AMMAN // When Mukaram Zahra went to ask on behalf of her son for a girl's hand in marriage, she was turned down for only one reason: her husband was a Palestinian and therefore her son was not Jordanian.
Unlike men, women who marry a non-Jordanian cannot pass on their nationality to their children, leaving them without citizenship rights, including access to cheap government health insurance and education in state universities.
"The first question they asked me," Mrs Zahra said, "was 'how are your grandchildren going to study in universities?'."
Mrs Zahra, 42, lives in Mirheb, a less privileged village in Zarqa, north of Amman, with her husband, and five children, Ahmed, Nimmeh, Waed, Mohammed, Mahmoud and her mother-in-law.
It is estimated that 80,000 Jordanian women are married to non-Jordanians, 60,000 of whom are married to Palestinians.
These women have for years campaigned against what they called discriminatory laws that do not equate them with men in citizenship rights. Most have shuttled between the intelligence department and the interior ministry for annual security clearances and yearly residency visas.
Mrs Zahra is concerned about her daughter's education. "Nimmeh wants to study information technology, but she is not entitled to a place in public university and we cannot afford to pay twice as much for a private university. Yesterday she cried."
Her husband's job distributing eggs pays a monthly salary of between US$420 (Dh1,500) and $560. But it is hardly enough to sustain his family in a country where inflation reached 15.4 per cent last year.
In eastern Amman, Um Wael, who is also married to a Palestinian, recalls how her son, Naji, 32, who was born with a heart problem, required surgery last year costing $18,000.
She struggled hard to get a government exemption for his treatment, appealing to the ministry of health and the prime minister's office.
"My son doesn't have a national identity number, so they refused."
She finally borrowed some money and sold her gold jewellery and that of her married daughter to pay for the surgery. She lives in a tiny two-room house that she shares with her two sons, their wives and children.
Women's rights activists have renewed their demands this month for the government to amend the citizenship law to grant Jordanian women married to foreigners the same rights that men do when passing citizenship to their children.
"It is a continuous demand because there is suffering. There are women whose children are without a nationality or with a different nationality than their mothers, and their spouses have left them," said Asma Khader, the secretary general of the Jordanian National Commission for Women.
"If there are constraints to protect national interests, we can understand them, provided that Jordanian men married to Palestinians and Jordanian women married to Palestinians are treated equally."
While some Arab countries such as Egypt have amended their citizenship laws, in Jordan, talk about doing so is a touchy subject due to political considerations. Jordan is home to nearly two million Palestinian refugees who flooded the country in the wake of the 1967 and 1948 Arab-Israeli wars.
"We are not against women's rights, but we are talking about Jordan which is a unique case," Samir Habashneh, a senator and a former minister of the interior, said.
"The issue is related to Jordan's identity and the future of the Palestinian identity."
There are fears that if Palestinians are given citizenship, it would weaken their struggle for the right of return. Jordan insists that UN Resolution 194, which calls for refugees to be allowed to return home and for compensation, be implemented.
Those fears have also deepened in the wake of Israel's recent election and the likelihood that the Likud leader, Benjamin Netanyahu, will form a hawkish government, dashing hopes for a two-state solution. The rift between Hamas and Fatah has not helped the peace process either.
"Israel is against the right of return and its slogan is to settle the refugees in the countries that are hosting them," Mr Habashneh said.
Jordan's Queen Rania announced at an Arab women's summit in 2003 that the office of the prime minister had endorsed amendments to the citizenship law that would guarantee women the same rights as men.
But the announcement sparked furore amid concerns it would upset the demographic balance of the country - where 50 per cent of the population is of Palestinian origin - and render Jordanians from the eastern bank of the river a minority in the kingdom. So the law was shelved.
smaayeh@thenational.ae
Company Profile
Company name: Hoopla
Date started: March 2023
Founder: Jacqueline Perrottet
Based: Dubai
Number of staff: 10
Investment stage: Pre-seed
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COMPANY PROFILE
Name: SmartCrowd
Started: 2018
Founder: Siddiq Farid and Musfique Ahmed
Based: Dubai
Sector: FinTech / PropTech
Initial investment: $650,000
Current number of staff: 35
Investment stage: Series A
Investors: Various institutional investors and notable angel investors (500 MENA, Shurooq, Mada, Seedstar, Tricap)
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COMPANY PROFILE
Name: Dooda Solutions
Based: Lebanon
Founder: Nada Ghanem
Sector: AgriTech
Total funding: $300,000 in equity-free funding
Number of employees: 11
The bio
Academics: Phd in strategic management in University of Wales
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The years Ramadan fell in May
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
UAE athletes heading to Paris 2024
Equestrian
Abdullah Humaid Al Muhairi, Abdullah Al Marri, Omar Al Marzooqi, Salem Al Suwaidi, and Ali Al Karbi (four to be selected).
Judo
Men: Narmandakh Bayanmunkh (66kg), Nugzari Tatalashvili (81kg), Aram Grigorian (90kg), Dzhafar Kostoev (100kg), Magomedomar Magomedomarov (+100kg); women's Khorloodoi Bishrelt (52kg).
Cycling
Safia Al Sayegh (women's road race).
Swimming
Men: Yousef Rashid Al Matroushi (100m freestyle); women: Maha Abdullah Al Shehi (200m freestyle).
Athletics
Maryam Mohammed Al Farsi (women's 100 metres).
Company Profile
Name: Direct Debit System
Started: Sept 2017
Based: UAE with a subsidiary in the UK
Industry: FinTech
Funding: Undisclosed
Investors: Elaine Jones
Number of employees: 8
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COMPANY PROFILE
Company name: Almouneer
Started: 2017
Founders: Dr Noha Khater and Rania Kadry
Based: Egypt
Number of staff: 120
Investment: Bootstrapped, with support from Insead and Egyptian government, seed round of
$3.6 million led by Global Ventures
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COMPANY PROFILE
Name: Haltia.ai
Started: 2023
Co-founders: Arto Bendiken and Talal Thabet
Based: Dubai, UAE
Industry: AI
Number of employees: 41
Funding: About $1.7 million
Investors: Self, family and friends
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