen’s double upsetting Arsenal in the FA Cup and Houllier’s inspired decision to sign a 35-year-old Gary McAllister paying particular dividends in their Uefa Cup triumph, clinched 5-4 against Alaves in the final. It fostered optimism that, long before Jurgen Klopp, he would secure Liverpool’s 19th league title.

Perhaps he would have done but for the heart attack that he suffered during a 2001 game against Leeds. Houllier returned to the touchline unexpectedly five months later, giving his side the fillip to beat Roma. Yet he felt diminished, his judgment failing him; three weeks later, after pronouncing Liverpool 10 games from greatness, he made the worst substitution of his career – Smicer for Hamann – prompting a Champions League exit to Bayer Leverkusen. Nevertheless, he won another League Cup and at least finished fourth in 2004, facilitating Benitez’s triumph.

He won Ligue Un with Lyon, as he had earlier with Paris Saint-Germain, but his heart curtailed his career and then his life. But his heyday was wonderful, and Anfield’s favourite Frenchman and Les Bleus’ honorary Scouser will be remembered fondly on both sides of the English Channel.

Arsenal boss Arsene Wenger, right, and Gerard Houllier of Liverpool pose with their OBE medals at the Foreign Office in London in 2003. AFP
Arsenal boss Arsene Wenger, right, and Gerard Houllier of Liverpool pose with their OBE medals at the Foreign Office in London in 2003. AFP
Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

If you go

Flight connections to Ulaanbaatar are available through a variety of hubs, including Seoul and Beijing, with airlines including Mongolian Airlines and Korean Air. While some nationalities, such as Americans, don’t need a tourist visa for Mongolia, others, including UAE citizens, can obtain a visa on arrival, while others including UK citizens, need to obtain a visa in advance. Contact the Mongolian Embassy in the UAE for more information.

Nomadic Road offers expedition-style trips to Mongolia in January and August, and other destinations during most other months. Its nine-day August 2020 Mongolia trip will cost from $5,250 per person based on two sharing, including airport transfers, two nights’ hotel accommodation in Ulaanbaatar, vehicle rental, fuel, third party vehicle liability insurance, the services of a guide and support team, accommodation, food and entrance fees; nomadicroad.com

A fully guided three-day, two-night itinerary at Three Camel Lodge costs from $2,420 per person based on two sharing, including airport transfers, accommodation, meals and excursions including the Yol Valley and Flaming Cliffs. A return internal flight from Ulaanbaatar to Dalanzadgad costs $300 per person and the flight takes 90 minutes each way; threecamellodge.com

'Peninsula'

Stars: Gang Dong-won, Lee Jung-hyun, Lee Ra

Director: ​Yeon Sang-ho

Rating: 2/5

'How To Build A Boat'
Jonathan Gornall, Simon & Schuster

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills
BOSH!'s pantry essentials

Nutritional yeast

This is Firth's pick and an ingredient he says, "gives you an instant cheesy flavour". He advises making your own cream cheese with it or simply using it to whip up a mac and cheese or wholesome lasagne. It's available in organic and specialist grocery stores across the UAE.

Seeds

"We've got a big jar of mixed seeds in our kitchen," Theasby explains. "That's what you use to make a bolognese or pie or salad: just grab a handful of seeds and sprinkle them over the top. It's a really good way to make sure you're getting your omegas."

Umami flavours

"I could say soya sauce, but I'll say all umami-makers and have them in the same batch," says Firth. He suggests having items such as Marmite, balsamic vinegar and other general, dark, umami-tasting products in your cupboard "to make your bolognese a little bit more 'umptious'".

Onions and garlic

"If you've got them, you can cook basically anything from that base," says Theasby. "These ingredients are so prevalent in every world cuisine and if you've got them in your cupboard, then you know you've got the foundation of a really nice meal."

Your grain of choice

Whether rice, quinoa, pasta or buckwheat, Firth advises always having a stock of your favourite grains in the cupboard. "That you, you have an instant meal and all you have to do is just chuck a bit of veg in."

Avatar%20(2009)
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EJames%20Cameron%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3ESam%20Worthington%2C%20Zoe%20Saldana%2C%20Sigourney%20Weaver%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E3%2F5%3C%2Fp%3E%0A
COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Alaan%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202021%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Parthi%20Duraisamy%20and%20Karun%20Kurien%3Cbr%3E%3Cstrong%3ESector%3A%3C%2Fstrong%3E%20FinTech%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20%247%20million%20raised%20in%20total%20%E2%80%94%20%242.5%20million%20in%20a%20seed%20round%20and%20%244.5%20million%20in%20a%20pre-series%20A%20round%3Cbr%3E%3Cbr%3E%3C%2Fp%3E%0A

Charlotte Gainsbourg

Rest

(Because Music)

More coverage from the Future Forum
SPEC%20SHEET%3A%20APPLE%20IPHONE%2015%20PRO%20MAX
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%206.7%22%20Super%20Retina%20XDR%20OLED%2C%202796%20x%201290%2C%20460ppi%2C%20120Hz%2C%202000%20nits%20max%2C%20HDR%2C%20True%20Tone%2C%20P3%2C%20always-on%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%20A17%20Pro%2C%206-core%20CPU%2C%206-core%20GPU%2C%2016-core%20Neural%20Engine%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%208GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECapacity%3A%3C%2Fstrong%3E%20256%2F512GB%20%2F%201TB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPlatform%3A%3C%2Fstrong%3E%20iOS%2017%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%3A%3C%2Fstrong%3E%20Triple%3A%2048MP%20main%20(f%2F1.78)%20%2B%2012MP%20ultra-wide%20(f%2F2.2)%20%2B%2012MP%205x%20telephoto%20(f%2F2.8)%3B%205x%20optical%20zoom%20in%2C%202x%20optical%20zoom%20out%3B%2010x%20optical%20zoom%20range%2C%20digital%20zoom%20up%20to%2025x%3B%20Photonic%20Engine%2C%20Deep%20Fusion%2C%20Smart%20HDR%204%2C%20Portrait%20Lighting%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%20video%3A%3C%2Fstrong%3E%204K%20%40%2024%2F25%2F30%2F60fps%2C%20full-HD%20%40%2025%2F30%2F60fps%2C%20HD%20%40%2030fps%2C%20slo-mo%20%40%20120%2F240fps%2C%20ProRes%20(4K)%20%40%2060fps%3B%20night%2C%20time%20lapse%2C%20cinematic%2C%20action%20modes%3B%20Dolby%20Vision%2C%204K%20HDR%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%3A%3C%2Fstrong%3E%2012MP%20TrueDepth%20(f%2F1.9)%2C%20Photonic%20Engine%2C%20Deep%20Fusion%2C%20Smart%20HDR%204%2C%20Portrait%20Lighting%3B%20Animoji%2C%20Memoji%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%20video%3A%3C%2Fstrong%3E%204K%20%40%2024%2F25%2F30%2F60fps%2C%20full-HD%20%40%2025%2F30%2F60fps%2C%20slo-mo%20%40%20120%2F240fps%2C%20ProRes%20(4K)%20%40%2030fps%3B%20night%2C%20time%20lapse%2C%20cinematic%2C%20action%20modes%3B%20Dolby%20Vision%2C%204K%20HDR%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%204441mAh%2C%20up%20to%2029h%20video%2C%2025h%20streaming%20video%2C%2095h%20audio%3B%20fast%20charge%20to%2050%25%20in%2030min%20(with%20at%20least%2020W%20adaptor)%3B%20MagSafe%2C%20Qi%20wireless%20charging%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%20Wi-Fi%2C%20Bluetooth%205.3%2C%20NFC%20(Apple%20Pay)%2C%20second-generation%20Ultra%20Wideband%20chip%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBiometrics%3A%3C%2Fstrong%3E%20Face%20ID%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20USB-C%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDurability%3A%3C%2Fstrong%3E%20IP68%2C%20water-resistant%20up%20to%206m%20up%20to%2030min%3B%20dust%2Fsplash-resistant%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECards%3A%3C%2Fstrong%3E%20Dual%20eSIM%20%2F%20eSIM%20%2B%20eSIM%20(US%20models%20use%20eSIMs%20only)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20Black%20titanium%2C%20blue%20titanium%2C%20natural%20titanium%2C%20white%20titanium%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%20%3C%2Fstrong%3EiPhone%2015%20Pro%20Max%2C%20USB-C-to-USB-C%20woven%20cable%2C%20one%20Apple%20sticker%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20Dh5%2C099%20%2F%20Dh5%2C949%20%2F%20Dh6%2C799%3C%2Fp%3E%0A
What is a Ponzi scheme?

A fraudulent investment operation where the scammer provides fake reports and generates returns for old investors through money paid by new investors, rather than through ligitimate business activities.

All%20The%20Light%20We%20Cannot%20See%20
%3Cp%3E%3Cstrong%3ECreator%3A%20%3C%2Fstrong%3ESteven%20Knight%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%C2%A0%3C%2Fstrong%3EMark%20Ruffalo%2C%20Hugh%20Laurie%2C%20Aria%20Mia%20Loberti%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E1%2F5%C2%A0%3C%2Fp%3E%0A
US PGA Championship in numbers

1 Joost Luiten produced a memorable hole in one at the par-three fourth in the first round.

2 To date, the only two players to win the PGA Championship after winning the week before are Rory McIlroy (2014 WGC-Bridgestone Invitational) and Tiger Woods (2007, WGC-Bridgestone Invitational). Hideki Matsuyama or Chris Stroud could have made it three.

3 Number of seasons without a major for McIlroy, who finished in a tie for 22nd.

4 Louis Oosthuizen has now finished second in all four of the game's major championships.

5 In the fifth hole of the final round, McIlroy holed his longest putt of the week - from 16ft 8in - for birdie.

6 For the sixth successive year, play was disrupted by bad weather with a delay of one hour and 43 minutes on Friday.

7 Seven under par (64) was the best round of the week, shot by Matsuyama and Francesco Molinari on Day 2.

8 Number of shots taken by Jason Day on the 18th hole in round three after a risky recovery shot backfired.

9 Jon Rahm's age in months the last time Phil Mickelson missed the cut in the US PGA, in 1995.

10 Jimmy Walker's opening round as defending champion was a 10-over-par 81.

11 The par-four 11th coincidentally ranked as the 11th hardest hole overall with a scoring average of 4.192.

12 Paul Casey was a combined 12 under par for his first round in this year's majors.

13 The average world ranking of the last 13 PGA winners before this week was 25. Kevin Kisner began the week ranked 25th.

14 The world ranking of Justin Thomas before his victory.

15 Of the top 15 players after 54 holes, only Oosthuizen had previously won a major.

16 The par-four 16th marks the start of Quail Hollow's so-called "Green Mile" of finishing holes, some of the toughest in golf.

17 The first round scoring average of the last 17 major champions was 67.2. Kisner and Thorbjorn Olesen shot 67 on day one at Quail Hollow.

18 For the first time in 18 majors, the eventual winner was over par after round one (Thomas shot 73).

What can victims do?

Always use only regulated platforms

Stop all transactions and communication on suspicion

Save all evidence (screenshots, chat logs, transaction IDs)

Report to local authorities

Warn others to prevent further harm

Courtesy: Crystal Intelligence

Liverpool