Workers who took advantage of the free medical camps had a variety of ailments from fevers to back pain.
Workers who took advantage of the free medical camps had a variety of ailments from fevers to back pain.
Workers who took advantage of the free medical camps had a variety of ailments from fevers to back pain.
Workers who took advantage of the free medical camps had a variety of ailments from fevers to back pain.

Free medical camp offers relief to hundreds of poor workers


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ABU DHABI // Hassan Mohammed was feverish and in pain as he stood in line, wrapped in a shawl, in Mussafah labour camp. He had tried to use his health card at a private hospital, he explained, but had been turned away. The Pakistani construction worker was one of hundreds of labourers who took advantage of a free medical camp set up yesterday to help those with inadequate health coverage.

"Last year I used the card and it was fine," he said. "But recently it has stopped working. I am not sure why. I have not been able to go to work because of this pain all this week so I have come here." The Lifeline Hospital, along with the Thiruvananthapuram District Expatriates Association, an organisation of Indian professionals from a city in Kerala, joined up to provide free health care services for a day in Mussafah.

Although all companies in Abu Dhabi must provide health insurance for their workers, most unskilled and semi-skilled workers have only basic coverage. Often, it does not cover the cost of prescriptions, specialised health check-ups or treatment in private hospitals. Despite gloomy weather, workers started arriving at the lobby of the Lifeline Hospital as soon as it opened its doors, at 9am. Within a few hours, doctors had already treated more than 450 patients. Physicians expected to see at least 1,000 patients by 4pm yesterday.

Hafiz Abbas, a crane operator from Pakistan who has been in the UAE for six months, went to the medical camp with a persistent fever and a cough. He said he had been treated by an on-site doctor at work for the past two weeks, but the prescriptions written for the drugs were not covered by his health card. He had brought samples of his medication with him, and said he could no longer afford to continue paying for refills.

"The health card is fine for one or two check-ups a year," said Mr Abbas. "But if you have a problem that goes on for a long time, then it stops working." SK Abdullah, the manager of operations for the Lifeline Hospital, said that he had seen a number of cases with expired health cards and some whose health insurance for the year had yet to be renewed. Although workers arrive on three-year work permits, it is not unusual for most companies to renew health insurance on a yearly basis.

Alam Khan, a mason from Pakistan who works for a Dubai-based company that has sent him to work in Al Ain and Abu Dhabi, said his untreated back problems had led to pain and numbness down his left leg. "Last year, there was less work so my earnings went down," he said. "But the medical expenses remained the same." He borrowed Dh150 (US$40) from friends in Al Ain last year after being unable to afford the prescribed medication. When it ran out, Mr Khan resumed work.

The pain returned last week, along with Mr Khan's anxiety about losing working days and having to pay more medical bills. "Last year, after I paid Dh450 for my back-pain medicines, I stopped buying them," said Mr Khan. "I could not afford it any more. There are other expenses I have to take care of before buying medicines." Dr Shajir Gaffar, the corporate relations manager with the Lifeline Hospital Group, said 15 doctors provided general check-ups and specialised services in the fields of dermatology, orthopaedics and ophthalmology. Some of the services provided yesterday are not usually covered under basic health plans.

"We see a lot of cases of dermatitis, because a lot of workers become sensitive to cement," said Dr Usman Jasmine, a plastic surgeon with Al Mafraq Hospital, and a member of the association. Areas were set up to check blood-sugar levels, glucose, cholesterol and body mass indexes (BMI). "The screenings give you an idea of what this demographic suffers from," said Dr Gaffar. Many people screened yesterday suffered from Type-2 diabetes.

"It is hereditary, and that plays a big role," said Dr Gaffar. "Most don't screen themselves, and they are not aware of the lifestyle changes that should be made when diabetes occurs. They are not aware of food habits. In fact, there are a lot of first-timers here." Tariq Mahmoud, a steelworker from Pakistan, said he went to the camp because he suspected that he had diabetes. "I feel a general weakness," he said. "Some of my friends who have similar symptoms that I experience have diabetes, so I came here to get it checked out."

Although Mr Mahmoud's company provides an on-site physician and he has health insurance, he said the doctor mostly dealt with "serious cases" such as falls from buildings or severe dehydration. "He does not prescribe drugs for diabetes," said Mr Mahmoud. @Email:sbhattacharya@thenational.ae

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

What vitamins do we know are beneficial for living in the UAE

Vitamin D: Highly relevant in the UAE due to limited sun exposure; supports bone health, immunity and mood.Vitamin B12: Important for nerve health and energy production, especially for vegetarians, vegans and individuals with absorption issues.Iron: Useful only when deficiency or anaemia is confirmed; helps reduce fatigue and support immunity.Omega-3 (EPA/DHA): Supports heart health and reduces inflammation, especially for those who consume little fish.