• England captain Harry Kane celebrates reaching the semi-final of Euro 2020 after the 4-0 victory over Ukraine.
    England captain Harry Kane celebrates reaching the semi-final of Euro 2020 after the 4-0 victory over Ukraine.
  • Harry Kane scores the opener against Ukraine.
    Harry Kane scores the opener against Ukraine.
  • Harry Maguire scores the second goal.
    Harry Maguire scores the second goal.
  • England' forward Harry Kane scores the third goal.
    England' forward Harry Kane scores the third goal.
  • Harry Kane celebrates the third against Ukraine.
    Harry Kane celebrates the third against Ukraine.
  • England defender Harry Maguire celebrates victory.
    England defender Harry Maguire celebrates victory.
  • England manager Gareth Southgate shakes hands with Mason Mount.
    England manager Gareth Southgate shakes hands with Mason Mount.
  • England midfielder Jordan Henderson scores the fourth.
    England midfielder Jordan Henderson scores the fourth.
  • Henderson (C) celebrates with teammates.
    Henderson (C) celebrates with teammates.

England's Euro stars poised to join a select group in history


Richard Jolly
  • English
  • Arabic

England have been playing international football since 1872. More than 1,200 men have represented them and only 10 have appeared in more than one semi-final of a World Cup or a European Championship. They are so few that it is simple to name them: Stuart Pearce, David Platt and Paul Gascoigne in the 1990s, Gordon Banks, Ray Wilson, Bobby Moore, Alan Ball, Martin Peters, Bobby Charlton and Roger Hunt in the 1960s.

Now their select group should be expanded, to include Jordan Pickford, Kyle Walker, John Stones, Harry Maguire, Harry Kane and Raheem Sterling; perhaps Kieran Trippier, Jordan Henderson and Marcus Rashford too.

There are ways of illustrating what Gareth Southgate has done and how, even if the class of 1966 remain England’s lone champions, he has transformed a team and a culture.

Only Southgate and Sir Alf Ramsey have taken England to two semi-finals. Saturday’s 4-0 win over Ukraine was the first time since the 1966 final that they have scored four goals in a knockout game; the previous game against Germany represented a first knockout win against what had been the greatest tournament team of all since 1966.

England may have exported football, aiding its elevation into the global game, but Bastian Schweinsteiger has played in as many major semi-finals as them. Until now, anyway.

The BBC unearthed footage of interviews with Southgate the player from the 1990s; then a mild-mannered, eminently polite man was adamant then he did not want England to just be a quarter-final team. Should his England secure silverware, it would feel like the culmination of a life’s work. Southgate is the man who understood England’s past, learnt the lessons from it and set about constructing a team that was a repudiation of it.

He often cites the youth of his charges; most are too young to remember his missed penalty at Euro 96.

Yet constructing a side that is not burdened by history is no simple task; casting aside England’s traditional and psychological failings is easier said than done.

Part of it stems from an environment where players want to represent their country, rather than fear the consequences of it. Too many of the previous generation had far better careers at club level. That is changing: international achievers are forging memories.

Luke Shaw is one cross away from equalling the record for most assists in one European Championships, Pickford could keep more clean sheets in a tournament than any other European goalkeeper in history and Kane could win back-to-back Golden Boots. These were the sorts of things that happened to players from other countries.

It is nine years since Time Magazine’s infamous front cover of Wayne Rooney. “The tragedy of English football,” read the headline, above the sentence: “The sad saga of the world’s most disappointing team.” It is a tag England have shed by becoming a side of stature; Southgate’s symbolic axing of Rooney, the record scorer but a let-down in tournaments after Euro 2004 appears ever more significant.

Strength of decision-making has been allied with clarity of thought. Southgate has swapped personnel and formation intelligently in Euro 2020, always with reason, never to please popular opinion. He has been bold in his own way, an empathetic and thoughtful figure who has shown himself to be a man of substance. He has shown a sure touch in his footballing choices but the England team has a wider meaning and the revival led by Southgate and featuring an admirable group of people stems from an identity the country should want.

At a time when others in positions of authority have appealed to people’s worst instincts, basing careers on empty promises, lies, sloganeering and divisiveness, he has brought principle and moral leadership. And it is working.

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

What is a robo-adviser?

Robo-advisers use an online sign-up process to gauge an investor’s risk tolerance by feeding information such as their age, income, saving goals and investment history into an algorithm, which then assigns them an investment portfolio, ranging from more conservative to higher risk ones.

These portfolios are made up of exchange traded funds (ETFs) with exposure to indices such as US and global equities, fixed-income products like bonds, though exposure to real estate, commodity ETFs or gold is also possible.

Investing in ETFs allows robo-advisers to offer fees far lower than traditional investments, such as actively managed mutual funds bought through a bank or broker. Investors can buy ETFs directly via a brokerage, but with robo-advisers they benefit from investment portfolios matched to their risk tolerance as well as being user friendly.

Many robo-advisers charge what are called wrap fees, meaning there are no additional fees such as subscription or withdrawal fees, success fees or fees for rebalancing.

Our legal columnist

Name: Yousef Al Bahar

Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994

Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers

Meydan race card

6.30pm: Maiden Dh 165,000 1,600m
7.05pm: Handicap Dh 185,000 2,000m
7.40pm: Maiden Dh 165,000 1,600m
8.15pm: Handicap Dh 190,000 1,400m
8.50pm: Handicap Dh 175,000 1,600m
9.25pm: Handicap Dh 175,000 1,200m
10pm: Handicap Dh 165,000 1,600m

The Way It Was: My Life with Frank Sinatra by Eliot Weisman and Jennifer Valoppi
Hachette Books

Trump v Khan

2016: Feud begins after Khan criticised Trump’s proposed Muslim travel ban to US

2017: Trump criticises Khan’s ‘no reason to be alarmed’ response to London Bridge terror attacks

2019: Trump calls Khan a “stone cold loser” before first state visit

2019: Trump tweets about “Khan’s Londonistan”, calling him “a national disgrace”

2022:  Khan’s office attributes rise in Islamophobic abuse against the major to hostility stoked during Trump’s presidency

July 2025 During a golfing trip to Scotland, Trump calls Khan “a nasty person”

Sept 2025 Trump blames Khan for London’s “stabbings and the dirt and the filth”.

Dec 2025 Trump suggests migrants got Khan elected, calls him a “horrible, vicious, disgusting mayor”

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MATCH INFO

Manchester City 2 (Mahrez 04', Ake 84')

Leicester City 5 (Vardy 37' pen, 54', 58' pen, Maddison 77', Tielemans 88' pen)

Man of the match: Jamie Vardy (Leicester City)

THE DETAILS

Director: Milan Jhaveri
Producer: Emmay Entertainment and T-Series
Cast: John Abraham, Manoj Bajpayee
Rating: 2/5

What is safeguarding?

“Safeguarding, not just in sport, but in all walks of life, is making sure that policies are put in place that make sure your child is safe; when they attend a football club, a tennis club, that there are welfare officers at clubs who are qualified to a standard to make sure your child is safe in that environment,” Derek Bell explains.

match info

Manchester United 3 (Martial 7', 44', 74')

Sheffield United 0

UAE currency: the story behind the money in your pockets
Results

6pm: Dubai Trophy – Conditions (TB) $100,000 (Turf) 1,200m 

Winner: Silent Speech, William Buick (jockey), Charlie Appleby
(trainer) 

6.35pm: Jumeirah Derby Trial – Conditions (TB) $60,000 (T)
1,800m 

Winner: Island Falcon, Frankie Dettori, Saeed bin Suroor 

7.10pm: UAE 2000 Guineas Trial – Conditions (TB) $60,000 (Dirt)
1,400m 

Winner: Rawy, Mickael Barzalona, Salem bin Ghadayer 

7.45pm: Al Rashidiya – Group 2 (TB) $180,000 (T) 1,800m 

Winner: Desert Fire, Hector Crouch, Saeed bin Suroor 

8.20pm: Al Fahidi Fort – Group 2 (TB) $180,000 (T) 1,400m 

Winner: Naval Crown, William Buick, Charlie Appleby 

8.55pm: Dubawi Stakes – Group 3 (TB) $150,000 (D) 1,200m 

Winner: Al Tariq, Pat Dobbs, Doug Watsons 

9.30pm: Aliyah – Rated Conditions (TB) $80,000 (D) 2,000m 

Winner: Dubai Icon, Patrick Cosgrave, Saeed bin Suroor  

UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

Match info

Wolves 0

Arsenal 2 (Saka 43', Lacazette 85')

Man of the match: Shkodran Mustafi (Arsenal)

Yahya Al Ghassani's bio

Date of birth: April 18, 1998

Playing position: Winger

Clubs: 2015-2017 – Al Ahli Dubai; March-June 2018 – Paris FC; August – Al Wahda

Company%20Profile
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Updated: July 05, 2021, 11:14 AM