"I feel more alive surrounded by space and light," says Susan Bradley, the British designer best known for her award-winning Outdoor wallpaper. It's no surprise, then, that the Oxfordshire home she shares with partner, Simon, and their dog, Sam, sparkles on even the gloomiest of days.
When they first bought the period property, it had newer windows but much of its original beauty and features were lost behind tired and dated 1980s decor. Despite being eager to revamp the space, Susan and Simon took advice from both sets of parents, who had built homes from scratch, and lived in it first. "That way, you can see how the light falls and which rooms you use the most," says Susan.
Eventually, with firm ideas in mind, they enlisted an architect to open the space up further. A single-storey garage was rebuilt to include a utility room on the ground floor, with an extra bedroom and en suite upstairs. A pokey downstairs toilet and dining room wall were removed to expand the kitchen area and the garden room was added to increase the flow to the outside. The couple also built a studio at the foot of the garden to house the growing business.
Undaunted, they lived on site during the rebuild and decorated themselves. Original oak floorboards hidden beneath threadbare carpet were brought beautifully back to life, and materials and fittings were meticulously sourced. "We wanted to blend in with the period of the house," explains Susan.
They applied a neutral palette of white with shades of grey. "I prefer to add colour through objects. That way you can be more daring," says Susan. It's a clever tactic. Bright and cheerful accessories provide boosts of vibrancy but can be easily changed to keep the look fresh.
In the kitchen, large ceramic floor tiles create a raw textural look (the couple's original wish for polished concrete wasn't possible). Worktops made from recycled glass and resin blend with the sleek glass splashbacks, while the glossy white units reflect the light that pours in through the windows and splashes of brightly coloured accessories add warmth.
The butcher's block, from Ikea, acts as a breakfast bar and divides the kitchen and dining area. Susan painted its wooden worktop in Dulux Green Parrot 1 and added glass to protect the surface. "You can take more risks with smaller pieces. If we go off the colour we can easily change it," she says. The delightful Pear-shaped memo board is from Susan's new collection.
Colourful mid-century homewares adorn the shelves and complement the contemporary items such as the Sweet Home Snail Cake plate by Takae Mizutani (www.hiddenartshop.com). The decorative coffee pot was Susan's grandmother's.
The kitchen, dining and living areas flow smoothly from one to another, creating a social space when friends and family visit. The warm tones of the original oak floor are mirrored in the vintage Ercol table, which Simon found on eBay. White Eames chairs provide a sharp contrast (Susan bought these at www.vitra.com).
An enchanting montage of postcards depicting classic Penguin book covers hangs fittingly over vintage oak bookcases. Susan bought hers from a local bookshop but they're also available from Amazon. "I love the graphics," she says, "and some of the titles made me laugh, like Keeping Poultry and Rabbits on Scraps. The children's book This is New York by the illustrator Sasek, whose work Susan admires, rests on top of the bookcases, which Susan's father found in an antique shop.
In the sitting room, muted shades create a cosy yet sophisticated feel. The chimney breast is painted in Farrow & Ball's Down Pipe. "I have an obsession with grey," laughs Susan. "It's neutral but also luxurious." She also often experiments with new design ideas, such as the charming reindeer mirror, while a lampshade from Normann Copenhagen enhances the Nordic feel.
In the conservatory/garden room, the couple's mid-20th century furniture works with the clean lines of the property's architecture. The elegant sofa and chairs belonged to Susan's grandmother, and Susan had them recovered in a vibrant green, Bute tweed to echo the garden outside. The mirrored coffee table adds a touch of glamour and is another of Susan's designs.
Upstairs, a sumptuous heather grey carpet from Thames Twist's Heritage collection covers the floors, including that of the master bedroom. "It's great to get out of bed onto soft, thick carpet," Susan says.
The Eames rocker in the bedroom was a 30th birthday present to Susan from Simon. Artwork Susan made from haberdashery pieces as part of her Master's degree hangs above it. The fabric on the bed is from Northlight, a Scandinavian shop in Oxford (northlightdesign.co.uk). "I love that's it's floral without being fussy," she says.
The monochromatic en suite bathroom illustrates how dramatic and luxurious Susan's beloved grey can be. Fired Earth's Graphite tiles give it a plush feel, while ornate painted frames over modern basins add a touch of boutique chic. Susan bought faux gilt frames, fitted them with mirrors and painted them in the same colour. "I wanted them taken back," she says. "They were a little over the top as they were." The basins and taps are from Bathstore.com.
The overall result is an uplifting space, with clearly defined areas that flow seamlessly into one another. "It was a small project for the architect but we discovered he had a degree in 1930s architecture, and he understood perfectly what we wanted," says Susan. "We now have one light, bright space that opens into the garden. It's so lovely when the sunlight pours in."
www.susanbradley.co.uk
Avatar%20(2009)
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MISSION: IMPOSSIBLE – FINAL RECKONING
Director: Christopher McQuarrie
Starring: Tom Cruise, Hayley Atwell, Simon Pegg
Rating: 4/5
MO
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Multitasking pays off for money goals
Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.
That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.
"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.
Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."
People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.
"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."
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Killing of Qassem Suleimani
The Settlers
Director: Louis Theroux
Starring: Daniella Weiss, Ari Abramowitz
Rating: 5/5
Specs
Engine: 51.5kW electric motor
Range: 400km
Power: 134bhp
Torque: 175Nm
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
UK's plans to cut net migration
Under the UK government’s proposals, migrants will have to spend 10 years in the UK before being able to apply for citizenship.
Skilled worker visas will require a university degree, and there will be tighter restrictions on recruitment for jobs with skills shortages.
But what are described as "high-contributing" individuals such as doctors and nurses could be fast-tracked through the system.
Language requirements will be increased for all immigration routes to ensure a higher level of English.
Rules will also be laid out for adult dependants, meaning they will have to demonstrate a basic understanding of the language.
The plans also call for stricter tests for colleges and universities offering places to foreign students and a reduction in the time graduates can remain in the UK after their studies from two years to 18 months.
How has net migration to UK changed?
The figure was broadly flat immediately before the Covid-19 pandemic, standing at 216,000 in the year to June 2018 and 224,000 in the year to June 2019.
It then dropped to an estimated 111,000 in the year to June 2020 when restrictions introduced during the pandemic limited travel and movement.
The total rose to 254,000 in the year to June 2021, followed by steep jumps to 634,000 in the year to June 2022 and 906,000 in the year to June 2023.
The latest available figure of 728,000 for the 12 months to June 2024 suggests levels are starting to decrease.
Killing of Qassem Suleimani
At a glance
Global events: Much of the UK’s economic woes were blamed on “increased global uncertainty”, which can be interpreted as the economic impact of the Ukraine war and the uncertainty over Donald Trump’s tariffs.
Growth forecasts: Cut for 2025 from 2 per cent to 1 per cent. The OBR watchdog also estimated inflation will average 3.2 per cent this year
Welfare: Universal credit health element cut by 50 per cent and frozen for new claimants, building on cuts to the disability and incapacity bill set out earlier this month
Spending cuts: Overall day-to day-spending across government cut by £6.1bn in 2029-30
Tax evasion: Steps to crack down on tax evasion to raise “£6.5bn per year” for the public purse
Defence: New high-tech weaponry, upgrading HM Naval Base in Portsmouth
Housing: Housebuilding to reach its highest in 40 years, with planning reforms helping generate an extra £3.4bn for public finances
Mohammed bin Zayed Majlis
Mohammed bin Zayed Majlis
The years Ramadan fell in May
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House-hunting
Top 10 locations for inquiries from US house hunters, according to Rightmove
- Edinburgh, Scotland
- Westminster, London
- Camden, London
- Glasgow, Scotland
- Islington, London
- Kensington and Chelsea, London
- Highlands, Scotland
- Argyll and Bute, Scotland
- Fife, Scotland
- Tower Hamlets, London
Specs
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Schedule
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The Facility’s Versatility
Between the start of the 2020 IPL on September 20, and the end of the Pakistan Super League this coming Thursday, the Zayed Cricket Stadium has had an unprecedented amount of traffic.
Never before has a ground in this country – or perhaps anywhere in the world – had such a volume of major-match cricket.
And yet scoring has remained high, and Abu Dhabi has seen some classic encounters in every format of the game.
October 18, IPL, Kolkata Knight Riders tied with Sunrisers Hyderabad
The two playoff-chasing sides put on 163 apiece, before Kolkata went on to win the Super Over
January 8, ODI, UAE beat Ireland by six wickets
A century by CP Rizwan underpinned one of UAE’s greatest ever wins, as they chased 270 to win with an over to spare
February 6, T10, Northern Warriors beat Delhi Bulls by eight wickets
The final of the T10 was chiefly memorable for a ferocious over of fast bowling from Fidel Edwards to Nicholas Pooran
March 14, Test, Afghanistan beat Zimbabwe by six wickets
Eleven wickets for Rashid Khan, 1,305 runs scored in five days, and a last session finish
June 17, PSL, Islamabad United beat Peshawar Zalmi by 15 runs
Usman Khawaja scored a hundred as Islamabad posted the highest score ever by a Pakistan team in T20 cricket
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
Company%20profile
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Key facilities
- Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
- Premier League-standard football pitch
- 400m Olympic running track
- NBA-spec basketball court with auditorium
- 600-seat auditorium
- Spaces for historical and cultural exploration
- An elevated football field that doubles as a helipad
- Specialist robotics and science laboratories
- AR and VR-enabled learning centres
- Disruption Lab and Research Centre for developing entrepreneurial skills
GAC GS8 Specs
Engine: 2.0-litre 4cyl turbo
Power: 248hp at 5,200rpm
Torque: 400Nm at 1,750-4,000rpm
Transmission: 8-speed auto
Fuel consumption: 9.1L/100km
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Price: From Dh149,900
The five pillars of Islam
Why seagrass matters
- Carbon sink: Seagrass sequesters carbon up to 35X faster than tropical rainforests
- Marine nursery: Crucial habitat for juvenile fish, crustations, and invertebrates
- Biodiversity: Support species like sea turtles, dugongs, and seabirds
- Coastal protection: Reduce erosion and improve water quality