(RCA)
**
As the cover of the Canadian punk/popster Avril Lavigne's fourth album shows, she's ditched the Converse, wears frilly dresses and likes pianos, but by golly she'll never lose the black nail varnish, OK? Now awkwardly straddling the teenage angst/adult divorcee markets, it seems the 26-year-old doesn't really know on which side to plant her once system-smashing feet. On one side you've got the pock (pop-rock?) of Smile, which needlessly shoehorns swearwords into a track already insulting enough, but then there's the string-laden awfulness of Goodbye. Perhaps the most telling indication of the strength of Lavigne's defiant take on the world is the opening track, Black Star - which just happens to be the name of her first fragrance. Rebel, yeah!
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Types of bank fraud
1) Phishing
Fraudsters send an unsolicited email that appears to be from a financial institution or online retailer. The hoax email requests that you provide sensitive information, often by clicking on to a link leading to a fake website.
2) Smishing
The SMS equivalent of phishing. Fraudsters falsify the telephone number through “text spoofing,” so that it appears to be a genuine text from the bank.
3) Vishing
The telephone equivalent of phishing and smishing. Fraudsters may pose as bank staff, police or government officials. They may persuade the consumer to transfer money or divulge personal information.
4) SIM swap
Fraudsters duplicate the SIM of your mobile number without your knowledge or authorisation, allowing them to conduct financial transactions with your bank.
5) Identity theft
Someone illegally obtains your confidential information, through various ways, such as theft of your wallet, bank and utility bill statements, computer intrusion and social networks.
6) Prize scams
Fraudsters claiming to be authorised representatives from well-known organisations (such as Etisalat, du, Dubai Shopping Festival, Expo2020, Lulu Hypermarket etc) contact victims to tell them they have won a cash prize and request them to share confidential banking details to transfer the prize money.
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