Bounce a cheque and you could hop to prison


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  • Arabic

Is it true that if you write a cheque in the UAE, and it bounces, you will go straight to jail? Or is this only a story that is told to scare people? LE Abu Dhabi While bouncing a cheque is a criminal offence, according to the UAE Penal Code, you are not automatically imprisoned and the consequences depend on the actions of the person who is owed the money. They have the right to file a police report against you - and if you do not pay what is owed, you can be arrested, prosecuted and then fined or jailed if the courts see fit. Cases are often dropped if the outstanding money is paid in full before the court makes its final ruling.

I applied to change my existing internet connection to an e-life package sometime during the month of January over the phone by dialling 101, the Etisalat helpline. I was assured I would be upgraded sometime in the coming five working days. By mid-February, I started following up on the case and was informed that no application existed. Due to my own negligence, I did not have an application number noted down and hence was forced to make my way towards a business centre. I applied for the e-life connection in person and was again promised a response time of five working days. We are now in May and nothing has been done. I constantly follow up with the Etisalat call centre, and the agents always have an excuse, ranging from a service disruption to an application problem. I have called Etisalat almost once each week from the date of my original application in January, and I have always been promised a resolution, but to no avail. I am just wondering whether Etisalat is genuinely concerned about their customers, or if saying there is a standard five working day turnaround is simply a tactic to get people to go away. I am completely disappointed by the lack of service. I do not think that a company as big as Etisalat should make their customers go through all of this. They are certain to cut off any services if any bills are unpaid, and yet they take several months for a simple service upgrade. Can anybody at Etisalat actually explain what is going on, and can I expect my complaint to be resolved? WS Abu Dhabi

This matter was referred to the PR department of Etisalat, but I am disappointed to report that it took several weeks after that for the problem to be solved. Etisalat sent me the following statement: "This has been quite a complicated case. We did not disconnect the service until the customer got the new one. The installation of GPON and Fibre-To-The-Home (Etisalat's new networking hardware, which it has been installing in buildings throughout the Emirates since last year) is not a simple process and requires significant engineering work.

We are still in the process of deploying the system across the country, and some homes, such as our customer's residence, were not yet equipped. This is why there was a delay initially. The problem was solved on June 3." In response, WS said: "The service was indeed installed on June 3. There was someone in touch with me from Etisalat - I don't recollect her name - who explained the delay was due to some fibre-optic cable problem, but this went on for quite some time before the service was actually installed. I had to cancel an application, raise a new one, and was always promised functionality within a week. There have been no calls from Etisalat to apologise - or at the very least, explain what went wrong. No compensation or complimentary offers either. And frankly, I don't expect it from Etisalat. I'm just glad the service is finally installed, but they've made certain that they've lost me as a contented consumer. I have switched my phone service to du, applied for an Orbit Showtime connection and will disconnect eVision once I have Orbit installed. Sadly, we don't have a competitor for the internet yet.

I cannot explain the frustration that they've made me go through but I'm glad I will not have to speak to them anymore over this issue. Had it not been for you, it would've probably taken several more months. Thanks for your help." I feel that Etisalat would gain more support if they took the time to communicate properly with their customers and offer a better service.

I would like to bring my sister-in-law over from Australia to work for my family as a nanny, but I have not found any information on how to go about this. Can you provide me with some details or point me in the right direction? SK Dubai There are specific residency rules that apply if a person wishes to sponsor a maid or domestic servant. Due to the heading that the position of a nanny would come under, such as minimum salary, not being a bachelor, age restrictions and so forth, it will not be possible for you to employ and sponsor your sister-in-law for two main reasons. You cannot sponsor a "maid" to whom you are related - special dispensation would be required even if sponsor and maid are of the same nationality.

Also, under current legislation, maids may only come from one of the following countries: Bangladesh, India, Sri Lanka, Ethiopia, Indonesia or the Philippines. Keren Bobker is an independent financial adviser with Holborn Assets in Dubai. Write to her at keren@holbornassets.com Letters can also be sent to onyourside@thenational.ae

The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE. 

Read part four: an affection for classic cars lives on

Read part three: the age of the electric vehicle begins

Read part two: how climate change drove the race for an alternative 

The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

The years Ramadan fell in May

1987

1954

1921

1888

W.
Wael Kfoury
(Rotana)

The alternatives

• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.

• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.

• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.

2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.

• PayPal is probably the best-known online goods payment method - usually used for eBay purchases -  but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.

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The National's picks

4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
8.50pm: Calandogan
9.30pm: Forever Young

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Kanye%20West
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Closing the loophole on sugary drinks

As The National reported last year, non-fizzy sugared drinks were not covered when the original tax was introduced in 2017. Sports drinks sold in supermarkets were found to contain, on average, 20 grams of sugar per 500ml bottle.

The non-fizzy drink AriZona Iced Tea contains 65 grams of sugar – about 16 teaspoons – per 680ml can. The average can costs about Dh6, which would rise to Dh9.

Drinks such as Starbucks Bottled Mocha Frappuccino contain 31g of sugar in 270ml, while Nescafe Mocha in a can contains 15.6g of sugar in a 240ml can.

Flavoured water, long-life fruit juice concentrates, pre-packaged sweetened coffee drinks fall under the ‘sweetened drink’ category
 

Not taxed:

Freshly squeezed fruit juices, ground coffee beans, tea leaves and pre-prepared flavoured milkshakes do not come under the ‘sweetened drink’ band.

The specs

Engine: 2x201bhp AC Permanent-magnetic electric

Transmission: n/a

Power: 402bhp

Torque: 659Nm

Price estimate: Dh200,000

On sale: Q3 2022 

DUBAI SEVENS 2018 DRAW

Gulf Men’s League
Pool A – Dubai Exiles, Dubai Hurricanes, Bahrain, Dubai Sports City Eagles
Pool B – Jebel Ali Dragons, Abu Dhabi Saracens, Abu Dhabi Harlequins, Al Ain Amblers

Gulf Men’s Open
Pool A – Bahrain Firbolgs, Arabian Knights, Yalla Rugby, Muscat
Pool B – Amman Citadel, APB Dubai Sharks, Jebel Ali Dragons 2, Saudi Rugby
Pool C – Abu Dhabi Harlequins 2, Roberts Construction, Dubai Exiles 2
Pool D – Dubai Tigers, UAE Shaheen, Sharjah Wanderers, Amman Citadel 2

Gulf U19 Boys
Pool A – Deira International School, Dubai Hurricanes, British School Al Khubairat, Jumeirah English Speaking School B
Pool B – Dubai English Speaking College 2, Jumeirah College, Dubai College A, Abu Dhabi Harlequins 2
Pool C – Bahrain Colts, Al Yasmina School, DESC, DC B
Pool D – Al Ain Amblers, Repton Royals, Dubai Exiles, Gems World Academy Dubai
Pool E – JESS A, Abu Dhabi Sharks, Abu Dhabi Harlequins 1, EC

Gulf Women
Pool A – Kuwait Scorpions, Black Ruggers, Dubai Sports City Eagles, Dubai Hurricanes 2
Pool B – Emirates Firebirds, Sharjah Wanderers, RAK Rides, Beirut Aconites
Pool C – Dubai Hurricanes, Emirates Firebirds 2, Abu Dhabi Saracens, Transforma Panthers
Pool D – AUC Wolves, Dubai Hawks, Abu Dhabi Harlequins, Al Ain Amblers

Gulf U19 Girls
Pool A – Dubai Exiles, BSAK, DESC, Al Maha
Pool B – Arabian Knights, Dubai Hurricanes, Al Ain Amblers, Abu Dhabi Harlequins

UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions