Voters cast their ballots at the Fujairah polling station. Antonie Robertson / The National
Voters cast their ballots at the Fujairah polling station. Antonie Robertson / The National

Voters of all ages turn up to cast their ballots in Fujairah



FUJAIRAH // From the young to the very old, able-bodied or otherwise, eligible voters in the northernmost emirate turned out in force on Saturday for the Federal National Council (FNC) elections.

As the sound of Emirati folk music was played in an area containing 32 voting booths, Khalifa Hamdan, an Armed Forces soldier, arrived in a wheelchair to cast his ballot. Last month, Mr Hamdan was injured in Yemen, fighting as part of the Saudi-led Operation Restoring Hope. In an attack 52 of his countrymen perished.

The Armed Forces were also represented by 90-year-old veteran Salem Al Rammas. “Participating in this event is like celebrating democracy, and we should all take part and stand by the country and help in choosing the right person for the right place,” he said.

Despite a slow start in voter turnout, by 10am, according to Brig Mohammed Al Kaabi, chairman of Fujairah Elections Committee, it was a different story.

Voting in each of the emirate’s three centres – Fujairah city, Dibba and Masafi – was problem-free. Only two ballots were rejected as the voters were ineligible.

At the emirate’s main election centre, Sheikh Mohammed bin Hamad bin Mohammed Al Sharqi, Crown Prince of Fujairah, turned up to inspect the voting.

The large turnout, he said, demonstrated people’s confidence in the FNC.

Many who showed up at the centres said they had brought their children to teach them how to be an active member of society.

“I came with my son to teach him and make him understand how important our role should be in choosing the best person to represent us and target our needs and solve our issues,” said Yousef Al Bier, accompanied by his 12-year-old son, Mohammed.

“It’s also a part of our national duty,” he said. “Many residents should do the same and teach their children how to support the country and take part in developing the future.”

Volunteers were on the scene to help, making the process for first-time voter Ali Al Kaabi smooth and enjoyable.

“The process was fast and clear. I’m here to support my country and take part in this huge event,” said the 35-year-old from Al Bithna.

Among the prominent issues voters hoped would be addressed by the new council was healthcare.

“The candidate that I support is a person who will work on issues that concern the rural parts of the emirate and will discuss healthcare issues and developments in many fields, such as infrastructure and youth centres,” Mr Al Kaabi said.

Sheikha Al Yamahi, 35, said voting was something that required careful consideration from everyone.

“I encourage everyone to vote for the person they see as best for the position. I voted for one who will target the lack of employment in the area and the healthcare facilities.”

rhaza@thenational.ae

 

 

COMPANY PROFILE

Name: Ejari
Based: Riyadh, Saudi Arabia
Founders: Yazeed Al Shamsi, Fahad Albedah, Mohammed Alkhelewy and Khalid Almunif
Sector: PropTech
Total funding: $1 million
Investors: Sanabil 500 Mena, Hambro Perks' Oryx Fund and angel investors
Number of employees: 8

COMPANY PROFILE

Name: Kinetic 7
Started: 2018
Founder: Rick Parish
Based: Abu Dhabi, UAE
Industry: Clean cooking
Funding: $10 million
Investors: Self-funded

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

David Haye record

Total fights: 32
Wins: 28
Wins by KO: 26
Losses: 4

Leaderboard

63 - Mike Lorenzo-Vera (FRA)

64 - Rory McIlroy (NIR)

66 - Jon Rahm (ESP)

67 - Tom Lewis (ENG), Tommy Fleetwood (ENG)

68 - Rafael Cabrera-Bello (ESP), Marcus Kinhult (SWE)

69 - Justin Rose (ENG), Thomas Detry (BEL), Francesco Molinari (ITA), Danny Willett (ENG), Li Haotong (CHN), Matthias Schwab (AUT)

Electric scooters: some rules to remember
  • Riders must be 14-years-old or over
  • Wear a protective helmet
  • Park the electric scooter in designated parking lots (if any)
  • Do not leave electric scooter in locations that obstruct traffic or pedestrians
  • Solo riders only, no passengers allowed
  • Do not drive outside designated lanes
Super Mario Bros Wonder

Developer: Nintendo EPD
Publisher: Nintendo
Console: Nintendo Switch
Rating: 4/5

Isle of Dogs

Director: Wes Anderson

Starring: Bryan Cranston, Liev Schreiber, Ed Norton, Greta Gerwig, Bill Murray, Jeff Goldblum, Scarlett Johansson

Three stars

A QUIET PLACE

Starring: Lupita Nyong'o, Joseph Quinn, Djimon Hounsou

Director: Michael Sarnoski

Rating: 4/5

Company Profile

Company name: Hoopla
Date started: March 2023
Founder: Jacqueline Perrottet
Based: Dubai
Number of staff: 10
Investment stage: Pre-seed
Investment required: $500,000

Sarfira

Director: Sudha Kongara Prasad

Starring: Akshay Kumar, Radhika Madan, Paresh Rawal

Rating: 2/5

The specs

Engine: 3.5-litre twin-turbo V6

Power: 380hp at 5,800rpm

Torque: 530Nm at 1,300-4,500rpm

Transmission: Eight-speed auto

Price: From Dh299,000 ($81,415)

On sale: Now

Inside Out 2

Director: Kelsey Mann

Starring: Amy Poehler, Maya Hawke, Ayo Edebiri

Rating: 4.5/5

ROUTE TO TITLE

Round 1: Beat Leolia Jeanjean 6-1, 6-2
Round 2: Beat Naomi Osaka 7-6, 1-6, 7-5
Round 3: Beat Marie Bouzkova 6-4, 6-2
Round 4: Beat Anastasia Potapova 6-0, 6-0
Quarter-final: Beat Marketa Vondrousova 6-0, 6-2
Semi-final: Beat Coco Gauff 6-2, 6-4
Final: Beat Jasmine Paolini 6-2, 6-2

Director: Nag Ashwin

Starring: Prabhas, Saswata Chatterjee, Deepika Padukone, Amitabh Bachchan, Shobhana

Rating: ★★★★

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