Dr Abeer Darwish's daughters, Rand (pictured) and Raghad have received full school scholarships under the Hayyakum initiative. Victor Besa / The National
Dr Abeer Darwish's daughters, Rand (pictured) and Raghad have received full school scholarships under the Hayyakum initiative. Victor Besa / The National
Dr Abeer Darwish's daughters, Rand (pictured) and Raghad have received full school scholarships under the Hayyakum initiative. Victor Besa / The National
Dr Abeer Darwish's daughters, Rand (pictured) and Raghad have received full school scholarships under the Hayyakum initiative. Victor Besa / The National

UAE frontline workers save thousands in school fees under government initiative


Sarwat Nasir
  • English
  • Arabic

Frontline workers in the UAE are saving tens of thousands of dirhams a year on school fees for their children under a government initiative created to support them.

Almost 2,000 medics treating Covid-19 patients have been enrolled in the Hayyakum programme that launched last month.

Among them is Dr Abeer Darwish, a Syrian paediatrician at Mediclinic Al Mussaffah in Abu Dhabi, who looked after children with Covid-19 while also carrying out her regular duties.

I'm going to save Dh40,000 yearly and that's a lot for me

Two of her five children, Rand, 8, and Raghad, 12, are registered under the initiative and have begun studies at Maryam Bin Omran School and Madinat Baniyas School in grades 3 and 7, respectively.

"I'm going to save Dh40,000 yearly and that's a lot for me," Dr Darwish, 44, told The National.

“I have five children and we were paying a lot before. The government benefits has relieved much of our financial stress.”

The scholarships will cover the cost of tuition, laptops and transportation for pupils until they graduate from high school. They scholarships can only be used at public schools.

Her eldest son, Baraa, graduated from school last year, her second daughter, Roaa, did not want to transfer schools because she is in her final year and the youngest, Zakaria, is in kindergarten.

Between school payments, house rent and other bills, Dr Darwish said expenses usually exceed what she and her dentist husband can afford.

  • Emirati Aysha Al Blooshi is an advanced paramedic and her colleague Marwan Al Mansoori, from Yemen, is an emergency responder. Both work at the Dubai Corporation for Ambulance Services. Leslie Pableo for The National
    Emirati Aysha Al Blooshi is an advanced paramedic and her colleague Marwan Al Mansoori, from Yemen, is an emergency responder. Both work at the Dubai Corporation for Ambulance Services. Leslie Pableo for The National
  • Faisal Kamil, a father of three from Sudan, is a quality control manager at City Transport in Abu Dhabi. His team sanitises buses in the capital to ensure essential workers can get to supermarkets and hospitals. Victor Besa / The National
    Faisal Kamil, a father of three from Sudan, is a quality control manager at City Transport in Abu Dhabi. His team sanitises buses in the capital to ensure essential workers can get to supermarkets and hospitals. Victor Besa / The National
  • Leen Fares, from Syria, is a chemist. The Dubai resident has twice the number of customers and works long days to sure they get the medicine they need. Reem Mohammed / The National
    Leen Fares, from Syria, is a chemist. The Dubai resident has twice the number of customers and works long days to sure they get the medicine they need. Reem Mohammed / The National
  • Navas Ellias, from India, is a taxi driver. He says the public have been positive about him remaining at the wheel to take people on essential journeys to supermarkets, pharmacies and hospitals. Chris Whiteoak / The National
    Navas Ellias, from India, is a taxi driver. He says the public have been positive about him remaining at the wheel to take people on essential journeys to supermarkets, pharmacies and hospitals. Chris Whiteoak / The National
  • Faqir Mohammad, from Pakistan, is a gardener. Temperatures are taken at his housing accommodation to eliminate the spread of the virus. Reem Mohammed / The National
    Faqir Mohammad, from Pakistan, is a gardener. Temperatures are taken at his housing accommodation to eliminate the spread of the virus. Reem Mohammed / The National
  • Emirati doctor Fatima Al Kaabi, from Abu Dhabi's SKMC, works 12 to 18 hours a day and is on call 24 hours a day, seven days a week. Victor Besa / The National
    Emirati doctor Fatima Al Kaabi, from Abu Dhabi's SKMC, works 12 to 18 hours a day and is on call 24 hours a day, seven days a week. Victor Besa / The National
  • Taha Hussein, from Egypt, is a barber at the Hair & Beard gents' salon near Ibn Batutta Mall in Dubai. He uses disposable capes and blades, as well as hand sanitiser, to protect his customers. Pawan Singh / The National
    Taha Hussein, from Egypt, is a barber at the Hair & Beard gents' salon near Ibn Batutta Mall in Dubai. He uses disposable capes and blades, as well as hand sanitiser, to protect his customers. Pawan Singh / The National
  • Bandana Rai, from Nepal, is a cashier at Lulu Hypermarket, Khalidiyah Mall in Abu Dhabi. It is among the few stores allowed open to ensure shoppers can get essentials. She says she feels safe because the company has installed thermal scanners and has given staff gloves and masks. Victor Besa / The National
    Bandana Rai, from Nepal, is a cashier at Lulu Hypermarket, Khalidiyah Mall in Abu Dhabi. It is among the few stores allowed open to ensure shoppers can get essentials. She says she feels safe because the company has installed thermal scanners and has given staff gloves and masks. Victor Besa / The National
  • Mutaz Kamal, from Jordan, is the manager at Souq Planet in Abu Dhabi's Etihad Plaza. Souq Planet's owners also make cleaning products, meaning his shop is well stocked with hand sanitiser. Victor Besa / The National
    Mutaz Kamal, from Jordan, is the manager at Souq Planet in Abu Dhabi's Etihad Plaza. Souq Planet's owners also make cleaning products, meaning his shop is well stocked with hand sanitiser. Victor Besa / The National
  • Emirati Afra Al Dhaheri is a vet and owns the capital's Cloud9 Pet Hotel. She offers free board and services for the pets of medical staff fighting the coronavirus pandemic. Victor Besa / The National
    Emirati Afra Al Dhaheri is a vet and owns the capital's Cloud9 Pet Hotel. She offers free board and services for the pets of medical staff fighting the coronavirus pandemic. Victor Besa / The National
  • Dr Valerie Battistella, from France, is a vet at the Vienna Veterinary Clinic in Dubai. "The public has been surprised that we are open but also very very grateful." Chris Whiteoak / The National
    Dr Valerie Battistella, from France, is a vet at the Vienna Veterinary Clinic in Dubai. "The public has been surprised that we are open but also very very grateful." Chris Whiteoak / The National
  • Mohammad Sajid Ali, from India, is an alphamed technician with the Tadweer sterilisation team in Abu Dhabi. He says: "I do my job for the children; I want to keep them safe." Victor Besa / The National
    Mohammad Sajid Ali, from India, is an alphamed technician with the Tadweer sterilisation team in Abu Dhabi. He says: "I do my job for the children; I want to keep them safe." Victor Besa / The National
  • Left to right: Soyab Bhasea, from India and Mohammad Zayed, from Pakistan, are delivery drivers for a distribution company, delivering goods to supermarkets and warehouses. Mohammad says: "I have to continue my work in these times. Allah hafiz [God will protect us]." Reem Mohammed / The National
    Left to right: Soyab Bhasea, from India and Mohammad Zayed, from Pakistan, are delivery drivers for a distribution company, delivering goods to supermarkets and warehouses. Mohammad says: "I have to continue my work in these times. Allah hafiz [God will protect us]." Reem Mohammed / The National
  • Muhammad Asif, from Pakistan, is a security guard at the Movenpick Ibn Battuta Gate Hotel in Dubai. “I ask the delivery men to leave the packages outside and I bring it in. I cannot take any risks," he says. "We have many long-term occupants and a great number of them are elderly.” Pawan Singh / The National
    Muhammad Asif, from Pakistan, is a security guard at the Movenpick Ibn Battuta Gate Hotel in Dubai. “I ask the delivery men to leave the packages outside and I bring it in. I cannot take any risks," he says. "We have many long-term occupants and a great number of them are elderly.” Pawan Singh / The National
  • Omar Edehmen, from Morrocco, is the head butcher at Souq Planet in Abu Dhabi. He says: "The first thing I do before I go to my work area is to thoroughly wash my hands before putting on my gloves. When I remove my gloves, I use hand sanitiser. If I know I touched something out of the work area, I wash my hands again before putting a new pair of gloves. A face mask is also always used when in the work area." Victor Besa / The National
    Omar Edehmen, from Morrocco, is the head butcher at Souq Planet in Abu Dhabi. He says: "The first thing I do before I go to my work area is to thoroughly wash my hands before putting on my gloves. When I remove my gloves, I use hand sanitiser. If I know I touched something out of the work area, I wash my hands again before putting a new pair of gloves. A face mask is also always used when in the work area." Victor Besa / The National
  • Sanjay Kumar, from India, is a food delivery driver. He says: "Now, wherever I deliver the food, I leave the food package at the security reception or at the reception of the building, as customers are paying for the orders online. We are also using face masks, gloves, and washing and sanitising our hands regularly for safety." Sanjay works at the Indian restaurant Manvaar near Karama Fish Market in Dubai. Pawan Singh / The National
    Sanjay Kumar, from India, is a food delivery driver. He says: "Now, wherever I deliver the food, I leave the food package at the security reception or at the reception of the building, as customers are paying for the orders online. We are also using face masks, gloves, and washing and sanitising our hands regularly for safety." Sanjay works at the Indian restaurant Manvaar near Karama Fish Market in Dubai. Pawan Singh / The National
  • Servesh Yadav, from India, is an Abu Dhabi free zone maintenance worker. Such crews ensure the ports can work around the clock to keep vital supplies coming in. Victor Besa / The National
    Servesh Yadav, from India, is an Abu Dhabi free zone maintenance worker. Such crews ensure the ports can work around the clock to keep vital supplies coming in. Victor Besa / The National
  • Bam Babhdur, from Nepal, is a cleaner at the Khalidiyah Mall. He says: "I have protective equipment to keep safe. I am not scared; I am doing my duty." Victor Besa / The National
    Bam Babhdur, from Nepal, is a cleaner at the Khalidiyah Mall. He says: "I have protective equipment to keep safe. I am not scared; I am doing my duty." Victor Besa / The National

“When they told me the news, I felt great. I felt like we are part of the UAE community and the government is there to help us,” she said.

“I’m from Syria, but we haven’t been back to our home for nearly 11 years. It feels like we are living in our second home here in the UAE.”

Dr Darwish worked eight-hour shifts at the clinic from April to July, when she treated patients and ensured children with Covid-19 and others remained in separate parts of the building.

Precautionary measures across the UAE were in place during most of that time – including stay-home orders, closure of entertainment venues and capacity limits in shops – to contain the spread of the virus.

While, Covid-19 cases dropped down to as low as 164 in early August, the number has increased more than nine-fold since.

“It’s been difficult because we work on the frontlines and there’s always a worry of ‘what if we are bringing the virus home to our family?’” said Dr Darwish.

Majed Al Fadhl, a consultant surgeon in Al Ain, has also received benefits under the programme.

His two sons have been granted full school scholarships until graduation.

“I received a personal call from the Ministry of Education, telling me that two of my sons have been accepted in government schools and granted full scholarships for the whole school duration, as I had worked on the frontline during the Covid-19 pandemic," he said.

"My family and I are very happy about that."

To date, 1,850 healthcare workers have received financial support under Hayyakum, launched by the Ministry of Education and Frontline Heroes Office.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

The bio

Date of Birth: April 25, 1993
Place of Birth: Dubai, UAE
Marital Status: Single
School: Al Sufouh in Jumeirah, Dubai
University: Emirates Airline National Cadet Programme and Hamdan University
Job Title: Pilot, First Officer
Number of hours flying in a Boeing 777: 1,200
Number of flights: Approximately 300
Hobbies: Exercising
Nicest destination: Milan, New Zealand, Seattle for shopping
Least nice destination: Kabul, but someone has to do it. It’s not scary but at least you can tick the box that you’ve been
Favourite place to visit: Dubai, there’s no place like home

The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE. 

Read part four: an affection for classic cars lives on

Read part three: the age of the electric vehicle begins

Read part one: how cars came to the UAE

 

TRAINING FOR TOKYO

A typical week's training for Sebastian, who is competing at the ITU Abu Dhabi World Triathlon on March 8-9:

  • Four swim sessions (14km)
  • Three bike sessions (200km)
  • Four run sessions (45km)
  • Two strength and conditioning session (two hours)
  • One session therapy session at DISC Dubai
  • Two-three hours of stretching and self-maintenance of the body

ITU Abu Dhabi World Triathlon

For more information go to www.abudhabi.triathlon.org.

LAST 16

SEEDS

Liverpool, Manchester City, Barcelona, Paris St-Germain, Bayern Munich, RB Leipzig, Valencia, Juventus

PLUS

Real Madrid, Tottenham, Atalanta, Atletico Madrid, Napoli, Borussia Dortmund, Lyon, Chelsea

Dr Afridi's warning signs of digital addiction

Spending an excessive amount of time on the phone.

Neglecting personal, social, or academic responsibilities.

Losing interest in other activities or hobbies that were once enjoyed.

Having withdrawal symptoms like feeling anxious, restless, or upset when the technology is not available.

Experiencing sleep disturbances or changes in sleep patterns.

What are the guidelines?

Under 18 months: Avoid screen time altogether, except for video chatting with family.

Aged 18-24 months: If screens are introduced, it should be high-quality content watched with a caregiver to help the child understand what they are seeing.

Aged 2-5 years: Limit to one-hour per day of high-quality programming, with co-viewing whenever possible.

Aged 6-12 years: Set consistent limits on screen time to ensure it does not interfere with sleep, physical activity, or social interactions.

Teenagers: Encourage a balanced approach – screens should not replace sleep, exercise, or face-to-face socialisation.

Source: American Paediatric Association
The specs: Rolls-Royce Cullinan

Price, base: Dh1 million (estimate)

Engine: 6.75-litre twin-turbo V12

Transmission: Eight-speed automatic

Power: 563hp @ 5,000rpm

Torque: 850Nm @ 1,600rpm

Fuel economy, combined: 15L / 100km