• More than 1,000 Emiratis who trained at the Drilling Training Centre since 2016 have joined drilling teams working on the company's onshore, offshore, and island rigs. Photo: Adnoc
    More than 1,000 Emiratis who trained at the Drilling Training Centre since 2016 have joined drilling teams working on the company's onshore, offshore, and island rigs. Photo: Adnoc
  • 24/7 monitoring at Adnoc's Digital Real Time Monitoring Centre (RTMC) can remotely monitor up to 120 rig sites simultaneously, enabling a 30 per cent reduction in well duration and contributing to drilling-related savings of $1 billion between 2016 and 2019. Photo: Adnoc
    24/7 monitoring at Adnoc's Digital Real Time Monitoring Centre (RTMC) can remotely monitor up to 120 rig sites simultaneously, enabling a 30 per cent reduction in well duration and contributing to drilling-related savings of $1 billion between 2016 and 2019. Photo: Adnoc
  • RESTRICTED. NO EDITORIAL USE. New staff are put through training that includes simulations and virtual reality to make sure they have as much safe but realistic practice before joining the workforce in the field. Adnoc
    RESTRICTED. NO EDITORIAL USE. New staff are put through training that includes simulations and virtual reality to make sure they have as much safe but realistic practice before joining the workforce in the field. Adnoc
  • Predictive Maintenance AI anticipates well problems early enough to take corrective actions, avoiding hours or days of non-productive time. Photo: Adnoc
    Predictive Maintenance AI anticipates well problems early enough to take corrective actions, avoiding hours or days of non-productive time. Photo: Adnoc
  • RESTRICTED. NO EDITORIAL USE. Performance Engineers at Adnoc Drilling's Digital Remote Technology Centre leverage data and advanced technology that lets them control drilling activity in real time, optimising performance and costs.
    RESTRICTED. NO EDITORIAL USE. Performance Engineers at Adnoc Drilling's Digital Remote Technology Centre leverage data and advanced technology that lets them control drilling activity in real time, optimising performance and costs.
  • A Predictive Maintenance AI pilot launched at an offshore drilling site in 2020 found that AI can identify potential drilling problems as much as two hours in advance. Photo: Adnoc
    A Predictive Maintenance AI pilot launched at an offshore drilling site in 2020 found that AI can identify potential drilling problems as much as two hours in advance. Photo: Adnoc
  • Real time digital monitoring results at drilling rig sites speak for themselves. As a result of improved efficiency, well performance has been improved 5-10 per cent year-on-year. Photo: Adnoc
    Real time digital monitoring results at drilling rig sites speak for themselves. As a result of improved efficiency, well performance has been improved 5-10 per cent year-on-year. Photo: Adnoc
  • For nearly 50 years, Adnoc Drilling has been the bedrock enabling Adnoc to reliably unlock the nation's energy resources in service of the UAE and its people. Photo: Adnoc
    For nearly 50 years, Adnoc Drilling has been the bedrock enabling Adnoc to reliably unlock the nation's energy resources in service of the UAE and its people. Photo: Adnoc

Adnoc Drilling: the race to digitise UAE's upstream oil and gas



In five years, Abu Dhabi National Oil Company’s Drilling unit has generated $2 billion in cost savings for Adnoc, partly through adoption of digital technologies.

The use of state-of-the-art work processes, including advanced analytics, predictive maintenance techniques, and virtual reality training has vastly improved efficiency within exploration and production.

Using real-time technology to analyse big data streams, the company's well performance has improved consistently each year, by five to 10 per cent, since 2016.

We saved around 30 per cent in well duration since 2016, that’s $1 billion in total. To put that into context, whereas before it might have taken 100 days to drill a well, today it takes just 70
Khalid Abdul Samad,
Upstream Production

With a key focus on four main areas of operation, Adnoc Drilling has fully digitised its training practices, real-time monitoring techniques, maintenance prediction and drill cab operations.

Khalid Abdul Samad, senior vice president for Upstream Production, said drilling operations across its 96 rigs were "faster and more accurate", meaning they were less likely to end up with a dry well.

“Our real-time monitoring centre connects all of our rig sites to one central hub where we can read all our parameters,” he told The National.

New recruits are put through training that includes simulations and virtual reality to make sure they have as much safe but realistic practice before joining the workforce in the field. Photo: Adnoc
New recruits are put through training that includes simulations and virtual reality to make sure they have as much safe but realistic practice before joining the workforce in the field. Photo: Adnoc

“We are monitoring 49 KPIs, such as the speed of penetration of a drill and the downtime of a rig if it needs maintenance.

“From this data centre we can see that rig one, for instance, is doing great with connection time, so we make that the benchmark for the other rigs and send the data on to our different sites.

“We saved about 30 per cent in well duration since 2016, that’s $1 billion in total. To put that into context, whereas before it might have taken 100 days to drill a well, today it takes just 70.”

State-of-the-art training centre

In terms of training, Mr Samad said it takes a high school graduate about six months to qualify as an assistant driller at the company.

New staff are put through various stages of practical and theoretical training at the Drilling Training Centre, located in the Al Dhafra region of Abu Dhabi.

There are three different types of simulators located at DTC, alongside training programmes and mechanical and electrical workshops, to help students face real-life situations that they are likely to encounter at rigs.

A virtual reality system is used to give candidates a basic orientation about rig operations and rig equipment.

There are also three additional simulators, accredited by the International Well Control Forum, designed to reinforce and improve the candidate’s knowledge of “kick detection, shut-in procedures and well kill methods”.

Lastly, new staff undergo additional practical training in the “tubular-handling simulator”.

Here, new recruits learn how to trip in and out of a drill hole as well as learn how to make drill pipe connections using a power tong or a top drive, all within a virtual setting.

“In 2004 we established a small drilling school to develop Emiratis in drilling operations and in 2016 it was converted into the Drilling Training Centre,” said Mr Samad.

“More than 4,000 courses have been conducted at the site since 2016. It utilises the best in technology and trainees get to see dashboards and control systems as they would appear on the field.

“The main benefits of a digitised training centre is that candidates are less exposed to health and safety issues. Oil and gasfields are harsh environments, so this limits their exposure to toxic gases.

“Also, in simulators you can make mistakes, in real-time that is not an option without consequences.”

The digitised training approach saves a lot on logistics too, he said, in that there is no need to send trainees to different sites as everything is taught in one place.

Since 2016, more than 1,000 Emiratis who were trained at the centre have joined Adnoc’s drilling teams, working on the company’s onshore, offshore, and island rigs.

Maintenance prediction using AI

Artificial intelligence has become a huge part of operations at the Drilling unit and has been heavily utilised in maintenance prediction practices.

In early 2020, an AI pilot was launched at a number of offshore drilling sites that proved to increase efficiency and save Adnoc millions of dollars while advancing health and safety practices.

Mr Samad said the company’s AI system could "anticipate problems early enough to take corrective actions" and avoid hours or days of non-productive time due to tight holes or stuck pipes.

“When drilling, [imagine there is a certain problem I have], for example, a stuck pipe,” he said.

“There are different formations and zones in the ground so sometimes the pipes get stuck due to certain movements.

“How we predicted such problems before was by a human. They were measuring different parameters such as the speed of penetration of a drill or the amount of pressure when injecting mud into a well.

“Before, they could only predict an issue, like a pipe getting stuck, about two minutes before an incident occurred, that’s too late.

“With AI, it gives us ample time to predict a problem so we can interfere at the right time and execute the right intervention processes to prevent the pipe from getting stuck.”

Performance Engineers at Adnoc Drilling's Digital Remote Technology Centre leverage data and advanced technology that lets them control drilling activity in real time, optimising performance and costs. Photo: Adnoc
Performance Engineers at Adnoc Drilling's Digital Remote Technology Centre leverage data and advanced technology that lets them control drilling activity in real time, optimising performance and costs. Photo: Adnoc

The lead time today is about two hours, which is a fast improvement on two minutes, he said.

And in drilling, time is money. Having these sophisticated prediction tools in place, Mr Samad said, greatly reduced the downtime of any rig, meaning less risk of losing money.

Over the next few years, Mr Samad said Adnoc Drilling plans to accelerate the “deployment of digital technology” to significantly increase its production capacity by 2030.

From trainees to field workers

Khalid Abdel Karim started his training at the DTC and is now working in the field as an assistant driller in Abu Dhabi.

“It is amazing to sit in the simulator chair and see on the monitor real operations happening,” he said.

“The simulator helps operators across every level of the organisation, from entry level to senior engineers. Everything I learnt was just like being at a drilling site.”

“When Adnoc Drilling began, it was heavy, hard work on site. Now we are able to precisely and accurately move huge machinery with a joy stick. We practise doing that in the Training Centre so by the time we get to site we are ready.”

“I love my work because it is a way for me to return to my country what my country has given to me.”

Taha Al Hashmi is a drilling IDS engineer at the Bab oil field. In his role, he receives a digital live feed with up-to-date technical information as his team’s drilling occurs.

“Constant improvement is part of the culture of Adnoc Drilling,” he said.

“What is exciting here is our advanced combination of digital and physical drilling aspects.

“Digital real-time monitoring plays a crucial role in ensuring precision and excellence. Drilling is fundamental to the UAE’s growth. I am privileged to be part of it.”

____________________

Adnoc Drilling: years gone by - in pictures

  • Oil workers on Murban 3 at Bab, about 80 kilometres south-west of Abu Dhabi, in 1960. Courtesy Adnoc Drilling
    Oil workers on Murban 3 at Bab, about 80 kilometres south-west of Abu Dhabi, in 1960. Courtesy Adnoc Drilling
  • Drilling in progress on Murban 5 in Bab in 1961. Commercial quantities of oil had been discovered in Murban in May 1960. Courtesy Adnoc Drilling
    Drilling in progress on Murban 5 in Bab in 1961. Commercial quantities of oil had been discovered in Murban in May 1960. Courtesy Adnoc Drilling
  • Oil workers on a drilling rig in 1968. Adnoc Drilling is now the largest drilling company in the Middle East, with a fleet of 96 rigs. Courtesy Adnoc Drilling
    Oil workers on a drilling rig in 1968. Adnoc Drilling is now the largest drilling company in the Middle East, with a fleet of 96 rigs. Courtesy Adnoc Drilling
  • Rig work under way in Abu Dhabi, circa 1969. Many drillers talk of the pride they feel when they break through to a reservoir of oil or gas. Courtesy: Adnoc Drilling
    Rig work under way in Abu Dhabi, circa 1969. Many drillers talk of the pride they feel when they break through to a reservoir of oil or gas. Courtesy: Adnoc Drilling
  • A pipeline under construction in Abu Dhabi in 1969. Courtesy Adnoc Drilling
    A pipeline under construction in Abu Dhabi in 1969. Courtesy Adnoc Drilling
  • Drilling for water at Zarrarah oilfield, circa 1969. Today, Adnoc employs more than 50,000 people, with over 100 nationalities represented. Courtesy Adnoc Drilling
    Drilling for water at Zarrarah oilfield, circa 1969. Today, Adnoc employs more than 50,000 people, with over 100 nationalities represented. Courtesy Adnoc Drilling
  • Drilling operations at Zubarra oilfield in 1970. Today, Adnoc has a production capacity of more than 3.5 million barrels of oil and 10.5 billion cubic feet of natural gas a day. Courtesy Adnoc Drilling
    Drilling operations at Zubarra oilfield in 1970. Today, Adnoc has a production capacity of more than 3.5 million barrels of oil and 10.5 billion cubic feet of natural gas a day. Courtesy Adnoc Drilling
The lowdown

Badla

Rating: 2.5/5

Produced by: Red Chillies, Azure Entertainment 

Director: Sujoy Ghosh

Cast: Amitabh Bachchan, Taapsee Pannu, Amrita Singh, Tony Luke

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

UAE currency: the story behind the money in your pockets

A Long Way Home by Peter Carey
Faber & Faber

UK’s AI plan
  • AI ambassadors such as MIT economist Simon Johnson, Monzo cofounder Tom Blomfield and Google DeepMind’s Raia Hadsell
  • £10bn AI growth zone in South Wales to create 5,000 jobs
  • £100m of government support for startups building AI hardware products
  • £250m to train new AI models
RESULTS
%3Cp%3E%0D5pm%3A%20Al%20Maha%20Stables%20%E2%80%93%20Maiden%20(PA)%20Dh80%2C000%20(Turf)%201%2C400m%0D%3Cbr%3EWinner%3A%20AF%20Alfahem%2C%20Tadhg%20O%E2%80%99Shea%20(jockey)%2C%20Ernst%20Oetrel%20(trainer)%0D%3Cbr%3E5.30pm%3A%20Al%20Anoud%20Stables%20%E2%80%93%20Handicap%20(PA)%20Dh80%2C000%20(T)%201%2C200m%0D%3Cbr%3EWinner%3A%20AF%20Musannef%2C%20Tadhg%20O%E2%80%99Shea%2C%20Ernst%20Oertel%0D%3Cbr%3E6pm%3A%20Wathba%20Stallions%20Cup%20%E2%80%93%20Handicap%20(PA)%20Dh70%2C000%20(T)%201%2C400m%0D%3Cbr%3EWinner%3A%20AF%20Rasam%2C%20Tadhg%20O%E2%80%99Shea%2C%20Ernst%20Oertel%0D%3Cbr%3E6.30pm%3A%20Arabian%20Triple%20Crown%20Round%202%20%E2%80%93%20Group%203%20(PA)%20Dh%20300%2C000%20(T)%202%2C200m%0D%3Cbr%3EWinner%3A%20Joe%20Star%2C%20Tadhg%20O%E2%80%99Shea%2C%20Helal%20Al%20Alawi%0D%3Cbr%3E7pm%3A%20Liwa%20Oasis%20%E2%80%93%20Group%202%20(PA)%20Dh300%2C000%20(T)%201%2C400m%0D%3Cbr%3EWinner%3A%20AF%20Alajaj%2C%20Tadhg%20O%E2%80%99Shea%2C%20Ernst%20Oertel%0D%3Cbr%3E7.30pm%3A%20Dames%20Stables%20%E2%80%93%20Handicap%20(TB)%20Dh80%2C000%20(T)%201%2C400m%0D%3Cbr%3EWinner%3A%20Silent%20Defense%2C%20Oscar%20Chavez%2C%20Rashed%20Bouresly%3C%2Fp%3E%0A
Electric scooters: some rules to remember
  • Riders must be 14-years-old or over
  • Wear a protective helmet
  • Park the electric scooter in designated parking lots (if any)
  • Do not leave electric scooter in locations that obstruct traffic or pedestrians
  • Solo riders only, no passengers allowed
  • Do not drive outside designated lanes
Dengue%20fever%20symptoms
%3Cp%3EHigh%20fever%20(40%C2%B0C%2F104%C2%B0F)%3Cbr%3ESevere%20headache%3Cbr%3EPain%20behind%20the%20eyes%3Cbr%3EMuscle%20and%20joint%20pains%3Cbr%3ENausea%3Cbr%3EVomiting%3Cbr%3ESwollen%20glands%3Cbr%3ERash%26nbsp%3B%3C%2Fp%3E%0A
57%20Seconds
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Rusty%20Cundieff%0D%3Cbr%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3EJosh%20Hutcherson%2C%20Morgan%20Freeman%2C%20Greg%20Germann%2C%20Lovie%20Simone%0D%3Cbr%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E2%2F5%0D%3Cbr%3E%0D%3Cbr%3E%3C%2Fp%3E%0A
Juvenile arthritis

Along with doctors, families and teachers can help pick up cases of arthritis in children.
Most types of childhood arthritis are known as juvenile idiopathic arthritis. JIA causes pain and inflammation in one or more joints for at least six weeks.
Dr Betina Rogalski said "The younger the child the more difficult it into pick up the symptoms. If the child is small, it may just be a bit grumpy or pull its leg a way or not feel like walking,” she said.
According to The National Institute of Arthritis and Musculoskeletal and Skin Diseases in US, the most common symptoms of juvenile arthritis are joint swelling, pain, and stiffness that doesn’t go away. Usually it affects the knees, hands, and feet, and it’s worse in the morning or after a nap.
Limping in the morning because of a stiff knee, excessive clumsiness, having a high fever and skin rash are other symptoms. Children may also have swelling in lymph nodes in the neck and other parts of the body.
Arthritis in children can cause eye inflammation and growth problems and can cause bones and joints to grow unevenly.
In the UK, about 15,000 children and young people are affected by arthritis.

The candidates

Dr Ayham Ammora, scientist and business executive

Ali Azeem, business leader

Tony Booth, professor of education

Lord Browne, former BP chief executive

Dr Mohamed El-Erian, economist

Professor Wyn Evans, astrophysicist

Dr Mark Mann, scientist

Gina MIller, anti-Brexit campaigner

Lord Smith, former Cabinet minister

Sandi Toksvig, broadcaster

 

Who has lived at The Bishops Avenue?
  • George Sainsbury of the supermarket dynasty, sugar magnate William Park Lyle and actress Dame Gracie Fields were residents in the 1930s when the street was only known as ‘Millionaires’ Row’.
  • Then came the international super rich, including the last king of Greece, Constantine II, the Sultan of Brunei and Indian steel magnate Lakshmi Mittal who was at one point ranked the third richest person in the world.
  • Turkish tycoon Halis Torprak sold his mansion for £50m in 2008 after spending just two days there. The House of Saud sold 10 properties on the road in 2013 for almost £80m.
  • Other residents have included Iraqi businessman Nemir Kirdar, singer Ariana Grande, holiday camp impresario Sir Billy Butlin, businessman Asil Nadir, Paul McCartney’s former wife Heather Mills. 
Hunting park to luxury living
  • Land was originally the Bishop of London's hunting park, hence the name
  • The road was laid out in the mid 19th Century, meandering through woodland and farmland
  • Its earliest houses at the turn of the 20th Century were substantial detached properties with extensive grounds

 

Company%20profile
%3Cp%3ECompany%20name%3A%20Shipsy%3Cbr%3EYear%20of%20inception%3A%202015%3Cbr%3EFounders%3A%20Soham%20Chokshi%2C%20Dhruv%20Agrawal%2C%20Harsh%20Kumar%20and%20Himanshu%20Gupta%3Cbr%3EBased%3A%20India%2C%20UAE%20and%20Indonesia%3Cbr%3ESector%3A%20logistics%3Cbr%3ESize%3A%20more%20than%20350%20employees%3Cbr%3EFunding%20received%20so%20far%3A%20%2431%20million%20in%20series%20A%20and%20B%20rounds%3Cbr%3EInvestors%3A%20Info%20Edge%2C%20Sequoia%20Capital%E2%80%99s%20Surge%2C%20A91%20Partners%20and%20Z3%20Partners%3C%2Fp%3E%0A
In numbers: PKK’s money network in Europe

Germany: PKK collectors typically bring in $18 million in cash a year – amount has trebled since 2010

Revolutionary tax: Investigators say about $2 million a year raised from ‘tax collection’ around Marseille

Extortion: Gunman convicted in 2023 of demanding $10,000 from Kurdish businessman in Stockholm

Drug trade: PKK income claimed by Turkish anti-drugs force in 2024 to be as high as $500 million a year

Denmark: PKK one of two terrorist groups along with Iranian separatists ASMLA to raise “two-digit million amounts”

Contributions: Hundreds of euros expected from typical Kurdish families and thousands from business owners

TV channel: Kurdish Roj TV accounts frozen and went bankrupt after Denmark fined it more than $1 million over PKK links in 2013 

Key facilities
  • Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
  • Premier League-standard football pitch
  • 400m Olympic running track
  • NBA-spec basketball court with auditorium
  • 600-seat auditorium
  • Spaces for historical and cultural exploration
  • An elevated football field that doubles as a helipad
  • Specialist robotics and science laboratories
  • AR and VR-enabled learning centres
  • Disruption Lab and Research Centre for developing entrepreneurial skills
This is an info box
  • info goes here
  • and here
  • and here

Name: Brendalle Belaza

From: Crossing Rubber, Philippines

Arrived in the UAE: 2007

Favourite place in Abu Dhabi: NYUAD campus

Favourite photography style: Street photography

Favourite book: Harry Potter

First Person
Richard Flanagan
Chatto & Windus 

Results

6.30pm: The Madjani Stakes (PA) Group 3 Dh175,000 (Dirt) 1,900m

Winner: Aatebat Al Khalediah, Fernando Jara (jockey), Ali Rashid Al Raihe (trainer).

7.05pm: Maiden (TB) Dh165,000 (D) 1,400m

Winner: Down On Da Bayou, Royston Ffrench, Salem bin Ghadayer.

7.40pm: Maiden (TB) Dh165,000 (D) 1,600m

Winner: Dubai Avenue, Fernando Jara, Ali Rashid Al Raihe.

8.15pm: Handicap (TB) Dh190,000 (D) 1,200m

Winner: My Catch, Pat Dobbs, Doug Watson.

8.50pm: Dubai Creek Mile (TB) Listed Dh265,000 (D) 1,600m

Winner: Secret Ambition, Tadhg O’Shea, Satish Seemar.

9.25pm: Handicap (TB) Dh190,000 (D) 1,600m

Winner: Golden Goal, Pat Dobbs, Doug Watson.

Company%20profile
%3Cp%3EName%3A%20Tabby%3Cbr%3EFounded%3A%20August%202019%3B%20platform%20went%20live%20in%20February%202020%3Cbr%3EFounder%2FCEO%3A%20Hosam%20Arab%2C%20co-founder%3A%20Daniil%20Barkalov%3Cbr%3EBased%3A%20Dubai%2C%20UAE%3Cbr%3ESector%3A%20Payments%3Cbr%3ESize%3A%2040-50%20employees%3Cbr%3EStage%3A%20Series%20A%3Cbr%3EInvestors%3A%20Arbor%20Ventures%2C%20Mubadala%20Capital%2C%20Wamda%20Capital%2C%20STV%2C%20Raed%20Ventures%2C%20Global%20Founders%20Capital%2C%20JIMCO%2C%20Global%20Ventures%2C%20Venture%20Souq%2C%20Outliers%20VC%2C%20MSA%20Capital%2C%20HOF%20and%20AB%20Accelerator.%3Cbr%3E%3C%2Fp%3E%0A
25-MAN SQUAD

Goalkeepers: Francis Uzoho, Ikechukwu Ezenwa, Daniel Akpeyi
Defenders: Olaoluwa Aina, Abdullahi Shehu, Chidozie Awaziem, William Ekong, Leon Balogun, Kenneth Omeruo, Jamilu Collins, Semi Ajayi 
Midfielders: John Obi Mikel, Wilfred Ndidi, Oghenekaro Etebo, John Ogu
Forwards: Ahmed Musa, Victor Osimhen, Moses Simon, Henry Onyekuru, Odion Ighalo, Alexander Iwobi, Samuel Kalu, Paul Onuachu, Kelechi Iheanacho, Samuel Chukwueze 

On Standby: Theophilus Afelokhai, Bryan Idowu, Ikouwem Utin, Mikel Agu, Junior Ajayi, Valentine Ozornwafor

Why seagrass matters
  • Carbon sink: Seagrass sequesters carbon up to 35X faster than tropical rainforests
  • Marine nursery: Crucial habitat for juvenile fish, crustations, and invertebrates
  • Biodiversity: Support species like sea turtles, dugongs, and seabirds
  • Coastal protection: Reduce erosion and improve water quality
UAE%20SQUAD
%3Cp%3E%0D%3Cstrong%3EMen%3A%3C%2Fstrong%3E%20Saif%20Al%20Zaabi%2C%20Salem%20Al%20Marzooqi%2C%20Zayed%20Al%20Ansaari%2C%20Saud%20Abdulaziz%20Rahmatalla%2C%20Adel%20Shanbih%2C%20Ahmed%20Khamis%20Al%20Blooshi%2C%20Abdalla%20Al%20Naqbi%2C%20Khaled%20Al%20Hammadi%2C%20Mohammed%20Khamis%20Khalaf%2C%20Mohammad%20Fahad%2C%20Abdulla%20Al%20Arimi.%0D%3Cbr%3E%3Cstrong%3EWomen%3A%3C%2Fstrong%3E%20Mozah%20Al%20Zeyoudi%2C%20Haifa%20Al%20Naqbi%2C%20Ayesha%20Al%20Mutaiwei.%3C%2Fp%3E%0A
Race card

5pm: Maiden (PA) Dh80,000 (Turf) 1,600m
5.30pm: Handicap (PA) Dh80,000 (T) 1,600m
6pm: Arabian Triple Crown Round-1 Listed (PA) Dh230,000 (T) 1,600m
6.30pm: Wathba Stallions Cup Handicap (PA) Dh70,000 (T) 1,400m
7pm: Maiden (PA) Dh80,000 (T) 1,200m
7.30pm: Handicap (TB) Dh100,000 (T) 2,400m

The%20Woman%20King%20
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Gina%20Prince-Bythewood%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Viola%20Davis%2C%20Thuso%20Mbedu%2C%20Sheila%20Atim%2C%20Lashana%20Lynch%2C%20John%20Boyega%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%203%2F5%3C%2Fp%3E%0A
The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

How to increase your savings
  • Have a plan for your savings.
  • Decide on your emergency fund target and once that's achieved, assign your savings to another financial goal such as saving for a house or investing for retirement.
  • Decide on a financial goal that is important to you and put your savings to work for you.
  • It's important to have a purpose for your savings as it helps to keep you motivated to continue while also reducing the temptation to spend your savings. 

- Carol Glynn, founder of Conscious Finance Coaching

 

 

Updated: August 31, 2021, 10:50 AM