Woman dies and infant son injured in Ajman balcony fall



AJMAN // A woman died on Sunday after falling from the fifth floor of a building while holding her 11-month-old baby, who was seriously injured.

The mother, in her 30s and from an Arab country, and her son fell from their residential building in Ajman’s Al Nuaimiya area.

She died at the scene but the baby was found alive beside her, said Lt Col Ali Al Shamsi, director of administration of Ajman Police.

“They were immediately transferred to Sheikh Khalifa Hospital in Ajman where the emergency doctor stated that the mother died instantly after she fell owing to fractures and severe injuries,” Lt Col Al Shamsi said.

“The newborn baby is suffering from serious injuries to several parts of his body.”

He said the flat door was locked from the inside and there was no evidence of another person’s presence inside the apartment with the woman and her baby.

The woman’s husband, a director of a company in Dubai who is also from an Arab country, told police that he married his wife in 2015 in their home country, then brought her to the UAE on a visit visa the year she became pregnant.

He said his wife was receiving treatment for depression at Sheikh Khalifa Hospital in Ajman and Central Private Hospital in Sharjah.

newsdesk@thenational.ae

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Find the right policy for you

Don’t wait until the week you fly to sign up for insurance – get it when you book your trip. Insurance covers you for cancellation and anything else that can go wrong before you leave.

Some insurers, such as World Nomads, allow you to book once you are travelling – but, as Mr Mohammed found out, pre-existing medical conditions are not covered.

Check your credit card before booking insurance to see if you have any travel insurance as a benefit – most UAE banks, such as Emirates NBD, First Abu Dhabi Bank and Abu Dhabi Islamic Bank, have cards that throw in insurance as part of their package. But read the fine print – they may only cover emergencies while you’re travelling, not cancellation before a trip.

Pre-existing medical conditions such as a heart condition, diabetes, epilepsy and even asthma may not be included as standard. Again, check the terms, exclusions and limitations of any insurance carefully.

If you want trip cancellation or curtailment, baggage loss or delay covered, you may need a higher-grade plan, says Ambareen Musa of Souqalmal.com. Decide how much coverage you need for emergency medical expenses or personal liability. Premium insurance packages give up to $1 million (Dh3.7m) in each category, Ms Musa adds.

Don’t wait for days to call your insurer if you need to make a claim. You may be required to notify them within 72 hours. Gather together all receipts, emails and reports to prove that you paid for something, that you didn’t use it and that you did not get reimbursed.

Finally, consider optional extras you may need, says Sarah Pickford of Travel Counsellors, such as a winter sports holiday. Also ensure all individuals can travel independently on that cover, she adds. And remember: “Cheap isn’t necessarily best.”

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