Project Chaiwala say 80 per cent of their sales now take place online. Courtesy Project Chaiwala
Project Chaiwala say 80 per cent of their sales now take place online. Courtesy Project Chaiwala
Project Chaiwala say 80 per cent of their sales now take place online. Courtesy Project Chaiwala
Project Chaiwala say 80 per cent of their sales now take place online. Courtesy Project Chaiwala

Thriving, not just surviving: How savvy UAE entrepreneurs used social media to get ahead in a pandemic


Janice Rodrigues
  • English
  • Arabic

This could well be described as the year that brought entire industries to a halt. Established brands and conglomerates aside, many small and independent business owners are feeling the pinch as people eschew services that require them to head outdoors over the prolonged pandemic.

The obvious solution lays in the parallel, but crowded, universe that is the World Wide Web. Even as some brands struggle to make ends meet – by offering doorstep delivery and digital workout sessions, say – some tech-savvy entrepreneurs are not only surviving the pandemic, but have actually emerged stronger.

Here are some of their success stories.

Project Chaiwala: brewing business with social media

Ahmad Kazim, left, and Justin Joseph, centre, founded Project Chaiwala in 2017
Ahmad Kazim, left, and Justin Joseph, centre, founded Project Chaiwala in 2017

For many tea drinkers, a cup of chai is synonymous with unwinding after a long day. It’s also what led Justin Joseph and Ahmed Kazim, former financial consultants from Dubai, to start Project Chaiwala three years ago. The pair often wrapped up their workdays with a cuppa, and felt that a cafe that specialised in the piping-hot drink was in sync with their respective Indian and Emirati backgrounds. The brand began growing steadily year on year, and launched three locations in three years across Dubai.

More branches were in the works when the pandemic hit. Construction came to a halt, but Joseph says this was "a blessing in disguise."

“Most of our sales used to take place through our retail outlets, but now 80 per cent happens through online channels,” he says, meaning had they gone ahead or already opened the branches, the loss incurred would have been larger.

"Covid-19 gave us a chance to re-evaluate our model. Our key learning is that people's spending doesn't stop – it changes."

Acquiring 80 per cent sales from online sources seems rather remarkable for a shop that specialises in chai – a drink that can be whipped up at home with about four ingredients. Even when Project Chaiwala launched, it was all about bringing the physical Indian street-side experience to the UAE, complete with staff pouring the steaming liquid between two cups, with a flourish – "cutting" the chai.

It turns out, creativity is king, even when it comes to tea. In a bid to switch the focus on expanding delivery, the founders joined Facebook’s #LoveLocal campaign. This gave them free access to the SMB Training Hub and its webinars to help them learn more about growing their business digitally.

Project Chaiwala's founders signed up for Facebook's #LoveLocal campaign for strategies to improve business through social media
Project Chaiwala's founders signed up for Facebook's #LoveLocal campaign for strategies to improve business through social media

Next they started using online advertisements, which led to a 300 per cent increase in sales in May, compared to February and March, before coronavirus restrictions were put in place, with 50 per cent of that coming from Facebook and Instagram advertising. Then they used Instagram stickers and call-to-action buttons to engage with customers. They also brought on a specialist to help them with their digital platforms, and joined aggregators such as Talabat and Chatfood.

These combined efforts have allowed Joseph and Kazim to keep all 25 of their employees, grow their website and package their own tea to sell alongside other merchandise, thus diversifying sales. “The key is not to replicate what other brands are doing and find to your own niche,” says Joseph.

Ravishing Beauty: converting followers into footfall

Because of safety regulations, beauty salons in the UAE were closed for more than a month – and even when they reopened, many people were apprehensive about venturing into them unless absolutely essential. With no source of income and regular operating costs, Rinkel Jamani decided to “get aggressive with social media campaigning”.

Rinkel Jamani and her mother, Soni Jamani, opened the salon in 2016
Rinkel Jamani and her mother, Soni Jamani, opened the salon in 2016

The founder of Ravishing Ladies Salon in Karama, says: “Since people couldn’t come to us, we decided to go to them. We launched DIY kits for everything from manicures and pedicures to waxing, and started selling them online so that people could get their treatments done at home.”

The salon started posting these kits on social media as well as uploading to-do content to go alongside. It also started connecting with other beauty and fashion communities on Facebook. Jamani says not only did the salon's followers on Instagram and Facebook grow by 35 per cent during the pandemic, but the sales of its kits also covered roughly 20 per cent of operating costs. Moreover, all those "likes" and "follows" translated into footfall when the salon reopened, to such a volume that Jamani needed to hire four more employees.

The salon started selling DIY kits during the height of the pandemic
The salon started selling DIY kits during the height of the pandemic

Having worked in the corporate sector for a decade before launching the salon in 2016, Jamani believes that marketing forms the backbone of any company, and she credits social media platforms for 70 per cent of her salon's revenue at the moment. "Business has not yet returned to what is was pre-pandemic, but we can't complain, either."

Her advice to other business owners who are going down the social media route is to be aggressive without being too in your face. “You need to strike the right balance and be relevant to the times, or people will get bored. Scope out the market so you can cater to what people really need, and then get creative about it.”

Rush-A-Way: zipping around the world over Zoom

Neha Gaggar founded Rush-A-Way five years ago, as the UAE's answer to The Amazing Race TV show. Part fitness challenge, part treasure hunt, the company's events take the form of on-the-ground races and scavenger hunts, organised for individuals and companies. Some of its past activities included archery, paddleboarding, cycling with eggs, reading maps and even a taste test.

Rush-A-Way organises team-building races and scavenger hunts
Rush-A-Way organises team-building races and scavenger hunts

Gaggar's aim is to help participants form stronger bonds through team-building activities and exercise. This year was poised to be Rush-A-Way's most ambitious, in terms of number of events and variety of challenges, but then came the coronavirus. "In February, we got our first postponement. By mid-March, all our activities were postponed or cancelled," says Gaggar.

Since the format was purely physical in nature, Gaggar had to go back to the drawing board to figure out a way to change her business model. She spent the next few months looking for ways to move scavenger hunts and challenges online. “We realised that now, more than ever, people need team-building exercises,” she says. “We started creating online challenges, testing them out on friends and family to see if they worked, made amendments and figured out how to put that together on an interface.”

Today, Rush-A-Way hosts online-only events, and has catered to between 30 and 300 participants, all via Zoom. Teams compete to complete escape-room-style games, quizzes and puzzles, and even do physical activities such as dance moves or squats, all on video call.

Rush-A-Way now hosts up to three digital corporate challenges a day
Rush-A-Way now hosts up to three digital corporate challenges a day

Not only has this shift helped to sustain business, but Rush-A-Way has expanded in a way Gaggar never anticipated. "Going digital has helped us go international," she says. "Team building is no longer just a service for the UAE. Companies have reached out from Turkey, India and parts of Africa. Even better, people from all over the world can participate in the same team-building exercise." Online events are also shorter than physical ones, don't require licensing and are relatively free of the clean-up that follows. Consequently, Rush-A-Way has gone from doing one event a day to three.

Gaggar’s advice to fellow entrepreneurs is to stay one step ahead of the game. “People are obviously a lot more open to moving online now, but they didn’t think about it until they had to,” she says.

"If a team-building challenge can go virtual, anything can. The trick is to constantly look for new technologies and platforms to fall back on when things fall apart."

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

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Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

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Producers: Kumar Mangat Pathak, Abhishek Pathak & SCIPL

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Living in...

This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.

The biog

Birthday: February 22, 1956

Born: Madahha near Chittagong, Bangladesh

Arrived in UAE: 1978

Exercise: At least one hour a day on the Corniche, from 5.30-6am and 7pm to 8pm.

Favourite place in Abu Dhabi? “Everywhere. Wherever you go, you can relax.”

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Watford 1 (Deulofeu 80' p)

Chelsea 2 (Abraham 5', Pulisic 55')

Try out the test yourself

Q1 Suppose you had $100 in a savings account and the interest rate was 2 per cent per year. After five years, how much do you think you would have in the account if you left the money to grow?
a) More than $102
b) Exactly $102
c) Less than $102
d) Do not know
e) Refuse to answer

Q2 Imagine that the interest rate on your savings account was 1 per cent per year and inflation was 2 per cent per year. After one year, how much would you be able to buy with the money in this account?
a) More than today
b) Exactly the same as today
c) Less than today
d) Do not know
e) Refuse to answer

Q4 Do you think that the following statement is true or false? “Buying a single company stock usually provides a safer return than a stock mutual fund.”
a) True
b) False
d) Do not know
e) Refuse to answer

The “Big Three” financial literacy questions were created by Professors Annamaria Lusardi of the George Washington School of Business and Olivia Mitchell, of the Wharton School of the University of Pennsylvania. 

Answers: Q1 More than $102 (compound interest). Q2 Less than today (inflation). Q3 False (diversification).

Tamkeen's offering
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Who was Alfred Nobel?

The Nobel Prize was created by wealthy Swedish chemist and entrepreneur Alfred Nobel.

  • In his will he dictated that the bulk of his estate should be used to fund "prizes to those who, during the preceding year, have conferred the greatest benefit to humankind".
  • Nobel is best known as the inventor of dynamite, but also wrote poetry and drama and could speak Russian, French, English and German by the age of 17. The five original prize categories reflect the interests closest to his heart.
  • Nobel died in 1896 but it took until 1901, following a legal battle over his will, before the first prizes were awarded.
Islamophobia definition

A widely accepted definition was made by the All Party Parliamentary Group on British Muslims in 2019: “Islamophobia is rooted in racism and is a type of racism that targets expressions of Muslimness or perceived Muslimness.” It further defines it as “inciting hatred or violence against Muslims”.

Countries recognising Palestine

France, UK, Canada, Australia, Portugal, Belgium, Malta, Luxembourg, San Marino and Andorra