Shams Beck, 12, from Dubai, is one of many young Muslims who will observe Ramadan with a daily fast. Sarah Dea / The National
Shams Beck, 12, from Dubai, is one of many young Muslims who will observe Ramadan with a daily fast. Sarah Dea / The National

Happiness is learning to fast



She is still only 14, but Maryam Daya will fast this Ramadan for the sixth time.

“What encouraged me to fast was seeing happy faces around me in Ramadan,” says Maryam, a South African. “People who fasted seemed happy, so I asked my mum if I could fast and she supported me.”

The Grade 8 pupil at Raffles World Academy in Dubai is aware that her home country has some of the poorest communities in the world, such as the slums in the township of Soweto.

Maryam says this motivates her to make an extra effort to share her food with those less fortunate, and fasting for Ramadan brings other benefits.

“You learn patience. The shared feeling of not eating all day brings families and friends together. We pray together. It’s a month filled with laughter.

“It is a month where we get to revive our soul and nourish it with extra worship.”

Maryam’s main goal in fasting, as in any act of worship, is to please Allah and seek His pleasure and forgiveness.

This year she has organised a special schedule to give her as much time as possible for worship.

“I will make sure to recite more Quran, pray the optional prayers, watch Islamic programmes and stay away from anything time-wasting,” she says, adding that she feels like a new person after Ramadan.

“I don’t feel sad or happy when Ramadan ends, but Ramadan atmosphere is different.”

While children below the age of puberty are not required to fast during Ramadan, many choose to join their parents.

Amal Loring, an Emirati who converted to Islam in 2007 before marrying, had no problems when it came to explaining the uniqueness of the Holy Month to Shams, her only daughter.

She had already seen her mother bowing and prostrating herself in prayer, and was curious to know more about the religion.

“I saw my mother praying in her bedroom and I noticed she was doing it at peace,” says Shams, 12. “I wanted to feel like the way my mother did one day.”

At the age of 6 she converted to Islam, changed her name from Kathryn and began to investigate her new faith.

Like many converts, Shams was bombarded with questions about Islam from her peers, but “I answered all of their inquiries and they were very accepting”.

With Ramadan only a few days away, Shams is preparing herself psychologically, physically and spiritually to greet the month.

“When I tried fasting it was difficult at the start,” she says. “You crave food and water. Everything around the house relates to food.

“You see the cats having breakfast and you wish you were having it. You see a television programme about food and you crave it. After a few hours, you forget about it.”

To take her mind away from food, she busies herself weaving a cross-stitch carpet.

“When I am working on the carpet, I am caught up where the weave goes, so less time to think about food,” Shams says.

“Every minute feels like an hour when you are about to break the fast. You get a sense of relief when you eat.

“People in poor countries, irrespective of their religious background, are always hungry and they don’t get to break their fast. I have an expectation of finding food in the evening.”

There are many compensations. For Shams, one of the joys of Ramadan is seeing happy faces and the community coming together.

The month of forgiveness also helps her be even more grateful for all the blessings Allah has bestowed on her family.

She notices that not everyone comprehends the true meaning of fasting. “Some people stay awake at night and they sleep the whole day. That’s not right. People should continue with their daily practice in Ramadan.”

While she will be praying more, going to the mosque and reciting the Quran, Shams also likes to go ice skating during Ramadan.

“My aim this year is to finish reciting the Quran,” she says.

Islamic teaching makes it clear that it is the responsibility of parents to guide their children’s upbringing.

Maitha Al Alawi, 12, has a positive influence on her siblings, who try to emulate her actions to win praise from their parents.

“Being the eldest child, she is a role model,” says Umm Sultan, her mother.

Maitha says the first couple of days of Ramadan are when she adjusts to fasting.

The most difficult part about fasting is handling the thirst, she says. “It’s summer and even though I am indoors, thirst starts to set in.”

Maitha’s strategy to combat thirst is to have a proper predawn meal. “I make sure to have healthy food and drink more water.”

Part of a big family where eating together is routine, breaking the fast with loved ones makes her fast more pleasurable.

“Ramadan is special. We are all together and the environment is peaceful,” she says.

Maitha’s mother, an Arabic teacher, speaks highly of her daughter’s faith.

“I am grateful that my daughter is not a blind follower. Before starting to fast she asked many questions about Islam,” says Umm Sultan.

Maitha first tried fasting on some days when she was just 9, and soon after said she was ready to fast for the entire month.

“I have seven children and Maitha is very reliable and a beacon,” says her mother proudly.

In Abdullah Al Romaithi’s home, it is a family tradition to encourage children to start fasting from the age of 7.

Abdullah was 6 when he decided to fast last Ramadan but ended his fasting earlier than the others.

“When I grow up, I will fast from sunrise to sunset like everyone,” he says.

Like many people waiting to welcome Ramadan, the Grade 1 pupil is excited.

Ramadan is a “month of togetherness”. The best parts, Abdullah says, are watching TV, praying and eating together, and visiting family.

Attending prayers in the mosque and reciting more from the Quran are part of Abdullah’s plans this year.

“Abood started fasting on his own last year,” says his sister Hamda, 26, using Abdullah’s nickname.

“We told him not to because it was during the school days, but he persisted. He says fasting will make him stronger.”

aalhameli@thenational.ae

Moon Music

Artist: Coldplay

Label: Parlophone/Atlantic

Number of tracks: 10

Rating: 3/5

Dubai Bling season three

Cast: Loujain Adada, Zeina Khoury, Farhana Bodi, Ebraheem Al Samadi, Mona Kattan, and couples Safa & Fahad Siddiqui and DJ Bliss & Danya Mohammed 

Rating: 1/5

PROFILE BOX

Company name: Overwrite.ai

Founder: Ayman Alashkar

Started: Established in 2020

Based: Dubai International Financial Centre, Dubai

Sector: PropTech

Initial investment: Self-funded by founder

Funding stage: Seed funding, in talks with angel investors

COMPANY%20PROFILE%20
%3Cp%3E%3Cstrong%3ECompany%20name%3A%20%3C%2Fstrong%3EAlmouneer%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202017%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Dr%20Noha%20Khater%20and%20Rania%20Kadry%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EEgypt%3Cbr%3E%3Cstrong%3ENumber%20of%20staff%3A%20%3C%2Fstrong%3E120%3Cbr%3E%3Cstrong%3EInvestment%3A%20%3C%2Fstrong%3EBootstrapped%2C%20with%20support%20from%20Insead%20and%20Egyptian%20government%2C%20seed%20round%20of%20%3Cbr%3E%243.6%20million%20led%20by%20Global%20Ventures%3Cbr%3E%3C%2Fp%3E%0A

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

THREE
%3Cp%3EDirector%3A%20Nayla%20Al%20Khaja%3C%2Fp%3E%0A%3Cp%3EStarring%3A%20Jefferson%20Hall%2C%20Faten%20Ahmed%2C%20Noura%20Alabed%2C%20Saud%20Alzarooni%3C%2Fp%3E%0A%3Cp%3ERating%3A%203.5%2F5%3C%2Fp%3E%0A